1752 Business Banking Jobs - Page 29

Assistant Relationship Manager -Maintains a loan and credit card portfolio that includes gathering relevant financial data and maintaining customer relationships. Responsible for New Business Development activities, dealing with large...

Role & responsibilities Experience : 4-9 years Experience in working capital. Experience in generating leads and meeting potential customers to drive acquisition of new customers. Perform necessary KYC/customer validation / due diligence / market enquiry and collect required data / information as per check list. Verify references and conduct necessary unit and security visits, completeness of documents, review financials/bank statements for churn, bounces, and interest servicing and start the Login Activity. Do the necessary internal co-ordination to obtain sanction and issuance of sanction letter within the stipulated timelines. Ensure overall achievement of individual targets. Coordinate with panel advocates and engineers for title opinion and valuation of properties as per extant guidelines. Create and execute necessary documents, MOD, filing ROC, CERSAI, etc. Ensure the creation of limits in core banking and the disbursal of sanctioned limits within timelines. Complete monitoring of the account on an ongoing basis until the next renewal. Maintain cordial relationship with the Branch for leads and servicing of the clients. If interested kindly share your updated cv at manju.pacehr@gmail.com

Wholesale Credit(Business Banking)- Associate (Credit Officer) Bengaluru, India Job Description As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. Credit Officer - The purpose of this position is to facilitate business loan portfolio growth and protect the bank from loss while maintaining acceptable asset quality. The officer evaluates credit applications for recommendation Independently analyzes, or at times may work with more Senior Credit Officer, to evaluate the risk of adding a particular transaction to the banks loan portfolio. Identify additional information requirements needed to properly assess risks of the transaction. Understand and assess the customer s business model and its viability in the long run. Review and analyze the financial strength and soundness of the customer to identify key risks to the continued credit worthiness of the business. Considers alternative credit structures to mitigate risk where appropriate. Recommend action to be taken on credit, identifies key risks and information requirements. Ensure that credit facilities presented are properly graded. Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements. Usually works independently with limited direct supervision. Serves as a resource for less experienced Credit Officers. Minimum Skills, Experience and Qualifications We are looking for someone excited to join our organization. If you meet the minimum requirements below, you are encouraged to apply to be considered for this role. 5-7 plus years experience as a credit underwriter or similar position requiring business knowledge and credit judgment. Postgraduate or an advanced degree in business management, finance or accounting. Ability to formulate and articulate objective views based on professional analysis. Thorough knowledge of credit philosophy, Risk Guidelines and policies, loan documentation, bankruptcy and related legal issues. Strong verbal, written, and interpersonal skills, as well as analytic and problem-solving skills. Good organization skills and ability to work within time constraints in a highly regulated industry. Works effectively in a team environment, while assuming individual responsibility and helping develop the junior level analysts. Wholesale Credit(Business Banking)- Associate (Credit Officer) Bengaluru, India Job Description As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. Credit Officer - The purpose of this position is to facilitate business loan portfolio growth and protect the bank from loss while maintaining acceptable asset quality. The officer evaluates credit applications for recommendation Independently analyzes, or at times may work with more Senior Credit Officer, to evaluate the risk of adding a particular transaction to the banks loan portfolio. Identify additional information requirements needed to properly assess risks of the transaction. Understand and assess the customer s business model and its viability in the long run. Review and analyze the financial strength and soundness of the customer to identify key risks to the continued credit worthiness of the business. Considers alternative credit structures to mitigate risk where appropriate. Recommend action to be taken on credit, identifies key risks and information requirements. Ensure that credit facilities presented are properly graded. Meet assigned timelines and ensure documentation requirements are met per the business and audit requirements. Usually works independently with limited direct supervision. Serves as a resource for less experienced Credit Officers. Minimum Skills, Experience and Qualifications We are looking for someone excited to join our organization. If you meet the minimum requirements below, you are encouraged to apply to be considered for this role. 5-7 plus years experience as a credit underwriter or similar position requiring business knowledge and credit judgment. Postgraduate or an advanced degree in business management, finance or accounting. Ability to formulate and articulate objective views based on professional analysis. Thorough knowledge of credit philosophy, Risk Guidelines and policies, loan documentation, bankruptcy and related legal issues. Strong verbal, written, and interpersonal skills, as well as analytic and problem-solving skills. Good organization skills and ability to work within time constraints in a highly regulated industry. Works effectively in a team environment, while assuming individual responsibility and helping develop the junior level analysts.

The role holder is responsible for building acquisition of NewtoBank Business Banking MSME according to business strategy of the cluster. • Responsible to build SME business according to business strategy • Achieving sales target in line with business strategy of cluster • Understanding the cluster requirements and working closely with the team of SL/RL to achieve the business objective • Develop and share MIS for understanding the market and for effective functioning of the cluster • Focus on offering financial solutions to the SME segment for their asset/liability needs • Working closely with the Credit/Risk team to drive business using appropriate sourcing strategy according to the dynamic market conditions • Identify Cross Sell (Trade/CMS/Direct Banking/Forex/YCOPs) opportunities in each asset client and derive strategies to maximize profitability • People and Team Management including career management, coaching and mentoring of critical talent in the team • Market mapping of cluster, strategies for expansion of market base and proactively working towards development of new products/markets along with Product Development Team. • Monitors and enables the achievement of goals and key performance indicators for direct reports and ensures effective implementation of the performance management process in the section. • Develops talent within the team by providing guidance, ongoing feedback, coaching and development opportunities to individuals to enable achievement of the defined goals Implements the risk policies and processes (operational, regulatory, financial, informational, reputational and audit risks), ensuring that that these meet regulatory and internal requirements. • Implements the internal control systems in the department and participates in the departmental audits. • Implements practices to bridge gaps identified during departmental audits

Job Name PA (Business Unit) : Relationship Manager Retail Agri Job Title :(Job Name) Relationship Manager Business Unit (PA) : Retail Agri Team : (Sub team in the PA) : Agri Sales Team Hiring Location- West Bengal - Contai, Berhampore, Kaliaganj, Howrah, Bagnan, Siliguri, Kandi, Bankura, Raniganj, Suri, PaschimMidnapor. Odisha - Bargarh, Baudhgarh, Gunupur, Parlakhemundi, Rajagangapur. Job Purpose Acquisition, enhancement and retention of customers by providing best possible services and being the dedicated point of contact for customers of Agri sector. Job Responsibilities (JR) : 6 8 Areas Actionable (4-6) • Sourcing and Business Generation • Business scoping of geographical market for farming and rural community. • Sourcing proposals from individual farmers / Co-operative societies / Rural Mandis & Markets /Kissan Clubs / Farmer Producer Organizations etc. • Conducting marketing activities for generating new business. • Work on productivity benchmarks. • Market Update and Change in Product • To keep an update with respect to market/ Processes requirement, competition and customer banking behavior. • To understand the changing dynamics in the market and propose amendments in various product offerings. • To keep abreast of changes in State Government laws and policies. • Relationship Building and Maintenance • To liaison with new and existing customers for relationships. • To be in touch with agro centers /rural mandis / Rural markets / Kisan clubs for maintaining and deepening existing relationships. • Addressing complaints received from customers within stipulated TAT. • Delinquency / Rotation & Recovery /Housekeeping • To work towards minimal delinquency in portfolio. • Follow-up with customers for recovery. To monitor rotation of accounts • To avoid dropping of limit in customers account, ensure submission of documents like LAD, CAM, etc. • To support legal and remedial team for legal actions. • To work towards keeping Housekeeping parameters under control. • Farmer Education and Capacity • To conduct village level farmer meetings and Building educate farmers on various products offered by bank • To make farmers aware of various aspects of banking and keep them informed about tools and technology for improving farm production. • To educate farmers about debt waivers, crop insurance & government subsidies. • Increased penetration and cross sell • Cross sell of other assets and liability products • Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, Chillr, etc. • Training and Development of SO/HBL • To utilize the sales resources (HBL/SO) for optimal sales support. • To groom supporting staff and enhancing their skills by imparting regular trainings for better customer relationship dealing. • To monitor performance and counseling them for delivery • Relationship with Retail Branches and • Liaise with Credit to ensure timely decisioning of Other Stake holders proposals & closure of Housekeeping items. • To coordinate with Remedial team for NPA cases and work towards recovery of the same • To coordinate with the local Operations team for disbursement. • Liaise with RBB team for activation of branches for KGC business & for providing best services to customers • To liaise with Business Correspondents (BCs) for nnew & existing customer relationships • Others Any other task assigned by seniors from time to time.

