Technical Co-Founder & CTO

About MoneyWell: MoneyWell is a fintech startup revolutionizing access to working capital for India's 10 million underserved FMCG retailers. By leveraging AI-driven automation and ML workflows, we streamline underwriting, loan approvals, and collections making short-term, small-ticket working capital viable and scalable. Role Overview: As the Co-Founder & CTO of MoneyWell, your main responsibility will be to define, architect, and build the AI-powered fintech platform from scratch. This role is hands-on and focused on building rather than managerial tasks unless funding is acquired. Key Responsibilities: - Develop and execute the technology roadmap aligned with MoneyWell's business objectives. - Architect a scalable, AI-driven lending platform incorporating automation for underwriting, fraud detection, compliance, and loan servicing. - Utilize AI/ML for risk assessment, document verification, and automated credit decision-making. - Ensure compliance with financial regulations, data security, and fraud prevention. - Lead the recruitment, mentoring, and management of a tech team as the company grows. - Collaborate with product, business, and operations teams to drive continuous innovation. - Present MoneyWell's tech vision to investors, partners, and regulatory bodies. What We Offer: - Equity-based co-founder position with a requirement for a modest monthly contribution towards operational expenses until full salary initiation post funding. - Opportunity to redefine SME lending in India using cutting-edge AI and automation. - Autonomy to establish and lead the tech function in a rapidly growing fintech startup. Challenges & Considerations: - Equity-only role until funding is secured. - Early-stage startup uncertainty with potential for high rewards. - Demanding role with long hours and high stakes, although not a 24/7 commitment. - Involvement in both strategic planning and operational execution across various responsibilities. If you are passionate about contributing to the creation of a transformative fintech enterprise, we look forward to discussing further with you!,