Non Motor Underwriter

We are seeking a highly motivated and detail-oriented Non-Motor Underwriter to join our Underwriting Team. The successful candidate will be responsible for evaluating, pricing, and underwriting a range of non-motor insurance products including but not limited to property, engineering, marine, liability, and other general lines. You will play a key role in portfolio profitability, risk management, and client relationship development.

Key Responsibilities:Underwriting & Risk Assessment

• Evaluate new business proposals, renewals, and endorsements in non-motor lines (property, engineering, liability, marine, etc.).
• Analyze documentation including proposal forms, technical reports, loss history, inspection reports, and survey findings to assess risk acceptability.
• Apply appropriate pricing models, terms, and conditions based on internal underwriting guidelines and reinsurance treaties.
• Structure tailor-made solutions for clients with complex risk profiles.

Portfolio Management

• Monitor performance of the assigned portfolio including loss ratios, renewal retention, and profitability.
• Identify trends, risk concentration, and opportunities for improvement in underwriting practices.
• Implement underwriting controls and contribute to strategic decision-making based on portfolio data.

Client & Broker Engagement

• Work closely with intermediaries (brokers and agents) to provide underwriting support and maintain business relationships.
• Participate in client meetings, technical discussions, and product presentations when needed.
• Provide feedback and support to distribution channels on underwriting queries and product features.

Documentation & Compliance

• Ensure all underwriting decisions and documentation are in compliance with company policies, regulatory guidelines, and audit requirements.
• Maintain proper records of decisions, quotations, endorsements, and correspondence with clients or brokers.
• Support internal and external audits with timely and accurate information.

Product & Market Development

• Assist in the development and enhancement of non-motor insurance products.
• Provide insights on market trends, competitor offerings, and client needs.
• Participate in internal training, underwriting policy updates, and product rollout sessions.

Job Types: Full-time, Permanent, Fresher

Pay: ₹302,295.76 - ₹1,078,049.36 per year

Schedule:

• Day shift
• Monday to Friday
• Morning shift
• Weekend availability

Supplemental Pay:

• Commission pay
• Performance bonus

Work Location: In person