Job Description The Staff Auditor collects and analyzes data, performs interviews of employees, and applies internal audit strategies to provide independent assurance as to whether the company's processes of risk identification, controls and governance are adequately designed and operating effectively. Essential Functions Assist with research of specific business risks and regulations Work with relevant personnel during the audit process, inclusive of the audit team and company employees Perform detailed audit testing (collect and analyze data and record results in workpapers as outlined in the audit program) Summarize results/findings Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency Work as part of a team Work with on-site equipment Qualifications Bachelor's Degree Accounting, Finance preferred Less than 2 years Auditing experience preferred Less than 2 years Administrative/Business related experience preferred Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees. Show more Show less

Job Description The Equipment Finance Closing Coordinator will contribute to a team environment by coordinating and leading the loan closing process for equipment finance loans. This position will effectively manage the closing timeline to ensure service standards. This position will have direct contact with external customers, lending partners, and legal counsel. The Equipment Finance Closing Coordinator must have strong knowledge and background in the key documentation elements of complex lending arrangements. This position requires excellent communication skills, and the ability to multitask in a deadline-driven fast-paced setting. Essential Functions Responsible for initiating and driving the loan closing process, coordinating the activities, decisions and communications with outside council Review of all loan documentation to ensure that all legal, credit, collateral, and regulatory requirements are included in the documentation. This will include a wide variety of complex commercial documents and contracts, leases, assignments, agreements, and other finance equipment documents. Review entity formation documentation, operating and partnership agreements to verify that the power, authority, and existence of all obligors, guarantors, etc. is obtained and is retained appropriately in company records. Demonstrate knowledge and ability to analyze problems, make decisions, and take measured risks, using available data Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations. Initiate and reconcile funds' movements in accordance with client/lender instructions Calculate and track complex interest and fee accruals at various rate levels across changing lender distributions. Provide information as requested by clients, business partners, or lenders. Ability to establish effective working relationships among team members and participate in solving problems and making decisions Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems and monitoring own work progress, and effectively use resources Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas Coordinate the post-closing Legal Review of all transactions meeting the Association’s criteria for independent review by an attorney on the Legal Team. Coordinate any curative actions required by the independent Legal Review. Work as part of a team Back up co-workers and work with various special projects or other tasks as assigned Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency Education + Experience preferred Bachelor’s degree Experience closing Equipment Finance loans 6-8 years of related experience Analytical, problem solving, and proven decision-making skills Ability to manage concurrent assignments in an effective, efficient, and organized manner Location: this position may be performed remotely or onsite Mon-Thurs if within 40 miles of a Northwest Hub (including but not limited to: Fishers, IN, Columbus, OH, Independence, OH, Buffalo, NY, Pittsburgh, PA) Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees. Show more Show less

Job Description The Senior Account Executive will be responsible for prospecting and selling loan/lease as well as turn-key bank loan products to new prospects and existing relationships with both private and public middle market companies. New business is developed through direct sales origination with generally middle market companies, both private and publicly traded, in the areas of – manufacturing, wholesalers, distributors and service companies, etc. Transaction sizes range from $3 million to $30 million, with the average transaction size of $3 - $10 million. Essential Functions Initiate and identify new business opportunities, which may include existing customers as well as prospecting for new clients thru cold calls and in-person meetings Arrange personal meetings with prospects to explain Northwest’s products, rates, and terms of finance agreements Achieve and exceed volume quota by effectively targeting, qualifying, and closing equipment financing transactions in the assigned territory on a direct basis Use industry insight, analytical skills, product knowledge and communication skills to identify, develop, activate, and maintain customer relationships Structure, design, propose and close viable finance transactions Manage customer relationships on an on-going basis by monitoring and being pro-active with respect to changing dynamics of both market conditions and competition Assist the credit function and personnel as required and requested Knowledge of Excel and experience utilizing a CRM program a plus Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency Work as part of a team Work with on-site equipment Education + Experience preferred Bachelor’s degree in business, finance, or related 5-6 years of Marketing/Sales experience within a Commercial Finance Company or Bank Background in building and maintaining long term relationships with senior level managers of middle market companies Independent and tenacious marketer with an entrepreneurial spirit and extensive experience with originating, qualifying, and closing a variety of financing products. Successful track record in corporate financial sales and a proven ability to meet volume quota requirements and establish solid relationships Ability to consistently identify opportunities and develop relationships with candidate's existing base of contacts as well as developing new customers Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees. Show more Show less

