Hiring For Underwriter (Us Mortgage)

Hiring Underwriter, having Mandatory experience in US Residential Mortgage

Position Overview:

Key Responsibilities:

• Review and analyze mortgage loan applications, financial documents and credit reports.
• Ensure all underwriting decisions are made in accordance with investor requirements.
• Make informed underwriting decisions, including approvals, denials, or conditions needed for approval according to Investor guidelines (FNMA, FHLMC, HUD & VA Handbook)
• Communicate effectively with loan officers, processors, and other team members to resolve issues and provide updates on the underwriting process.
• Maintain detailed records and documentation of underwriting decisions and rationale.
• Assist in training and mentoring junior underwriters and support staff as needed.

Live Loan Underwriting

• Actively underwrite live loans, including complex and high-risk applications, to support the team and maintain underwriting proficiency.
• Review and analyze loan applications, credit reports, asset, income documentation, and collateral with appraisals report.
• Stay updated on industry trends, changes in regulations, and best practices in live underwriting.
• Review complex loan applications and make sound credit decisions based on risk assessment.
• Possess in-depth knowledge of various loan programs, including Conventional, FHA, VA, USDA, Non-QM, and Jumbo loans.

Qualifications:

• Bachelors degree in finance, business, or a related field preferred.
• Minimum of 5 years of experience in mortgage live underwriting, with a strong understanding of underwriting guidelines and processes.
• Knowledge of federal and state lending regulations (e.g., RESPA, TRID, FHA, VA, USDA).
• Proficiency in mortgage underwriting software Encompass
• Strong analytical skills with the ability to evaluate complex financial information.
• Excellent attention to detail and organizational skills.
• Strong communication and interpersonal skills to collaborate effectively with team members and clients.
• Ability to work under pressure and meet tight deadlines.

Benefits

• Permanent Work from Home
• US Shift
• Good salary

If you have relevant experience in US Mortgage then only reply and share your CV on - vikram.sing@krazymantra.com