Required Working Capital Credit Manager Rural Business Banking Group - Location jhajjar / Jalandhar / Ambala / Merta City / Ganganagar / Nagaur

Roles & Responsibilities: Have a deep understanding of the entire product suite. Should be up-to-date in the technical knowledge and in-depth understanding of any coding language is a must. Responsible for implementation of the solutions provided by Razorpay for the Key Clients Responsible to represent Razorpay from platform integration perspective with prospective merchants Accountable to ensure successful implementation of platform integration between Razorpay and Merchants Support the reactive queries and requests being raised by Merchants within an agreed turnaround time and quality standards Read and respond to integration and platform documents shared by prospective customers. The individual will act as a key feedback channel for customers product requirements/ expectations and will close the loop with the Product team on the same. In the case of product customization requests from the clients, S/he would help validate the requirements. Requirements : Minimum 3-5 years work experience in a product based Payments or SAAS platform integrations / Implementation / Solutions team Education BE/B Tech/M Tech In CS/IT/ETC only Any Programming Languages - Java, .Net, PHP, Python, Java script, Python, Java script

The Role: A Staff Frontend Engineer at Razorpay strives to build solid frontend foundations, infrastructure, and top-notch experiences. You also work towards developer productivity and platform tooling to solve for developer experience. You are expected to contribute to Product and Design ideas and Implement them as your own product. We value everyone s input. Roles and Responsibilities: Architect and implement various engineering initiatives, like tooling, config-driven systems, common libraries, etc. Collaborate with managers, designers, and other teams, and lead the initiatives of the team. Strong knowledge of React.js and bundling tools like Webpack, Rollup, etc. Understanding of CI / CD toolchain: Docker, Kubernetes. Own and drive our dashboards to make them robust & modular. Demonstrates a strong sense of ownership towards execution and delivery while providing clear mentorship and direction to the team. Open to work on constructive feedback and proactively shares the same with peers. Can work independently and go from zero to productive in a few weeks. Mandatory Qualifications: 8-12 years of strong experience in helping build massively large scale distributed internet systems and products. You re awesome at JavaScript and web concepts, driven by metrics and performance, and believe in test-driven development. You evangelize and establish best practices within and across the teams. You keep up-to-date with the latest trends, learn new concepts, or contribute to open-source projects and would be eager to talk about ideas in internal or external forums. You can share ideas and opinions with Product managers and Designers from an engineering lens. You have knowledge of microservices architecture. Good to have: We also expect the following, but we accept that you can be an absolutely great developer without fulfilling the below. So go ahead and apply even if the following isn t applicable: Have a few weekend side-projects up on GitHub Have contributed to an open-source project Have worked at a product company Have a working knowledge of a backend programming language

The ability to be a team player The ability and skill to train other people in procedural and technical topics Strong communication and collaboration skills Required education Bachelor's Degree Preferred education Master's Degree Required technical and professional expertise Experience in EE&U asset management Liaison between business and tech team for feature upgrade and implementation Preferred technical and professional experience Good communication skills Maintain documentation

A leading bank is hiring working capital-secured loan RMs to handle term loans, bank guarantees, credit facilities, OD, cash facilities, and trade finance for MSMEs & SMEs. Working for ticket size between10 lakhs to 5 CRs Required Candidate profile Candidates having 3 to 4 years of working capital (Secured loan) experience who does direct sourcing, Banking experience in Term loans, BG, Credit facilities, OD, Cash facilities, trade finance

Multiple private banks are hiring Wealth Managers/Private Wealth Managers/Affluent RMs/Branch Managers/ BBG RMs/RM Working Capital, etc for Maharashtra, Gujarat, Rajasthan, Delhi-NCR, Karnataka, Andhra Pradesh, Haryana, Chattisgarh, Goa, Tamil Nadu Required Candidate profile Local candidates with a minimum of 3 years relevant experiance working in any Private Bank in HNI/Business Banking sales and portfolio management or acquisition are most welcome

Collections Manager-MIB The Collections Manager MIB Segment will be responsible for formulating and executing the collections strategy for the banks MIB Segment loan portfolio in their respective regions. This includes managing early delinquency, reducing NPAs and ensuring regulatory compliance while leveraging technology, analytics, and people management. The role requires high adaptability, strong operational rigor, and commercial acumen typical of a private sector banking environment. Delinquency parameters viz., 1. Collection Efficiency Levels 2. 30+% Delinquency, 3. Gross NPA Slippages Responsibilities:- KPIs Strategy and Planning • Design and implement agile, scalable collection strategies for MIB Segment (both secured and unsecured). • Work closely with product, credit, and analytics teams to fine-tune customer segmentation and risk triggers. • Manages and controls the operating framework for the department, provides guidance and support, ensures implementation and review of work processes in order to achieve high performance standards and continuous improvement. • Supports the development of the workforce plan for the division by providing inputs on own departments workforce forecasts. • Monitor key metrics such as delinquency trends (DPD buckets), collection efficiency ratios, roll forwards, and cure rates(Out of 30+). • Drive proactive interventions in high-risk segments through data-led insights and dynamic resource allocation. • Working closely with Business & Credit Teams on the Early warning systems(EWS) Triggers and working on a timebound plan for exit or improvement. • Build and lead a high-performing pan-India in-house collections team . • Monitor performance and compliance of the team • Drive strong field productivity through KPI-based performance frameworks. • Ensure adherence to RBIs Fair Practices Code and the banks code of conduct for collections. • Address escalations and grievances in a structured and timely manner. • Ensure zero tolerance for misbehavior, coercive tactics, or reputational risk. Education Essential: Graduate / Postgraduate in Finance, Management, or related field. Preferred: Experience Essential: 6 plus years of experience in secured collections / business banking / SME Banking Preferred: At least 3 years in MSME Segment or related segments a bank or NBFCs.

Key Responsibilities Strategy To work along with RM and develop Strategies to increase Trade Penetration Business TWC Trade and working capital Processes All trade process/fema regulations and work with in DOI People & Talent Graduate with good trade knowledge. Risk Management Should be well versed on Fema regulations. Governance Should ensure all internal process are met Regulatory & Business Conduct Display exemplary conduct and live by the Group's Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent) Key stakeholders* Business/ops/compliance Skills and Experience Strong Trade Knowledge FEMA Knowledge Business Banking/SME Banking Knowledge.

Fully responsible for Branch P & Lrevenue & cost Manage the branch with profitability being the key result area through acquisition of net worth accounts, enhance NII income, transaction fees etc.

Great Opportunity for Working Capital Professional..! Designation: Relationship Manager - SMART Experience : 4+ years of experience in Working Capital, Business banking. Roles & Responsibilities On-board and Maintain strong relationship with Open Market/ DSA/channel Partner to meet the monthly Target. Addition of New To Bank customers to the portfolio. Portfolio Management with profitable Income. Target income Generation in the form of Fee and Interest Income. Cross sell and up sell various products like Loan Cover Insurance and General insurance. Coordination with various internal stakeholders like Credit ,operations and channel partners to align with TAT. Proactive Monitoring & deepening Relationship with NTB & ETB client. Should be Self Learning , collaborative and result oriented. Should have experience in handling secured loans, Business Banking, working capital. CTC : Best in industry. *Location* Ahmedabad Surat Thanks & Regards, Human resource department KVB

We are looking for a skilled professional with 5 to 13 years of experience to lead our branch as the Business Head in Equitas Small Finance Bank, located at [location to be specified]. The ideal candidate will have a strong background in BFSI and excellent leadership skills. Roles and Responsibility Develop and implement strategies to achieve business objectives and expand customer base. Manage and supervise a team of sales professionals to meet targets and provide coaching and training. Build and maintain relationships with key stakeholders, including customers, partners, and regulatory bodies. Analyze market trends and competitor activity to identify opportunities and threats. Ensure compliance with regulatory requirements and internal policies. Monitor and control expenses to manage resources effectively. Job Requirements Minimum 5 years of experience in BFSI, preferably in a leadership role. Strong knowledge of banking products and services, particularly in small finance banks. Excellent communication, interpersonal, and leadership skills. Ability to analyze data and make informed decisions to drive business growth. Strong understanding of regulatory requirements and internal policies. Experience in managing teams and driving results-oriented performance.

Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Analyst Qualifications: BCom Years of Experience: 3 to 5 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management. What are we looking for Communication Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shifts Qualification BCom

Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Associate Qualifications: BCom Years of Experience: 1 to 3 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management. What are we looking for Communication Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your expected interactions are within your own team and direct supervisor You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments The decisions that you make would impact your own work You will be an individual contributor as a part of a team, with a predetermined, focused scope of work Please note that this role may require you to work in rotational shifts Qualification BCom

Skill required: Core Banking Operations (incl. Payments) - Retail Banking Card Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years Language - Ability: English(Domestic) - Intermediate About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Review the dispute claim to determine the authenticity of the card chargeback claim and honor the request as per regulation E. What are we looking for In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your primary interaction is within your own team and your direct supervisor In this role you will be given detailed instructions on all tasks The decisions that you make impact your own work and are closely supervised You will be an individual contributor as a part of a team with a predetermined, narrow scope of work Please note that this role may require you to work in rotational shiftsIn this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your primary interaction is within your own team and your direct supervisor In this role you will be given detailed instructions on all tasks The decisions that you make impact your own work and are closely supervised You will be an individual contributor as a part of a team with a predetermined, narrow scope of work Please note that this role may require you to work in rotational shifts Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your primary interaction is within your own team and your direct supervisor In this role you will be given detailed instructions on all tasks The decisions that you make impact your own work and are closely supervised You will be an individual contributor as a part of a team with a predetermined, narrow scope of work Please note that this role may require you to work in rotational shifts Qualification Any Graduation

Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Analyst Qualifications: BCom Years of Experience: 3 to 5 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management. What are we looking for Good Communication Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shifts Qualification BCom

Job description About Commercial Banking Group: The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc. About the Role: The Relationship Manager is responsible for the achievement of the budgeted targets by sourcing NTB business through channels/self-sourcing and customer relationship management. The Job holder also coordinates post sanction formalities such as, disbursement, cross-sell, compliance of statutory & internal audit issues and provides industry/segment specific feedback to Geography and Central Office team. Key Responsibilities: G enerate leads by identifying potential industrial areas/trading units & prepare strategies to increase the Banks penetration in those areas Manage the internal (Branches/ other business verticals) and external (empanelled outsourced agencies) lead generating channels to generate the expected business Enable the sanctioning process by ensuring conduct and scrutiny of pre-disbursement activities Liaison with Corporate Banking Operations team and Centralized Processing Unit to enable smooth completion of post sanction formalities, account opening and disbursement Meet customer service requirements through regular interactions with the customers to understand business condition, enhancement opportunity, etc Monitor transactions in the customer accounts to ensure that the cash flow movement and end use of fund are in compliance with the sanction stipulations Assist the Credit Manager in unit inspections and ensure timely insurance renewal, DP updated, stock renewal statement scrutiny and gathering of relevant market information Ensure maintenance of quality and health of portfolio and minimize Days Past Due through regular interactions with the customer Initiate recovery of stressed accounts through tele-calling/ field visits Ensure compliance to the stipulated guidelines/ norms and ensure closure to the audit processes Qualifications: Optimal qualification for success on the job is: Graduation/ Post-Graduation from a recognized institute Role Proficiencies: For successful execution of the job, the candidate should possess the following: Knowledge of banking products and services Ability to manage complex client situations Good communication (both verbal and written) skill in both English and the local language Ability to handle pressure and meet deadlines Good networking and relationship building skills #ComeAsYouAre 'We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply'

JD: Core Responsibilities: Revenue Generation • Achieve Banks objective in terms of earnings, assets, liabilities, credit quality etc. as per agreed budgets / targets from client relationship across all product groups Relationship Management • Seek and acquire new client relationships by understanding the customers financial needs and provide suitable solutions in terms of providing bank products and services • Manage the client relationships by handling activities ranging from identifying clients financial needs, advising, structuring the deal, preparing the terms and conditions and closing the deal • Assess banking needs and risks for clients and manage client relationships accordingly to optimize risk-reward for the Bank Communication/PR of Banks products • Undertakes brand communication initiatives for designated products • Communicates product positioning messaging that differentiates YES Bank’s products in the market Market Research • Illustrates understanding of consumers, competition and current market conditions through primary and secondary research Credit Appraisal • Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions Documentation and Compliance • To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group Self-Management Responsibilities: • Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are monitored and achieved during the course of the year. • Takes ownership of his/her own learning agenda by identifying development needs in consultation with the reporting manager and working towards bridging the gaps through various means which go beyond just training. • Understands the competencies relevant to his/her role, and works towards displaying as well as developing these effectively. Keeps abreast of relevant professional/industry developments, new techniques and current issues through continued education and professional networks. Risk and Internal Control Responsibilities • Follows risk policy and processes to mitigate the operational, regulatory, financial, informational, reputational and audit risks as instructed by departmental manager. Executes the established internal control systems and compiles the relevant information for departmental audits, as necessary.

