24 Hard Bucket Jobs

Role & responsibilities A Regional Collection Manager job description typically involves overseeing and optimizing debt recovery efforts within a specific geographical region . This includes managing a team of Area and Branch level executives, setting performance targets, implementing strategies to improve collections, and ensuring adherence to compliance and company policies. Key Responsibilities & Requirements 1. Ensure collections of defaulter payments in the region of responsibilities, across all buckets 2. Track and ensure maintenance of a quality collections portfolio 3. Lead and manage the team of collection managers at the area and branch levels 4. Have working knowledge of Home loan product.

Contact customers to follow up on overdue payments and negotiate repayment plans. Monitor accounts to track outstanding debts and encourage timely payments. Negotiate settlements and ensure compliance with company policies. Contact Sarita -9167259648

'1. Responsible for achievement of assigned collections for the respective buckets 2. Ensure remittance of cash and cheque, within stipulated timelines and ensure diligent receipting 3. Liaise with legal team for Collections support 4. Provide support for repossession of vehicles

Job Title: Collection Officer Product: Commercial Vehicle JOB SUMMARY:- Monitor and achieve collection targets set by the company. Responsible for processing the monthly status to the concerned authority related to the recoveries. KEY RESPONSIBILITIES Responsible for regularly updating the client on the cases assigned for debt recovery from their delinquent customer. Reviewing customers and analyzing potential defaulters. Understanding default reasons and reporting to management. Inform to the management the monthly sublease database. To keep a tab on due calling data and update the new contacts and addresses of the customer and guarantor. Provide collection review of the relationship officer to the Management. Responsible for process implementation of Cash Receiving and Cash Register. Review problematic accounts by understanding the issues and provide them better repayment structure. Visiting customers, guarantor and references. Holding weekly meeting to understand collection and solve them. Issue repossession order in co-ordination with BM. Follow up with clients & identify problematic areas to get prompt collection. Collection of due payments effectively and efficiently. Timely invoicing and collection in the region. EDUCATIONAL QUALIFICATIONS & CERTIFICATIONS Minimum Bachelor's degree / higher diploma EXPERIENCE: - 0 - 2 years of experience in Banking/ Collections. SKILLS & COMPETENCIES Good communication and listening skills Confidence and Presentation skills Understanding and interest in financial / banking products and markets Ability to analyse and research information Ability to explain complex information clearly and simply Good sales and negotiation skills

Role & responsibilities - Candidate will manage collection of Hard bucket - Micro LAP Will manage team of CLM Will manage collection of entire circle Handling 90+ Bucket through team of CFE & Seizing team (Repo Agent). Collect the MIS from CFE and report to RRM. Tracing and Repossession of assets. Meet the branch collection and Recovery targets. Improve PBT by Minimizing RF of Cases, maximizing RB of cases. Improve charges & Shortfall collection month on month basis. Handling Legal initiation from Branch level. Execution warrant and notices. Handling Repossession agency related queries. Handling bill process & payment related queries of vendors. Stable experience on Min 6+ Years in Home Loan/LAP/Micro LAP Collection CTC 10-12 LPA Age - 40 Gradation Should be managing team and entire 1 locations If you are interested can contact & share your updated CV or any reference on this no 8851570515

