Sr Credit Control Officer

Job Description: As a Credit Officer/Credit Manager, your primary responsibility will be to evaluate the eligibility criteria as per the respective bank's policy and generate credit Management Information System (MIS). Your role will involve preparing detailed Credit Appraisal Memo (CAM) for high-value loan proposals, creating concise one-pager notes for such proposals, and conducting Tele or In-person Personal Discussions (PD) with clients when necessary. Additionally, you will be in charge of maintaining and updating all bank policies and communicating key points to stakeholders. Collaboration with the Credit & Operations Head, Sales Coordinator, and Sales team to recommend the most suitable banker based on client requirements will also be part of your duties. Requirements and Skills: - Possess a degree in Commerce, MBA in Finance, or be a Chartered Accountant (CA) with an added advantage. - Proficient in financial ratios and financial analysis. - Strong assessment skills, particularly in evaluating Self-Employed profiles. - Age and salary are not limiting factors for the right candidate. - Ability to comprehend client needs, determine eligibility, and recommend an appropriate banker based on their policies.,