4076 Business Loan Jobs - Page 50

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Drive sales of two-wheeler loans through dealer network. Manage relationships with showroom owners and sales staff to generate leads. Train field staff and ensure timely login and disbursement of files. Track competitor schemes and maintain market intelligence. Key Skills: Two-Wheeler Finance, Dealer Sales, Loan Disbursement, Team Supervision

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

o Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost and roll rates (depending on the bucket)o Ensure that the NPA's are kept within assigned budget and active efforts are made to minimize it.o Increase the fee income / revenue and develop intiatives to control and reduce the amount of vendor payoutso Conduct asset verifications and possession as per SARFESI / Section 9 process through court receivers. o Track & control the delinquency of the area (Bucket & DPD wise) and focus on nonstarterso Ensure customer satisfaction by ensuring quick resolution of customer issues within specified TAT o Build relationships with key clients to ensure timely collections are made and monitor defaulting customers by ensuring regular follow with critical/complex customers to identify reasons for defaultingo Represent the organization in front of legal/ statutory bodies as required by the legal team and ensure that the collection team adheres to the legal guidelines provided by the law in forceo Allocate work to the field executives and ensure that all the agencies in the location perform as per defined SLA, ensuring payments and audit receipts get deposited within the defined SLA. o Ensure that there is adequate Feet on Street availability area-wise /bucket-wise/ segment-wise and obtain daily updates from all collection executives on delinquent portfolio & initiate detailed account level review of high ticket accountso Ensure compliance to all Audit / Regulatory bodies as well as policies and procedures of the company Qualification : Post Graduate/Graduate in any discipline

To drive sales and ensure business targets are achieved. Good understanding of PL and BL Unsecured products. Minimum-1 to 2 yrs of expereince in retail banking/NBFC spaceAggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals Maximize sales through a network and relationships to ensure strong business Develop and maintain strong liaisons with the clients for repeat business or referrals.Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Align with the team on ground lead generation activities for Sales. Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategiesConstantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Role Summary:Responsible for end-to-end management of education loan leads from call center, website, andmarketing campaign which are landing to call center. The role ensures timely allocation, effectivecoordination, and conversion tracking to support the Direct Sales team and achieve monthlydisbursal targets. Key Responsibilities: Monitor daily EL lead inflow and allocate efficiently to sales resources. Coordinate between call center and field teams to ensure timely contact and follow-up. Track lead progress through all stages; identify and address drop-offs. Maintain and share daily/weekly MIS on lead status, conversions, and TAT. Evaluate lead quality and provide feedback to improve sourcing. Liaise with internal teams (Credit, Operations, CRM) to resolve issues. Support training of call center teams on pitch and data accuracy. Ensure compliance with internal processes and regulatory norms. Drive achievement of monthly lead conversion and disbursal targets. Key Skills: Strong coordination and stakeholder management Excellent communication and analytical skills Proficiency in Excel, CRM, and MIS reporting Understanding of education loan or retail lending processe Qualifications & Experience: Graduate (MBA/Postgraduate preferred) 45 years in lead/sales coordination or tele sales, preferably in BFSI Experience in education loans/retail lending is an added advantag

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals o Maximize sales through a network and relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

Hiring Alert Telecalling (Loan Sales) F2F interview 04-07-25(Friday) Position: Telecalling (Loan Sales) Location: Sector 75, Noida Address: AT36/71, Tower A, Spectrum Metro Mall, Phase-2, Sector 75, Noida Salary: Up to 25,000 CTC + Incentives Qualification: 12th Pass & Above Male/Female both can apply Experience: 1+ year in loans (home, personal, vehicle, education, etc.) Required Skills: Good communication Loan sales/telesales experience CRM/calling software knowledge Sales target handling Basic banking/loan knowledge Job Role: Handle calls & explain loan products Follow leads & update CRM Achieve sales targets Coordinate with team for onboarding Dress Code: Formal – Plain shirt, pant, black shoes Note: No charges – Job is 100% FREE Contact Abdul (HR) Call 7980842280 / WhatsApp: 9804731653

Job description Job Description Excellent Opportunity for job seekers of Entire Hyderabad, Telangana. Walk in on for Bank; 4TH & 5TH JULY 2025 We hiring for various departments under Relationship Officer Profile of Partners Payroll. - Payroll will be with one of leading partners - Career progression opportunity to Axis Bank payroll for top performers. - Attractive earning opportunity & best incentives schemes in the industry. Job Title: Relationship Officer and Relationship Executive Job Location: Hyderabad Job Specification: Job Type: Full-time Department: Mortgage( Home Loan branch & Open Market, Lap) Consumer loan( personal loan, Education Loan) AGRI B2B & B2C Sales Experience: Fresher who are ready to build their careers & Experienced in any sales profile (Field Sales, Branch Sales) Qualification: Intermediate/Graduate/Post Graduate Dress Code : Formals. *Kindly attend the interview on below mentioned location in Formals Note : Male : Branch & Field Sales Salary Range From Rs.180000/- to Rs.350000/-CTC Per Anum + Incentives. (Salary based on experience) Interview Location: Axis Pssg branch Quess Corp Limited 2nd floor, Lala 1 Land Mark, Above Nissan showroom, Opp .Ranigunj Bus depot, Secunderabad -500003 Google Map Location:- https://goo.gl/maps/M6Brp5E3Xy8Siyyo7 Contact Person : Raj kumar 7893771391 Documents required- All Xerox copies. 1. Resume(updated) 2. Aadhar card 3. PAN Card 4. Educational Documents-10TH/12th/Degree. If you have experience , bring all the 5.Offer Letters 5.Latest 3 months Pay slips 6. Relieving letters NOTE-you can also get your FRIENDS with you who are looking for job and get selected with us. If you have missed this Interview Slot, Please directly come during working days@10:00 am to the same interview venue mentioned above . Role: Retail & B2C Sales - OtherIndustry Type: BankingDepartment: Sales & Business DevelopmentEmployment Type: Full Time, PermanentRole Category: Retail & B2C SalesEducationUG: Any GraduatePG: Any Postgraduate Role & responsibilities Preferred candidate profile

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Ensure compliance to all Audit / RBI regulations.

Managing Sales of Home Loan Product Sourcing business through open market - DST & DSA Strong knowledge of home loans, LAP, mortgage loans Sourcing - DSA. Open Market ,Connectors HR MANISHA MOB : 6354241839 CALL AND WhatsApp Required Candidate profile Good communication skill Must have minimum 1 year experience in Housing loan / LAP / Mortgage Loans sales CANDIDATE AGE 21 TO 50 Must have a Two-Wheeler with a Valid Driving License

We are seeking a driven and experienced Area Sales Manager Business Loans to lead and manage the DSA sales channel across the Chennai cluster . The ideal candidate should have deep-rooted experience in business loan sales, a strong DSA network, and a comprehensive understanding of the Chennai SME market. This role will be responsible for driving loan volumes, building strategic channel partnerships, and ensuring compliance with lending norms. Role & responsibilities ales & Business Development Drive sales for Business Loans through DSA partners within the Chennai region. Achieve monthly and quarterly business targets on loan disbursals and portfolio quality. Identify new opportunities for market penetration and customer acquisition. Channel Management Onboard, manage, and develop relationships with existing and new DSAs. Conduct regular DSA training and product knowledge sessions. Monitor DSA performance metrics and ensure alignment with business objectives. Team & Territory Management Manage a team of relationship officers or sales executives across the Chennai cluster. Strategize and implement region-specific sales plans to meet business goals. Ensure optimal coverage and business development in key areas within the Chennai cluster. Market Knowledge & Competition Mapping Leverage deep local market understanding to identify trends, risks, and opportunities. Analyze competitor offerings and market movement in the business loan segment. Share actionable insights with senior management to influence strategy. Compliance & Operational Oversight Ensure complete compliance with internal policies, RBI guidelines, and KYC norms. Coordinate with credit, operations, and risk teams to ensure smooth processing. Minimize file rejections and delays by ensuring documentation accuracy. Preferred candidate profile Experience: 8 to 13 years of relevant experience in business loan sales, with a strong focus on the DSA channel. Geographical Knowledge: In-depth understanding of the Chennai business ecosystem, especially SME segments. Education: Graduate in any stream (MBA/PGDM preferred). Skills Required: Proven track record in DSA channel management and business loan sales. Strong people and team management skills. Excellent negotiation, communication, and analytical skills. Interested candidate can hit your resume to yuvaraja.k@smfgindia.com

Generate a Business for Affordable Housing Loans, LAP and Other from Open Market Executing marketing initiatives and advertising campaigns in order to generate leads Build and maintain a relationship DSA, DST, Builders etc. Required Candidate profile 1. Sourcing to loan disbursement of Home Loan Files. 2. Min. 1-5 Years of Experience in Mortgage Sales or a related field (LAP/HL) 3. DSA and DST both are vacancy available (Individual role)

Job Purpose Sales Manager is the front end sales position of the Bank having primary objective to acquire & grow business in Salaried loan segment. SM has to meet the Business target and Productivity benchmark by generating maximum potential business in assigned area / location in Prime Market through Branches, Open Market & DSA Business. Allocation of Channels varies from time to time depending upon business exigency. Job Responsibilities(JR) : 6 8 Areas Actionable (4-6) To Meet benchmark Targets and SM Productivity Norms by Generating business through Branches , Open Market & Channels. To achieve assigned targets, break it up for DSAs, Branches & HBL in both Value & Units basis the potential. Considering numbers to be disbursed based on approval ratios, plan on logins. To help them in identifying avenues of sourcing business under various product programs & segments. To ensure that proper segment, sourcing channel & product mix is maintained i.e. among Branches, DSAs & Self Sourcing with adequate sourcing from businessmen & self-employed professionals. Also sourcing to be done in a balanced manner under various product programs. Monitor & review business progress of channels, FOS & Branches on regular basis and highlighting area of concern to branches / concerned persons. Timely and proper reporting to be done regularly to supervisors on daily affairs. Also provide information on internal & external development which is in the benefit of business. Benchmark productivity of FOS and Channels. Sales manager has to ensure that benchmarks of FOS & channels are met. To ensure that proper training on product, process & other quantitative / qualitative parameters are given to them. Any changes in all these to be downloaded immediately and refresher training to be done periodically. For new FOS/channels, initial hand holding to be done by SM, so as to make them productive in short time. Visibility, Awareness & Promotion of the Product ensuring more lead generation and business. To create awareness about our products by way of training channels & FOS, timely updates on changes therein. Also create awareness by doing activities in the catchment areas. To create visibility by making available and display of promo material, leaflets, brochures, canopy, posters, banners etc. Placing them at branches, ATM, distribution in the market places, newspaper inserts etc. These activities are to be done with an aim to generate more leads and business. Follow processes, Branch/Channel/Customer visits, lead management, updates and improve upon efficiency To ensure timely updation of leads in CRM as per defined TAT. Branch visits & updating Cogent to ensure enough presence at branches, planning of actionable and execution thereof. Visits have to be planned and entered in the Cogent with actionable. Work on agreed actions by deadlines and then update SM planner post action taken. To have a connect with Customer and seeking their constant feedback thereby improving on policies & processes, Customer Interaction Report to be updated on CRM for every customer being visited / met. To ensure visiting DSAs and verifying that TRAI guidelines are adhered to for calling, review of files for login, audit of processes. Cross selling & KOs To ensure increasing the wallet share from the Customer thereby selling all the products of the Bank as per assigned targets ie CASA, FD, Credit Cards, Insurance & Other Assets. Hiring of FOS & Channels To ensure hiring, training & nurturing the business sourcing channels like DSAs / FOS.

Job Purpose Sales Manager is the front end sales position of the Bank having primary objective to acquire & grow business in Salaried loan segment. SM has to meet the Business target and Productivity benchmark by generating maximum potential business in assigned area / location in Prime Market through Branches, Open Market & DSA Business. Allocation of Channels varies from time to time depending upon business exigency. Job Responsibilities(JR) : 6 8 Areas Actionable (4-6) To Meet benchmark Targets and SM Productivity Norms by Generating business through Branches , Open Market & Channels. To achieve assigned targets, break it up for DSAs, Branches & HBL in both Value & Units basis the potential. Considering numbers to be disbursed based on approval ratios, plan on logins. To help them in identifying avenues of sourcing business under various product programs & segments. To ensure that proper segment, sourcing channel & product mix is maintained i.e. among Branches, DSAs & Self Sourcing with adequate sourcing from businessmen & self-employed professionals. Also sourcing to be done in a balanced manner under various product programs. Monitor & review business progress of channels, FOS & Branches on regular basis and highlighting area of concern to branches / concerned persons. Timely and proper reporting to be done regularly to supervisors on daily affairs. Also provide information on internal & external development which is in the benefit of business. Benchmark productivity of FOS and Channels. Sales manager has to ensure that benchmarks of FOS & channels are met. To ensure that proper training on product, process & other quantitative / qualitative parameters are given to them. Any changes in all these to be downloaded immediately and refresher training to be done periodically. For new FOS/channels, initial hand holding to be done by SM, so as to make them productive in short time. Visibility, Awareness & Promotion of the Product ensuring more lead generation and business. To create awareness about our products by way of training channels & FOS, timely updates on changes therein. Also create awareness by doing activities in the catchment areas. To create visibility by making available and display of promo material, leaflets, brochures, canopy, posters, banners etc. Placing them at branches, ATM, distribution in the market places, newspaper inserts etc. These activities are to be done with an aim to generate more leads and business. Follow processes, Branch/Channel/Customer visits, lead management, updates and improve upon efficiency To ensure timely updation of leads in CRM as per defined TAT. Branch visits & updating Cogent to ensure enough presence at branches, planning of actionable and execution thereof. Visits have to be planned and entered in the Cogent with actionable. Work on agreed actions by deadlines and then update SM planner post action taken. To have a connect with Customer and seeking their constant feedback thereby improving on policies & processes, Customer Interaction Report to be updated on CRM for every customer being visited / met. To ensure visiting DSAs and verifying that TRAI guidelines are adhered to for calling, review of files for login, audit of processes. Cross selling & KOs To ensure increasing the wallet share from the Customer thereby selling all the products of the Bank as per assigned targets ie CASA, FD, Credit Cards, Insurance & Other Assets. Hiring of FOS & Channels To ensure hiring, training & nurturing the business sourcing channels like DSAs / FOS.

Actively source new clients and prospects through own network, DSA network, CA network The Candidate will be dealing with high-ticket clients such as CEOs, CFOs, finance directors, finance managers, and the like. Identifying new client opportunities Required Candidate profile Candidate should have 3 year working experience in customer-facing role in banking & financial service Having strong network of DSA’s, CA’s, consultant Strong knowledge of LAP & Business loan product

• Generate Home Loan leads from DSA and through different channels. • Build a DSA Network in the assigned territory. • Doing the business of Affordable Loan Against Property and Home loan • Sourcing through Builder, Connector, DSA, and Open Market Required Candidate profile Min 5+ yrs of sales experience in Prime LAP / Home Loan Handling DSAs experience is must Good contacts in the market DSA and DST both are vacancy available (Individual role).

Identify sourcing contacts & network with such contacts Conduct events in the premises of establishments Network with traders association / professional association etc Identify construction projects in the market through open market / direct market Required Candidate profile Exp: 0-3 Yrs Strong presentation skills Ability to Organize, multitask, and work under pressure High degree of self-motivation Passion for selling Computer literacy, digital marketing understanding

Identify sourcing contacts & network with such contacts Conduct events in the premises of establishments Network with traders association / professional association etc Identify construction projects in the market through open market / direct market. Required Candidate profile Exp: 0-3 Yrs Strong presentation skills Ability to Organize, multitask, and work under pressure High degree of self-motivation. Passion for selling. Computer literacy, digital marketing understanding

Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle.watsup 7448875927 Required Candidate profile 1. Must be a graduate from any stream, 2. Minimum 6 months of experience in sales (Fresher can also apply) 3. Candidates with prior experience in BFSI will have an added advantage

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Sales & Profitability To drive Business Loan (un secured) business through DST & Direct market. To develop sales growth strategy, target market identification, mapping company's offerings to market needs in a fast-paced environment To do sales budgeting. i.e. Based on the business target Decide on Manpower required & its salary costing, Incentive structure & Targets To develop and execute business plans for achieving the targets of the or BL Business Development To create and drive alternate channels for Sales along with the regular channels To open up avenues for business through corporate channel To Scan the National market and its competitive offerings on a periodic basis; report on emerging trends and business opportunities for the consumer business. Should give a quarterly update on various Salaried Personal Loan products in the markets offered by competitors Business Development initiatives To understand the market dynamics and accordingly suggest Credit & product team in devising competitive pricing structure periodically Key Skills:- Must have sales experience (Preferably direct sales) Territory familiarity. Speak local language. People management Skills. Communication Skills. Problem solving & negotiation Skills. Team handling experience. Qualification :- Minimum Degree (Regular ) Gender: - Male Salary :- Best in industry For more details contact: - Rabin Singh - 8144944345 mail ids:- coshr1@muthootgroup.com