Job Title : Sr Director/AVP of Engineering About Flexmoney: Flexmoney’s mission is to “Democratize and Simplify Consumer Finance”. Our best-in- class embedded digital finance platform enables any retailer, e-commerce merchant or other commerce partner to offer the widest range of embedded, frictionless instant digital affordability options from multiple trusted lenders across all customer touch points. We work with trusted lending partners (Banks, NBFCs and Fintechs) to develop and offer regulator compliant, instant digital credit products embedded in consumer journeys. Flexmoney was instrumental in helping define and establish the “Cardless EMI” category and payment checkout option with lenders and online merchants in the Indian market, enabling lenders to offer a completely digital transacting credit instrument to pre-approved users without the need for a credit card relationship. Our “Cardless EMI” platform powers this payment option at over 65,000 online merchants (including marquee merchants such as Flipkart, Amazon, MakeMyTrip etc) and has enabled our lending partners (such as HDFC, ICICI, Kotak Mahindra Bank & ICICI Bank amongst others) to rapidly issue over 45 MM+ Cardless EMI transacting credit lines to their existing customers. The next phase of Flexmoney’s growth is to expand beyond online “Cardless EMI” payments. To that end we are developing a new digital Universal Affordability Platform that enables omni-channel, seamless multi-lender 3600 embedded finance and associated services across every potential commerce channel and customer touch point (online, in- store/in-branch, tele-sales and agent assisted sales) as well as tailored credit products and deep vertical solutions for multiple finance-led aspirational commerce segments (such as Edtech, Travel, Home & Furniture, Insurance, Mobiles, Home Appliances, Health & Wellness amongst others) Ideal Qualifications ● 10+ Experience building, and shipping software products as an engineering leader in high-growth environments ● 7+ years in leading and managing multiple engineering teams across multiple areas ● Proven track record of scaling API-intensive systems and leading engineering teams in a startup environment, guiding projects from inception to successful launch and ongoing maintenance. ● Player-coach with the ability to roll up your sleeves and wade into the weeds as needed while never losing sight of the broader vision ● Ability to understand and translate product and business requirements into a technical roadmap and build them within acceptable timeframes ● Effective critical thinking, communication, and collaboration skills ● Experience attracting, mentoring, and retaining top engineering talent Responsibilities ● Bring a strong technical vision and expertise to software development with a deep understanding of modern technologies and best practices. ● Translate the company vision into a pragmatic execution plan. Manage the balance between product delivery, technical debt, quick iterations, and scale. ● Ensure ownership, quality, scalability, resilience, security, and audit readiness for the overall business. Establish a culture of craftsmanship and excellence ● Be a hands-on leader who thrives on fostering a collaborative and innovative engineering environment. ● Be an effective communicator across all departments and levels of the organization ● Build and maintain a top-tier engineering team. You should attract exceptional talent and foster a high-velocity environment where innovation thrives. ● Define the organizational structure, talent needs, and processes to execute and deliver on the vision. Key Skills Effective Communication & Collaboration Skills, Team Leadership Skills, Product Development, Distributed systems Show more Show less

About Flexmoney: Flexmoney’s mission is to “Democratize and Simplify Consumer Finance”. Our best-in-class embedded digital finance platform enables any retailer, e-commerce merchant or other commerce partner to offer the widest range of embedded, frictionless instant digital affordability options from multiple trusted lenders across all customer touch points. We work with trusted lending partners (Banks, NBFCs and Fintechs) to develop and offer regulator compliant, instant digital credit products embedded in consumer journeys. Flexmoney was instrumental in helping define and establish the “Cardless EMI” category and payment checkout option with lenders and online merchants in the Indian market, enabling lenders to offer a completely digital transacting credit instrument to pre-approved users without the need for a credit card relationship. Our “Cardless EMI” platform powers this payment option at over 65,000 online merchants (including marquee merchants such as Flipkart, Amazon, MakeMyTrip