Job Information Company Spocto Date Opened 07/15/2025 Job Type Full time Work Experience 6-10 years Industry Technology City Mumbai State/Province Maharashtra Country India Zip/Postal Code 400008 About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Job Description Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. YuCollect (https://www.yucollect.com/), Part of Yubi group - (https://www.go-yubi.com/) YuCollect is India’s first Unified Collections Infrastructure(, designed to transform the debt collections ecosystem at scale. It provides the foundational infrastructure that enables lenders, collection agencies, and regulators to operate on a single, transparent, and technology-driven network. From seamless discovery to compliant execution and real-time governance, YuCollect empowers all stakeholders to build modern, efficient, and trustworthy collection processes. YuCollect is laying down the rails for how collections should function in a rapidly evolving financial landscape. By enabling data-aligned collaboration, scalable integrations, and compliance-by-design, it ensures every participant in the ecosystem, big or small, can grow and operate with confidence. YuCollect is part of the Yubi Group, an end-to-end tech infrastructure powering the entire credit lifecycle for all stakeholders across India’s financial ecosystem. So far, we have on-boarded over 17000+ enterprises, 6200+ investors & lenders and have facilitated debt volumes of over INR 1,40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Role and Responsibilities Developing a revolutionary finance marketplace product that includes design, user experience, and business logic to ensure the product is easy to use, appealing, and effective. Lead multiple high-performance engineering teams, defining and ensuring adherence to processes. Work closely with the Product Manager and Designer to ideate the product build. Coordinate with Architects to ensure tech alignment Participate in code and design reviews, establishing best software design and development practices. Mentor junior engineers and foster innovation within the team. Design and develop the pod’s software components and systems. Evaluate and recommend tools, technologies, and processes, driving adoption to ensure high-quality products. Participate in technical hiring activities to attract top talent. Requirements Minimum 8+ years of experience in full stack development, delivering enterprise-class web and mobile applications and services. Proficiency in React JS with at least 3 years of hands-on experience. Expertise in Java technologies including Spring, Hibernate, and Kafka. Proven experience in designing scalable applications capable of handling millions of transactions. Strong knowledge of NoSQL and RDBMS, with expertise in schema design and handling large volumes of data. Experience with Kubernetes deployment and managing CI/CD pipelines. Ability to function effectively in a fast-paced environment and manage continuously changing business needs. A strong advocate of code craftsmanship, adhering to good coding standards, and utilising tools to improve code quality. Experience with microservices architecture and RESTful APIs. Familiarity with monitoring and logging tools (Prometheus, Grafana, ELK stack). Competent in software engineering tools (e.g., Java build tools) and best practices (e.g., unit testing, test automation, continuous integration). Experience with the Cloud technologies of AWS and GCP and developing secure applications Proven experience in leading engineering teams and managing projects. Strong understanding of the software development lifecycle and agile methodologies.
Job Information Company Spocto Date Opened 07/15/2025 Job Type Full time Work Experience 3-6 years Industry Technology City Mumbai State/Province Maharashtra Country India Zip/Postal Code 400008 About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Job Description YuCollect (https://www.yucollect.com/), Part of Yubi group - (https://www.go-yubi.com/) YuCollect is India’s first Unified Collections Infrastructure(, designed to transform the debt collections ecosystem at scale. It provides the foundational infrastructure that enables lenders, collection agencies, and regulators to operate on a single, transparent, and technology-driven network. From seamless discovery to compliant execution and real-time governance, YuCollect empowers all stakeholders to build modern, efficient, and trustworthy collection processes. YuCollect is laying down the rails for how collections should function in a rapidly evolving financial landscape. By enabling data-aligned collaboration, scalable integrations, and compliance-by-design, it ensures every participant in the ecosystem, big or small, can grow and operate with confidence. YuCollect is part of the Yubi Group, an end-to-end tech infrastructure powering the entire credit lifecycle for all stakeholders across India’s financial ecosystem. Role and Responsibilities Developing a revolutionary finance marketplace product that includes design, user experience, and business logic to ensure the product is easy to use, appealing, and effective. Ensure that the implementation adheres to defined specs and processes in the PRD Own end-to-end quality of deliverables during all phases of the software development lifecycle. Work with managers, leads and peers to come up with implementation options Ability to function effectively in a fast-paced environment and manage continuously changing business need Mentor junior engineers and foster innovation within the team. Design and develop the pod’s software components and systems. Evaluate and recommend tools, technologies, and processes, driving adoption to ensure high-quality products. Requirements Minimum 5+ years of experience in Backend development, delivering enterprise-class web applications and services. Expertise in Java technologies including Spring, Hibernate, and Kafka. Strong knowledge of NoSQL and RDBMS, with expertise in schema design Familiarity with Kubernetes deployment and managing CI/CD pipelines. Ability to function effectively in a fast-paced environment and manage continuously changing business needs. Experience with microservices architecture and RESTful APIs. Familiarity with monitoring and logging tools (Prometheus, Grafana, ELK stack). Competent in software engineering tools (e.g., Java build tools) and best practices (e.g., unit testing, test automation, continuous integration). Experience with the Cloud technologies of AWS and GCP and developing secure applications Strong understanding of the software development lifecycle and agile methodologies
Job Information Company Spocto Date Opened 08/06/2025 Job Type Full time Industry Technology City Bangalore State/Province Karnataka Country India Zip/Postal Code 560002 About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Job Description Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Credit Marketplace - With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any and all capital requirements. Yubi Invest - Fixed income securities platform for wealth managers & financial advisors to channel client investments in fixed income Financial Services Platform - Designed for financial institutions to manage co-lending partnerships & asset based securitization Spocto - Debt recovery & risk mitigation platform Corpository - Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises So far, we have on-boarded over 17000+ enterprises, 6200+ investors & lenders and have facilitated debt volumes of over INR 1,40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Role and Responsibilities Developing a revolutionary finance marketplace product that includes design, user experience, and business logic to ensure the product is easy to use, appealing, and effective. Ensure that the implementation adheres to defined specs and processes in the PRD Own end-to-end quality of deliverables during all phases of the software development lifecycle. Work with managers, leads and peers to come up with implementation options Ability to function effectively in a fast-paced environment and manage continuously changing business need Mentor junior engineers and foster innovation within the team. Design and develop the pod’s software components and systems. Evaluate and recommend tools, technologies, and processes, driving adoption to ensure high-quality products. Requirements Minimum 5+ years of experience in Front development, delivering enterprise-class web applications and services. Experience in client & server-side JavaScript, HTML5, CSS3, React.js, node and webpack, redux Working knowledge of React Native is a plus Solid knowledge of algorithms and design patterns Have a passion for quality and writing clean, readable code that scales and performs well. Experience in developing automated unit and functional tests. Experience in building and using RESTful APIs; exposure to GraphQL is a plus. Knowledge in cross-browser, cross-platform and design constraints on the web. Experience with the Cloud technologies of AWS and GCP and developing secure applications Good understanding of NoSQL and RDBMS Familiarity with Kubernetes deployment and managing CI/CD pipelines. Strong knowledge of analytics and monitoring tools Strong understanding of the software development lifecycle and agile methodologies.
Job Information Company Spocto Date Opened 09/02/2025 Job Type Full time Industry Financial Services City Mumbai State/Province Maharashtra Country India Zip/Postal Code 400008 About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Job Description About SPOCTO Spocto (https://spocto.com), a Yubi Company (https://www.go-yubi.com/), is a big data analytics company on a mission to revolutionize the digital debt collections industry. As a fintech company that uses Artificial Intelligence (AI) & Machine Learning (ML) to enhance customer reach, engagement, and interaction; Spocto is a pioneer in disrupting the debt collections industry with intelligence. With a purposeful approach towards digitizing rural India through banks & NBFCs, our solutions are already test marketing various products to revolutionize eCollections. Our spirit of innovation & passion to help organizations create greater business impact is reflected through our domain expertise, success rate, client confidence and newer age solution driven approach towards the business. With proprietary algorithms we strive to bring dignity into the debt collections process, ensuring better customer experience and resulting in improved customer relation and retention. As we continue to grow and disrupt the market through our innovative solutions, we are now part of Yubi - India’s first and largest institutional debt platform that provides full-stack debt infrastructure across discovery, execution and fulfillment. In March 2022, Yubi became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. Key Responsibilities: Sales & Key Account Management The Candidate will be responsible for managing key accounts and doing cross sell and upsell from the set of accounts allocated. Accounts will consist of Banks & NBFC’s who are our existing customers. Will need to sell the Collections Platform, AI Products and Services to the identified set of customers. Build deep, consultative relationships with stakeholders on the client side (product, tech, operations, strategy). Monitor account health, usage, and satisfaction metrics to proactively identify risks and growth opportunities. Serve as the voice of the customer internally to influence product, engineering, and operations roadmaps. Partner with internal teams to resolve operational or technical issues with speed and precision. Conduct quarterly business reviews (QBRs), performance analysis, and strategic planning with key accounts. Negotiate renewals, upsell value-added services, and ensure commercial alignment. Stay up to date with market trends, competitor moves, and regulatory developments affecting client strategy. Requirements Requirements Qualifications: Bachelor's degree in Business, Finance, Economics, or a related field (MBA or equivalent preferred). 5-8 years of experience in key account management, B2B client success, or partnerships in a Fintech, SaaS, or financial services setting. Having relevant experience in Collection Services and Account Management is mandatory Strong analytical mindset with proficiency in Excel, PowerPoint, and CRM systems (e.g., Salesforce, HubSpot). Excellent verbal and written communication skills, including experience in stakeholder engagement and presentations. Ability to navigate complex client organizations and influence senior decision-makers. Passion for innovation in finance, digital products, and technology-driven business models. We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, or age. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story!
