Collections Agent

We have been on a mission to provide small and medium businesses (SMEs) with accessible and responsive finance since 2007. SMEs account for most businesses worldwide and are critical contributors to job creation and global economic development. They represent about 90% of businesses and more than 50% of employment worldwide. However, more than three quarters (77%) of SME businesses last year were unable to secure traditional bank financing they desperately needed to grow and thrive. This has created a $5 trillion funding gap for SMEs globally.

That's where Liberis steps in! To best help small businesses, Liberis has built the leading global embedded finance platform. Through this platform, Liberis provides partners with the technology and financial solutions necessary to offer personalized and accessible funding to their small business customers.

To date with ~20 global strategic partners and direct reach to more than 1 million small businesses, Liberis has provided $1 bn of funding in over 50,000 transactions, enabling more than 100,000 jobs to be created and saved.

We are in a very exciting period of growth, both within the UK and internationally, with teams based in London, Nottingham, USA, and Scandinavia. As we continue to grow, we are looking for talented and ambitious individuals to join us to reshape business finance.

Liberis and Blenheim Chalcot

Liberis was founded and is backed by Blenheim Chalcot, the UK's leading digital venture builder. This powerful partnership provides us with a unique advantage, combining our fintech agility with the strategic support and deep expertise of a company renowned for building and scaling disruptive digital businesses. As a key part of the Blenheim Chalcot portfolio, we benefit from a vibrant ecosystem of collaboration and innovation, placing us at the forefront of the embedded finance revolution.

The team

We are the Collections team! A dedicated group with a clear mission: to assist customers facing financial challenges and guide them back to good standing wherever possible. Based in the city of Nottingham, our team of seven covers the entire UK market. And now, we're looking for an enthusiastic Collections Agent to join us on this exciting journey!

THE ROLE

As a Collections Agent, you'll take the helm in our in-house collection process, steering a diverse receivables book toward success. Your mission: to maintain impeccable standards of accuracy and timeliness, driving up collection rates while ensuring every customer enjoys a top-notch experience.

Responsibilities :

• Conducting daily monitoring into our receivables book to uncover underperforming and inactive customers, using your sharp analytical skills to identify patterns and opportunities.
• Solving puzzles: diving deep in to the why behind customer inactivity, utilising a variety of resources to uncover the most efficient solutions for rehabilitating these customers
• Direct engagement: connecting directly with our customers through daily phone calls and emails, bringing energy and enthusiasm to every interactions as you work to reignite their engagement.
• Legal liaison: contacting customers we've been unable to reach via legal letters, to ensure our message is clear and our approach is effective.
• Take charge in ensuring that defaulting account volumes stay within budget limits by strategizing and implementing tactics to minimise the need for accounts to be sent for Debt Collection.
• Fairness Ambassador: above all, you'll champion our commitment to treating customers fairly, ensuring that every action you take reflects the Liberis behaviours and strengthens our customer relationships.
• Thrive in an environment that encourages independent decision-making and have the autonomy to manage and prioritise your daily workload, while always having the support of your team and line managers.

What we think you'll need

We're seeking a dynamic individual with a blend of skills and experiences that will make them an invaluable asset to our team:

• Demonstrated experience within a collections team, preferably in SME collections.
• A proven ability to self-manage and prioritise tasks effectively.
• Excellent interpersonal communication skills, enabling seamless interactions with individuals at all levels.
• High level of integrity in all actions and decisions.
• Proficiency in Excel
• Keen attention to detail to ensure accuracy and precision in all tasks.
• Ability to identify and propose improvements to processes and procedures.

What We Offer

• Be part of the world's leading digital venture builder – Blenheim Chalcot.
• Work in a high-growth FinTech environment with exposure to GenAI tools.
• 24 days annual leave + 10 public holidays.
• Private medical insurance for you and your immediate family.
• Life insurance and access to continuous learning and development.
• A collaborative, inclusive, and cricket-loving culture (we own the Rajasthan Royals IPL team!).

Next Steps
If this opportunity feels like the right fit for your next career move, we'd love to hear from you! Even if you don't meet every requirement, don't hesitate to apply