etc) and has enabled our lending partners (such as HDFC, ICICI, Kotak Mahindra Bank & ICICI Bank amongst others) to rapidly issue over 45 MM+ Cardless EMI transacting credit lines to their existing customers. The next phase of Flexmoney’s growth is to expand beyond online “Cardless EMI” payments. To that end we are developing a new digital Universal Affordability Platform that enables omni-channel, seamless multi-lender 3600 embedded finance and associated services across every potential commerce channel and customer touch point (online, in-store/in-branch, tele-sales and agent assisted sales) as well as tailored credit products and deep vertical solutions for multiple finance-led aspirational commerce segments (such as Edtech, Travel, Home & Furniture, Insurance, Mobiles, Home Appliances, Health & Wellness amongst others). Job Role: We are seeking an experienced and results-driven Senior Project Manager to lead the successful delivery of complex integration projects. This role requires exceptional project management skills, cross-functional team coordination, and the ability to drive business outcomes through strategic execution and stakeholder collaboration . Location: Mumbai Key Responsibilities: ● Oversee the end-to-end integration of multiple systems and applications, ensuring seamless transitions and optimal performance ● Develop, maintain, and execute detailed project plans, timelines, and milestones ● Lead cross-functional teams across business, product, and engineering to ensure alignment and efficient execution ● Act as the primary point of contact for clients, providing clear, consistent communication and exceptional service throughout the project lifecycle ● Foster strong relationships with clients through regular check-ins to ensure alignment, progress tracking, and successful project closures ● Collaborate with external partners and clients to understand their systems, define integration requirements, and co-create scalable solutions aligned with our product ecosystem ● Partner with the product team to prioritize and drive new product features based on client feedback and emerging needs ● Deliver comprehensive project updates and performance reports to stakeholders, ensuring transparency and accountability ● Proactively identify technology gaps, inefficiencies, and opportunities to optimize systems and processes ● Support and manage multiple ongoing integration projects, ensuring they are delivered on time, within scope, and on budget ● Identify and mitigate risks early, ensuring potential issues are communicated effectively to stakeholders and resolved in a timely manner What we look for: Skill & Qualifications ● Project Management Expertise: o Proven experience leading complex, cross-functional projects, particularly in system/application integration o Strong understanding of project management methodologies (Agile, Scrum, Waterfall, or hybrid models) o Proficient in project planning, resource allocation, and risk management ● Technical & Analytical Skills: o Understanding of software development lifecycles and integration workflows o Ability to interpret and translate technical requirements into actionable project plans o Familiarity with APIs, system architecture, and enterprise software integrations o Experience identifying technology gaps and proposing scalable solutions ● Communication & Stakeholder Management: o Excellent verbal and written communication skills, with the ability to engage effectively with both technical and non-technical stakeholders o Skilled in managing client relationships, setting expectations, and driving client success o Capable of presenting project updates, roadmaps, and risk assessments to senior leadership ● Collaboration: o Experience working with product, engineering, and business teams to align on goals and deliverables o Strong conflict resolution, problem-solving, and decision-making skills ● Tools & Platforms: o Proficiency in project management tools (e.g., Jira, Trello, Asana, MS Project) o Familiarity with communication and collaboration tools (e.g., Slack, Microsoft Teams, Confluence) o Experience with reporting and documentation platforms (e.g., Excel, Google Sheets, Power BI) ● Preferred Qualifications: o Bachelor’s degree in Computer Science, Business, Engineering, or a related field o PMP, PRINCE2, or Agile/Scrum certification is a plus o 6-9 years of experience in project management, ideally in tech, SaaS, or consulting environments If you are a highly organized and detail-oriented individual with a passion for technology and a proven track record of successful integration project management, exposure to technical integrations, and exceptional client communication, we encourage you to apply for this exciting opportunity. 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Job Description | Security Engineer About Flexmoney: Flexmoney’s mission is to “Democratize and Simplify Consumer Finance”. Our best-in-class embedded digital finance platform enables any retailer, e-commerce merchant or other commerce partner to offer the widest range of embedded, frictionless instant digital affordability options from multiple trusted lenders across all customer touch points. We work with trusted lending partners (Banks, NBFCs and Fintechs) to develop and offer regulator compliant, instant digital credit products embedded in consumer journeys. Flexmoney was instrumental in helping define and establish the “Cardless EMI” category and payment checkout option with lenders and online merchants in the Indian market, enabling lenders to offer a completely digital transacting credit instrument to pre-approved users without the need for a credit card relationship. Our “Cardless EMI” platform powers this payment option at over 65,000 online merchants (including marquee merchants such as Flipkart, Amazon, MakeMyTrip etc) and has enabled our lending partners (such as HDFC, ICICI, Kotak Mahindra Bank & ICICI Bank amongst others) to rapidly issue over 45 MM+ Cardless EMI transacting credit lines to their existing customers. The next phase of Flexmoney’s growth is to expand beyond online “Cardless EMI” payments. To that end we are developing a new digital Universal Affordability Platform that enables omni-channel, seamless multi-lender 3600 embedded finance and associated services across every potential commerce channel and customer touch point (online, in-store/in-branch, tele-sales and agent assisted sales) as well as tailored credit products and deep vertical solutions for multiple finance-led aspirational commerce segments (such as Edtech, Travel, Home & Furniture, Insurance, Mobiles, Home Appliances, Health & Wellness amongst others). Job Role: We are looking for smart, passionate, humble Engineer with an independent mindset to join our team and help build, improve & manage the network security infrastructure of the Organization Location: Mumbai Key Responsibilities: ● Own the end-to-end process of conducting security audits, obtaining and maintaining various certifications including PCI DSS, ISO 27001 etc. and report to internal board, external partners, and regulators ● Conduct regular security audits and assessments to identify gaps and provide recommendations for remediation ● Support the end-to-end client security audits conducted by external stakeholders ● Contribute to the development and implementation of security policies, procedures, and guidelines ● Work with internal teams to set up, manage, and operate security platform integrations across different systems and platforms ● Keep up-to-date with the latest security trends, threats, and vulnerabilities to identify potential security risks, propose measures and rollout to mitigate them Requirements & Qualifications: ● 3+ years of experience with enhancing the security of infrastructure, application and IT hardware, conducting security audits, and setting up internal processes ● Prior experience with cloud security and architecture across AWS, GCP or Azure ● Strong communication skills to effectively interact with technical and non-technical individuals internally as well as our external stakeholders ● Passion for learning and growing ● Ability to prioritize and independently manage multiple tasks independently Key Skills: Critical Thinking, Cloud Security, Application Security, Network Security, OS Security, Effective Communication & Collaboration Skills Show more Show less

Job Title : Head of Engineering About Flexmoney: Flexmoney’s mission is to “Democratize and Simplify Consumer Finance”. Our best-in- class embedded digital finance platform enables any retailer, e-commerce merchant or other commerce partner to offer the widest range of embedded, frictionless instant digital affordability options from multiple trusted lenders across all customer touch points. We work with trusted lending partners (Banks, NBFCs and Fintechs) to develop and offer regulator compliant, instant digital credit products embedded in consumer journeys. Flexmoney was instrumental in helping define and establish the “Cardless EMI” category and payment checkout option with lenders and online merchants in the Indian market, enabling lenders to offer a completely digital transacting credit instrument to pre-approved users without the need for a credit card relationship. Our “Cardless EMI” platform powers this payment option at over 65,000 online merchants (including marquee merchants such as Flipkart, Amazon, MakeMyTrip etc) and has enabled our lending partners (such as HDFC, ICICI, Kotak Mahindra Bank & ICICI Bank amongst others) to rapidly issue over 45 MM+ Cardless EMI transacting credit lines to their existing customers. The next phase of Flexmoney’s growth is to expand beyond online “Cardless EMI” payments. To that end we are developing a new digital Universal Affordability Platform that enables omni-channel, seamless multi-lender 3600 embedded finance and associated services across every potential commerce channel and customer touch point (online, in- store/in-branch, tele-sales and agent assisted sales) as well as tailored credit products and deep vertical solutions for multiple finance-led aspirational commerce segments (such as Edtech, Travel, Home & Furniture, Insurance, Mobiles, Home Appliances, Health & Wellness amongst others) Ideal Qualifications ● 10+ Experience building, and shipping software products as an engineering leader in high-growth environments ● 7+ years in leading and managing multiple engineering teams across multiple areas ● Proven track record of scaling API-intensive systems and leading engineering teams in a startup environment, guiding projects from inception to successful launch and ongoing maintenance. ● Player-coach with the ability to roll up your sleeves and wade into the weeds as needed while never losing sight of the broader vision ● Ability to understand and translate product and business requirements into a technical roadmap and build them within acceptable timeframes ● Effective critical thinking, communication, and collaboration skills ● Experience attracting, mentoring, and retaining top engineering talent Responsibilities ● Bring a strong technical vision and expertise to software development with a deep understanding of modern technologies and best practices. ● Translate the company vision into a pragmatic execution plan. Manage the balance between product delivery, technical debt, quick iterations, and scale. ● Ensure ownership, quality, scalability, resilience, security, and audit readiness for the overall business. Establish a culture of craftsmanship and excellence ● Be a hands-on leader who thrives on fostering a collaborative and innovative engineering environment. ● Be an effective communicator across all departments and levels of the organization ● Build and maintain a top-tier engineering team. You should attract exceptional talent and foster a high-velocity environment where innovation thrives. ● Define the organizational structure, talent needs, and processes to execute and deliver on the vision. Key Skills Effective Communication & Collaboration Skills, Team Leadership Skills, Product Development, Distributed systems Show more Show less

Job Description : Tech Lead/Senior Software Engineer About Flexmoney: Flexmoney’s mission is to “Democratize and Simplify Consumer Finance”. Our best-in-class embedded digital finance platform enables any retailer, e-commerce merchant or other commerce partner to offer the widest range of embedded, frictionless instant digital affordability options from multiple trusted lenders across all customer touch points. We work with trusted lending partners (Banks, NBFCs and Fintechs) to develop and offer regulator compliant, instant digital credit products embedded in consumer journeys. Flexmoney was instrumental in helping define and establish the “Cardless EMI” category and payment checkout option with lenders and online merchants in the Indian market, enabling lenders to offer a completely digital transacting credit instrument to pre-approved users without the need for a credit card relationship. Our “Cardless EMI” platform powers this payment option at over 65,000 online merchants (including marquee merchants such as Flipkart, Amazon, MakeMyTrip etc) and has enabled our lending partners (such as HDFC, ICICI, Kotak Mahindra Bank & ICICI Bank amongst others) to rapidly issue over 45 MM+ Cardless EMI transacting credit lines to their existing customers. The next phase of Flexmoney’s growth is to expand beyond online “Cardless EMI” payments. To that end we are developing a new digital Universal Affordability Platform that enables omni-channel, seamless multi-lender 3600 embedded finance and associated services across every potential commerce channel and customer touch point (online, in-store/in-branch, tele-sales and agent assisted sales) as well as tailored credit products and deep vertical solutions for multiple finance-led aspirational commerce segments (such as Edtech, Travel, Home & Furniture, Insurance, Mobiles, Home Appliances, Health & Wellness amongst others). Job Role: We are looking for smart, passionate, humble Engineering Lead with a solid technical mindset to join our team and help build, improve & manage the key product and technology initiatives of the Organization Location: Lower Parel, Mumbai (Work from Office) Key Responsibilities ● Take end-to-end ownership of key product and technology initiatives, from design and specification to development, testing, and launch. ● Develop and test product or system code. ● Lead or participate in design reviews with peers and stakeholders to determine the best technologies. ● Review code from other developers, providing feedback on best practices, including style guidelines, checking code in, accuracy, testability, and efficiency. ● Create and update documentation or educational content based on product/program updates and user feedback. ● Analyze, debug, track, and resolve product or system issues by identifying their sources and impact on hardware, network, service operations, and quality. Requirements & Qualifications ● Bachelor's or Master's degree in Computer Science, Engineering, or a related field. ● 4+ years of development experience. ● Ability to effectively understand, prioritize, and translate product and business requirements into technical solutions. ● Experience with technologies such as AWS/Google Cloud, Relational or NoSQL Databases, Messaging Queues, and Multiple-Service architectures. ● Familiarity with continuous integration and deployment. ● Ability to benchmark and optimize systems. ● Experience working with Mobile or Web frameworks. Key Skills Product Development, Coding, Distributed Systems, Interpersonal Communication Show more Show less

Job Title : Head of Engineering About Flexmoney: Flexmoney’s mission is to “Democratize and Simplify Consumer Finance”. Our best-in- class embedded digital finance platform enables any retailer, e-commerce merchant or other commerce partner to offer the widest range of embedded, frictionless instant digital affordability options from multiple trusted lenders across all customer touch points. We work with trusted lending partners (Banks, NBFCs and Fintechs) to develop and offer regulator compliant, instant digital credit products embedded in consumer journeys. Flexmoney was instrumental in helping define and establish the “Cardless EMI” category and payment checkout option with lenders and online merchants in the Indian market, enabling lenders to offer a completely digital transacting credit instrument to pre-approved users without the need for a credit card relationship. Our “Cardless EMI” platform powers this payment option at over 65,000 online merchants (including marquee merchants such as Flipkart, Amazon, MakeMyTrip etc) and has enabled our lending partners (such as HDFC, ICICI, Kotak Mahindra Bank & ICICI Bank amongst others) to rapidly issue over 45 MM+ Cardless EMI transacting credit lines to their existing customers. The next phase of Flexmoney’s growth is to expand beyond online “Cardless EMI” payments. To that end we are developing a new digital Universal Affordability Platform that enables omni-channel, seamless multi-lender 3600 embedded finance and associated services across every potential commerce channel and customer touch point (online, in- store/in-branch, tele-sales and agent assisted sales) as well as tailored credit products and deep vertical solutions for multiple finance-led aspirational commerce segments (such as Edtech, Travel, Home & Furniture, Insurance, Mobiles, Home Appliances, Health & Wellness amongst others) Ideal Qualifications ● 10+ Experience building, and shipping software products as an engineering leader in high-growth environments ● 7+ years in leading and managing multiple engineering teams across multiple areas ● Proven track record of scaling API-intensive systems and leading engineering teams in a startup environment, guiding projects from inception to successful launch and ongoing maintenance. ● Player-coach with the ability to roll up your sleeves and wade into the weeds as needed while never losing sight of the broader vision ● Ability to understand and translate product and business requirements into a technical roadmap and build them within acceptable timeframes ● Effective critical thinking, communication, and collaboration skills ● Experience attracting, mentoring, and retaining top engineering talent Responsibilities ● Bring a strong technical vision and expertise to software development with a deep understanding of modern technologies and best practices. ● Translate the company vision into a pragmatic execution plan. Manage the balance between product delivery, technical debt, quick iterations, and scale. ● Ensure ownership, quality, scalability, resilience, security, and audit readiness for the overall business. Establish a culture of craftsmanship and excellence ● Be a hands-on leader who thrives on fostering a collaborative and innovative engineering environment. ● Be an effective communicator across all departments and levels of the organization ● Build and maintain a top-tier engineering team. You should attract exceptional talent and foster a high-velocity environment where innovation thrives. ● Define the organizational structure, talent needs, and processes to execute and deliver on the vision. Key Skills Effective Communication & Collaboration Skills, Team Leadership Skills, Product Development, Distributed systems

Job Description | Manager – Customer Success About Flexmoney: Flexmoney’s mission is to “Democratize and Simplify Consumer Finance”. Our best-in-class embedded digital finance platform enables any retailer, e-commerce merchant or other commerce partner to offer the widest range of embedded, frictionless instant digital affordability options from multiple trusted lenders across all customer touch points. We work with trusted lending partners (Banks, NBFCs and Fintechs) to develop and offer regulator compliant, instant digital credit products embedded in consumer journeys. Flexmoney was instrumental in helping define and establish the “Cardless EMI” category and payment checkout option with lenders and online merchants in the Indian market, enabling lenders to offer a completely digital transacting credit instrument to pre-approved users without the need for a credit card relationship. Our “Cardless EMI” platform powers this payment option at over 65,000 online merchants (including marquee merchants such as Flipkart, Amazon, MakeMyTrip etc) and has enabled our lending partners (such as HDFC, ICICI, Kotak Mahindra Bank & ICICI Bank amongst others) to rapidly issue over 45 MM+ Cardless EMI transacting credit lines to their existing customers. The next phase of Flexmoney’s growth is to expand beyond online “Cardless EMI” payments. To that end we are developing a new digital Universal Affordability Platform that enables omni-channel, seamless multi-lender 3600 embedded finance and associated services across every potential commerce channel and customer touch point (online, in-store/in-branch, tele-sales and agent assisted sales) as well as tailored credit products and deep vertical solutions for multiple finance-led aspirational commerce segments (such as Edtech, Travel, Home & Furniture, Insurance, Mobiles, Home Appliances, Health & Wellness amongst others). Job Role: We are seeking a dedicated and proactive Customer Success Manager to play a vital role in our company's growth and success. This role is responsible for nurturing relationships with our large merchant partners and offline point-of-sale (POS) aggregator partners to drive product adoption, revenue growth, and provide crucial feedback to our internal teams. Location: Mumbai Key Responsibilities: 1. Client Relationship Management : Build and maintain strong, long-term relationships with our large merchant and offline POS aggregator partners, serving as the primary point of contact. 2. Product Adoption: Ensure that our partners fully adopt and leverage our products and services, helping them understand the value and benefits. 3. Revenue Generation: Work collaboratively with partners to identify opportunities for increased revenue and growth and facilitate the realization of those opportunities. 4. On-Ground Insights: Act as the eyes and ears of the company on the ground, gathering critical insights into partner needs, concerns, and market conditions. 5. Issue Resolution: Collaborate with internal product and business teams to address on-ground adoption challenges, providing solutions, guidance, and support to partners. 6. Feedback Loop: Share partner feedback and market insights with the product development and business teams to influence product improvements and business strategies. 7. Product Training: Provide training and education to partners on our products, services, and best practices. Knowledge/Skill/Behaviour: • Bachelor's degree in a relevant field; an MBA or equivalent qualification is a plus. • 8+ years of experience • Proven experience in a customer success or account management role, particularly in managing large merchants and offline POS aggregator partners will be a plus. • Strong understanding of the products and services in credit, payments or consumer financing industry. • Exceptional communication, negotiation, and relationship-building skills. • Ability to identify opportunities for revenue growth and drive adoption. • Problem-solving skills and the ability to collaborate effectively with cross-functional teams. • Detail-oriented with strong project management and organizational skills. • A proactive and results-driven mindset

Job Title : Head of Engineering About Flexmoney: Flexmoney’s mission is to “ Re-imagine Consumer Finance ” for the mobile-first digital consumer. Our omni-channel digital affordability platform enables merchants, brands and other partners to seamlessly embed contextual affordability options across all customer touchpoints and sales channels to drive the highest conversion and increase customer satisfaction and loyalty. We work with trusted lending partners (Banks, NBFCs, FinTechs) to develop and offer RBI-compliant, digital credit products embedded in consumer journeys. Flexmoney was instrumental in creating and establishing the “ Cardless EMI” payment category enabling lenders to offer a fully-digital transacting EMI instrument to their users without the need for a credit card. Our market-leading Online Digital EMI platform powers affordability for over 68,000 online merchants (including direct integration with marquee merchants Flipkart, Amazon and MakeMyTrip) across categories such as travel, insurance, home, fashion, sports, electronics, mobiles, health and wellness amongst others. We offer the l argest supply of pre-approved digital EMI credit lines (64M+) helping drive best-in-class digital affordability coverage and conversion for our merchants and brand customers. To power the next phase of Flexmoney’s growth we have expanded our platform capabilities dramatically. In addition to our market-leading Online Digital EMI platform, InstaCredTM 360, Flexmoney’s NEW omni-channel Affordability Suite now enables sales associate-assisted affordability journeys across all channels - in-store, via tele-callers and also for face-to-face agent sales. The InstaCredTM 360 Affordability Suite will enable Flexmoney to deliver omni-channel affordability solutions to merchants for finance-led segments such as Edtech, Travel, Home, Insurance, Mobiles, Home, Health & Wellness etc Ideal Qualifications ● 14+ Experience building, and shipping software products as an engineering leader in high-growth environments ● 7+ years in leading and managing multiple engineering teams across multiple areas ● Proven track record of scaling API-intensive systems and leading engineering teams in a startup environment, guiding projects from inception to successful launch and ongoing maintenance. ● Player-coach with the ability to roll up your sleeves and wade into the weeds as needed while never losing sight of the broader vision ● Ability to understand and translate product and business requirements into a technical roadmap and build them within acceptable timeframes ● Effective critical thinking, communication, and collaboration skills ● Experience attracting, mentoring, and retaining top engineering talent Responsibilities ● Bring a strong technical vision and expertise to software development with a deep understanding of modern technologies and best practices. ● Translate the company vision into a pragmatic execution plan. Manage the balance between product delivery, technical debt, quick iterations, and scale. ● Ensure ownership, quality, scalability, resilience, security, and audit readiness for the overall business. Establish a culture of craftsmanship and excellence ● Be a hands-on leader who thrives on fostering a collaborative and innovative engineering environment. ● Be an effective communicator across all departments and levels of the organization ● Build and maintain a top-tier engineering team. You should attract exceptional talent and foster a high-velocity environment where innovation thrives. ● Define the organizational structure, talent needs, and processes to execute and deliver on the vision. Key Skills Effective Communication & Collaboration Skills, Team Leadership Skills, Product Development, Distributed systems

About Flexmoney: Flexmoney’s mission is to “ Re-imagine Consumer Finance ” for the mobile-first digital consumer. Our omni-channel digital affordability platform enables merchants, brands and other partners to seamlessly embed contextual affordability options across all customer touchpoints and sales channels to drive the highest conversion and increase customer satisfaction and loyalty. We work with trusted lending partners (Banks, NBFCs, FinTechs) to develop and offer RBI-compliant, digital credit products embedded in consumer journeys. Flexmoney was instrumental in creating and establishing the “ Cardless EMI” payment category enabling lenders to offer a fully-digital transacting EMI instrument to their users without the need for a credit card. Our market-leading Online Digital EMI platform powers affordability for over 68,000 online merchants (including direct integration with marquee merchants Flipkart, Amazon and MakeMyTrip) across categories such as travel, insurance, home, fashion, sports, electronics, mobiles, health and wellness amongst others. We offer the l argest supply of pre-approved digital EMI credit lines (64M+) helping drive best-in-class digital affordability coverage and conversion for our merchants and brand customers. To power the next phase of Flexmoney’s growth we have expanded our platform capabilities dramatically. In addition to our market-leading Online Digital EMI platform, InstaCredTM 360, Flexmoney’s NEW omni-channel Affordability Suite now enables sales associate-assisted affordability journeys across all channels - in-store, via tele-callers and also for face-to-face agent sales. The InstaCredTM 360 Affordability Suite will enable Flexmoney to deliver omni-channel affordability solutions to merchants for finance-led segments such as Edtech, Travel, Home, Insurance, Mobiles, Home, Health & Wellness etc What will you do? • Analyse business and transaction data and responsible for providing data driven insights that helps key stakeholders deliver higher value and enhance revenue. • Build Annual Business Operating Plan and monthly Forecasts. • Monthly Actual Vs Plan/Forecast analysis and reporting. • Ability to recommend countermeasures to any risk areas. Key Skills: • Create Dashboards and Reports to help the Business team and key stakeholders with decision making. • Responsible for analytics on both sides of the business i.e. Lender & Merchant networks • Collaborate with the Internal Stakeholders- Lender and Merchant team and provide insights based on transactions and build the Business Plan, monthly forecasting. • Participate in Merchant calls if required along with Business teams to make an independent judgement of the business potential. • Interact with Key Merchants for forecasting the future business opportunity and trends. • Campaign Investment & Analytics: Analyse Campaigns across different channels and customer segments and build models for approving marketing investments. • Analyse User Behaviour & Transaction data and recommend actions to improve Conversion and Monetization • Create dashboards for key external stakeholders • Help build a framework for ‘Conversion Optimization Best Practice’ based on data insights. What are we looking for? • 4-6 years of relevant experience, preferably in the Consumer Finance / Banking Industry • CA/ MBA or any equivalent Qualification. • Strong knowledge in MS Excel is a must. • Excellent knowledge of SQL, R or Python, Dashboarding tools, Google Data Studio or similar tools. • Self-motivated and ownership driven individual. • Excellent analytical, communication, presentation and negotiation skills with cross-functional organizations, customers & stakeholders. • Knowledge of how Ads platform and digital marketing works will be an added advantage. • Awareness of tools like GA, Clevertap, Mix Panel will be an added advantage.

As the VP of Product Management at Flexmoney Technologies Pvt. Ltd in Mumbai, you will have the opportunity to contribute to the mission of Democratizing and Simplifying Consumer Finance. Flexmoney's digital finance platform empowers retailers, e-commerce merchants, and other commerce partners to offer instant digital affordability options from trusted lenders seamlessly. Your role will involve leading the product strategy and development efforts to ensure our products maintain a competitive edge in the market. Your responsibilities will include: 1. Demonstrating a passion for building great products by having deep customer empathy, attention to detail, and a strong sense of ownership to deliver market-leading products in the digital credit space. 2. Developing and executing a comprehensive product roadmap aligned with the company's strategy and long-term vision, prioritizing features based on market demands and company objectives. 3. Building a high-performance product team by attracting, incentivizing, and retaining top talent across various roles in the product organization, fostering a culture of innovation and continuous improvement. 4. Staying informed about emerging market trends in India, such as Digital Public Infrastructure, to inform product development and strategy, and forming partnerships with market participants. 5. Representing Flexmoney to external stakeholders effectively, including partners, key accounts, and investors as a senior member of the leadership team. 6. Taking full ownership of the product's success, including building teams for Product Support and Customer Success in collaboration with Sales. 7. Leading a Pre-Sales team to support business teams in the sales process and provide clients with a deep understanding of our offerings. Qualifications: - Bachelor's or Master's degree in Computer Science or a relevant field; an MBA or equivalent qualification is a plus. - 15+ years of experience with 8+ years in a product leadership role and a deep product management background. - