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Date live: 05/06/2025 Business Area: Risk Area of Expertise: Risk and Quantitative Analytics Contract: Permanent Reference Code: JR-0000009527 In Risk Barclays develops, recommends, and implements controls and cost-effective approaches to minimise Barclay's risks, identifies and analyses potential sources of loss to minimise risk and estimate the potential financial consequences of an occurring loss. See your commute Join us as a "Senior Analyst Credit Risk (Structured Lending & Financing GCFS) at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences. Structured Lending & Financing (SL&F) Risk has responsibility for several underlying asset classes, including Credit & Macro, Securitized Products, Equities which all form discrete risk verticals. The role advertised is an Assistant Vice President (AVP) position in the existing team based out of Mumbai and will cover SL&F GCFS (Global Credit & Financing Solutions) portfolio. Transaction analysis, post-sanction ongoing surveillance, annual review, and excess/exceptions management. Credit assessment of new Structured Financing opportunities across single assets and granular portfolios focusing on US BSL, MM and Private Credits as well as DM/EM, Repos/TRS, securitizations and other bespoke transactions. Prepare detailed credit reviews based on fundamentals and present findings to risk senior management. Assist in establishing appropriate risk management framework in line with Risk Policies and Standards. Quantify and monitor portfolio performance including structural risk mitigants, debt covenants, deleveraging triggers etc. Monitoring, reporting and annual review of Mandate & Scale Limits. To be a successful "Senior Analyst Credit Risk (Structured Lending & Financing GCFS) you should have experience with: Good analytical skills with attention to detail, and interpersonal, verbal, and written communication skills. Experience in credit analysis and familiarity with financial statement analysis and modelling techniques. Knowledge of Credit (both DM and EM), Leveraged Finance and awareness of prevailing market trends. Experience in credit risk management at a major investment bank/similar institution, or equivalent position Some other highly valued skills may include Demonstrate sound knowledge of credit asset class and fundamentals and have confidence to provide reasoned challenge to the Front Office. Experience in credit analysis and familiarity with financial statement analysis and modelling techniques. Advanced skills in Microsoft Office suite is preferred. You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills The Job Location of this role is Mumbai. Purpose of the role To safeguard the financial health of the bank by identifying, analysing, and mitigating potential credit risks associated with lending activities. Accountabilities Analysis of financial data, including income, assets, liabilities, credit history, and economic trends, to determine the risk of default. Monitoring of existing loan portfolios to identify potential credit deterioration or early warning signs of default. Recommendation of loan approvals, rejections, or adjustments based on risk evaluation and bank lending policies. Development and implementation of credit risk mitigation strategies, including collateral management, loan restructuring, and workout plans. Assistant Vice President Expectations Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues. Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda. Take ownership for managing risk and strengthening controls in relation to the work done. Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy. Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively. Communicate complex information. 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience. Influence or convince stakeholders to achieve outcomes. All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave. (Opens in new tab or window) (Opens in new tab or window) (Opens in new tab or window) Reasonable adjustment Our purpose Equal opportunities Right to work statement Learn more about Barclays locations Across our campuses, we offer modern workspaces, collaborative areas, and state-of-the-art meeting rooms. Facilities include wellness rooms, on-site cafeterias, fitness centers, and tech-equipped workstations. Designed for innovation and comfort, they support a dynamic and productive work environment. Health and wellness A place where you can belong Collaborative Areas More than work Be you. Be valued. Belong. We celebrate the unique perspectives and experiences each individual brings, believing our differences make us stronger and drive success. You can learn more about our commitment to our colleague on our Inclusion and Opportunities page. Learn more Application Process Your application We’ll ask for information about you, your CV and cover letter. 1 Your assessment Covering your behaviours and ability at work. 2 Your interview Exploring your past experiences and skills. 3 Next step We’ll request additional information so that you can complete our screening process 4 Working flexibly We’re committed to providing a supportive and inclusive culture and environment for you to work in. This environment recognises and supports your personal needs, alongside the professional needs of our business. If you'd like to explore flexible working arrangements, please discuss this with the hiring manager. Your request will be reviewed in-line with the requirements of the role/business needs of the team. Hybrid working We have a structured approach to hybrid working, where colleagues work at an onsite location on fixed, ‘anchor’, days, as set by the business area. Please discuss the working pattern requirements for the role you are applying for with the hiring manager. Please note that working arrangements may be subject to change on reasonable notice to ensure we meet the needs of our business. Barclays is built on an international scale. Our geographic reach, our wide variety of functions, businesses, roles and locations reflect the rich diversity of our worldwide customer base. All of which means we offer incredible variety, depth and breadth of experience. And the chance to learn from a globally diverse mix of colleagues, including some of the very best minds in banking, finance, technology and business. Throughout, we’ll encourage you to embrace mobility, exploring every part of our operations as you build your career.
