Who We Are Kaleidofin Capital Pvt Ltd (KCPL), incorporated on March 19, 2021, is a prominent Non-Banking Financial Company (NBFC) focused on delivering innovative credit solutions to underserved communities often overlooked by traditional financial institutions. KCPL, a wholly owned subsidiary of Kaleidofin Pvt Ltd, operates as part of a larger fintech ecosystem dedicated to providing comprehensive, customer-centric financial services. With a mission to enhance financial inclusion, KCPL specializes in retail lending through partnerships with Business Correspondents (BC), targeting both individual and Micro, Small, and Medium Enterprise (MSME) customers. KCPL received its NBFC certification in 2022, officially authorizing it to conduct lending activities. Since then, the company has expanded its operations to over 437 districts across 12+ states in India, leveraging Kaleidofin's established presence in these regions. This extensive reach allows KCPL to make a substantial impact in rural and semi-urban regions, effectively bridging the financial services gap for informal and small-scale businesses. KCPL uses cutting-edge technology and data analytics to create personalized financial plans that align with customer goals. Utilizing the proprietary "ki score" - an advanced supervised machine learning algorithm which helps in ensuring efficient service delivery, affordability, and accessibility by underwriting loans for customers with limited documentary evidence on income. With robust underwriting and risk management frameworks KCPL has pioneered innovative lending solutions such as small business loan securitizations and co-lending models. KCPL has built credit book of INR 1.1 billion, primarily focused on informal micro-enterprises, agricultural and allied industries, and loans for women entrepreneurs. This growth has been driven by partnerships with banks, large NBFCs, and a strong network of originators. Additionally, KCPL's expertise in debt capital markets and structured finance has enabled it to leverage a diverse set of funding sources to support its lending initiatives. KCPL's strategic direction is guided by a distinguished board, including three promoter directors: Mr. Puneet Gupta, Mrs. Sucharita Mukherjee, and Mr. Vipul Sekhsaria. They are supported by Independent Director Mr. Ramanathan. Kaleidofin Capital is led by a team of seasoned professionals with deep expertise in finance, technology, and social impact. The leadership team combines years of experience with a shared commitment to driving meaningful change through financial empowerment. This experienced leadership team brings a wealth of industry expertise, driving KCPL's mission. Through a combination of deep market presence, cutting-edge technology, and strong partnerships, KCPL is positioned as a trusted financial services provider, fostering financial inclusion and supporting the growth of India's underserved communities. What you'll do? Responsible for assessing and evaluating partner organizations and monitoring performance of existing partners. Contribute to development of underwriting standards for selection of partners. Conduct due diligence & prepare clear and crisp credit notes / documents, working together with senior colleagues. Present risk opinion to credit committee and assist with on- boarding of partner organizations. On-going monitoring of Kaleidofin partner organizations. The candidate will be suitably well versed with the appropriate information security responsibilities for the role and is responsible for adhering to them. The candidate will be suitably well versed with the appropriate information security responsibilities for the role and is responsible for adhering to them. Who you need to be? Ability to write clear and coherent reports in English. Financial analysis skills and quick to understand numbers and trends. Good skills in Microsoft Excel Teamwork and collaborative approach Fluent in English, Hindi, and any other Indian / Foreign language(s). (ref:iimjobs.com) Show more Show less
Responsibilities Provide first-level support via email and chat to help resolve technical and functional issues across the company's products. Take initiative in assisting users and work under guidance to resolve issues effectively. Follow documented procedures and escalate complex issues to relevant internal teams as required. Assist in reporting any issues that may impact business operations. Ensure all support interactions are logged properly in the internal ticketing system. Help keep users and stakeholders informed during downtimes or system issues. Learn and familiarize yourself with the company's software, tools, and technologies. Support the team in researching, diagnosing, and troubleshooting issues. Contribute to accurate and timely reporting of support metrics. Requirements Good Understanding of SQL. 1+ years of experience in Production Support. Understanding of Linux/UNIX systems, databases (e. g., MySQL, SQL Server), and web technologies. Exposure to or willingness to learn scripting or programming basics. Familiarity with Excel and documentation tools. Good communication skills written and verbal. A proactive attitude, eagerness to learn, and a customer-first mindset. Exposure to ticketing tools. Good Understanding of Debugging and analysis. Good Understanding of AWS Cloud. This job was posted by Poornima B from Kaleidofin. Show more Show less
Product Manager - Chennai Who we are? Kaleidofin is a financial platform for the masses in India, which provides intuitive solutions tailored to the customer’s goals and provides a payments platform for digitizing payments across financial institutions. We are working towards creating fair and transparent financial solutions that can target millions of customers and enterprises in India that don’t have easy access to formal financial planning. In a very short time span, global investors such as Oiko Credit, Omidyar Network and Blume Ventures have supported Kaleidofin’s well thought out business model with $8 million in seed and Series A funding. The company was one of only ten startups chosen for the Google LaunchPad Accelerator program in 2019, was recognized as India's Most Innovative Wealth, Asset and Investment Management Service/Product by the Internet & Mobile Association of India (IAMAI) and was selected to present at United Nations General Assembly Special Task Force Event. Kaleidofin aims to become a leading FinTech player bringing financial solutions to everyone. We have brought together a fantastic team with folks with prior experience at Google, Amazon, Oracle, Microsoft, IFMR, WebMD, that are all working towards this common mission together. To know more about Kaleidofin, do visit our site https://kaleidofin.com/ Key Responsibilities Manage the execution of the entire product lifecycle management from concept through launch and beyond. Break down the overall roadmap into specific components for you to own the backlog. Grow the products and features for both existing and new products. Own responsibility and accountability for the product experience and associated OKR’s. Define, implement, and own metrics to monitor and communicate product performance, validate hypothesis, refine content and experience. Analyze and educate the business on the market dynamics, trends and our competition. Requirements/Qualifications 3+ years of experience in product management. FinTech market experience a strong plus. Experience creating and contributing to a software product roadmap, evangelizing the product vision. Experience working directly and cross-functionally with developers, product managers, and other related stakeholders Excellent communication, presentation skills and ability to interact with all levels of the organization. Strong work ethic. Self-starting personality with the ability to problem solve and develop creative solutions. Works well and stays focused under little supervision. Bachelor’s degree or equivalent in work experience. Skills:- Product Management, Product Strategy and Product Lifecycle Management (PLM) Show more Show less
