Job Description for Risk & Portfolio Management (relevant experience: 2-4 years) The finance industry has ignored billions of deserving individuals. We are a mission driven team of finance, analytics and technology professionals, focused on driving financial inclusion to serve the underserved across their credit, savings and financial needs. This role will lead a team of Risk & Portfolio analysts/managers at Yabx, be accountable for the driving the credit policy decisions across the customer life cycle as well as jointly own the Lending Portfolio P&L with the Africa Business team, in ensuring acceptable risk performance as well as driving top line revenue targets by finding and executing on expansion opportunities across partner customer segments (banks and telcos). What we look for: - Passion for analytics : Should have solid understanding of cutting edge credit strategy leveraging data driven models. Should have hands on experience and track record of delivering projects in individual capacity - Process oriented : Should help in building a process that maximizes operating efficiency while maintaining risk across multiple lending cycles. There needs to be an obsession with collecting and analyzing data to drive business iterations and improvements. - Stakeholder Management : Should have a track record of working with partners across functions internally as well as externally to build effective relationships and drive business deliverables. - Willingness to go above and beyond: For start-ups the responsibilities and needs of the business change quickly. We're looking for someone who is not afraid to take on calculated risks and can deal with ambiguity. Job Responsibilities: Portfolio Strategy & Credit Policy Build credit strategy to drive the GTM strategy, customer eligibility and limit/exposure decisions through customer loan life cycle Partner with Africa business and product team to develop and optimize customer journey and ongoing communication to drive uptake, usage, credit education and repayment across multiple digital channels (SMS, USSD, OBD) Work with external debt collection agencies and optimize direct debit rules to drive collection effectiveness for delinquent customer segments and optimizing collection offers Building framework for measuring periodic performance of existing strategies Portfolio Monitoring, Forecasting & Governance Responsible for Portfolio P&L KPIs and ensure closed loop governance with banks & telcos to set and deliver on KPI targets Develop portfolio tracking metrics and design reports leveraging existing tech team Coordinate with partner team for due/ overdue PDD process. Propose and implement solutions to keep portfolio healthy interfacing data science, product and business operations team Growth Opportunities Identify new customer segments and product constructs and suggest revenue enhancement opportunities Collaborate with product and business teams to develop and implement a “Test & Learn” agenda to continuously test new product constructs, refine offers and optimize the marketing effort/budget across the customer life cycle. Required Qualifications & Skills: Deep knowledge of scorecards, credit policies and risk management in an unsecured retail lending context; , defining underwriting strategy & exposure management and owning portfolio KPIs for risk & revenue Experience in leading a 2-3 member analytics driven credit policy team for specific markets/products; Hands on experience as a data driven credit strategy analyst to provide functional guidance to team Good analytical thought process and aptitude for problem solving ; Hands on experience in data extraction using SQL, Python and Pyspark SQL (Big Data Hadoop/Spark Stack) Passion for using data and algorithm to drive underwriting decisions; Previous exposure to ML algorithms (preferably multiple) Strong entrepreneurial drive Good to have: Previous experience in managing P&L for credit portfolio Experience in working with credit card firm/Digital Lending firms Hands on experience in working with Telecom data About Yabx : Yabx has offices in Amsterdam, Gurgaon, Bangalore, Bogota and Nairobi. The founding team consists of people from IIMs, IITs and Ivey League Business Schools. The team has significant data analytics, financial services and global entrepreneurial experience. They are a bunch of supercharged individuals passionate to deliver financial access to each and every individual. The company was incorporated by Mahindra Comviva in 2017. The Yabx platform connects banks and financial services providers with prospective customers. These are small & medium enterprises and individuals who need real-time access to credit. For the same, Yabx works with partners such as mobile network operators and mobile wallet providers to reach this target segment. Yabx deploys advanced models using artificial intelligence, machine learning and data analytics to process massive volume of data from telecoms and mfs providers and further analyzes this data with the help of these algorithms to derive useful insights. Yabx’s mission is to create world-class innovative products to enable banks and mfis to further improve the lives of these underserved people. More details available on https://yabx.co Yabx Technologies (Netherlands) B.V. Maanplein 7, 2516CK 's-Gravenhage, The Netherlands Show more Show less

About the Role We are looking for a passionate and driven Employer Branding Manager to join our Marketing team. In this role, you will lead the strategic positioning of Comviva as an employer of choice across key markets. You will play a pivotal role in showcasing our culture, values, and talent philosophy through compelling storytelling, multi-channel campaigns, and high-impact employee engagement programs. Key Responsibilities Build & Lead the Employer Brand Strategy: Develop and execute a comprehensive employer branding roadmap aligned with Comviva’s culture and growth objectives. Integrated Employer Branding Campaigns: Conceptualize and drive multimedia campaigns (videos, social media, internal stories, career site content) that bring our employee value proposition (EVP) to life. Internal Collaborations: Work closely with HR, Talent Acquisition, Administration, and Business Heads to ensure synergy in messaging and execution. Employee Engagement Campaigns: Partner with HR and Admin to design and promote internal campaigns celebrating employee milestones, culture initiatives, recognition programs, and DEI efforts. Employee Advocacy: Establish a robust employee advocacy program that encourages storytelling and sharing on personal and professional channels. Enhance Digital Footprint: Manage and grow our presence on platforms like LinkedIn, Glassdoor etc. Event & Campus Branding: Support branding efforts across talent acquisition events, job fairs, university programs, and industry forums. Analytics & Reporting: Track and optimize campaign performance using engagement metrics, brand perception data, and feedback loops. Key Requirements 5–8 years of experience in Employer Branding, Marketing, Corporate Communications, or related domains Proven experience creating and executing brand-led marketing or communication campaigns Excellent storytelling, content creation, and creative direction skills Familiarity with employer review sites and social platforms Ability to use data/analytics tools to measure brand health and campaign effectiveness Strong stakeholder management and cross-functional collaboration capabilities A proactive, self-starter mindset with a passion for people and culture Key Performance Indicators (KPIs) Growth in employer brand visibility and engagement on LinkedIn, Glassdoor, and other platforms Execution of at least 8–10 high-impact employer branding campaigns annually Number of employer branding video assets created and deployed Increase in quality talent applications from target geographies and roles Employee engagement in advocacy programs Improved candidate perception scores from hiring manager and HR feedback Recognition or awards for employer branding initiatives Why Join Us? Be a part of shaping the voice of a leading global tech brand Work with a collaborative and forward-thinking marketing team Drive purpose-led branding that celebrates innovation, diversity, and growth Enjoy a flexible, empowering, and high-performance work culture Show more Show less

Job Title: Technical Program Manager Work Location: Gurgaon About Comviva Technology: Comviva Technology, a global leader in mobility solutions, is dedicated to transforming the way the world communicates, transacts, and engages. With innovation at our core, we design and deliver cutting-edge technology solutions that empower businesses and enhance customer experiences. Our culture fosters collaboration, growth, and excellence. Overview: We are looking for an experienced and highly organized Technical Program Manager to lead and drive the successful delivery of complex IT software projects across Telecom and Banking domains. The ideal candidate will demonstrate strong leadership, stakeholder management, and project delivery expertise across Agile, Waterfall, and Hybrid models. Role & Responsibilities: • Lead the planning and flawless execution of projects by coordinating internal resources and third-party vendors. • Ensure timely delivery of all projects, adhering strictly to scope, budget, and quality parameters. • Define project scope, objectives, and deliverables, engaging all relevant stakeholders and ensuring technical feasibility. • Develop and maintain detailed project plans, tracking progress, milestones, and dependencies. • Manage resource availability and effective allocation to ensure smooth project execution. • Handle changes to project scope, schedule, and cost using structured change control mechanisms. • Monitor and report project performance using appropriate tools and KPIs; escalate issues to management as required. • Build and maintain strong working relationships with clients, vendors, and internal stakeholders. • Conduct regular meetings with clients to gather requirements, clarify expectations, and communicate project progress. • Identify and mitigate project risks through effective risk management strategies. • Ensure strict adherence to project delivery processes and drive best practices across multiple engagements. • Prepare and maintain comprehensive project documentation throughout the lifecycle. • Monitor budgetary performance and make necessary adjustments based on financial analysis. • Deliver training to business and technical teams to ensure smooth adoption and efficient management of implemented solutions. Skills & Experience: • 10- 12 years’ overall experience with minimum 6 years of experience in technical program management. • Proven experience in managing end-to-end IT software project deliveries. • Strong domain knowledge in Telecom and/or Banking. • PMP certification is mandatory. • Proficiency in project management tools such as Jira, Microsoft Project (MPP), and MS Office Suite including PowerPoint. • Strong client-facing skills with the ability to influence, negotiate, and manage stakeholder expectations effectively. • Detail-oriented with strong organizational and multitasking skills. • Excellent communication skills – both verbal and written Show more Show less

Role- Sharepoint Developer Location- Gurgaon Description Key Skills: Project Online Development : Design, develop, and maintain solutions using Microsoft Project Online, ensuring alignment with business processes and project management methodologies. Hands-on expertise with Microsoft Project Online and Dataverse (customization, administration, reporting). Build custom connectors, automate project workflows, and sync data with Dataverse. REST API/ODATA Integration (Dataverse, SharePoint, Project Online). Postman/Swagger for API testing and documentation. Power Platform Expertise Model-Driven App Development (UI, business logic, entity relationships). Dataverse Configuration (Tables, Security Roles, Business Rules, Plugins). Power Automate (Cloud Flows, API Integration, Custom Connectors). Data Flows (ETL Processes, Data Integration with Azure/Dataverse). SharePoint Development Front-End Customization (HTML/CSS/JavaScript). Integration with Dataverse (APIs, Power Automate, Custom Connectors). Project Online Backend APIs : REST API/CSOM (Client-Side Object Model) for Project Online data manipulation. Integration with Power Platform (e.g., fetching project data into Dataverse). SharePoint Lists, Libraries, and Workflows. Roles & Responsibilities Solution Development Design and deploy model-driven apps using Dataverse for business process automation. Build SharePoint solutions (forms, web parts, dashboards) integrated with Dataverse and Project Online data . Develop Power Automate workflows to connect Power Platform, SharePoint, Project Online, and external systems. Integration & Data Management Implement seamless data flow between SharePoint, Dataverse, and Project Online using APIs (REST/CSOM) and JavaScript. Use Project Online APIs to automate project management tasks (e.g., resource allocation, timeline updates). Migrate and synchronize data across platforms (e.g., Project Online tasks to Dataverse tables). API Development & Customization Build custom connectors for Project Online APIs to enable data access in Power Apps/Power Automate. Securely authenticate and fetch data from Project Online using Azure AD and OAuth. Optimize API performance and troubleshoot integration issues (e.g., rate limits, data mapping). Customization & Optimization Enhance SharePoint/Project Online interfaces with HTML/CSS/JavaScript Optimize Dataverse performance and ensure data consistency with Project Online. Debug API-related errors in Power Platform or SharePoint workflows. Show more Show less