Senior Associate/Team Lead/Assistant Manager Credit Analyst (Financial Spreading)

The Senior Associate/Team Lead/Assistant Manager Credit Analyst (Financial Spreading) position in Bangalore requires a candidate with at least 2 years of experience in credit analysis, financial spreading, and Moody Credit lens. The responsibilities include analyzing and spreading financial statements using Moody's Risk Analyst (MRA), Credit lens, or client-specific templates. This involves examining income statements, balance sheets, and cash flows of both public and private companies for credit appraisal purposes. Additionally, tasks include calculating Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios, and other financial metrics. The role also involves screening credit agreements, analyzing financial covenants for borrowers, monitoring covenant compliance, and reporting. The candidate must be willing to work flexible shifts. Requirements: - 2+ years of experience in credit analysis, financial spreading, and Moody Credit lens - Ability to analyze financial statements and calculate various financial metrics - Familiarity with credit agreements and financial covenants - Flexibility to work in shifts Skills Required: - Credit Analysis - Credit Risk - Financial Spreading - Moody's Lens Industry: ITES/BPO/KPO Functional Area: ITES/BPO/Customer Service Education: MBA Finance Employment Type: Full Time, Permanent Job Code: GO/JC/517/2025 Recruiter Name: Supraja,