Business Analyst(Credit Cards, PnL, Digital Business Lead )

The Specialized Analytics Manager provides full leadership and supervisory responsibility, offering operational/service guidance to team(s) and applying deep disciplinary knowledge to provide value-added perspectives or advisory services. You may contribute to developing new techniques, models, and plans within your area of expertise. Excellent communication and diplomacy are essential skills for this role. You will be responsible for the volume, quality, and timeliness of end results, as well as shared accountability for planning and budgets. Your work will impact an entire area, influencing the overall performance and effectiveness of the sub-function/job family. As a manager, you will have full supervisory responsibility, ensuring team motivation and development through professional leadership, including performance evaluation, compensation, hiring, disciplinary actions, and task delegation. Responsibilities: - Drive multiple projects involving large and complex data sets for analysis/validation, utilizing programming tools such as SQL, SAS, and SAS Macro at a proficient level - Utilize your understanding of Credit card business financials to make financial estimates based on macro-economic and historical trends - Analyze Credit card portfolios, focusing on interest rates, fees, interchange, penalties, and other related aspects - Collaborate with internal and global stakeholders to achieve tangible outcomes - Lead and mentor a team of 10-20 members - Engage with business partners regularly to grasp their strategic priorities, provide context, and propose proactive solutions - Enhance processes and strategies by exploring new data sources, tools, and capabilities - Demonstrate strong storytelling and influencing skills - Work with large and complex data sets to evaluate, recommend, and support the implementation of business strategies - Identify and compile data sets using tools like SQL and Access to predict, improve, and measure the success of key business outcomes - Document data requirements, data collection/processing/cleaning, and exploratory data analysis, potentially employing statistical models/algorithms and data visualization techniques - Be referred to as a Data Scientist in this role - Specialize in marketing, risk, digital, and AML fields as needed - Assess risk appropriately in business decisions, considering the firm's reputation and compliance with laws and regulations while maintaining ethical standards and accountability Qualifications: - 8-12 years of experience - Experience in a People Manager role - Understanding of Adobe Analytics - Proficiency in SAS and Python - Strong communication skills for coordination with senior business leaders - Knowledge of financials and PNL metrics, particularly in the financial services sector and credit card business - Exposure to Digital Business and familiarity with Digital Performance KPIs Education: - Masters Preferred This job description offers a comprehensive overview of the role's responsibilities and qualifications. Additional job-related duties may be assigned as necessary.,