Job Description The Sr. Commercial Reporting Analyst is responsible for producing and coordinating reporting activities, including maintaining an exceptional level of data accuracy across all sources including loan origination systems, loan accounting systems, data lake and data warehouse. Deliverables include bank wide as well as external (FDIC/Auditors/Shareholders) reporting which includes, but not limited to, risk rating migration, portfolio monitoring, policy exception, delinquency, watch lists, negotiable collateral monitoring, financial Statement tracking, pipeline, covenant, maturity, loan approvals, and loan lifecycle time studies. This individual will ensure timely presentation and delivery of reporting to relevant stakeholders, provide confidential support and communication on ad-hoc projects, and facilitate various audit and regulatory requests, retaining all supporting evidence, researching & resolving both routine and complex questions and challenges. This individual will ensure compliance with internal policies and external regulations for all reporting deliverables. Essential Functions Develop in-line risk reporting, concentration monitoring, performance measurements, and KRI (Key risk indicators) with Line of Business and commercial-wide management dashboards. Recommend, build and reconcile new reports using Power BI or excel, including research and development of linkage of related data from various sources including loan origination systems, loan accounting systems, data lake and data warehouse. Generate and package monthly/quarterly extracts/reports for FDIC and/or auditors, including reconciliation to source data Generate and package weekly, monthly, quarterly extracts/reporting for business lines Credit Management in the Commercial Bank, including reconciliation to the source data for distribution Create/maintain procedures for data extraction and report creation Leverage tools including Signature, Moody's CreditLens, Abrigo, CustomerOne, Power BI, for research and to produce ad hoc and ongoing bank-wide credit risk reporting. Generate periodic and ad-hoc statics and reports as requested Create and maintain organization for electric storage of documents, including reasonable naming conventions Assist with the develop and on-going maintenance of process flow charts/diagrams Assist with the develop and on-going maintenance of org charts for the Commercial Bank Assist with onboarding activities for new employees Provide back-up support for all administration duties for the Loan Administration Team Lead Ensure policy exceptions, risk rating migration, loan maturities, delinquencies, are tracked and reported in order to monitor portfolio risk factors and minimize out of order situations. Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency Work as part of a team Work with on-site equipment Education + Experience Bachelor's Degree in Economics, Finance, and/or Business preferred 5 - 6 years Financial institution/Banking experience required 2 - 3 years of experience in reporting analytics preferred 2 - 3 years of experience in portfolio management preferred 2 - 6 years of experience in regulatory reporting Proficiency in Abrigo, Power BI, MS Excel Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

Job Description The Treasury Management Product Manager is responsible for building Product Management discipline within the organization, implementing goals and objectives that are linked with strategic initiatives, delivering exceptional customer service, utilizing technology to improve operating performance, and building strong working relationships with all other business units. This position is responsible for comprehensive, strategic management of treasury management products and related services to ensure the proper level of expertise and bench strength is fostered in all of the aforementioned areas. Essential Functions Foster a climate that encourages innovation and development Optimize the use of technology to improve product functionality Increase organizational effectiveness through partnerships with areas in the bank Minimize operational risk related to the products managed Communicate, influence, and negotiate desired results Develop knowledge of all business processes related to and supporting managed products Actively network within the industry with various groups/peers Conduct regular meetings at senior levels to achieve alignment with strategic initiatives Evaluate and recommend technology and third party solutions providers Integrate new technology partners into the group of solutions providers and manage vendor relationships Benchmark Bank performance against industry peers Create and use business metrics to establish KPI's to measure performance Recommend/implement improvements to product offerings Recognize value/revenue opportunity through proper application of products and services Develop product level P&Ls Assist with implementation and training for new technology, products and services Implement quality improvement methodologies Develop documentation for all product under management including agreements, procedures, client facing collateral Represent Bank in industry organizations and committees Manage treasury management product/service development and enhancement Administer product policies and procedures Forecast and report key benchmarks and goals to Senior Management Develop, execute, and manage comprehensive TM product strategy Identify customer needs and preferences based on industry and cash flow needs Serve on Northwest’s Products, Services, and Delivery Channel Governance Committee Develop and implement fee generating alternatives Develop and manage operating budgets and expenditures Coordinate corporate annual product goals and budgets Work with Testing and Training Compliance Manager and Business Unit Compliance Specialist to implement and complete risk assessments Attend compliance training events to stay current with regulations Identify risk and test controls designed to minimize risks Communicate results to Compliance Department, Business Unit Compliance Specialist and Business Unit Management Increase fee and other revenue opportunities Manage Northwest’s competitive position amongst its peers Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency Work as part of a team Work with on-site equipment Education + Experience Bachelor's degree required 5 - 6 years of product management of Bank treasury management solutions preferred 8 - 12 years of Banking experience preferred Knowledge of regulatory and compliance issues Strategic minded with corresponding experience building business cases, P&Ls, roadmaps, and product line plans Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.