Job Information Company Spocto Date Opened 09/02/2025 Job Type Full time Industry Financial Services City Mumbai State/Province Maharashtra Country India Zip/Postal Code 400008 About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Job Description About SPOCTO Spocto (https://spocto.com), a Yubi Company (https://www.go-yubi.com/), is a big data analytics company on a mission to revolutionize the digital debt collections industry. As a fintech company that uses Artificial Intelligence (AI) & Machine Learning (ML) to enhance customer reach, engagement, and interaction; Spocto is a pioneer in disrupting the debt collections industry with intelligence. With a purposeful approach towards digitizing rural India through banks & NBFCs, our solutions are already test marketing various products to revolutionize eCollections. Our spirit of innovation & passion to help organizations create greater business impact is reflected through our domain expertise, success rate, client confidence and newer age solution driven approach towards the business. With proprietary algorithms we strive to bring dignity into the debt collections process, ensuring better customer experience and resulting in improved customer relation and retention. As we continue to grow and disrupt the market through our innovative solutions, we are now part of Yubi - India’s first and largest institutional debt platform that provides full-stack debt infrastructure across discovery, execution and fulfillment. In March 2022, Yubi became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. Key Responsibilities: Sales & Key Account Management The Candidate will be responsible for getting new sales mainly in the PSU sector and a select set of Key Banks and NBFC’s. Will need to sell the Collections Platform, AI Products and Services to the identified set of customers. Build deep, consultative relationships with stakeholders on the client side (product, tech, operations, strategy). The candidate will start off as an Individual contributor, resources will be aligned to the candidate once traction is seen in the set of accounts allocated. Monitor account health, usage, and satisfaction metrics to proactively identify risks and growth opportunities. Serve as the voice of the customer internally to influence product, engineering, and operations roadmaps. Partner with internal teams to resolve operational or technical issues with speed and precision. Conduct quarterly business reviews (QBRs), performance analysis, and strategic planning with key accounts. Negotiate renewals, upsell value-added services, and ensure commercial alignment. Stay up to date with market trends, competitor moves, and regulatory developments affecting client strategy. Requirements Bachelor's degree in Business, Finance, Economics, or a related field (MBA or equivalent preferred). 8-10 years of experience in key account management, B2B client success, or partnerships in a Fintech, SaaS, or financial services setting. Having successfully managed PSU and Private Banks at a CXO level Strong analytical mindset with proficiency in Excel, PowerPoint, and CRM systems (e.g., Salesforce, HubSpot). Excellent verbal and written communication skills, including experience in stakeholder engagement and presentations. Ability to navigate complex client organizations and influence senior decision-makers. Passion for innovation in finance, digital products, and technology-driven business models.
Job Information Company Spocto Date Opened 09/16/2025 Job Type Full time Work Experience 6-10 years Industry Technology City Bangalore State/Province Karnataka Country India Zip/Postal Code 560002 About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Job Description Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Yubi Credit Marketplace - With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any and all capital requirements. Yubi Invest - Fixed income securities platform for wealth managers & financial advisors to channel client investments in fixed income Financial Services Platform - Designed for financial institutions to manage co-lending partnerships & asset based securitization Spocto - Debt recovery & risk mitigation platform Corpository - Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises So far, we have on-boarded over 17000+ enterprises, 6200+ investors & lenders and have facilitated debt volumes of over INR 1,40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story. Role and Responsibilities Developing a revolutionary finance marketplace product that includes design, user experience, and business logic to ensure the product is easy to use, appealing, and effective. Ensure that the implementation adheres to defined specs and processes in the PRD Own end-to-end quality of deliverables during all phases of the software development lifecycle. Work with managers, leads and peers to come up with implementation options Ability to function effectively in a fast-paced environment and manage continuously changing business need Mentor junior engineers and foster innovation within the team. Design and develop the pod’s software components and systems. Evaluate and recommend tools, technologies, and processes, driving adoption to ensure high-quality products. Requirements Minimum 5+ years of experience in Front development, delivering enterprise-class web applications and services. Experience in client & server-side JavaScript, HTML5, CSS3, React.js, node and webpack, redux Working knowledge of React Native is a plus Solid knowledge of algorithms and design patterns Have a passion for quality and writing clean, readable code that scales and performs well. Experience in developing automated unit and functional tests. Experience in building and using RESTful APIs; exposure to GraphQL is a plus. Knowledge in cross-browser, cross-platform and design constraints on the web. Experience with the Cloud technologies of AWS and GCP and developing secure applications Good understanding of NoSQL and RDBMS Familiarity with Kubernetes deployment and managing CI/CD pipelines. Strong knowledge of analytics and monitoring tools Strong understanding of the software development lifecycle and agile methodologies.
