Assistant Vice President - Business Credit Office

As a Credit Risk Generalist at HSBC, you will play a crucial role in managing credit and capital management services for Corporate Institutional Banking. Your responsibilities will include: - Delivering BCO tasks in alignment with agreed OKRs, SLAs, and KPIs - Ensuring a seamless and efficient credit & capital management servicing journey for customers and internal stakeholders - Combining client relationship management with strong risk assessment and management capabilities to maintain required credit quality and returns on risk - Participating in deal discussions and meetings with clients or credit risk as necessary - Building and maintaining strong relationships across teams, establishing credibility with both Business and Risk leaders - Working with the BCO Team Lead to incorporate adequate credit risk management controls into the operational process and establish robust MI for risk tracking and measurement - Collaborating with senior management and Regional Sustainability Champions to drive activities for the Group's transition to Net Zero and implementing strategic initiatives across BCO teams - Analyzing Wholesale portfolio exposure for the Thermal Coal Phase Out Policy (TCPOP) applicability and conducting exposure weighting calculations for eligible counterparties - Assessing the carbon footprint of the Wholesale lending portfolio, identifying physical and transitional risks - Conducting research and analysis on Wholesale counterparties" data and trends related to greenhouse gas emissions, Net Zero strategies, and Climate Change Risk Management Qualifications required for this role: - Post Graduation in Management, Finance, Economics, or equivalent (e.g., Chartered Accountant preferred) - Additional certifications such as CFA, FRM, or NSE (NCFM Modules) on Mutual Funds, Derivatives, Stock Markets - Good understanding of ESG and Climate Risk policies implementation through annual reports, CSR/Sustainability reports, and other company filings - 6+ years of corporate lending experience with strong analytical skills and sound credit domain knowledge - Proficiency in various financing instruments and banking products for Wholesale Banking - Strong stakeholder management skills to navigate complex situations and drive alignment among senior leaders - Clear understanding of Group credit risk principles, policies, and statutory compliances - Excellent communication and interpersonal skills, Commercial Mindset, with the ability to influence and collaborate effectively across all levels of the organization At HSBC, you will have the opportunity to achieve more while contributing to the organization's mission of enabling businesses to thrive and helping individuals realize their ambitions.,