Key Responsibilities 1. Repossessions & Recovery Strategy • Own end-to-end vehicle possession processes across high DPD and litigation-complete cases. • Devise region-specific strategies for customer available and vehicle available scenarios. • Improve field traction through skip tracing, legal execution, and direct customer negotiations. • Ensure timely TATs and adherence to standard operating procedures. 2. Asset Remarketing & Disposal • Drive resale of repossessed vehicles through authorized dealerships, auctions, and direct sales. • Ensure high realization value and reduced inventory holding periods. • Work with OEMs and dealer networks for refurb, resale schemes, and faster liquidation. 3. Compliance & Collections Governance • Enforce field-level compliance with RBI, internal audit, and legal protocols. • Audit repossession and collection vendors periodically; conduct trainings and interventions. • Address field complaints and customer escalations involving misbehavior or process lapses. 4. Vendor & Field Partner Management • Manage empaneled repo, skip tracing, and legal vendors with performance dashboards. • Optimize agency allocation and geographic coverage based on productivity and pool distribution. • Drive repo-to-sale conversion ratios and cost efficiency across channels. 5. Hard Bucket Resolution Focus • Drive strategy and execution for 180+ DPD, written-off and award-available accounts. • Support legal recoveries through close coordination on arbitration, court orders, and settlements. • Collaborate with on-ground teams to push settlements, repossession, and traceable customer closures. 6. Analytics, Forecasting & Reporting • Use flow rate analysis and collection performance trends to forecast NPA movements. • Build dashboards and reporting formats in collaboration with collection analysts. • Apply big data analytics to customer behavior, skip patterns, and resolution likelihood models. • Track pool-level efficiency, agency productivity, and region-wise performance. Experience Required 5 -10 years of relevant experince with leading Banks/ NBFCs (FE & CE experince is plus) Preferred Qualifications Graduate (MBA preffered)

Role & responsibilities A Regional Collection Manager job description typically involves overseeing and optimizing debt recovery efforts within a specific geographical region . This includes managing a team of collection agents, setting performance targets, implementing strategies to improve collections, and ensuring adherence to compliance and company policies. Preferred candidate profile NBFC

Managing Centre Kerala Hard bucket collections,based in Kottayam. Manage collections operations for any vehicle product collections exp (Except Two Wheeler), ensuring timely recovery of dues from customers. Oversee agency management activities. Required Candidate profile Position : Area Manager Collections Hard Bucket Collection. Exp: 4 to 5 Yrs any vehicle product collections experience (Except Two Wheeler) Education – Minimum Graduation

Managing North Kerala Hard bucket collections, consist of 7 Districts(Thrissur to Kasaragod). Manage collections operations for two wheeler loan portfolio, ensuring timely recovery of dues from customers. Oversee agency management activities. Required Candidate profile Position : Area Manager Collections Hard Bucket Collection. Exp: 4 to 5 Yrs collections experience Education – Minimum Graduation

Role & responsibilities : Requirement 1. Should have experience in Unsecured loan (Small Ticket size) recovery. 2. Managing 90+ bucket DPD customers 3. Achieve collection targets as stated by the collection Manager 4. Recover money from the written-off pool 5. Preparation of caution list to be shared with the branch team 6. Help the Branch with legal repositioning initiative 7. Min 1 Years Stability 8. Hard collection Bucket Preferred candidate profile - Should be graduate with hard collection experience Branch Locations- Bihar ( Daltonganj, Muzaffarpur, Dalsinghsarai, Sitamadhi, Danapur, Mahua, Raxaul, Lakhisarai , Bhagalpur, Sheikhpura ) West Bengal - Balurgha, Jalpaiguri, Andal Interested candidate share your updated resume or any reference if you have on this whats app no - 8851570515

AYE Finance Pvt Ltd*ayefin.com One of the fastest-growing NBFCs, Aye Finance Pvt Ltd. provides Business Loans & Mortgage Loans to micro enterprises across India. We are looking for Collection Officers at the Uttar Pradesh . Location: Ayodhya Experience: At least 1 Year of experience in collection Recovery in Business loans, Personal, and Unsecured loans (Small Ticket sizes), will be preferred. 1. Should have experience in Unsecured loan (Small Ticket size) recovery. 2. Managing 30+ bucket DPD customers 3. Achieve collection targets as stated by the collection Manager 4. Recover money from the written-off pool 5. Preparation of caution list to be shared with the branch team 6. Help the Branch with legal repositioning initiative Interested candidates can share their Cv's on Preeti HR- 9319489772 Email ID - preeti.pathak@ayefin.com

Organization : Protium Finance Ltd (NBFC) Position : Collection Manager Base Location : Hyderabad Job Responsibilities: - To ideate, develop, set up and execute the Collection Organization of the NPA & Write Off accounts. - Hands-on management of the entire team to ensure the achievement of collection targets. - - - - Products under coverage would include Unsecured loans - NPA & Write Off accounts - Ensure customer centricity ensure adherence to COC, conduct RCA of collection related to complaints and work continuously to minimize them. - Role invoves in handling entire Andhra Pradesh & Telangana cluster Eligibility : Any Graduate Min 4+ years experience field collections & must have handled NPA & write off Willing to travel across AP & TE CTC: Max 7 Lakhs PA + Travel Allowances + Other benefits

