Business Head Secured Loan (Fintech)

5 - 9 years

0 Lacs

Posted:1 month ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

IndiaMART is India's largest online B2B marketplace, connecting buyers with suppliers. With a 60% market share in the online B2B Classified space in India, our focus is on providing a comprehensive solution to Small & Medium Enterprises (SMEs), Large Enterprises, and individuals. Established in 1999, our mission is to simplify business transactions, earning the trust of 138 million+ buyers, 67 million+ sellers, and hosting 76 million+ products & services on our platform, resulting in over 50 million business enquiries every month. Our Product, the Secured Loans Marketplace, caters to a significant portion of IndiaMART's SME buyers who require financing solutions secured against assets to support their procurement, growth, or working capital requirements. Through collaborations with banks, NBFCs, and fintech lenders, we offer a diverse range of asset-backed financial products. The Product Suite includes: - Loan Against Property (LAP): Secured loans provided against residential, commercial, or industrial properties to support business expansion or operational needs. - Gold Loans: Short-term, high-speed loans secured against pledged gold, addressing urgent liquidity needs. - Auto Loans (Commercial Vehicles & Equipment): Financing options for new or used commercial vehicles, machinery, or industrial equipment to drive SME operations. - Loan Against Securities (LAS): Loans secured by pledging mutual funds, shares, bonds, or other marketable securities, enabling liquidity without the need for liquidation. - Loan Against Fixed Deposit (FD): Overdrafts or term loans secured against fixed deposits, offering low-interest funding for working capital. - Cards Against FD: Prepaid or credit card limits backed by fixed deposits, ideal for SMEs lacking a formal credit history. This digital-first marketplace seamlessly integrates these offerings into the IndiaMART buyer experience, presenting tailored options based on MSME profiles, purchase behavior, and asset ownership.,

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