Branch Credit Manager - EIL

Job Requirements

Job Requirements

Role/ Job Title:

Function/ Department:

Job Purpose

Roles & Responsibilities

• Candidate would be required to underwrite SENP Loan against property proposals > Rs. 1.00 Crore
• Would also be required to underwrite proposal for School / College infrastructure funding starting from Rs. 1.00 Crore onwards.
• Capability to assess and do Personal Discussion Individually for case up to Rs. 2 Crore.
• Capability to co-relate PD experience into overall decision making considering Micro and Macroeconomic factor.
• Ability to understand Bank Statements, Financials, Ratios, working knowledge of various credit checks portals for better validations of proposals.
• Understanding of proposal in its totality w.r.t. Riks involved and mitigants in hand for better decision making.
• Should be having good local market knowledge.
• Ability to assess business with cash component and minimum books reflection.
• Ability to liaison with external stakeholders like – Legal Vendors, Technical Vendors, FI FCU vendors.
• Good drafting skills along with moderate understanding of Legal and Technical challenges.
• Ready to travel outstations for PD’s and Visits.
• Hand on experience into Excel, working knowledge of Financial Software’s like – Finnone, SFDC etc would be additional advantage.
  

Education Qualification

Experience: