Risk and Fraud Analyst

Job Title: Risk and Fraud Analyst

Location:

Job Type:

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Job Summary:

Risk and Fraud Analyst

Key Responsibilities:

• Monitor merchant transactions and behavior patterns to identify suspicious activity and potential fraud.
• Conduct comprehensive

  Merchant KYC

  reviews to ensure compliance with regulatory standards and internal policies.
• Assist in the implementation and refinement of

  AML programs

  , including transaction monitoring and enhanced due diligence processes.
• Investigate fraud alerts and escalations, prepare detailed reports, and recommend remedial actions.
• Collaborate with cross-functional teams such as Compliance, Legal, and Customer Support to resolve fraud-related issues.
• Support the execution of

  internal audits

  , including risk assessments, control testing, and documentation of findings.
• Analyze data to identify emerging fraud trends and contribute to fraud risk modeling efforts.
• Participate in the development and enforcement of risk and fraud mitigation policies and procedures.
• Maintain up-to-date knowledge of regulatory requirements, industry best practices, and fraud typologies.

Qualifications:

• Bachelor's degree in Finance, Business, Economics, Accounting, or a related field.
• 35 years of experience in risk analysis, fraud detection/prevention, or a related compliance role.
• Mandate experience working in Fintech specially into PA, PG's etc related products
• Knowledge of Merchant KYC processes and regulatory requirements.
• Working understanding of AML regulations and best practices.
• Familiarity with fraud detection tools, systems, and investigative techniques.
• Experience with or exposure to internal audits, especially in a financial or fintech environment.
• Strong analytical and problem-solving skills with attention to detail.
• Proficiency in Excel and data analysis tools; experience with SQL or BI tools is a plus.
• Strong verbal and written communication skills.