What youll do? About We are seeking extremely smart programmers who are gung-ho about building large scale systems that are going to have a big impact on millions of customers. You will : Design and develop products by working closely with business team. Gain experience with hands on coding and independent ownership of software components. Build performant, scalable, enterprise ready back-end architectures that can support millions of users in parallel. Follow strong engineering best practices and champion their adoption. The candidate will be suitably well versed with the appropriate information security responsibilities for the role and is responsible for adhering to them. Who you need to be? 1+ years experience in software product development and delivery Bachelors or masters degree in engineering from a reputed institute (preferably IITs, NITs, or other top engineering institutes). Strong grasp of CS fundamentals, algorithms and excellent problem-solving abilities. All experience should be from good product development or e-commerce background. Must have shown good stability in all your previous associations. Have strong backend knowledge and cloud development exposure. Expert at Java, Spring boot, Hibernate, REST API development. Worked with at least 1 RDBMS (Mysql preferred). NoSql is a plus. Have used or are very hands-on with Microservices, Docker, Kubernetes, Gradle/Ant, Kafka, GIT/bitbucket in a very agile workplace. Writing high quality code which is made better by unit tests and integration tests is how you work. Comfortable with exploring proven open-source tech stack like Grafana, Kibana, Jira, Prometheus, caches like Redis/Memcached, task queues like celery, to name a few Knowledge of test-driven development and AWS tech stack will be a good plus Job location : Chennai/Bangalore (work from office-Hybrid) (ref:hirist.tech) Show more Show less
ASSOCIATE- FUNDRAISING & INVESTMENT Who are we? Kaleidofin is a fintech focused on the mission to build a digital ecosystem ensuring finance for everyone, everywhere. We provide the ki credit platform, combining credit health assessment (ki score), middleware rails and best-in-class risk management (ki view) to enable the financial ecosystem to serve customers better. Via credit health scores for impactful finance and innovative debt structures to scale, Kaleidofin is driving towards its goal to unlock access to tailored finance for women, agri and nano entrepreneurs – in India, Bangladesh and East Africa and expanding. The platform has unlocked debt capital of cumulatively more than USD 3 billion for more than 5 million customers and small enterprises working in the informal economy. Over the years, Kaleidofin has rased capital of USD 37 million from marquee investors, including Rabo Partnerships, the Bill & Melinda Gates Foundation, the Michael & Susan Dell Foundation, Oiko Credit, Flourish, Omidyar Network, Blume Ventures, and Bharat Fund, who share our commitment to financial inclusion and impact. Kaleidofin has received exceptional international recognition in being featured as one of only six Indian companies on the Forbes 100 To Watch in Asia list and in being selected to present at the United Nations General Assembly Special Task Force.The company won the Amazon AI Conclave award for Fintech, was one of only ten startups chosen for Google LaunchPad Accelerator program in 2019 and was recognized as India’s Most Innovative Wealth, Asset and Investment Management Service/Product by IAMAI. Kaleidofin won the Swanari TechSprint 2023 organized by the RBI Innovation Hub, was recognized as a finalist in IFTA 2023 for ‘Best Use of AI in Fintech’, as a finalist at the prestigious Global SME Finance Awards 2024 hosted by the SME Finance Forum and IFC. Moreover, Kaleidofin emerged as a winner at the prestigious G20 TechSprint 2024 - Technology for the Planet. Kaleidofin aims to become a leading player in enabling finance for everyone, everywhere. We also invest in culture and team growth, reflective in our selection as a Great Place to Work for multiple years. To know more about Kaleidofin, do visit our site https://kaleidofin.com What you’lldo? As a Fundraising & Investment Associate, you will play a critical role in securing capital to fuel our growth and impact. You will play an important role in raising equity and grant funding, manage investor relationships, and build robust financial models and business plans. This is a highimpact role that requires a blend of strategic thinking, financial acumen, and strong communication skills. Key responsibilities: Support equity fundraising initiatives from institutional and impact investors Identify and apply for grant funding opportunities aligned with our emerging markets work Build and manage a pipeline of prospective investors and funding partners Develop detailed financial models, revenue forecasts, and business plans Prepare compelling investor presentations, pitch decks, and investment memos Manage due diligence processes and coordinate with legal, finance, and compliance teams Track market trends, investor sentiment, and funding benchmarks in the FinTech and impact investing space Who you need to be? Master’s degree in finance, Business, Economics, or related field MBA, CA (or CAs in the making) or CFA (Level II or above) is a strong advantage 2–5 years of experience in fundraising, investment banking, venture capital, or financial planning Advanced Excel skills with experience in financial modelling and forecasting Proficiency in PowerPoint and other presentation tools Strong written and verbal communication skills Self-starter with the ability to work independently and collaboratively in a fast-paced environment Passion for financial inclusion and emerging markets is a big plus What we offer? Opportunity to work at the intersection of finance and impact An ability to work directly with the co-founders A mission-driven, collaborative, and entrepreneurial work culture Learning and development opportunities Competitive compensation and performance-based incentives Work location-Chennai Department- Strategy & Investments If you're excited about using finance as a force for good and want to be part of a high-growth FinTech company, send your resume and a brief cover letter to poornima.b@kaleidofin.com or careers@kaleidofin.com with the subject line: Application – Fundraising & Investment Associate
