Residential Underwriter

Role Overview: As an experienced Residential Mortgage Underwriter, you will be expected to demonstrate a robust understanding of Fannie Mae, Freddie Mac, FHA, and VA guidelines. Your primary responsibility will involve meticulously analyzing and assessing residential loan applications to ensure their alignment with investor and regulatory standards. Your proficiency in risk evaluation, attention to detail, and capacity to render prudent credit judgments in a dynamic setting will play a crucial role in this position. Key Responsibilities: - Review and underwrite residential mortgage loan files - Ensure adherence to agency and investor guidelines - Scrutinize credit, income, asset, and collateral documentation - Make precise and prompt underwriting determinations - Effectively communicate decisions to pertinent teams Qualifications Required: - Minimum of 3 years of live US mortgage underwriting experience - Proficiency with Automated Underwriting Systems (AUS) such as Desktop Underwriter (DU) and Loan Prospector (LP) - Comprehensive understanding of FNMA, FHLMC, FHA, and VA guidelines Additional Company Details: Omit this section as no additional details of the company are present in the provided job description.,