Company Description Unimoni India, a part of WizzFinancial Group, is a leading provider of financial services such as Money Transfer, Foreign Currency Exchange, Inward Remittance, Travel & Tour Services, and more. Operating through 320+ locations and 15,000+ agents, Unimoni delivers tailored financial solutions to customers across strategic locations. With a focus on customer-centricity, the company prioritizes convenience, speed, and value through innovative technology solutions. Unimoni is dedicated to offering secure and simplified financial services to suit the schedules and lifestyles of its customers. Role Description This is a full-time on-site role for a Business Development Officer/Business Development Manager specializing in Gold Loans, located in Mananthavady, India. The role involves identifying and acquiring new business opportunities within the gold loan sector, achieving sales targets, and maintaining long-term relationships with customers. The individual will also oversee market analysis, strategize customer acquisition efforts, and deliver exceptional customer service tailored to client needs. Qualifications Strong skills in New Business Development and ability to identify growth opportunities Proficiency in Analytical Skills and a solid understanding of finance-related processes Excellent Communication and Customer Service skills to maintain client relationships Knowledge of the gold loan sector and financial products is highly preferred Proven ability to meet targets and work independently in a competitive environment Bachelor’s degree in Business, Finance, or a related field is preferred Experience in a similar role would be an advantage
Job Description As a Business Development Officer/Business Development Manager specializing in Gold Loans at Unimoni India, your role will involve identifying and acquiring new business opportunities within the gold loan sector. You will be responsible for achieving sales targets, maintaining long-term relationships with customers, overseeing market analysis, strategizing customer acquisition efforts, and delivering exceptional customer service tailored to client needs. Key Responsibilities - Identify and acquire new business opportunities within the gold loan sector - Achieve sales targets and maintain long-term relationships with customers - Oversee market analysis and strategize customer acquisition efforts - Deliver exceptional customer service tailored to client needs Qualifications - Strong skills in New Business Development and ability to identify growth opportunities - Proficiency in Analytical Skills and a solid understanding of finance-related processes - Excellent Communication and Customer Service skills to maintain client relationships - Knowledge of the gold loan sector and financial products is highly preferred - Proven ability to meet targets and work independently in a competitive environment - Bachelors degree in Business, Finance, or a related field is preferred - Experience in a similar role would be an advantage,
Description We are seeking a highly skilled Senior Java Developer with strong expertise in the payments domain to design, develop, and optimize high-performance, scalable payment processing solutions. The ideal candidate should have hands-on experience with modern Java frameworks, microservices architecture, real-time transaction processing, and integration with financial systems. You will work closely with product owners, architects, and cross-functional teams to enhance payment capabilities, ensure compliance, and deliver seamless customer experiences across digital channels. Key Responsibilities Application Development : Design, develop, and maintain Java-based microservices for payment processing workflows. Build highly available, low-latency, and scalable systems for real-time transaction processing. Implement payment features such as authorization, settlement, reconciliation, refunds, chargebacks, etc. Develop RESTful APIs for internal and external integrations (banks, gateways, partners). Payments Domain Expertise : Work on payment rails such as UPI, IMPS, NEFT, RTGS, SWIFT, Cards, or global payment networks. Implement payment security standards : PCI-DSS, tokenization, encryption, fraud checks. Support compliance requirements and regulatory updates (RBI, ISO 20022, scheme mandates). Integrate with payment gateways, processors, and third-party financial services. Architecture & Design : Contribute to system design, architectural improvements, and technical roadmaps. Work with event-driven architecture using Kafka/RabbitMQ. Implement and optimize distributed systems and cloud-native architectures. Create detailed design documents, sequence diagrams, and interface specifications. Performance & Quality : Conduct code reviews and enforce engineering best practices. Optimize system performance, scalability, and memory utilization. Ensure high code quality through unit testing, integration testing, and automation. Support production systems, troubleshoot complex issues, and provide root cause analysis. Collaboration & Leadership : Mentor junior developers and support team members in problem-solving. Work with product, QA, DevOps, and architecture teams to deliver end-to-end solutions. Participate in sprint planning, estimation, and agile ceremonies. Coordinate with external vendors and financial partners for integrations. Technical Skills Required Skills Strong proficiency in Java 8/11/17. Hands-on experience with Spring Framework, Spring Boot, Spring MVC, Spring Security. Expertise in Microservices Architecture. Knowledge of Payment APIs, transaction workflows, and real-time systems. Integration & Messaging Experience with REST APIs, SOAP services. Working knowledge of Kafka, RabbitMQ, JMS. Knowledge of API Gateways and service registries. Databases Proficiency in SQL and NoSQL databases (Oracle, MySQL, Postgres, MongoDB, Cassandra, Redis). Additional Good-to-Have Exposure to ISO 8583, ISO 20022 messaging formats. Experience with card processing systems, POS, or wallet solutions. Knowledge of event sourcing and CQRS patterns. Understanding of security protocols: OAuth2.0, JWT. Soft Skills Strong analytical and problem-solving skills. Excellent communication and documentation abilities. Ability to work in a fast-paced, high-compliance environment. Ownership mindset and proactive approach. Qualifications Bachelors or Masters degree in Computer Science, Engineering, or related field. 6- 10 years of hands-on Java development experience. Payments domain experience (mandatory) (ref:hirist.tech)
Role Overview As a Business Development Officer/Business Development Manager specializing in Gold Loans at Unimoni India, you will be responsible for identifying and acquiring new business opportunities within the gold loan sector. Your role will involve achieving sales targets, maintaining long-term relationships with customers, overseeing market analysis, strategizing customer acquisition efforts, and delivering exceptional customer service tailored to client needs. Key Responsibilities - Identify and acquire new business opportunities within the gold loan sector - Achieve sales targets and maintain long-term relationships with customers - Oversee market analysis and strategize customer acquisition efforts - Deliver exceptional customer service tailored to client needs Qualifications - Strong skills in New Business Development and ability to identify growth opportunities - Proficiency in Analytical Skills and a solid understanding of finance-related processes - Excellent Communication and Customer Service skills to maintain client relationships - Knowledge of the gold loan sector and financial products is highly preferred - Proven ability to meet targets and work independently in a competitive environment - Bachelor's degree in Business, Finance, or a related field is preferred - Experience in a similar role would be an advantage,
Domain : Fintech Payments, Cards, Issuing & Acquiring Systems About The Role We are seeking a highly skilled Lead Architect with strong hands-on expertise in Java, Python, design patterns, database architecture, AWS cloud, combined with deep domain knowledge in the Payments & Cards ecosystem. The role will be responsible for defining scalable, secure, and high-performance architectures for mission-critical fin-tech systems. Key Responsibilities Lead the end-to-end architecture for high-volume payment and card systems. Create architecture blueprints, integration patterns, API standards, and reference designs. Provide hands-on guidance in Java (Spring Boot, Spring Batch, Spring MVC) and Python components. Apply modern design patterns, system patterns (CQRS, DDD), and architectural frameworks. Architect databases for large-scale transactional platformsMySQL, PostgreSQL, etc. Architect cloud-native services using AWS components (EC2, RDS, S3, Lambda, CloudWatch / Loki, API Gateway). Architect solutions aligned with ISO 8583, EMV, tokenization, 3DS, and scheme mandates. Oversee integrations with VISA, Mastercard, RuPay, NPCI, banking partners, and processors. Work closely with Product, Engineering, DevOps, Security, and Operations teams. Lead architecture reviews, solution walkthroughs, and engineering design sessions. Maintain strong knowledge of emerging fintech, API, and card scheme trends. Requirements 15+ years of backend engineering and architectural experience. Strong hands-on expertise in Java (Spring Boot, Spring Batch, Spring MVC) and Python. Proven experience architecting large-scale systems on AWS Cloud. Strong knowledge of GitLab CI/CD, pipelines, branching strategy, and release automation. Deep understanding of Payments, Cards, ISO 8583, EMV, and transaction switching. Expertise in microservices architecture, design patterns, and distributed systems. Strong experience in database design (MySQL/PostgreSQL). Familiarity with caching, messaging systems, and cloud networking. Strong problem-solving and communication skills. Why Join Us? Build next-generation Fintech platforms used by millions. Work with a strong and supportive engineering and leadership team. Grow in a culture focused on ownership, innovation and learning. Shape our long-term technology direction with real influence. (ref:hirist.tech)