As part of Platform Catalysts Team, you will be responsible for ensuring the company is appropriately and strategically positioned with large banks, NBFCs and other financial institutions to on-board them as partners for risk infrastructure products- ki score and ki view and several other cutting- edge credit risk offerings that Kaleidofin continues to create. In this role, you will be reporting to the Executive Vice President. The position requires you to understand credit risk and appropriately and create market for AI/ML credit models and risk management tools through, excellent communication, interpersonal skills to on-board high-quality banks and NBFC. The Key Responsibilities For The Position Are Responsible for on-boarding and managing Lender Partners-Banks, NBFCs etc. for credit risk infrastructure solutions. Develop a robust lender relations coverage strategy including creating need-based product sales plan for Kaleidofin risk infrastructure platform solutions Achieve revenue targets. Create and manage a strong reputation by demonstrating consistent and clear communication between internal and external parties. Responsible for creating awareness about the company and amongst the banking and other lender/investor community, as a market making activity. Responsible for preparation of reports on the company's profile and performance and other marketing material and presenting it to the company's current and potential future partners. Provide insights on market activity and present to the leadership team. Analyse and present financial trends, competitors' behaviour and anything else that could impact the business. The candidate will be suitably well versed with the appropriate information security responsibilities for the role and is responsible for adhering to them. Who you need to be? The person needs to be passionate about financial inclusion and empowering the informal segment. You should also be an eager learner with high aptitude to understand AI/ML data models sales processes, risk management tools with ability to introduce, sell and manage prospects through a need based selling process. Interest in offering cutting edge risk management solutions in generating business results for the financial institutions, an effective collaborator to work with cross teams including other colleagues in Platform Catalysts team, Data science and risk teams as well as similar counter parties with lender partner prospects At Kaleidofin, one needs to be initiative oriented with abilities to work and achieve objectives and key results independently. Success in this role requires independence, collaboration, communication, leadership, and vision. A Master's degree in business, finance, or accounting A CA or CFA certification is an asset. Min 5 years of experience as a Technical Presales Specialist dealing with lender/investors and a strong track record of creating positive relations with the lender/Banks/NBFCs partner community. Thorough understanding of key credit risk metrics including knowledge and understanding of credit products; knowledge and understanding of debt capital Platform Catalysts will be handy as well. A strong understanding of macroeconomics and good understanding of capital Platform Catalysts trends, competitor activities, industry dynamics, and customer trends A professional who is also entrepreneurial and has a client focused problem-solving skills. 60% of your job profile will entail travel Has superb written and verbal communication skills, as well as the ability to draft engaging and impactful messages for inspiring clients as well as internal stakeholders. Job location Mumbai (remote) / Delhi (remote) / Chennai; (ref:iimjobs.com)
Role : Backend Developer Location : Bangalore, Chennai, India Experience : 3 - 6 Years Employment Type : Full-time Job Overview We are seeking extremely smart and passionate Backend Developers with 3-6 years of experience to join our team. You'll be instrumental in building large-scale, enterprise-ready systems that will significantly impact millions of customers. This role requires hands-on coding, independent ownership of software components, and a strong commitment to engineering best practices, focusing on performance, scalability, and security. Key Responsibilities Design and develop robust backend products by collaborating closely with the business team to translate requirements into technical solutions. Take independent ownership of software components, from conception through deployment and maintenance, demonstrating strong hands-on coding capabilities. Build highly performant, scalable, and enterprise-ready backend architectures capable of supporting millions of concurrent users. Adhere to and champion strong engineering best practices, including code quality, testing, and documentation, ensuring their adoption across the team. Understand and adhere to appropriate information security responsibilities for the role, ensuring secure code development and data handling. Participate actively in a fast-paced, agile environment, contributing to continuous integration and continuous delivery (CI/CD) practices. Required Skills & Qualifications 3 - 6 years of experience in software product development and delivery. Bachelor's or Master's degree in Engineering from a reputed institute (preferably IITs, NITs, or other top engineering institutes). Strong grasp of Computer Science fundamentals, algorithms, and excellent problem-solving abilities. All experience should be from a good product development or e-commerce background. Demonstrated stability in all previous professional associations. Strong backend knowledge and practical cloud development exposure. Expert in Java, Spring Boot, Hibernate, and REST API development. Experience with at least one RDBMS (MySQL preferred); knowledge of NoSQL databases is a plus. Hands-on experience with Microservices architecture, Docker, Kubernetes, Gradle/Ant, Kafka, and GIT/Bitbucket in a highly agile workplace. A commitment to writing high-quality code, which is made better by comprehensive unit tests and integration tests. Comfortable with exploring and integrating proven open-source tech stacks like Grafana, Kibana, Jira, Prometheus, caches (e.g., Redis/Memcached), and task queues (e.g., Celery). Preferred Qualifications Knowledge of Test-Driven Development (TDD). Familiarity with the AWS tech stack. Kaleidofin Interview Process 3 to 4 rounds of technical interviews. (ref:hirist.tech)
