Risk Policy Manager-Two-Wheeler Loans

Home Credit India

0 years

0 Lacs

gurugram haryana india

Posted:1 day ago| Platform: Foundit logo

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Skills Required

credit bureau data big data sources sdk data telecom data geo data

Work Mode

On-site

Job Type

Full Time

Job Description

Responsible for defining the credit underwriting framework for new as well as existing to bank customers
Defining the strategies for Credit Approval and Credit Limit assignment
Monitoring & meeting the acquisition vintage risk levels within the risk appetite
High end analytics required for management of risk levels, approval rate, and customer credit profile. Providing data extraction, analysis, and visualization to support company-wide decision making
Portfolio management, limit management of the existing card portfolio
Ownership of the cross-sell UW engine generating eligible customer base for CRM/sales teams
Development, testing, and deployment of policy changes in underwriting decision engine (Blaze)
Close cooperation with business teams like Sales, CRM, Marking, Digital, and Data Science
Working closely with Finance to provide inputs for budgeting, pricing, regulators
Leveraging big data sources like credit bureau data, SDK data, telecom data, Geo data etc. in UW strategies
Engagement with collections department to optimize the risk levels proving inputs on sourcing quality trends , key UW changes etc.
Analyze data (customer/portfolio/retailer) to identify early warning signals and proactively provide feedback to Anti-Fraud Head to take corrective actions
Working Experience withTableauandSQL isa must.

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