JD: Core Responsibilities: Revenue Generation • Achieve Banks objective in terms of earnings, assets, liabilities, credit quality etc. as per agreed budgets / targets from client relationship across all product groups Relationship Management • Seek and acquire new client relationships by understanding the customers financial needs and provide suitable solutions in terms of providing bank products and services • Manage the client relationships by handling activities ranging from identifying clients financial needs, advising, structuring the deal, preparing the terms and conditions and closing the deal • Assess banking needs and risks for clients and manage client relationships accordingly to optimize risk-reward for the Bank Communication/PR of Banks products • Undertakes brand communication initiatives for designated products • Communicates product positioning messaging that differentiates YES Bank’s products in the market Market Research • Illustrates understanding of consumers, competition and current market conditions through primary and secondary research Credit Appraisal • Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions Documentation and Compliance • To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group Self-Management Responsibilities: • Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are monitored and achieved during the course of the year. • Takes ownership of his/her own learning agenda by identifying development needs in consultation with the reporting manager and working towards bridging the gaps through various means which go beyond just training. • Understands the competencies relevant to his/her role, and works towards displaying as well as developing these effectively. Keeps abreast of relevant professional/industry developments, new techniques and current issues through continued education and professional networks. Risk and Internal Control Responsibilities • Follows risk policy and processes to mitigate the operational, regulatory, financial, informational, reputational and audit risks as instructed by departmental manager. Executes the established internal control systems and compiles the relevant information for departmental audits, as necessary.

Greeting from YES BANK!! Please find below the JD for the Relationship Manager role: We are looking for a dynamic and result-oriented Relationship Manager (RM) to join our Medium Enterprises (ME) team. The ideal candidate will be responsible for sourcing and managing a portfolio of clients with turnover ranging from 100 Cr to 500 Cr, maintaining portfolio hygiene, and actively engaging in cross-selling financial products. Key Responsibilities: 1. Client Acquisition (NTB): Source new-to-bank (NTB) clients in the medium enterprise segment with turnover between 100 Cr to 500 Cr. Identify opportunities through market intelligence, references, and industry networking. 2. Portfolio Management: Manage and deepen relationships with the existing client portfolio. Regular engagement with clients to ensure satisfaction and retention. 3. Credit Note Preparation: Conduct financial analysis and prepare detailed credit notes for new and existing clients. Evaluate risk and structure proposals in line with banks credit policies. 4. Sanction Process & Stakeholder Coordination: Liaise with internal credit teams for proposal discussions and approvals. Effectively communicate with clients to understand their financial needs and ensure alignment with product offerings. 5. Portfolio Hygiene: Ensure timely renewals, limit compliance, documentation, and monitoring of early warning signals. Maintain high asset quality and minimize delinquencies. 6. Cross-Selling: Identify and capitalize on cross-sell opportunities across products like trade finance, treasury, cash management, insurance, and working capital solutions.

Greeting from YES BANK!! Please find below the JD for the Relationship Manager role: We are looking for a dynamic and result-oriented Relationship Manager (RM) to join our Medium Enterprises (ME) team. The ideal candidate will be responsible for sourcing and managing a portfolio of clients with turnover ranging from 100 Cr to 500 Cr, maintaining portfolio hygiene, and actively engaging in cross-selling financial products. Key Responsibilities: 1. Client Acquisition (NTB): Source new-to-bank (NTB) clients in the medium enterprise segment with turnover between 100 Cr to 500 Cr. Identify opportunities through market intelligence, references, and industry networking. 2. Portfolio Management: Manage and deepen relationships with the existing client portfolio. Regular engagement with clients to ensure satisfaction and retention. 3. Credit Note Preparation: Conduct financial analysis and prepare detailed credit notes for new and existing clients. Evaluate risk and structure proposals in line with banks credit policies. 4. Sanction Process & Stakeholder Coordination: Liaise with internal credit teams for proposal discussions and approvals. Effectively communicate with clients to understand their financial needs and ensure alignment with product offerings. 5. Portfolio Hygiene: Ensure timely renewals, limit compliance, documentation, and monitoring of early warning signals. Maintain high asset quality and minimize delinquencies. 6. Cross-Selling: Identify and capitalize on cross-sell opportunities across products like trade finance, treasury, cash management, insurance, and working capital solutions.