Company Description MoneyWell is an innovative platform leveraging AI and ML to revolutionize access to working capital for 10 million underserved retailers in India. By automating the entire loan lifecycle, MoneyWell drastically reduces operational costs, making small-ticket loans viable and accessible for retailers who lack credit history, collateral, or access to formal funding. Our mission is to drive financial inclusion and empower underserved businesses to thrive. Role Description The CSO will be responsible for developing and executing strategic initiatives, leading sales and marketing efforts, overseeing day-to-day operations, and ensuring the alignment of business strategies with organizational goals. The role is based in Bengaluru. What We're Looking For: • Experience in MSME lending in Bangalore • Deep familiarity with the Bangalore FMCG ecosystem. • Lead all field operations including retailer onboarding, collections, and loan servicing. • Proven track record of scaling teams and driving execution in field sales. • A doer with entrepreneurial grit—ready to roll up sleeves and lead from the front. • Represent MoneyWell’s growth story to investors, strategic partners, and stakeholders. • A person fully committed to joining as a full-time Co-Founder. What We Offer: • Co-Founder equity in MoneyWell. • This is an equity-only role until funding is secured. • A chance to redefine SME lending in India with cutting-edge AI and automation. • The opportunity to build and lead the commercial engine of a high-growth fintech startup. If you're excited to co-create a game-changing fintech company and lead it to scale, let’s talk.
About MoneyWell MoneyWell is a fintech startup making working capital accessible to small FMCG retailers in India. Many of these retailers struggle to get loans due to a lack of collateral or credit history. Were using AI-driven automation to make lending faster, fairer, and scalable. Role: Co-Founder & CTO Were looking for a technical leader to build and scale our AI-powered lending platform. Youll define the tech vision, build the core infrastructure, and shape the future of small-business lending in India. Your Responsibilities Build & scale our fintech platform from the ground up. Develop AI-driven risk models for fast, data-driven loan approvals. Ensure security & compliance in financial transactions. Recruit & lead a high-performing tech team. Were Looking For Someone Who Understands fintech, lending, or banking infrastructure. Has experience with AI/ML in fraud detection & risk assessment. Thrives in an early-stage startupready to build, lead, and scale. What Youll Get Co-Founder Equity in MoneyWellbuild something you truly own. A chance to transform SME lending for millions of businesses. Freedom to choose & implement the best tech stack. The opportunity to grow with the company from the ground up. Challenges & Considerations: This is an equity-only role until funding is secured. Early-stage startup uncertaintyrisk comes with the potential for high rewards. Demanding role with long hours and high stakes, but not 24/7. Youll be hands-on in both strategy and execution, wearing multiple hats. If youre excited about building a game-changing fintech company, lets talk!,
About MoneyWell: MoneyWell is a fintech startup revolutionizing access to working capital for India's 10 million underserved FMCG retailers. By leveraging AI-driven automation and ML workflows, we streamline underwriting, loan approvals, and collections making short-term, small-ticket working capital viable and scalable. Role Overview: As the Co-Founder & CTO of MoneyWell, your main responsibility will be to define, architect, and build the AI-powered fintech platform from scratch. This role is hands-on and focused on building rather than managerial tasks unless funding is acquired. Key Responsibilities: - Develop and execute the technology roadmap aligned with MoneyWell's business objectives. - Architect a scalable, AI-driven lending platform incorporating automation for underwriting, fraud detection, compliance, and loan servicing. - Utilize AI/ML for risk assessment, document verification, and automated credit decision-making. - Ensure compliance with financial regulations, data security, and fraud prevention. - Lead the recruitment, mentoring, and management of a tech team as the company grows. - Collaborate with product, business, and operations teams to drive continuous innovation. - Present MoneyWell's tech vision to investors, partners, and regulatory bodies. What We Offer: - Equity-based co-founder position with a requirement for a modest monthly contribution towards operational expenses until full salary initiation post funding. - Opportunity to redefine SME lending in India using cutting-edge AI and automation. - Autonomy to establish and lead the tech function in a rapidly growing fintech startup. Challenges & Considerations: - Equity-only role until funding is secured. - Early-stage startup uncertainty with potential for high rewards. - Demanding role with long hours and high stakes, although not a 24/7 commitment. - Involvement in both strategic planning and operational execution across various responsibilities. If you are passionate about contributing to the creation of a transformative fintech enterprise, we look forward to discussing further with you!,