Seeds Fincap Pvt. Ltd. http://www.Seedsfincap.com We are hiring for Regional HR(RHR) Multiples location. Seeds is a growing and trusted company in the NBFC and BFSI sectors to provide Business Loans & Mortgage Loans to micro enterprises across India. Job Title: HR-Regional HR Job Location: Regional Offices (Only) * Jind Key Responsibilities: * Manage the recruitment process, screening resumes, coordinating interviews, and extending job offers. * Maintain accurate and up-to-date recruitment data and recruitment strategy. * Share the MIS Data of your region as & when required. * Campus Drive * Follow up with the Absent employee * PIP Letter issued to nonperformer * Field Clarence for the left Employee * Coordination for Asset collection from Absconding and the left employee * Compile all employee attendance to be corrected with approval from RSM & RCM, send to HO for correction * Regional employee grievances handled and resolved it i.e., attendance, Fuel, salary, asset & etc. * Branch Visit. Key Qualifications: Education: MBA in HR, Organizational Development, Education, or a related field. Experience: Fresher or Experienced Budget- 3.65 CTC Note- Only Male Candidates will be preferred.Role & responsibilities Preferred candidate profile

JOB DESCRIPTION Department: Legal Officer - Mortgage Loans Location: Gurgaon Reporting To: Business Head Experience Required: 28 years (mortgage/legal domain) Type: Full-time Job Purpose: The Legal Officer for Mortgage Loans will support the legal team in ensuring the legal soundness and compliance of all mortgage lending transactions. This role focuses on assisting with property title due diligence, documentation, and providing foundational legal support, with a strong emphasis on learning and developing expertise in mortgagespecific legal frameworks. Key Responsibilities: 1. Legal Document Review & Support: • Assist in the preliminary review of property-related documents such as Sale Deeds, Title Deeds, Mutation Records, Property Tax Receipts, and other documents required for mortgage loan applications. • Help in cross-referencing information within property documents to ensure consistency and identify basic discrepancies. • Support the legal team in organizing and maintaining legal files and records related to mortgage properties. • Assist in preparing basic legal correspondence and internal communications related to mortgage cases. 2. Due Diligence Assistance: • Learn and understand the process of conducting legal due diligence on property titles, including identifying potential encumbrances, litigations, or other risks. • Coordinate with internal teams (e.g., Credit, Operations) and external counsels/vendors to collect necessary documents and information for legal scrutiny. • Support the preparation of Legal Scrutiny Reports (LSRs) and Title Investigation Reports (TIRs) by compiling relevant data and basic findings under supervision. 3. Documentation Assistance: • Assist in drafting and vetting standard mortgage loan agreements, security documents (e.g., Mortgage Deeds), and other ancillary documents under the guidance of senior legal officers. • Ensure all legal documentation is complete, accurate, and aligns with approved formats and checklists. • Learn about the process of stamp duty calculation, document registration, and other procedural aspects of creating and perfecting mortgages. 4. Research & Compliance Support: • Conduct legal research on specific aspects of property law, banking regulations (RBI/NHB guidelines), and other relevant statutes impacting mortgage lending. • Stay updated on changes in laws and regulations relevant to mortgage operations in India. • Assist in ensuring that basic legal processes and documentation adhere to internal policies and regulatory requirements. 5. Ad-hoc Legal Support: • Provide general legal administrative support to the legal department as required. • Participate in training sessions and workshops to enhance knowledge of mortgage lending laws and practices. Qualifications: • Bachelor of Laws (LLB) from a recognized university is mandatory. • 1-3 years of post-qualification experience. Internships or practical exposure in real estate law, banking, or a corporate legal department will be highly regarded. • Strong academic record. • Foundational understanding of property laws, contract law, and banking regulations in India. • Excellent research and analytical skills. • Meticulous attention to detail and a strong commitment to accuracy. • Good written and verbal communication skills. • Eagerness to learn and develop expertise in mortgage legal matters. • Ability to work effectively in a team environment. • Proficiency in MS Office Suite. Role & responsibilities Preferred candidate profile

JOB DESCRIPTION Assistant Voice President Secured Business Loans / Loan Against Property (LAP) Department: Retail Lending / SME Lending / Secured Assets Location: Gurgaon Reporting To: Business Head Experience Required: 10+ years in lending, with a focus on LAP/Secured Business Loans Type: Full-time Job Summary: The Product Head for Secured Business Loans and Loan Against Property (LAP) will be responsible for defining, developing, and managing the end-to-end product lifecycle for the secured lending portfolio. This role requires a strategic leader with a deep understanding of customer needs, market dynamics, risk management, and technological advancements to drive significant growth and profitability for the organization. Key Responsibilities: 1. Team Leadership & Development: Build, lead, mentor, and develop a high-performing product team. Foster a culture of innovation, collaboration, and continuous improvement within the team. Set clear objectives, provide regular feedback, and conduct performance reviews for team members. 2. Product Strategy & Roadmap: Develop and execute a comprehensive product strategy for Secured Business Loans and LAP, aligning with the overall business objectives and market opportunities. Identify new market segments, customer needs, and product niches to expand the secured lending portfolio. Define the product roadmap, prioritizing initiatives based on business impact, market demand, and resource availability. Stay abreast of industry trends, competitor offerings, and regulatory changes (RBI, NHB guidelines) to ensure the product portfolio remains competitive and compliant. 3. Product Development & Management: Lead the entire product development lifecycle from ideation to launch and post-launch performance monitoring. Define product features, eligibility criteria, pricing strategies, and underwriting guidelines for various secured loan products. Collaborate with credit, risk, operations, technology, legal, and sales teams to ensure seamless product execution and customer satisfaction. Drive digitization and automation initiatives across the secured lending value chain to enhance efficiency and customer experience. Conduct thorough market research, customer surveys, and competitive benchmarking to gather insights for product enhancements and new product introductions. 4. Portfolio Performance & Profitability: Own the P&L for the Secured Business Loans and LAP portfolio, driving key financial metrics such as disbursements, AUM growth, yield, cost of acquisition, and profitability. Continuously monitor product performance, key performance indicators (KPIs), and customer feedback to identify areas for improvement and implement corrective actions. Develop and implement strategies for portfolio quality, including managing delinquency rates and NPAs, in collaboration with risk and collections teams. Manage the budget for product development, marketing initiatives, and other related activities. 5. Sales & Distribution Enablement: Work closely with the sales and distribution teams to define sales targets, develop effective sales strategies, and provide necessary product training and support. Identify and forge strategic alliances with channel partners (DSAs, brokers, etc.) to expand reach and drive customer acquisition. Develop compelling sales pitches, marketing collateral, and promotional campaigns to drive product adoption. 6. Risk Management & Compliance: Collaborate with risk and credit teams to build robust underwriting frameworks and credit policies for secured loans. Ensure all product offerings and processes adhere to regulatory requirements and internal compliance standards. Implement robust risk assessment processes and monitoring mechanisms to mitigate credit risk and maintain portfolio quality. Qualifications & Skills: Master's/Bachelor's degree in Business Administration, Finance, Economics, or a related field from a reputed institution. Proven track record of successfully launching and managing secured lending products in the Indian market. Deep understanding of the secured loan lifecycle, including origination, underwriting, disbursement, servicing, and collections. Strong analytical, strategic planning, and decision-making abilities, with a results-driven mindset. Excellent communication, presentation, and interpersonal skills, with the ability to influence and collaborate with diverse stakeholders. Experience with digital product development and an understanding of fintech trends in secured lending is a significant advantage. Ability to work in a fast-paced and dynamic environment. Preferred Industry Background: Banks, NBFCs, Housing Finance Companies, FinTech’s with secured loan offerings. Role & responsibilities Preferred candidate profile

