Job
Description
Genpact (NYSE: G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000+ people across 30+ countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients. Powered by our purpose the relentless pursuit of a world that works better for people we serve and transform leading enterprises, including the Fortune Global 500, with our deep business and industry knowledge, digital operations services, and expertise in data, technology, and AI. Inviting applications for the role of Credit Decisioning Scorecard, and/or Credit Risk Strategy Development In this role, you will be responsible for the Development of Credit Decisioning Scorecards (Application, Acquisition, Behavioral, Collections Scorecards etc.) and/or development of Credit Risk Strategies for banking and financial institutions. Responsibilities also include bringing in industry best practices and consultative inputs for scorecards and strategy development. Responsibilities You will be primarily working as a consultant for the centralized advanced analytics team of a banking or financial firm.; Your activities will include, but will not be limited to the following: Provide analytical support for recommending actions to mitigate risk and use judgment-based decision-making regarding policies and procedures. Assess the data quality for model development and inputs to the model, providing recommendations to improve the data quality at the source. Works hands-on in development, re-development and calibration of Credit Decision Scorecards and/or design Credit Risk strategies. Handling data and quantitative analysis to support modeling decisions. Leading development of model methodologies, algorithms and diagnostic tools for testing model robustness, sensitivity, and stability. Detailing model techniques and interpretation of variables used in the models to be documented and presented to client Stakeholder. Validation for the source data quality, forecast data quality as well as change management. Drafting thorough technical documents for distribution and presentation to senior management, model developers, auditors, and regulators. Developing Machine Learning based models and/or statistical and mathematical models, rule fine tuning/optimization, testing, reviewing, and performing validation activities and prepare end to end model documentation. Conducting in-depth research on existing and emerging policies related to best practices in the industry and contributing to the creation of whitepapers. Researching and contributing to artifact creation as required in a consulting role. Qualifications we seek in you! Minimum qualifications Hands-on experience in developing credit risk scorecards and credit risk strategies Statistical modeling experience including regression, GAM, time series, Markov TPM, survival techniques etc. Hands-on experience application of AI, ML, Deep Learning techniques (Neural Networks, RNN, CNN, LSTM, Decision Tree, Random Forest, SVM, Naive Bayes etc.) for development of predictive models Detailed knowledge of data analysis / analytics / mining techniques Hands on expertise in SQL, ETL, SAS, Python, R working with large data sets. Strong scripting and automation experience using SAS/Python/R etc. Masters degree in a quantitative discipline (Statistics/Economics/Finance/Data Science etc.) Strong client management and communication/presentation skills written & verbal. Self-driven, proactive, “can-do” attitude. Ability to work under ambiguity and with minimal supervision. Strong project management experience and demonstrated expertise in communicating and coordinating across multiple business units. Strong project management orientation with ability to work under time-sensitive commitments. Lead projects and teams - provide thought leadership, technical guidance, training, and oversight. Preferred qualifications Strong networking, negotiation and influencing skills. Rich experience in BFS analytics & credit risk modeling Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values diversity and inclusion, respect and integrity, customer focus, and innovation. Get to know us at genpact.com and on LinkedIn, X, YouTube, and Facebook. Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a 'starter kit,' paying to apply, or purchasing equipment or training.
