4076 Business Loan Jobs - Page 49

Key Objective of the Job: Credit analysis of proposal and preparation of credit notes. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a balance between business growth and portfolio quality. Meeting new customers and existing customers on regular basis Monitoring of portfolio on regular basis. Identify stress in account (Early warning signal) and initiate corrective measures Ensure continuous monitoring for all high value exposures in the region. Major Deliverables: Quality of Credit Underwriting Portfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etc Portfolio Monitoring To develop good market intelligence through regular interactions with competitors, key business groups, CA firms, etc To raise early warning signals for exit of stress accounts and take due measures for timely exit. To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

To drive sales and ensure business targets are achieved Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralso Maximize sales through a network and relationships to ensure strong businesso Develop and maintain strong liaisons with the clients for repeat business or referrals Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the areao Align with the team on ground lead generation activities for Sales Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategieso Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategieso Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems Post Graduate/ Graduate in any discipline

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

Responsible for hygiene and cleaning related jobs at the site Key Result Areas: Maintain the Production areas and Dish wash/Pot wash areas at high hygienic standards possible with in the available resources and as per agreed contractual obligations Extend full co-operation to senior staff in maintaining a clean working environment and operational harmony. Follow and report to duties as per duty roaster of departmental and work as per the shift. Taking care of the sanitation of the entire hospital service and production areas including garbage dump Wash and clean the area as per the standards laid down. In addition to the above mentioned duties and job functions, any other assignment given occasionally or on a daily basis by the immediate supervisor or the management. Key Competencies: Preferably SSC Excellent grooming & personal presentation Good communicator, friendly and receptive to clients needs Punctuality and accurate time keeping Ability to work unsupervised and show initiative Ability to work as part of a team Flexible approach to the tasks that need to be completed Ability to be on your feet for extended periods of time Willingness to work in various capacities as requested or directed by the supervisor

Responsible for hygiene and cleaning related jobs at the site Key Result Areas: Maintain the Production areas and Dish wash/Pot wash areas at high hygienic standards possible with in the available resources and as per agreed contractual obligations Extend full co-operation to senior staff in maintaining a clean working environment and operational harmony. Follow and report to duties as per duty roaster of departmental and work as per the shift. Taking care of the sanitation of the entire hospital service and production areas including garbage dump Wash and clean the area as per the standards laid down. In addition to the above mentioned duties and job functions, any other assignment given occasionally or on a daily basis by the immediate supervisor or the management. Key Competencies: Preferably SSC Excellent grooming & personal presentation Good communicator, friendly and receptive to clients needs Punctuality and accurate time keeping Ability to work unsupervised and show initiative Ability to work as part of a team Flexible approach to the tasks that need to be completed Ability to be on your feet for extended periods of time Willingness to work in various capacities as requested or directed by the supervisor

Responsible for hygiene and cleaning related jobs at the site Key Result Areas: Maintain the Production areas and Dish wash/Pot wash areas at high hygienic standards possible with in the available resources and as per agreed contractual obligations Extend full co-operation to senior staff in maintaining a clean working environment and operational harmony. Follow and report to duties as per duty roaster of departmental and work as per the shift. Taking care of the sanitation of the entire hospital service and production areas including garbage dump Wash and clean the area as per the standards laid down. In addition to the above mentioned duties and job functions, any other assignment given occasionally or on a daily basis by the immediate supervisor or the management. Key Competencies: Preferably SSC Excellent grooming & personal presentation Good communicator, friendly and receptive to clients needs Punctuality and accurate time keeping Ability to work unsupervised and show initiative Ability to work as part of a team Flexible approach to the tasks that need to be completed Ability to be on your feet for extended periods of time Willingness to work in various capacities as requested or directed by the supervisor

Responsible for hygiene and cleaning related jobs at the site Key Result Areas: Maintain the Production areas and Dish wash/Pot wash areas at high hygienic standards possible with in the available resources and as per agreed contractual obligations Extend full co-operation to senior staff in maintaining a clean working environment and operational harmony. Follow and report to duties as per duty roaster of departmental and work as per the shift. Taking care of the sanitation of the entire hospital service and production areas including garbage dump Wash and clean the area as per the standards laid down. In addition to the above mentioned duties and job functions, any other assignment given occasionally or on a daily basis by the immediate supervisor or the management. Key Competencies: Preferably SSC Excellent grooming & personal presentation Good communicator, friendly and receptive to clients needs Punctuality and accurate time keeping Ability to work unsupervised and show initiative Ability to work as part of a team Flexible approach to the tasks that need to be completed Ability to be on your feet for extended periods of time Willingness to work in various capacities as requested or directed by the supervisor