JOB DESCRIPTION Job Title: Collection Manager Team Handling Department: Collections & Recovery Location: Gurgaon Reports To: Head of Collections Experience: 6–10 years in collections with legal exposure Qualification: Graduate in any discipline; LLB mandatory or preferred Job Purpose: The Collections Manager - Legal & Team Lead will be responsible for overseeing and managing the end-to-end legal collections process for a designated portfolio, leading a team of collections professionals, and ensuring adherence to all legal and regulatory guidelines. This role is critical in maximizing recoveries, minimizing delinquencies, and mitigating legal risks through effective strategy implementation, team management, and legal expertise. Key Responsibilities: 1. Team Leadership & Management: Create, train, mentor, and motivate a team of collections executives/officers, providing clear objectives and performance targets. Conduct regular performance reviews, identify training needs, and foster a high-performance culture within the team. Provide guidance and support to the team on complex collection cases, legal procedures, and negotiation strategies. Monitor team productivity, ensure adherence to processes, and implement measures to improve efficiency and success rates. 2. Legal Collections Strategy & Execution: Develop, implement, and refine legal collections strategies for various loan products (e.g., retail loans, business loans, secured/unsecured loans) to maximize recovery rates and minimize losses. Oversee and manage all legal actions related to debt recovery, including but not limited to: Negotiable Instruments Act (NI Act), particularly Section 138 (Cheque Bounce cases): Initiation, tracking, and follow-up of criminal proceedings. SARFAESI Act (Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act): Handling secured asset repossessions, auctions, and legal compliances. Debt Recovery Tribunal (DRT) and Civil Suits: Filing and managing cases for larger defaults. Insolvency and Bankruptcy Code (IBC): Understanding and navigating the insolvency process for corporate and individual debtors. Arbitration & Conciliation Act: Managing arbitration proceedings for recovery. Lok Adalat and other alternative dispute resolution mechanisms: Driving amicable settlements. Coordinate with empaneled law firms, external legal counsels, and recovery agencies, ensuring timely and effective action on legal cases. Review and analyze legal documents, court orders, and settlement agreements. Prepare legal notices, affidavits, plaints, written statements, and other legal documents as required. 3. Portfolio Management & Performance: Own the legal collections portfolio, tracking key metrics such as recovery rates, cost of recovery, and portfolio quality (NPA reduction). Analyze collection data, identify trends, and develop actionable insights to improve legal recovery strategies. Implement robust internal controls and monitoring mechanisms to ensure compliance and mitigate operational risks. Prepare and present regular reports on legal collections status, performance, and key challenges to senior management. 4. Legal Compliance & Risk Mitigation: Ensure all collection activities, processes, and legal actions strictly comply with relevant Indian laws, including banking laws, consumer protection acts, RBI guidelines, and internal policies. Stay updated on legal changes, amendments, and court pronouncements affecting debt recovery and collections. Liaise with the internal legal and compliance departments to integrate policy changes and ensure legal soundness of all collection practices. Proactively identify potential legal risks and develop strategies to mitigate them. Conduct due diligence on cases escalated for legal action to ensure legal viability and minimize litigation risk. 5. Stakeholder Management: Collaborate effectively with internal departments such as Credit, Risk, Operations, Sales, and Compliance to streamline collection efforts and resolve complex cases. Maintain professional relationships with external stakeholders including law enforcement agencies, court officials, and debt recovery tribunals. Engage in negotiations with delinquent customers, providing legal perspectives to reach amicable settlements when appropriate. Qualifications: Mandatory: Bachelor of Laws (LLB) from a recognized university. Preferred: Post-graduate qualification in Law (LLM). Minimum 7-12 years of experience in collections, with a strong focus on legal recovery, in a bank, NBFC, or ARC. At least 3-5 years of experience in a team-leading or managerial role within collections. In-depth knowledge of Indian debt recovery laws and regulations, including NI Act, SARFAESI Act, DRT Act, IBC, Civil Procedure Code, Criminal Procedure Code, and relevant consumer protection laws. Proven track record of achieving legal recovery targets and managing a large portfolio. Excellent leadership, team management, and interpersonal skills. Strong negotiation, communication (verbal and written), and presentation skills. Analytical mindset with the ability to interpret legal documents and financial data. High ethical standards and ability to handle sensitive information with discretion. Proficiency in MS Office Suite and collections management software. Role & responsibilities Preferred candidate profile