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0.0 - 3.0 years
4 - 7 Lacs
Amour
Work from Office
JOB PURPOSE : On boarding new customers, disbursement & collection of dues in villages PRINCIPAL ACCOUNTABILITIES Starting business in a new village a. Village identification within the radius b. Feasibility study of the village based on demographics, activities and financial needs of the customers c. Assist the MC-IC in making the village approval Sourcing of business a. Identification of customers and forming of Joint Liability Groups b. Filling up of the application form c. Verification of the residence and business of the customer d. KYC verification e. Pre-disbursement training f. Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Assisting the MC-IC for disbursement activity completion c. Loan documentation Collection of current dues a. Collect the collection sheets and stickers from MC-IC b. Group-wise collection as per scheduled time by following the process c. Deposit of collection money d. MERC entry Collection of over dues a. Follow up with the customers with updated data report of assigned portfolio b. Collection of money as per process c. Depositing the money in bank d. MERC entry e. Assist the MC-IC in initiating action against the defaulters DIMENSIONS Financial Dimensions (if applicable) Other Dimensions SKILLS AND KNOWLEDGE Street Smart Aggressive Educational Qualifications Graduate Functional Skills Relevant and total years of Experience 0-3 years
Posted 1 week ago
1.0 - 4.0 years
4 - 7 Lacs
Amour
Work from Office
LTFinance is looking for ML OFFICER to join our dynamic team and embark on a rewarding career journey Evaluate loan applications and determine the borrower's creditworthiness and ability to repay the loan. Assist clients in understanding loan options and provide guidance throughout the application process. Analyze financial statements, credit reports, and other documentation to make informed lending decisions. Determine loan terms, such as interest rates and repayment schedules, and communicate them to clients. Negotiate loan terms with clients and provide recommendations to management regarding loan approvals and denials. Build relationships with clients and ensure that all loan applications are processed in a timely and efficient manner. Maintain accurate and up-to-date records of all loan applications and related documentation. Ensure compliance with all applicable lending regulations and policies. Continuously monitor loan portfolios and identify opportunities for risk management and improvement. Proficiency in Microsoft Office and loan management software. Strong communication and interpersonal skills.
Posted 1 week ago
0 years
0 Lacs
Amour, Bihar, India
On-site
Company Description SBFC Finance Limited, headquartered in Mumbai, is a new-age financial services institution focused on providing credit to small businesses and consumers. The company was founded in 2017 and acquired the retail lending book, infrastructure, branch network, and employee team of Karvy Financial Services Limited. Backed by equity infusion from PE investors, SBFC aims to finance 50 million small businesses through technology adoption, led by experienced executives in the field. Role Description This is a full-time on-site role as an Area Business Manager located in Amour. The Area Business Manager will be responsible for overseeing and managing the business operations, developing strategic plans, implementing sales initiatives, and managing a team to drive business growth and achieve targets. Qualifications Strong leadership and communication skills Experience in business management, sales, and strategic planning Financial analysis and risk assessment skills Customer relationship management skills Team management and mentorship abilities Bachelor's degree in Business Administration, Finance, or related field Experience in the financial services industry is a plus Show more Show less
Posted 2 weeks ago
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