Job Description Lead and mentor a team of data scientists/analysts. Provide analytical insights by analyzing various types of data, including mining our customer data, review of relevant cases/samples, and incorporation of feedback from others. Work closely with business partners and stakeholders to determine how to design analysis, testing, and measurement approaches that will significantly improve our ability to understand and address emerging business issues. Produce intelligent, scalable, and automated solutions by leveraging Data Science skills. Work closely with Technology teams on the development of new capabilities to define requirements and priorities based on data analysis and business knowledge. Developing expertise in specific areas by leading analytical projects independently, while setting goals, providing benefit estimations, defining workflows, and coordinating timelines in advance. Providing updates to leadership, peers, and other stakeholders that will simplify and clarify complex concepts and the results of analyses effectively, with emphasis on the actionable outcomes and impact on business. Requirements 2 to 5 years in advanced analytics, statistical modelling, and machine learning. Best practice knowledge in credit risk - strong understanding of the full lifecycle from origination to debt collection. Well-versed with ML algos, BIG data concepts, and cloud implementations. High proficiency in Python and SQL/NoSQL. Collections and Digital Channels are a plus. Strong organizational skills and excellent follow-through. Outstanding written, verbal, and interpersonal communication skills. High emotional intelligence, a can-do mentality, and a creative approach to problem solving. Takes personal ownership, Self-starter - ability to drive projects with minimal guidance and focus on high-impact work. Learns continuously; Seeks out knowledge, ideas, and feedback. Look for opportunities to build one's skills, knowledge, and expertise. Experience with big data and cloud computing, viz. Spark, Hadoop (MapReduce, PIG, HIVE) Experience in risk and credit score domains preferred. (ref:hirist.tech)
Job Description What you'll do? About We are seeking extremely smart programmers who are gung-ho about building large-scale systems that are going to have a big impact on millions of customers. You will : Design and develop products by working closely with the business team. Gain experience with hands-on coding and independent ownership of software components. Build performant, scalable, enterprise-ready back-end architectures that can support millions of users in parallel. Follow strong engineering best practices and champion their adoption. Who you need to be? 1 to 3 Years experience in software product development and delivery Bachelors or Masters degree in engineering from a reputed institute (preferably IITs,NITs, or other top engineering institutes). Strong grasp of CS fundamentals, algorithms and excellent problem-solving abilities. All experience should be from a good product development or e-commerce background. Must have shown good stability in all your previous associations. Have strong backend knowledge and cloud development exposure. Expert at Java, Spring boot, Hibernate, REST API development. Worked with at least 1 RDBMS (Mysql preferred). NoSQL is a plus. Have used or are very hands-on with Microservices, Docker, Kubernetes, Gradle/Ant, Kafka, GIT/bitbucket in a very agile workplace. Writing high-quality code which is made better by unit tests and integration tests is how you work Comfortable with exploring proven open-source tech stack like Grafana, Kibana, Jira, Prometheus, caches like Redis/Memcached, and task queues like celery, to name a few Knowledge of test-driven development and AWS tech stack will be a good plus Job location : Chennai/Bangalore (work from office-Hybrid) (ref:hirist.tech)
Selected Intern's Day-to-day Responsibilities Include Handling full execution of the interview process and managing end-to-end vendor management. Managing candidate trackers and interview schedules. Tracking and following up on all candidates; evaluating the ability to connect with potential candidates and set interviews. Conducting initial phone interview screens to assess the candidate's skill level, interest, and cultural fit. Sourcing from job boards. Sharing the screened profiles with the hiring managers and coordinating interviews/tests for the shortlisted candidates. Ensuring smooth and timely communication with all the stakeholders (candidates and hiring managers). Working with the relevant screening teams to ensure candidate screening is successfully completed, including initial screening of incoming CVs. Assisting the HRBP in preparing weekly reports and providing timely updates in the ATS. Handling regular interaction/daily meetings with team leads/managers to discuss requirements and priorities, determine focus, sourcing strategies, interview evaluations, offers, hires, and future requirements, and proactively create a funnel of potential candidates. Job Location: Taramani, Chennai About Company: Kaleidofin is a fintech platform that propels underbanked customers toward meeting their real-life goals by providing intuitive and tailored financial solutions. Our name, 'Kaleidofin' is inspired by the power of financial solutions to enable beautiful possibilities of future life for each customer.
As a part of Kaleidofin Capital Pvt Ltd (KCPL), you will be contributing to our mission of enhancing financial inclusion by specializing in retail lending through partnerships with Business Correspondents (BC) and targeting individual and Micro, Small, and Medium Enterprise (MSME) customers. KCPL, a prominent Non-Banking Financial Company (NBFC) under Kaleidofin Pvt Ltd, received its NBFC certification in 2022 and has since expanded its operations to over 437 districts across 12+ states in India. Your responsibilities will include assessing and evaluating partner organizations, contributing to the development of underwriting standards, conducting due diligence, preparing credit documents, presenting risk opinions to the credit committee, and monitoring partner organizations. You will work closely with senior colleagues to ensure efficient service delivery and compliance with information security responsibilities. To succeed in this role, you should possess the ability to write clear reports in English, financial analysis skills, proficiency in Microsoft Excel, teamwork skills, and fluency in English, Hindi, and any other Indian/Foreign language(s). Your role will be crucial in supporting KCPL's growth and impact in bridging the financial services gap for underserved communities. By joining our team at KCPL, you will be part of a distinguished board and leadership team with deep expertise in finance, technology, and social impact. Together, we are committed to driving meaningful change through financial empowerment and fostering financial inclusion for India's underserved communities.,
Senior Associate - Structured Finance Who we are? Kaleidofin is a fintech focused on the mission to build a digital ecosystem ensuring finance for everyone, everywhere. We provide the ki credit platform, combining credit health assessment (ki score), middleware rails and best-in-class risk management (ki view) to enable the financial ecosystem to serve customers better. Via credit health scores for impactful finance and innovative debt structures to scale, Kaleidofin is driving towards its goal to unlock access to tailored finance for women, agri, and nano entrepreneurs – in India, Bangladesh, and East Africa, and expanding. The platform has unlocked debt capital of cumulatively more than USD 3 billion for more than 5 million customers and small enterprises working in the informal economy. Over the years, Kaleidofin has raised capital of USD 37 million from marquee investors, including Rabo Partnerships, the Bill & Melinda Gates Foundation, the Michael & Susan Dell Foundation, Oiko Credit, Flourish, Omidyar Network, Blume Ventures, and Bharat Fund, who share our commitment to financial inclusion and impact. Kaleidofin has received exceptional international recognition in being featured as one of only six Indian companies on the Forbes 100 To Watch in Asia list and in being selected to present at the United Nations General Assembly Special Task Force. The company won the Amazon AI Conclave award for Fintech, was one of only ten startups chosen forthe Google LaunchPad Accelerator program in 2019, and was recognized as India’s Most Innovative Wealth, Asse,t and Investment Management Service/Product by IAMAI. Kaleidofin won the Swanari TechSprint 202,3 organized by the RBI Innovation Hub, and was recognized as a finalist in IFTA 2023 for ‘Best Use of AI in Fintech’, as a finalist at the prestigious Global SME Finance Awards 2024 hosted by the SME Finance Forum and IFC. Moreover, Kaleidofin emerged as a winner at the prestigious G20 TechSprint 2024 - Technology for the Planet. Kaleidofin aims to become a leading player in enabling finance for everyone, everywhere. We also invest in culture and team growth, as reflected in our selection as a Great Place to Work for multiple years. To know more about Kaleidofin, do visit our site https://kaleidofin.com What you’ll do? Structure and execute local currency debt transactions in East African markets Originate and pitch deals to local and international investors Work closely with DFIs, financial institutions, and capital market players to build investor confidence To be involved in fundraising initiatives, with a focus on securing grants and delivering technical assistance to enhance proposal quality and compliance. "Leverage Kaleidofin's risk intelligence and credit tech to design scalable solutions Contribute to proposal writing, investor outreach, and sales processes Who do you need to be? CA / CFA / MBA Finance, minimum 5-8 years of experience with Structured Finance, preferably in NBFCs / finance/fintech sector / MFIs. A strong understanding of structured finance, Credit analysis, evaluating economic, strategic cost-benefit, valuation analysis, and thesis of partnerships. Experience in designing or executing securitisation, local bonds, or blended finance transactions Strong sales and proposal writing skills A passion for inclusive finance and emerging markets Location: Chennai -Willingness to travel (up to 20%) within East Africa If you're excited about using finance as a force for good and want to be part of a high-growth FinTech company, send your resume and a brief cover letter to careers@kaleidofin.com
What youll do ? About We are seeking extremely smart & independent senior developers who are gung-ho about building large scale systems that are going to have a big impact on millions of customers. You will: Lead design and development of products, working closely with business team. Independently own software components and co-own entire applications with a small group of fellow developers. Formally mentor junior software engineers on the team, reviewing design documents,(peer) reviewing code, providing design direction and guidance. Build performant, scalable, yet secure, enterprise-ready backend architectures that can support millions of users in parallel Establish strong engineering best practices and champion their adoption. The candidate will be suitably well-versed with the appropriate information security responsibilities for the role and is responsible for adhering to them. Who you need to be ? 4+ years experience in software product development and delivery Bachelors or Master's degree in engineering (preferably computer science or sister branches) from a reputed institute (preferably IITs, NITs, or other top engineering institutes). Strong grasp of CS fundamentals, algorithms, and excellent problem-solving abilities. All experience should be from good product development or e-commerce background. Able to take ownership of working with at least one of mobile or web app teams for complete integration with the backend Must have shown good stability in all your previous associations. Have strong backend knowledge and cloud development exposure. Proficiency in Java, Spring boot, Hibernate, REST API development. Worked with at least 1 RDBMS (Mysql preferred). NoSql is a plus. Have used or are very hands-on with Microservices, Docker, Kubernetes, Gradle/Ant,Kafka, GIT/Bitbucket in a very agile workplace. Writing high-quality code which is made better by unit tests and integration tests is how you work. Comfortable with exploring proven open-source tech stack like Grafana, Kibana, Jira, Prometheus, caches like Redis/Memcached, task queues like celery, to name a few. Knowledge of test-driven development and AWS tech stack will be a good plus. Job location : Chennai/Bangalore (work from office-Hybrid) (ref:hirist.tech)
Proactively track regulatory developments (RBI, SEBI, AMFI, FIU-IND, etc.) and ensure timely compliance across all applicable laws and guidelines. Maintain and update a Master Compliance Tracker covering all departments, coordinating with respective teams to ensure adherence. Read, interpret, and implement regulatory requirements effectively into internal processes, policies, and documentation. Develop, implement, and monitor compliance frameworks, policies, and control mechanisms for continuous effectiveness. Partner with business and product teams to identify and address regulatory requirements, review new products / features, and provide compliance sign-offs. Prepare compliance reports, MIS, and updates for senior management and regulators; handle inspections, audits, and regulatory queries. Conduct internal reviews, telecall evaluations, monitoring activities, and support in preparation of STRs and other regulatory submissions. Liaise with regulators, industry bodies, auditors, and external stakeholders; manage escalated complaints and Ombudsman matters. Preferred Candidate Profile Qualified or Semi-qualified Company Secretary or Law Graduate with at least 3 years of relevant experience, preferably in an NBFC. Strong ability to read, interpret, and implement regulatory requirements. Smart analytical thinking and problem-solving skills. Good communication and stakeholder management abilities. Proactive, detail-oriented, and able to work independently with minimal supervision in most duties. Location - Chennai (Work from Office) (ref:iimjobs.com)
What youll do ? Understanding Project requirements and OKRs. Specify, manage, automate, and monitor the software build environment standard & processes. Architecting, designing, and maintaining CI/CD pipelines Security - Ensure that the highly sensitive data from our customers is always secure. Build automation for common operational tasks such as Provisioning of servers, network, storage etc. Instrument applications for performance baselines and to aid rapid diagnostics and resolution in case of system issues. Automate provisioning and integration tasks as required to deploy new code. Operates effectively in a fast-paced, deadline-driven, collaborative and iterative programming environment. Who you need to be ? 5 to 8 years of work experience. In depth understanding and experience working with AWS Cloud Platform. Strive for continuous improvement and build continuous integration, continuous development, and constant deployment pipeline (CI/CD Pipeline) Come with hands-on experience in web application infrastructure technologies like Linux (RHEL, CentOs), MySQL, Apache, Nginx, Kafka, Redis etc. Working experience in Jenkins pipeline and groovy scripting. Proficiency with Gitlab or Github. Experience with one or more of the following Databases: PostgreSQL, MySQL, Oracle, RDS Experience on DevOps tools like Docker, Kubernetes, Git, Jenkins, Ansible and chef. Maintain and establish a high standard of code quality and testing rigor through best practices and frequent Knowledge Transfer. Good knowledge of installation and administration of Linux systems Strong scripting skills like Shell, Ruby, Python etc. Comes with passion for automation. Comfortable with collaboration, open communication and reaching across functional borders. Being able to work under pressure and solve problems using an analytical approach; decisive, fast moving; and a positive attitude. Job location : Chennai/Bangalore (ref:hirist.tech)
Software Development Manager- Bangalore Who are we? Kaleidofin is a fintech focused on the mission to build a digital ecosystem ensuring finance for everyone, everywhere. We provide the ki credit platform, combining credit health assessment (ki score), middleware rails and best-in-class risk management (ki view) to enable the financial ecosystem to serve customers better. Via credit health scores for impactful finance and innovative debt structures to scale, Kaleidofin is driving towardsits goal to unlock access to tailoredfinance for women, agri and nano entrepreneurs – in India, Bangladesh and East Africa and expanding. The platform has unlocked debt capital of cumulatively more than USD 3 billion for more than 5 million customers and small enterprises working in the informal economy. Over the years, Kaleidofin has raised capital of USD 42 million from marquee investors, including Rabo Partnerships, the Bill & Melinda Gates Foundation, the Michael & Susan Dell Foundation, Oiko Credit, Flourish, Omidyar Network, Blume Ventures, BharatFund and IDH Farm fit Fund, who share our commitment to financial inclusion and impact. Kaleidofin has received exceptional international recognition in being featured as one of only six Indian companies on the Forbes 100 To Watch in Asia list and in being selected to present at the United Nations General Assembly Special Task Force. The company won the Amazon AI Conclav e awardfor Fintech, was one of only ten startups chosenfor Google LaunchPadAccelerator program in 2019 and was recognized as India’s Most Innovative Wealth, Asset and Investment Management Service/Product by IAMAI. Kaleidofin won the Swanari TechSprint 2023 organized by the RBI Innovation Hub, was recognized as a finalist in IFTA 2023 for ‘Best Use of AI in Fintech’, as a finalist at the prestigious Global SME Finance Awards 2024 hosted by the SME Finance Forum and IFC. Moreover, Kaleidofin emerged as a winner at the prestigious G20 TechSprint 2024 - Technology for the Planet. Kaleidofin aims to become a leading player in enabling finance for everyone, everywhere. We also invest in culture and team growth, as reflected in our selection as a Great Place to Work for multiple years. To know more about Kaleidofin, do visit our site https://kaleidofin.com What you’ll do: As a Software Development Manager, you will be responsible for shaping product features and driving the technical execution of the product roadmap. You will work closelywith your team to build systems that stress scalability, accuracy, and robustness. This is a hands-on leadership role – you will actively participate in design, architecture reviews, code reviews, troubleshooting, and work alongside engineers to solve problems. Your team will be presented with ample opportunities to tackle complex business problems and create real impact for our customers and partners. Key responsibilities: Own the engineering roadmap, architecture, scalability, and quality of products. Actively contribute to design discussions, architecture reviews, and coding standards; step in with hands-on support when needed. Collaborate with ProductManagers and Businessteams to definelong-term product strategy and release planning in a fast-paced environment. Guide your team through complex technical challenges in fintech and lending tech domains, including AI/ML-driven credit scoring. Mentor and coach engineers across levels; foster strong technical decision-making, code quality, and delivery discipline. Establish, enforce, and evolve engineering best practices. Drive adoption of modern data engineering practices: big data processing, PySpark, NoSQL/unstructured data, and scalable data pipelines. Balance short-term deliverywith long-term architecture sustainability. Foster a cultureof ownership, innovation, and continuous improvement. Define and implement learningand development plans, invest in team members’ career growth, and create succession pipelines. What you need? 8+ years of experience in end-to-end cloud software development with exposure to scalable, fault-tolerant, and secure distributed systems. At least 1–2 years managing engineering teams. Bachelor’s or Master’s degree in engineering (preferably Computer Science or related fields) from a reputed institute (IITs, NITs, or equivalent top schools preferred). Strong CS fundamentals, algorithms, and excellentproblem-solving skills. Hands-on experience in system design(both high-level and low-level) with the ability to validate and improve solutions. Familiarity with AI/ML model integration, particularly in fintech, lendingtech, or credit scoring, is a strong advantage. Basic knowledge of statistical analysis, mathematical modelling, and machine learning. Deep expertise in Python and/or Java and related stack (Spring Boot), microservice-based architecture, and building maintainable, unit-tested code. Proficiency in databases (SQL & NoSQL), message queues (Kafka) ,and data engineering stacks (Big Data, PySpark, unstructured databases). Very comfortable with data lakes, warehouses, and ETL/ELT paradigms. Familiarity with Spark, Cassandra, AWS data pipeline stack(Athena, S3, Glue data catalog), Airflow etc. Experience with CI/CD pipelines, DevOps, and infrastructure tooling (Docker, Kubernetes, Jenkins, ELK, Prometheus, Grafana, etc.). Knowledge of web technologies (JS, HTML5, CSS),UI patterns (MVC,MVVM, MVP), and exposure to Android development is a plus. Comfortable operatingin high-growth startupenvironments; thrives in ambiguity and drives clarity. Must be comfortable working fast fast-paced agile environments. Ability to plan, prioritise, estimate and execute releases with a strong degree of predictability. Excellent leadership and people management skills with proven ability to develop and grow teams. Prior experience in fintech, e-commerce, or product development is highly desirable. Experience with AWS stack preferred. Be comfortable with a mix of hands-on development and people management. Ability to propose and validate system design - low-level and high-level both. Enjoy jamming on code refactoring, architecture and design principles. Strong communication skills and ability to collaborate across technical and business stakeholders.
Business Intelligence Lead- Chennai Who we are? Kaleidofin is a fintech focused on the mission to build a digital ecosystem ensuring finance for everyone, everywhere. We provide the ki credit platform, combining credit health assessment (ki score), middleware rails and best-in-class risk management (ki view) to enable the financial ecosystem to serve customers better. Via credit health scores for impactful finance and innovative debt structures to scale, Kaleidofin is driving towardsits goal to unlock accessto tailored financefor women, agri and nano entrepreneurs – in India, Bangladesh and East Africa and expanding. The platform has unlocked debt capital of cumulatively more than USD 3 billion for more than 5 million customers and small enterprises working in the informal economy. Over the years, Kaleidofin has raised capital of USD 42 million from marquee investors, including Rabo Partnerships, the Bill &Melinda Gates Foundation, the Michael &Susan Dell Foundation, Oiko Credit, Flourish, Omidyar Network, Blume Ventures, Bharat Fund and IDH Farmfit Fund who share our commitment to financial inclusion and impact. Kaleidofin has received exceptional international recognition in being featured as one of only six Indian companies on the Forbes 100 To Watch in Asia list and in being selected to presentat the United Nations General Assembly Special Task Force.The company won the Amazon AI Conclave a ward for Fintech,was one of only ten startups chosenfor Google LaunchPad Accelerator program in 2019 and was recognized as India’s Most Innovative Wealth, Asset and Investment Management Service/Product by IAMAI. Kaleidofin won the SwanariTechSprint 2023 organizedby the RBI Innovation Hub, was recognized as a finalist in IFTA 2023 for ‘Best Use of AI in Fintech’, as a finalist at the prestigious GlobalSME Finance Awards2024 hosted by theSME Finance Forumand IFC. Moreover, Kaleidofin emerged as a winner at the prestigious G20 TechSprint 2024 -Technology for the Planet. Kaleidofin aims tobecome a leading player in enabling finance for everyone, everywhere. We also invest in culture and team growth, reflective in our selection as a Great Place to Work for multiple years. To know more about Kaleidofin, do visit our site https://kaleidofin.com What you’ll do: We are seekinga highly skilledand experienced BusinessIntelligence leader within our organization. The ideal candidatewill have a strong background in financial services, credit bureaus, banking,or fintech, with proven expertise in analytics, reporting, and regulatory data compliance Decision-making across risk, credit,compliance, customer analytics, fraud detection, and product performance. Key responsibilities: Team Leadership & Development: Lead, mentor, and develop a Data Analytics team. Identify skillgaps and executeon training and development plans to grow the team's analytical and technical skills. Data Analysis & Insights: Using our analytics products and BI tools to provide actionable insights for business strategies, partner management and process improvements across teams. Develop, maintain, and improve existing products, dashboards and reports using tools like PowerBI, Tableau, Looker, or similar platforms. Data Visualization &Reporting: Design clear, effective and interactive data visualisations that communicate insights to various stakeholders, from frontline staff to senior leadership. Ensure reports and dashboards are user-friendly, timely, and aligned with the overall business strategy. Strong understanding of data warehouses and how to work with big data Work with ETL/ELT tools (e.g., Informatica, Talend, Apache NiFi, dbt, Airflow) to ensure robust data pipelines. Collaboration & Stakeholder Management: Act as a liaison with all otherbusiness units, understanding their data needs and translating them into technical requirements. Support strategic and ad hoc data needs from executive, regulatory and product management stakeholders. Present insights and recommendations to senior management, driving data-driven decisions across all business verticals. Process Improvement & Automation: Drive automation of routine reporting processes to enhance efficiency and accuracy. Continuously assess and improve BI reports, processes, tools, and technologies to support evolving business needs. Data Governance: Ensure data integrity and accuracy by establishing and maintaining data quality standards and governance practices. Maintain compliance with internal and external data privacy regulations. Interface with auditors and compliance teams as necessary. Detailed KPI Management: Ensure a 90% Data AccuracyRate by performing regular data audits and tracking correction incidents. Achieve an 80% User AdoptionRate by monitoring logins and activity levels within products and dashboards. Drive cost savingsthrough BI initiatives by comparing costs before and after BI implementation in targeted areas. What you’ll need? Bachelor’s or master’s degree in Computer science, Information Systems, Data Science, or related field. 6+ years of experience in BI, data architecture, or analytics, including 3+ years in a lead or architect role. Hands-on experience with BI tools (e.g., Power BI, Tableau,Looker) and SQL-based querying. Deep understanding of financial domain data: transactions, credit scoring, KYC, fraud, lending, payments, etc. Experience in regulatory reporting and working with sensitive financial and PII data. Experience working with data from creditbureaus (e.g., Experian,Equifax, TransUnion, CRIF) would be preferred. Experience with cloud data platforms (AWS, GCP, Azure) and solid knowledge of data warehousing concepts. Familiarity with machinelearning applications in BI or Data Sciencewould be preferred. Certifications in BI or cloud platforms (e.g., Microsoft Data Analyst Associate, AWS Certified Data Analytics, etc.).
You will be responsible for providing first-level support via email and chat to help resolve technical and functional issues across the company's products. You should take initiative in assisting users and work under guidance to resolve issues effectively. It is important to follow documented procedures and escalate complex issues to relevant internal teams as required. Additionally, you will assist in reporting any issues that may impact business operations and ensure all support interactions are logged properly in the internal ticketing system. Keeping users and stakeholders informed during downtimes or system issues is also part of your responsibilities. It is essential to learn and familiarize yourself with the company's software, tools, and technologies. You will support the team in researching, diagnosing, and troubleshooting issues and contribute to accurate and timely reporting of support metrics. To qualify for this role, you should have a good understanding of SQL and at least 1 year of experience in Production Support. Understanding of Linux/UNIX systems, databases (e.g., MySQL, SQL Server), and web technologies is required. Exposure to or willingness to learn scripting or programming basics is preferred. Familiarity with Excel and documentation tools is also necessary. Good communication skills, both written and verbal, are important. A proactive attitude, eagerness to learn, and a customer-first mindset are qualities that will help you succeed in this role. Exposure to ticketing tools, good understanding of debugging and analysis, as well as a good understanding of AWS Cloud are additional requirements. This position was posted by Poornima B from Kaleidofin.,
Software Development Manager- Bangalore Who are we Kaleidofin is a fintech focused on the mission to build a digital ecosystem ensuring finance for everyone, everywhere. We provide the ki credit platform, combining credit health assessment (ki score), middleware rails and best-in-class risk management (ki view) to enable the financial ecosystem to serve customers better. Via credit health scores for impactful finance and innovative debt structures to scale, Kaleidofin is driving towardsits goal to unlock access to tailoredfinance for women, agri and nano entrepreneurs in India, Bangladesh and East Africa and expanding. The platform has unlocked debt capital of cumulatively more than USD 3 billion for more than 5 million customers and small enterprises working in the informal economy. Over the years, Kaleidofin has raised capital of USD 42 million from marquee investors, including Rabo Partnerships, the Bill & Melinda Gates Foundation, the Michael & Susan Dell Foundation, Oiko Credit, Flourish, Omidyar Network, Blume Ventures, BharatFund and IDH Farm fit Fund, who share our commitment to financial inclusion and impact. Kaleidofin has received exceptional international recognition in being featured as one of only six Indian companies on the Forbes 100 To Watch in Asia list and in being selected to present at the United Nations General Assembly Special Task Force. The company won the Amazon AI Conclav e awardfor Fintech, was one of only ten startups chosenfor Google LaunchPadAccelerator program in 2019 and was recognized as Indias Most Innovative Wealth, Asset and Investment Management Service/Product by IAMAI. Kaleidofin won the Swanari TechSprint 2023 organized by the RBI Innovation Hub, was recognized as a finalist in IFTA 2023 for Best Use of AI in Fintech, as a finalist at the prestigious Global SME Finance Awards 2024 hosted by the SME Finance Forum and IFC. Moreover, Kaleidofin emerged as a winner at the prestigious G20 TechSprint 2024 - Technology for the Planet. Kaleidofin aims to become a leading player in enabling finance for everyone, everywhere. We also invest in culture and team growth, as reflected in our selection as a Great Place to Work for multiple years. To know more about Kaleidofin, do visit our site https://kaleidofin.com What youll do: As a Software Development Manager, you will be responsible for shaping product features and driving the technical execution of the product roadmap. You will work closelywith your team to build systems that stress scalability, accuracy, and robustness. This is a hands-on leadership role you will actively participate in design, architecture reviews, code reviews, troubleshooting, and work alongside engineers to solve problems. Your team will be presented with ample opportunities to tackle complex business problems and create real impact for our customers and partners. Key responsibilities: Own the engineering roadmap, architecture, scalability, and quality of products. Actively contribute to design discussions, architecture reviews, and coding standards; step in with hands-on support when needed. Collaborate with ProductManagers and Businessteams to definelong-term product strategy and release planning in a fast-paced environment. Guide your team through complex technical challenges in fintech and lending tech domains, including AI/ML-driven credit scoring. Mentor and coach engineers across levels; foster strong technical decision-making, code quality, and delivery discipline. Establish, enforce, and evolve engineering best practices. Drive adoption of modern data engineering practices: big data processing, PySpark, NoSQL/unstructured data, and scalable data pipelines. Balance short-term deliverywith long-term architecture sustainability. Foster a cultureof ownership, innovation, and continuous improvement. Define and implement learningand development plans, invest in team members career growth, and create succession pipelines. What you need 8+ years of experience in end-to-end cloud software development with exposure to scalable, fault-tolerant, and secure distributed systems. At least 12 years managing engineering teams. Bachelors or Masters degree in engineering (preferably Computer Science or related fields) from a reputed institute (IITs, NITs, or equivalent top schools preferred). Strong CS fundamentals, algorithms, and excellentproblem-solving skills. Hands-on experience in system design(both high-level and low-level) with the ability to validate and improve solutions. Familiarity with AI/ML model integration, particularly in fintech, lendingtech, or credit scoring, is a strong advantage. Basic knowledge of statistical analysis, mathematical modelling, and machine learning. Deep expertise in Python and/or Java and related stack (Spring Boot), microservice-based architecture, and building maintainable, unit-tested code. Proficiency in databases (SQL & NoSQL), message queues (Kafka) ,and data engineering stacks (Big Data, PySpark, unstructured databases). Very comfortable with data lakes, warehouses, and ETL/ELT paradigms. Familiarity with Spark, Cassandra, AWS data pipeline stack(Athena, S3, Glue data catalog), Airflow etc. Experience with CI/CD pipelines, DevOps, and infrastructure tooling (Docker, Kubernetes, Jenkins, ELK, Prometheus, Grafana, etc.). Knowledge of web technologies (JS, HTML5, CSS),UI patterns (MVC,MVVM, MVP), and exposure to Android development is a plus. Comfortable operatingin high-growth startupenvironments; thrives in ambiguity and drives clarity. Must be comfortable working fast fast-paced agile environments. Ability to plan, prioritise, estimate and execute releases with a strong degree of predictability. Excellent leadership and people management skills with proven ability to develop and grow teams. Prior experience in fintech, e-commerce, or product development is highly desirable. Experience with AWS stack preferred. Be comfortable with a mix of hands-on development and people management. Ability to propose and validate system design - low-level and high-level both. Enjoy jamming on code refactoring, architecture and design principles. Strong communication skills and ability to collaborate across technical and business stakeholders. Show more Show less
You will be part of a dynamic team as an Android Developer, where your primary focus will be on designing and developing cutting-edge mobile applications. Collaborating closely with business teams, you will be responsible for creating super intuitive experiences in the next generation of our mobile applications. Your role will involve building performant, scalable, secure android applications with architecture that can support millions of users in parallel. Additionally, you will design enterprise-ready back end architectures to ensure seamless user experience. To excel in this role, you should have at least 2 years of experience in android software development and delivery. A Bachelors or Masters degree in engineering from a reputed institute is preferred. You must possess a strong understanding of CS fundamentals, algorithms, and exceptional problem-solving skills. Your background should demonstrate experience in product development or e-commerce with a history of stable professional associations. Proficiency in UI architectural patterns such as MVVM, MVC, MVP, data binding, activity & fragment lifecycle, recycler view, navigation component, layouts (constraint layout preferable), and theming is essential. Familiarity with tools like retrofit, work managers, android jetpack, RxJava, dagger, android SDK, GIT/bitbucket, and gradle/ant is required, with a willingness to explore other tech stacks. Experience with test-driven development, UI testing, instrumented unit testing, and unit testing using junits, mockito, or similar tools is highly desirable. You should be open to learning and capable of writing simple backend REST APIs in Java, spring boot & hibernate, reducing dependence on backend engineers. Previous exposure to a fast-paced agile environment developing stateless and re-entrant/resumable android applications is advantageous. Key Skills: - Kotlin - Retrofit - RxJava - Model-View-View-Model (MVVM),