Responsible for hygiene and cleaning related jobs at the site Key Result Areas: Maintain the Production areas and Dish wash/Pot wash areas at high hygienic standards possible with in the available resources and as per agreed contractual obligations Extend full co-operation to senior staff in maintaining a clean working environment and operational harmony. Follow and report to duties as per duty roaster of departmental and work as per the shift. Taking care of the sanitation of the entire hospital service and production areas including garbage dump Wash and clean the area as per the standards laid down. In addition to the above mentioned duties and job functions, any other assignment given occasionally or on a daily basis by the immediate supervisor or the management. Key Competencies: Preferably SSC Excellent grooming & personal presentation Good communicator, friendly and receptive to clients needs Punctuality and accurate time keeping Ability to work unsupervised and show initiative Ability to work as part of a team Flexible approach to the tasks that need to be completed Ability to be on your feet for extended periods of time Willingness to work in various capacities as requested or directed by the supervisor

Responsible for delivery of services to the satisfaction of customers and client Key Responsibilities Prepares the pantry area for service, which includes cleaning, and setting up the pantry for smooth and hygienic operations Continuously ensures replenishment of the different consumables in the pantry area during service Checks if crockery, cutlery, glasses, ashtrays, napkins, placemats and other supplies are at their designated locations Removes dishes and glasses from the tables as they are emptied Cleans up spillage during service Acts in a courteous manner to the client Maintains a high standard of personal hygiene and appearance Know current Safety Regulations Cooperate with members of the department and facility on all emergency conditions regarding internal customers, visitors and staff safety Ensure proper usage and maintenance of all equipment at his/her disposal Check meals/drinks to make sure that they are presented to the customers according to their order, prior to serving these Ensure that sufficient quantity of cutlery; crockery and disposable are always available in the pantry area Maintain the pantry area and equipment in a clean and orderly condition Respond to emergency call-in situations Attend all scheduled staff training and safety meetings Ensure availability of tea/coffee and edibles to the senior management & employees as & when required Ensure availability of tea/coffee in the workstation area or meeting/board/training rooms Any other duty as instructed by his immediate Supervisor/Manager from time to time Key Competencies: Previous food handling experience in a corporate environment Excellent grooming and personal presentation Good communicator, friendly and receptive to clients needs Customer service orientation Punctuality and accurate time keeping Ability to work unsupervised and show initiative Ability to work as part of a team

Responsible for delivery of services to the satisfaction of customers and client Key Responsibilities Prepares the pantry area for service, which includes cleaning, and setting up the pantry for smooth and hygienic operations Continuously ensures replenishment of the different consumables in the pantry area during service Checks if crockery, cutlery, glasses, ashtrays, napkins, placemats and other supplies are at their designated locations Removes dishes and glasses from the tables as they are emptied Cleans up spillage during service Acts in a courteous manner to the client Maintains a high standard of personal hygiene and appearance Know current Safety Regulations Cooperate with members of the department and facility on all emergency conditions regarding internal customers, visitors and staff safety Ensure proper usage and maintenance of all equipment at his/her disposal Check meals/drinks to make sure that they are presented to the customers according to their order, prior to serving these Ensure that sufficient quantity of cutlery; crockery and disposable are always available in the pantry area Maintain the pantry area and equipment in a clean and orderly condition Respond to emergency call-in situations Attend all scheduled staff training and safety meetings Ensure availability of tea/coffee and edibles to the senior management & employees as & when required Ensure availability of tea/coffee in the workstation area or meeting/board/training rooms Any other duty as instructed by his immediate Supervisor/Manager from time to time Key Competencies: Previous food handling experience in a corporate environment Excellent grooming and personal presentation Good communicator, friendly and receptive to clients needs Customer service orientation Punctuality and accurate time keeping Ability to work unsupervised and show initiative Ability to work as part of a team

