State Head - LAP

I apologize, but it appears that the company name is missing from the provided information. Without knowing the specific company, I'll create a generic job description for a State Head - LAP position. Please note that this description may need to be tailored to fit the specific company once that information is available.Job Title: State Head - LAP (Loan Against Property)

Job Summary

We are seeking a dynamic and experienced professional to lead our Loan Against Property (LAP) operations as the State Head. The successful candidate will be responsible for overseeing and expanding LAP business activities within the assigned state, driving growth, and ensuring compliance with company policies and regulatory requirements.

Job Responsibilities

• Develop and implement strategic plans to achieve LAP business targets within the state
• Build and maintain relationships with key stakeholders, including property developers, real estate agents, and financial institutions
• Lead and mentor a team of LAP professionals, including sales, credit, and operations staff
• Monitor market trends and competitor activities to identify growth opportunities
• Ensure compliance with company policies, regulatory guidelines, and industry best practices
• Analyze performance metrics and prepare reports for senior management
• Collaborate with other departments to streamline processes and improve overall efficiency
• Manage the state's LAP portfolio, including risk assessment and mitigation strategies
• Represent the company at industry events and conferences within the state
  

Job Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field; MBA preferred
• Minimum of 8-10 years of experience in the banking or financial services industry, with at least 5 years in a leadership role
• In-depth knowledge of LAP products, processes, and regulatory requirements
• Strong understanding of real estate markets and property valuation
• Excellent leadership, communication, and interpersonal skills
• Proven track record of achieving business targets and driving growth
• Ability to analyze complex financial data and make sound business decisions
• Proficiency in MS Office and familiarity with loan management systems
• Willingness to travel within the assigned state as required
  

Any Graduates