Organization : Protium Finance Ltd (NBFC) Position : State Head - Collection Base Location : Hyderabad Job Responsibilities: - To ideate, develop, set up and execute the Collection Organization of the NPA & Write Off accounts. - Hands-on management of the entire team to ensure the achievement of collection targets. - Products under coverage would include Secured loans - NPA & Write Off accounts - Ensure customer centricity ensure adherence to COC, conduct RCA of collection related to complaints and work continuously to minimize them. - Role invoves in handling entire Andhra Pradesh & Telangana cluster Eligibility : Any Graduate Min 7+ years experience field collections & must have handled NPA & write off Must have knowledge on SARFAESI Act Preferred from Secured loan background Willing to travel across AP & TE CTC: Max 10 Lakhs PA + Travel Allowances + Other benefits

Role: Assistant Manager/ Manger Department: Collection/Recovery Employment Type: Full Time, Permanent Salary- Depend on Interview Location- Sector 63 Noida Joiner- Immediately Job description Collection Manger will be responsible for collection targets of the assigned branches. They will be required to meet the target of assigned product. Follow the legal guidelines for collection agencies & in-house collections. Expectations/ Requirements: 1. To achieve collection targets of the Respective Branch assigned. 2. Meeting the Target on the product assigned for Collections. 3. Ensuring legal guidelines are compiled for entire collection structure in letter and sprits. 4. Ensure that the collection agencies and In-house collectors adhere to the legal guidelines provided by the law in force. 5. Ensure adherence to the Code of Conduct. Superpowers/ Skills that will help you succeed in this role: 1. More than 5 year of relevant experience in Collections role 2. Excellent Communication Skills 3. Negotiations skills - strong bias for driving results in a High-performance environment 4. Strong Relationship and Leadership skills 5. Working Knowledge of Computers 6. Growth Mindset 7. Demonstrated success and achievement orientation. 8. Willingness to experiment and improve continuously 9. Excel (V-lookup, H-lookup, Pivot Table) 10.Graduate in any specialization

Role & responsibilities Planning and executing collection program on a month on month basis to achieve collection efficiency target. Monitor the collections team performance periodically Devising appropriate collection route maps for the collection staff Preferred candidate profile Graduate with 3-5years of relevant work experience Perks and benefits Attractive Incentive Travel/Petrol Allowances

Job Description: To manage a portfolio of unsecured non-performing loans (NPL) and formulating strategies for recovery action. •To provide effective management information support for diligent monitoring of NPL accounts and in ensuring prompt follow up actions. •Able to work on modern systems for operations & recovery/collection. •Allocate written off accounts to collection agencies and monitor the progress/ performance and drive on recovery targets. •Foster effective communication with internal teams and external channels for transparent recovery processes. •Effectively lead, manage and develop collections agencies across current and new open cities. Need to be flexible to travel across the cities very frequently or as & when it is required. •Provides insight and direction to the agencies & demonstrate the ability to lead and train others. •Engage in direct negotiations with customers by telephone or in person to determine the reason for default & to provide appropriate solutions to recover the outstanding amount, resolve disputes and safeguard financial interests. •Arrange for debt repayment or establish repayment schedules, based on customers' financial situations. •Timely revert on all escalation cases & ensure the recovery/collection hygiene is in control. •Collaborate with legal unit to execute recovery strategies within legal frameworks to recover the outstanding dues from the chronic defaulters. •To engage with customers who responded to our legal actions for loan recovery/collections. •Analyze market trends and transaction data, proposing recovery strategies based on quantitative analysis. •To assist in the administrative functions of Loan Recovery as assigned. •Manage operation activities with respect to Repayments and Debit authorizations. •Follow laid down processes by the Regulators and the company. Qualifications & Experience required: 6-9 Years of experience in Recovery for Unsecured Loans. •Experience in managing Volumes. •Experience in managing unsecured digital lending products is mandatory. •Graduation degree compulsory Role & responsibilities

Job Role: To Manage / Drive the outsource collection agencies & recruit good collection / tracing agencies for the region, as per the requirement. Ensure end to end recovery process & ensures delivery against the targets. Job Description: To manage a portfolio of unsecured non-performing loans (NPL) and formulating strategies for recovery action. •To provide effective management information support for diligent monitoring of NPL accounts and in ensuring prompt follow up actions. •Able to work on modern systems for operations & recovery/collection. •Allocate written off accounts to collection agencies and monitor the progress/ performance and drive on recovery targets. •Foster effective communication with internal teams and external channels for transparent recovery processes. •Effectively lead, manage and develop collections agencies across current and new open cities. Need to be flexible to travel across the cities very frequently or as & when it is required. •Provides insight and direction to the agencies & demonstrate the ability to lead and train others. •Engage in direct negotiations with customers by telephone or in person to determine the reason for default & to provide appropriate solutions to recover the outstanding amount, resolve disputes and safeguard financial interests. •Arrange for debt repayment or establish repayment schedules, based on customers' financial situations. •Timely revert on all escalation cases & ensure the recovery/collection hygiene is in control. •Collaborate with legal unit to execute recovery strategies within legal frameworks to recover the outstanding dues from the chronic defaulters. •To engage with customers who responded to our legal actions for loan recovery/collections. •Analyze market trends and transaction data, proposing recovery strategies based on quantitative analysis. •To assist in the administrative functions of Loan Recovery as assigned. •Manage operation activities with respect to Repayments and Debit authorizations. •Follow laid down processes by the Regulators and the company. Qualifications & Experience required: 6-9 Years of experience in Recovery for Unsecured Loans. •Experience in managing Volumes. •Experience in managing unsecured digital lending products is mandatory. •Graduation degree compulsory

Job Role: To Manage / Drive the outsource collection agencies & recruit good collection / tracing agencies for the region, as per the requirement. Ensure end to end recovery process & ensures delivery against the targets. Locations: Bangalore -2 Hyderabad- 1 Chennai- 1 Visakhapatnam -1 Job Description: To manage a portfolio of unsecured non-performing loans (NPL) and formulating strategies for recovery action. •To provide effective management information support for diligent monitoring of NPL accounts and in ensuring prompt follow up actions. •Able to work on modern systems for operations & recovery/collection. •Allocate written off accounts to collection agencies and monitor the progress/ performance and drive on recovery targets. •Foster effective communication with internal teams and external channels for transparent recovery processes. •Effectively lead, manage and develop collections agencies across current and new open cities. Need to be flexible to travel across the cities very frequently or as & when it is required. •Provides insight and direction to the agencies & demonstrate the ability to lead and train others. •Engage in direct negotiations with customers by telephone or in person to determine the reason for default & to provide appropriate solutions to recover the outstanding amount, resolve disputes and safeguard financial interests. •Arrange for debt repayment or establish repayment schedules, based on customers' financial situations. •Timely revert on all escalation cases & ensure the recovery/collection hygiene is in control. •Collaborate with legal unit to execute recovery strategies within legal frameworks to recover the outstanding dues from the chronic defaulters. •To engage with customers who responded to our legal actions for loan recovery/collections. •Analyze market trends and transaction data, proposing recovery strategies based on quantitative analysis. •To assist in the administrative functions of Loan Recovery as assigned. •Manage operation activities with respect to Repayments and Debit authorizations. •Follow laid down processes by the Regulators and the company. Qualifications & Experience required: 6-9 Years of experience in Recovery for Unsecured Loans. •Experience in managing Volumes. •Experience in managing unsecured digital lending products is mandatory. •Graduation degree compulsory

Job Role: • Responsible for Bkt Collection and W-off recovery in lending portfolio. • Managing a Team of Collection Managers. • Ensuring adequate manpower for portfolio coverage meeting CAPE norms. • Ensuring Mobile App usage is 100% and quality feedback/trails are updated. • Specific focus on Non starters and visiting delinquent cases. • Co-ordination with the sales & credit underwriting team for portfolio quality management. • Initiating legal actions for critical cases. • Identifying probable risks by conducting audits of existing revenue streams and implementing corrective measures to mitigate the same. No delay in deposition of money. Key Responsibilty •Responsible for collection efficiency on timely manner, thus delivering targeted performance. •Responsible for Effective Cost Management. •Understanding & Managing Healthy Portfolio. Mandatory Skills : •Graduate or Post Graduate in Marketing or any other field •8 - 10 yrs experience in Secured/Unsecured products financing is a must. •Good communication and pleasing personality.

*AYE Finance Pvt Ltd*ayefin.com* One of the fastest-growing NBFCs, Aye Finance Pvt Ltd. provides Business Loans & Mortgage Loans to micro enterprises across India. We are looking for Collection Officers at the Rajasthan . Kota Experience: At least 1 Year of experience in collection Recovery in Business loans, Personal, and Unsecured loans (Small Ticket sizes), will be preferred. 1. Should have experience in Unsecured loan (Small Ticket size) recovery. 2. Managing 30+ bucket DPD customers 3. Achieve collection targets as stated by the collection Manager 4. Recover money from the written-off pool 5. Preparation of caution list to be shared with the branch team 6. Help the Branch with legal repositioning initiative Interested candidates can share their Cv's on Preeti HR- 9319489772 Email ID - preeti.pathak@ayefin.com

Role & responsibilities Team Handling experience Recovery of Outstanding Debts Negotiating Payment arrangements Ensuring Legal Compliance Must have experience into Tractor loans Collection Preferred candidate profile Must have experience in Tractor Loans Collections Must be a Graduate Must have Bike & License Perks and benefits Incentives & Other Benefits

Role & responsibilities: Controlling the delinquency of loans for assigned regions/zones. Will be accountable for managing the collection budgets. Monitoring the collection process of assigned regions on a day-to-day basis and managing data/reporting to management regularly. Recruit, train, and evaluate the staff members within the collections department. Coordinate activities of staff members to ensure a smooth and efficient department that reduces the number of cases that are overlooked. Preferred candidate profile: 4+ years of experience in Collection function with Team Handling in Banking/NBFC/MFI. Hands-on experience with Excel and working on dashboards, reports, etc. Sound Knowledge of legal aspects related to collections/recovery and related litigations. Good interpersonal & communication skills. Ability to interact with cross-functional teams to bring synergy into overall delivery. At least 3 to 5 years of professional experience in handling unsecured portfolios.

Role & responsibilities: This role is primarily responsible for collections and recovery of overdue payments from customers in identified stressed accounts (critical NPA) to maximize overall profitability Handled in-house and outsourced collection setup including agency management Handling and managing teams -Ensure collection and recovery in identified stressed accounts with focus on critical NPA cases -Continuously monitor collection / recovery status and take corrective actions to ensure closure of critical NPA cases in the assigned zone -Ensure collection and recovery for identified accounts and periodically monitor the processes to enhance efficiency in collections -Execute plans as per the MIS reports on number of cases, current portfolio size, security deposition etc. of critical NPA cases and strategize collections and recovery based on forward flow, backward flow, resolution, bucketing etc. -Regular follow up with customers for settlement and collection payment -Undertake necessary actions in co-ordination with the legal department for cases that need to be restructured, repossession of asset and for the booked-loss cases that can be recovered through legal intervention

Job Role •Responsible for Bkt Collection, recovery on write-off portfolio in ML portfolio. •Ensuring target based resolutions and cash collections; Driving and guiding branch staff for the same. •Ensuring Mobile App usage is 100% and quality feedback/trails are updated. •Providing timely and quality feedback on customers, branches, villages to credit. •Specific focus on Nonstarters and revenue collection. •Initiating legal actions for critical cases. •No delay in deposition of money. Key Responsibilties • Responsible for collection efficiency on timely manner. • Responsible for Effective Cost Management. • Understanding & Managing Healthy Portfolio. Mandatory skills •Graduate or Post Graduate in Marketing or any other field •3 6 yrs experience in ML product is a must. •Good communication and pleasing personality. •High level of Self Drive/Enthusiasm