Responsible for delivery of services to the satisfaction of customers and client Key Responsibilities Prepares the pantry area for service, which includes cleaning, and setting up the pantry for smooth and hygienic operations Continuously ensures replenishment of the different consumables in the pantry area during service Checks if crockery, cutlery, glasses, ashtrays, napkins, placemats and other supplies are at their designated locations Removes dishes and glasses from the tables as they are emptied Cleans up spillage during service Acts in a courteous manner to the client Maintains a high standard of personal hygiene and appearance Know current Safety Regulations Cooperate with members of the department and facility on all emergency conditions regarding internal customers, visitors and staff safety Ensure proper usage and maintenance of all equipment at his/her disposal Check meals/drinks to make sure that they are presented to the customers according to their order, prior to serving these Ensure that sufficient quantity of cutlery; crockery and disposable are always available in the pantry area Maintain the pantry area and equipment in a clean and orderly condition Respond to emergency call-in situations Attend all scheduled staff training and safety meetings Ensure availability of tea/coffee and edibles to the senior management & employees as & when required Ensure availability of tea/coffee in the workstation area or meeting/board/training rooms Any other duty as instructed by his immediate Supervisor/Manager from time to time Key Competencies: Previous food handling experience in a corporate environment Excellent grooming and personal presentation Good communicator, friendly and receptive to clients needs Customer service orientation Punctuality and accurate time keeping Ability to work unsupervised and show initiative Ability to work as part of a team

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable).

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals o Maximize sales through a network and relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline.

Responsible for delivery of services with the satisfaction of customer and client Key Responsibilities To report for duties well-groomed and in proper uniform (Haircut, Nails, Uniform, Shoes, Pad, pencil etc) Attend briefing before start of shift and debriefing at the end of shift Check the menu and note special instructions from the supervisor at the beginning of the day To do all MIS end place correctly before the service time to ensure agreed standards of service Provide food and beverage services in a proper manner Speak in a empathetic tone and communicate all information to his supervisor Keep track of all food services made during his shift by maintaining proper service delivery and clearance records at the site Maintain a clean and neat work environment Take proper handover at beginning of shift and give correct handover before leaving (including service and clearance cards) Ensure proper mis-end-place, and see that clean, dry and proper equipment is used as per the SOP laid down Any other duty as instructed by his immediate Supervisor/Manager from time to time Key Competencies: Previous food handling experience in a corporate environment Excellent grooming and personal presentation Good communicator, friendly and receptive to clients needs Customer service orientation Punctuality and accurate time keeping Ability to work unsupervised and show initiative Ability to work as part of a team

To drive sales and ensure business targets are achieved. Good understanding of PL and BL Unsecured products.Minimum-1 to 2 yrs of expereince in retail banking/NBFC spaceAggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships.Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referralsMaximize sales through a network and relationships to ensure strong businessDevelop and maintain strong liaisons with the clients for repeat business or referrals.Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.Align with the team on ground lead generation activities for Sales.Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategiesConstantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategiesUse understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market.Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems.

1. Aggressively drive the sales numbers and achieve the business targets for Education loans 2. Maximize sales through a network and relationships with educational institutes. 3.Carry out regular meetings and sales calls with prospective clients on a regular basis to source business 4.Develop and maintain strong liaisons with the clients for repeat business or referrals. 5.Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. 6.Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area. 7.Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies 8.Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. 9.Ensure compliance. To drive sales and ensure business targets are achieved. Graduate in any discipline

10795 To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

Key Objectives : To drive sales and ensure business targets are achieved Responsibilities : 1. Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. 2. Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals 3. Maximize sales through a network and relationships to ensure strong business 4. Develop and maintain strong liaisons with the clients for repeat business or referrals. 5. Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. 6. Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area 7. Align with the team on ground lead generation activities for Sales. 8. Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies 9. Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies 10. Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. 11. Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Qualification -Graduate in any discipline

To drive sales and ensure business targets are achieved. 1. Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. 2. Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals 3. Maximize sales through a network and relationships to ensure strong business 4. Develop and maintain strong liaisons with the clients for repeat business or referrals. 5.Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. 6.Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area 7.Align with the team on ground lead generation activities for Sales. 8.Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies 9.Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies 10.Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. 11.Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Graduate in any discipline

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals o Maximize sales through a network and relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline