Mortgage pricing Specilist

As a Mortgage Deal Processor, your role involves reviewing and processing lock requests and change requests for mortgage deals in alignment with internal policies and investor guidelines. You will be responsible for comparing loan attributes, such as loan amount, rate, term, LTV, and property type, to determine pricing impact and ensure compliance with lock terms. Your duties will also include manually accepting lock requests after thoroughly reviewing loan details and supporting data. Additionally, you will utilize mortgage rate sheets to spot-check key data points, ensuring accuracy in pricing and lock terms. Collaboration with loan officers, underwriters, and pricing teams to resolve discrepancies and provide clarifications is a crucial aspect of your role. Maintaining meticulous records of lock activity, changes, and approvals for audit and regulatory requirements is also essential. **Key Responsibilities:** - Review and process lock requests and change requests for mortgage deals according to internal policies and investor guidelines. - Compare loan attributes to determine pricing impact and validate compliance with lock terms. - Manually accept lock requests after thorough review of loan details and supporting data. - Utilize mortgage rate sheets to spot-check key data points for accuracy in pricing and lock terms. - Collaborate with various teams to resolve discrepancies and provide clarifications. - Maintain detailed records of lock activity, changes, and approvals for audit and regulatory requirements. **Qualifications Required:** - Strong numerical and mathematical reasoning skills with the ability to work accurately with mortgage pricing elements. - Prior knowledge or exposure to mortgage lending, pricing, or lock desk operations preferred. - Ability to interpret and apply mortgage rate sheets to validate pricing decisions. - High attention to detail with the capability to identify and resolve discrepancies in loan data. - Proficiency in Excel or similar tools for data analysis and validation. - Excellent communication and problem-solving skills. As a Mortgage Deal Processor, you will thrive in this role if you have experience handling lock desk or mortgage pricing requests and are familiar with investor guidelines, rate lock policies, and mortgage loan structures.,