20 Risk Policy Jobs

Role & responsibilities • Assist in identifying and assessing operational risks across business units. • Support the development and implementation of risk control frameworks. • Monitor key risk indicators (KRIs) and report anomalies to senior management. • Help maintain risk registers and documentation of risk events. • Participate in risk assessments and control testing activities. • Collaborate with internal teams to ensure compliance with risk policies. • Contribute to incident investigations and root cause analysis. • Prepare SOP, reports and presentations. Qualifications: • Minimum qualification required is Graduate with work experience of 2- 3 year • MBA is an added advantage. • Profi...

The role in a gist: As FlexiLoans enters the next orbit of growth, we are looking for people with the passion and hunger to make a dent in the MSME ecosystem. In this role you will be driving credit policy formulation, portfolio monitoring, and cross-functional risk governance to ensure a robust lending framework. Sounds like you? Read more on what we are looking for in the role. What you will work on: Policy: Preparing and clarifying Policies/Addendums to be circulated to the credit team Conducting trainings/tests continuously to gauge policy understanding Preparing various MIS, maintenance of data for analysis and summarizing them in a structured way for meaning interpretation on different...

Job Summary: The Credit Risk Manager will be responsible for assessing, monitoring, and managing credit risk across the organization. This role involves developing credit risk models, reviewing credit exposures, and implementing risk mitigation strategies. The ideal candidate will combine strong analytical and quantitative skills with a deep understanding of financial analysis, regulatory compliance, and portfolio management. Key Responsibilities: Develop and maintain the companys credit risk management policies, procedures, and frameworks. Evaluate credit risk for new and existing clients, counterparties, and investment opportunities. Analyze financial statements, credit reports, and market...

JOB ROLE Transforming raw data into actionable insights, building predictive models, and supporting data-driven decision-making across the organization. Review Scorecard Performance Model Outcome Analysis, Assumptions and model limitation, back testing. Inventory of Models, BRE rules for the model Build statistical model for predicting ECL movement, Model the portfolio performance of all products pre scorecard deployment and post scorecard deployment. Build model for collection flows and estimation of portfolio performance. KEY RESPONSIBILITIES Analyze large datasets to identify trends, patterns, and opportunities for business growth and portfolio monitoring. Develop and deploy machine learn...

Role & responsibilities Job Purpose This position is responsible to develop, refine and implement a robust risk management framework for a Company, align it to the future needs and in line with the market best practices Key Responsibilities Preparing product level Risk Deck covering the product performance on Key risk metrics against benchmarks, analysis of early bucket bounces, early bucket flow rates and providing actionable to the credit and business team to arrest early flows Portfolio reviews covering areas of delinquency reports , perusing Early Warning System (EWS) reports . Focus should be on portfolio intervention and resolutions strategies with the business unit to improve asset qu...

Role & responsibilities 1. Policy Formulation and Review Develop and periodically review credit and lending policies for Commercial Banking (including working capital, term loans, trade finance, bill discounting, etc.) in alignment with: RBI Master Directions on Loans and Advances RBI Prudential Norms on Income Recognition, Asset Classification and Provisioning (IRACP) Fair Lending and Customer Protection guidelines Large Exposure Framework (LEF) Basel III / ICAAP requirements. Draft, update, and circulate Standard Operating Procedures (SOPs) and circulars governing credit appraisal, sanction, disbursement, and monitoring processes. Ensure policies reflect risk-based pricing, due diligence s...

Credit Risk Management and Middle Office (EWS) • Review and updating of Lending and Credit risk management policies for Corporate portfolio Conduct of Credit risk committee to review on Asset quality indicators, rating migration etcand suggest measures. • Identification of Early warning signals through various data including market intelligence information, reporting of EWS, RFA accounts and monitoring the action by RMs on these signals. Continuous monitoring of RBI 42 EWS signals to identify potential stress in Borrowers accounts and reporting to Management. • Analyzing borrowers performance based on critical information like Transaction data, Financial data, SMA history, Credit bureau, Dat...

Key Responsibilities: Draft, review, and update credit & operational policies for HL and LAP products. Ensure alignment with regulatory guidelines and internal risk frameworks. Monitor portfolio trends and recommend policy changes to manage risk. Partner with credit, sales, legal, technical, risk, and operations teams for policy implementation. Support new product program launches, policy exceptions, and process enhancements. Maintain updated policy documentation and version control. Conduct training and awareness sessions for field teams. Benchmark market practices and competitor policy frameworks. Ensure timely policy circulation, communication, and adherence tracking. Key Skills & Compete...

About the Role: We are seeking a strategic and detail-oriented Digital Risk Officer to lead and manage digital risk across our enterprise. This role is responsible for identifying, assessing, and mitigating risks related to digital technologies, including cybersecurity, data privacy, cloud computing, third-party digital ecosystems, and emerging tech like AI. Digital Risk Management: Develop and lead the digital risk management strategy aligned with enterprise risk frameworks. Identify, assess, monitor, and report on digital risks across all business functions and IT environments. Develop risk models, matrices, and scoring mechanisms for digital risk exposure. Risk Assessments & Controls: Con...

Position Summary: We are seeking an experienced and analytical Risk Manager to identify, assess, and mitigate risks across our organization. The Risk Manager will play a key role in developing risk management strategies, ensuring compliance with regulatory standards, and supporting business continuity. The ideal candidate should have a strong understanding of enterprise risk frameworks, internal controls, and industry-specific threats. Key Responsibilities: Develop and implement risk management policies, procedures, and frameworks. Identify potential financial, operational, legal, and strategic risks to the organization. Conduct regular risk assessments and audits to monitor exposure and vul...

Grade- M2 Role - Risk Manager Job Description - Preparing Policy and take timely portfolio corrective actions. Making Management Deck and presentation. Own the portfolio in terms of approval rate, fraud management, distribution management, risk- Monitoring, portfolio correction and managing loses. Closely monitor loss metrics and managing losses against budget. Periodic Monitoring of the bounces and do analysis for establishing non-perfoming cohorts. Work closely with BIU team over risk modelling and frame policies around various models. Engage with stake holders like business, RCU and Collection on improving portfolio health. JOB REQUIREMENTS Skills/Knowledge prerequisites Should have atlea...

Role & responsibilities Overall retail book portfolio analysis & management, monitoring of various risk triggers, in order to effectively assess and manage the risk. This involves implementing corrective action based on portfolio performance. Preparation of Policy/amendment/launch of new product as per the Regulatory OR business requirement. Monitoring of underlying portfolio through quarterly financials, news articles, security perfection etc. to maintain credit hygiene. Risk Analysis and review of High value loan proposals including FIG (Lending to NBFCs), LAP, LAS to ensure compliance with internal and Regulatory guidelines. Preparation of brief risk notes covering summary of account, hig...

Job Requirements Role/Job Title: Senior Product Manager-Rural Asset Business: Rural Banking Function/ Department: Rural Product Place of work: Mumbai Job Purpose The role would be instrumental in (1) Managing relationships with Stakeholders. (2) Co-ordination between business and field team. Roles & Responsibilities New market development | Champion the product proposition through customer awareness and education across rural markets | Employee Training and building knowhow on product | Process Compliance | Lesioning with Credit Cards team, Journeys team, Risk Policy and IT for seamless product deployment. Marketing activity across the dealer's Network Cost analysis of various models Managin...

In this role as a Functional Expertise in Credit Risk Policy, you will be responsible for designing, developing, and implementing robust risk policies and procedures for various types of loans including Retail Term loans, MSME Term loans, Unsecured/Secured Revenue based loans, Supply Chain financing, and Invoice based financing. Your primary focus will be to ensure that these policies align with the organization's risk appetite and regulatory requirements. Key Responsibilities: - Design and develop credit policies and conduct risk assessments and analysis for unsecured lending portfolios - Evaluate business and policies of partners, review critical parameters before go-live, and monitor the ...

What youll drive at Lendingkart: 1) Design and update policies, process manuals, and guidelines for the secured Micro-LAP product based on market trends, competitive analysis, and internal risk appetite. 2) Define and manage guidelines for property appraisals from both legal and technical perspectives. 3) Monitor the health of the LAP portfolio, identify early warning signals of potential delinquencies, and suggest corrective actions. 4) Collaborate closely with business & product teams to align policy with business objectives and ensure seamless application processing. 5) Ensure full compliance with internal policies and external regulatory frameworks

Key Deliverables: Launch and scale small-ticket LAP business across 2530 cities Drive GTM strategy and channel expansion including DSAs and digital avenues Own P&L and ensure risk-adjusted portfolio performance Build and implement risk, credit, and underwriting frameworks for informal borrowers Role Responsibilities: Lead end-to-end LAP business operations across cross-functional teams Manage sourcing, channel governance, and co-lending partnerships Optimize credit processes to improve TAT, approvals, and customer experience Represent LAP strategy in leadership forums and align with CXOs

Develop risk policies and strategies specifically tailored for rural areas, considering the unique characteristics and challenges of rural markets. Conduct comprehensive risk assessments and analyses to identify potential threats and opportunities associated with rural lending and investment activities. Collaborate closely with cross-functional teams including credit risk, operational risk, compliance, and rural development to ensure cohesive risk management practices across rural operations. Monitor the effectiveness of existing risk policies and procedures in rural areas, and propose adjustments or enhancements as necessary. Implement risk policies and procedures in rural areas, ensuring t...

Role & responsibilities Internal rating validation for Corporate, SME, Business Banking, NBFC, MFI, Broker, Bank clients across the bank. Key activities include. Periodic review and updating of industry risk scores including assessment for new industries as deemed appropriate. Track latest industry developments by participation in seminars, conferences and client site visits, interactions with clients, rating agencies, industry database providers, Benchmarking of companies within sectors Stakeholder management: Candidate should be able to efficiently manage various stakeholders including senior management from both Credit and Business functions. Define and facilitate the achievement of goals...

Job Title: Chief Risk Officer (CRO) Location: Ahmedabad Reporting To: Chief Executive Officer (CEO) / Board of Directors Employment Type: Full-Time About the Role We are seeking an experienced Chief Risk Officer (CRO) to lead our organizations risk management strategy, ensuring robust governance and regulatory compliance. The CRO will play a pivotal role in safeguarding the firm’s operations, reputation, and assets by establishing and overseeing a comprehensive risk management framework. This role is independent from the investment function (CIO) and reports directly to the CEO and Board of Directors. Key Responsibilities Risk Framework Implementation Implement and maintain an enterprise-wid...

Position: Risk Analytics Experience: 3+ years Role Overview: We are seeking a detail-oriented and analytical professional to join our Risk team, focusing on policy design, portfolio analytics, and risk strategy. The ideal candidate will have hands-on experience working with lending products in an NBFC or FinTech environment. Key Responsibilities: Develop and refine risk policies across the customer lifecycle (onboarding, underwriting, collections). Analyse credit performance trends and draw actionable insights for policy improvement. Work closely with data science, product, and business teams to create and monitor risk strategies. Monitor portfolio KPIs including approval rates, delinquency,...