Experience: Minimum 1 year in MSME / LAP Business Loans Location: [Specify Location] Employment Type: Full-time Key Responsibilities: Direct sourcing of MSME secured loans through market visits (DST model) In-depth understanding of MSME / LAP loan products, eligibility, and documentation Sourcing and onboarding of eligible MSME clients Manage end-to-end loan processing and customer coordination Requirements: 1+ year of experience in MSME / LAP loan products (affordable segment) Strong market sourcing skills Exposure to secured lending and MSME credit assessment Job Types: Full-time, Permanent, Fresher Pay: ₹10,000.00 - ₹30,000.00 per month Benefits: Cell phone reimbursement Health insurance Paid sick time Paid time off Provident Fund Compensation Package: Performance bonus Quarterly bonus Yearly bonus Schedule: Day shift Monday to Friday Work Location: In person
Knowledge of all products of HDFC and competition Ability to sell products and provide required services to customers Knowledge of KYC documentation Knowledge of legal documentation and technical process Knowledge and ability to use sales kit Ability to analyse credit document and derive eligibility Ability to handle objections Job Types: Full-time, Permanent, Fresher Pay: ₹100,000.00 - ₹350,000.00 per year Benefits: Cell phone reimbursement Health insurance Paid sick time Paid time off Provident Fund Schedule: Day shift Monday to Friday Supplemental Pay: Performance bonus Quarterly bonus Yearly bonus Work Location: In person
Knowledge of all products of HDFC and competition Ability to sell products and provide required services to customers Knowledge of KYC documentation Knowledge of legal documentation and technical process Knowledge and ability to use sales kit Ability to analyse credit document and derive eligibility Ability to handle objections Job Types: Full-time, Permanent, Fresher Pay: ₹100,000.00 - ₹350,000.00 per year Benefits: Cell phone reimbursement Health insurance Paid sick time Paid time off Provident Fund Schedule: Day shift Monday to Friday Supplemental Pay: Performance bonus Quarterly bonus Yearly bonus Work Location: In person
Role: Sales Officer (Home Loans) Department : Home Loans Purpose : To achieve assigned sales targets by identifying and developing new sources in the designated area, maintaining source relationships, and ensuring overall productivity through efficient geography and channel management. Key Responsibilities 1. Area / Geography Mapping Regularly map assigned geography down to lane-level with support from supervisors. Identify new sourcing opportunities within the mapped areas. Provide mapping updates and insights during team huddles. 2. Source Relationship Management Manage and maintain productive relationships with assigned and identified sourcing partners (DSAs, BSAs, connectors). Drive lead conversion ratios (LSR, SLR, MS) through engagement and process adherence. 3. Sales Reporting Maintain daily and periodic sales reports in prescribed formats. Record daily activities in a structured diary as per organizational guidelines. 4. Channel Partner Recruitment Identify and empanel new channel partners/BSAs. Ensure compliance with partner norms and category guidelines. 5. Team Huddles Participate in daily morning team huddles. Share updates, performance data, and discuss progress and challenges. 6. Customer Relationship Management Engage with customers to offer the right home loan solutions. Manage end-to-end sales process including KYC, documentation, eligibility analysis, objection handling, and after-sales service. Knowledge, Skills & Functional Competencies Must-Have Knowledge: Mapping tools and local geography HDFC Home Loan products and competitor offerings KYC, legal, and technical documentation Loan eligibility and credit analysis Functional Skills: Source/partner management Sales reporting and diary maintenance Customer lifecycle management Use of sales kits and objection handling Behavioral Competencies Must-Have: Interpersonal Skills – Source and customer relationship management Planning & Execution – Effective territory and sales planning Selling Skills – Objection handling, lead conversion Good to Have: Creativity – Innovative approach to sourcing and selling Service Orientation – Customer-first attitude Logical Reasoning – Credit analysis and problem-solving KPIs / Success Metrics Achievement of monthly sales targets Conversion ratios (LSR, SLR, MS) New source/channel partner activation Customer satisfaction and retention Job Type: Full-time Pay: ₹28,000.00 - ₹30,000.00 per month Work Location: In person Speak with the employer +91 9473439765
Job Title: Sales Officer – Gold Loan Grade: Officer Reporting To: Branch Sales Manager Area Sales Manager Tenure: 1 Year CTC: Up to ₹3.18 LPA Eligibility: Age: 22 to 35 years Education: Graduate Experience: Minimum 1-2 years in Sales / Gold Loan Key Skills Required: Sales and Marketing Skills Good Communication Customer Relationship Management Product & Industry Knowledge Lead Generation & Conversion Job Role & Responsibilities: Sales & Lead Generation: Source new Gold Loan customers from open market via marketing, cold calls & referrals. Daily field work to generate leads and meet new customers. Meet at least 10 new customers daily and update DSR (Daily Sales Report). Customer Handling: Explain gold loan schemes, interest rates, renewals, and other details clearly. Ensure smooth onboarding of customers in coordination with the branch team. Maintain punctuality and regular customer follow-ups. Branch Coordination: Work closely with the branch staff. Follow up on leads provided by the branch and ensure conversion. Target Achievement: Meet assigned monthly targets in terms of number of customers and loan value. Focus on sourcing high-quality customers. Reporting & Documentation: Record all leads in the lead management system. Maintain a personal diary and daily reports. Suggest improvements in products/processes based on market trends. Marketing Activities: Conduct daily field marketing to generate fresh leads. Identify high-potential areas for new business. Job Type: Full-time Pay: ₹22,000.00 - ₹24,000.00 per month Work Location: In person
Role: Sales Officer – Home LoansPurpose of the Job Your main job is to meet sales targets by finding new leads in your area, building strong relationships with those leads (sources), and keeping your area active and productive. Key Responsibilities (What you’ll do)1. Area/Geography Mapping Regularly visit and understand every lane and area assigned to you. Find new people or businesses who can give you home loan leads. Keep your manager updated on your progress during team meetings. What you need to know: Know your area well. Be able to plan and divide your area for better coverage. Use tools like maps, data, and apps to find new sources. 2. Source Relationship Management Build and maintain a good relationship with people (sources) who give you leads. Make sure you get quality leads from them. What you need to know: Understand which sources have the most potential. Use tools to improve your relationship and performance with them. 3. Maintain Reports Keep records of your sales and daily work in the company’s format. Maintain a daily diary of your activities. What you need to know: Understand what reports need to be filled. Fill in data correctly and regularly. Follow the diary format. 4. Channel Partner Recruitment Identify and bring in new channel partners (people or companies who help get customers). What you need to know: Know how the partner recruitment (BSA) process works. Be able to judge whether a person or business fits the company's partner criteria. 5. Team Huddle Join the daily team meeting every morning and share your updates. What you need to know: Understand the team meeting process. Share your daily data properly. 6. Customer Relationship Management Make sure your customers are happy. Maintain long-term relationships and provide them with the right products and services. What you need to know: Know about all HDFC home loan products and how they compare to others. Know how to explain and sell these products. Understand KYC (ID/address proof) and legal documents. Use the sales kit provided. Understand credit documents and check if the customer qualifies. Handle customer questions or objections confidently. Skills RequiredMust-Have Skills People Skills – Good at talking to and managing customers and sources. Planning – Can organize work and plan how to cover your area effectively. Selling Skills – Can convince customers and handle objections. Good-to-Have Skills Creativity – Think of new ideas to improve sales or customer service. Service-Oriented Thinking – Focus on helping the customer, not just selling. Logical Thinking – Use reasoning to solve problems or answer customer questions. Job Type: Full-time Pay: ₹12,000.00 - ₹23,000.00 per month Work Location: In person