Job Information Company Spocto Date Opened 10/14/2025 Job Type Full time Industry Financial Services City Mumbai State/Province Maharashtra Country India Zip/Postal Code 400050 About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Job Description About the Role: We are looking for a Customer Support Agent who will act as a bridge between the Operations and Engineering teams, ensuring timely resolution of technical issues and effective cross-functional communication. The ideal candidate will have a strong technical aptitude, problem-solving mindset, and the ability to translate operational concerns into actionable insights for the engineering team. Key Responsibilities: Issue Resolution: Manage and resolve technical issues raised by the Operations team efficiently and within defined SLAs. Coordination with Engineering: Collaborate with Engineering to analyse, troubleshoot, and resolve reported system bugs, data mismatches, or workflow errors. Cross-Team Communication: Serve as a communication link between Operations and Engineering, ensuring updates and technical findings are clearly shared. Ticket Management: Track, prioritise, and close issue tickets using tools such as Jira, Zendesk, or Freshdesk. Root Cause Analysis: Identify patterns and recurring issues, escalating to Engineering for long-term fixes. Documentation: Maintain detailed records of issues, resolutions, and known error documents for future reference. Process Improvement: Provide feedback to Product and Engineering teams to enhance platform performance and usability. Operational Support: Support the Operations team with technical queries, data validation, and process alignment. Requirements: 1. Education: Bachelor’s degree in Computer Science, Information Technology, or any related field. 2. Experience: 4–8 years in a technical support, product support, or operations support environment. 3. Technical Skills: Good understanding of system workflows, APIs, or basic SQL (preferred). 4. Experience with ticketing tools (e.g., Jira, Freshdesk). 5. Soft Skills:Excellent communication and coordination abilities. 6. Strong analytical and troubleshooting skills. 7. Ability to manage multiple priorities and work under pressure. 8. Detail-oriented and proactive.
Job Information Company Spocto Date Opened 10/15/2025 Job Type Full time Industry Technology City Chennai State/Province Tamil Nadu Country India Zip/Postal Code 600001 About Us Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility.From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven productsYubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles. Job Description About Yubi Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it. In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million. In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. Our platforms shake up the traditional debt ecosystem and offer new ways of digital finance. Spocto - Debt recovery & risk mitigation platform So far, we have onboarded more than 17000 enterprises, 6200 investors, and lenders and facilitated debt volumes of over INR 1,40,000 crore. Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment. At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come join the club to be a part of our epic growth story. We seek a skilled Data Scientist to join our team and help build “Collection Campaign Recommendations/ Optimizations” As a Data Scientist, you will be key in designing, developing, and deploying ML/ RL models that experiments and optimizes the collection campaigns across digital,telecalling and field. Your experience in machine learning and strong Python programming skills will be crucial in driving innovation and business value for our clients. Key Responsibilities Develop, implement, and maintain advanced analytical models and algorithms specifically geared toward improving debt collection processes. Collaborate with business stakeholders to identify key opportunities for data-driven improvements in debt collection strategies. Enhance existing models and incorporate new data sources to continuously optimize our approach. Own the end-to-end process of metric design, tracking, and reporting related to debt collection performance. Continuously improve and update metrics to align with business objectives and regulatory requirements. Communicate findings effectively with both technical and non-technical stakeholders. Stay abreast of the latest industry trends, tools, and best practices in analytics and debt management. Required Skills Technical Skills In-depth understanding of machine learning algorithms (supervised, unsupervised, and ensemble methods) and their application to risk. Expertise in statistical analysis, including hypothesis testing, regression analysis, probability theory, and data modeling techniques, to extract insights and validate machine learning models. Experience in designing, developing, and delivering end-to-end data products and solutions. Expertise in model explainability techniques (e.g., SHAP, LIME) and regulatory compliance for risk models. Strong proficiency in Python. Working knowledge of PySpark ( Good to have ) Proficiency in building and deploying models on cloud platforms (AWS). Proficiency in developing backend microservices using Fast API and working knowledge of MLOps. Experience with NLP techniques is good to have Domain Skills ( Good to have ) Prior domain expertise in debt collection processes, including credit risk assessment, regulatory compliance, and industry best practices. Proven ability to design, implement, and optimize performance metrics and key performance indicators tailored specifically for debt recovery initiatives. Education and Experience Bachelor’s/Advanced degree in Data Science, Statistics, Mathematics, Computer Science, or a related field. Experience in the financial sector or Collection team is a bonus. 1 to 3 years of experience in the data science and machine learning domain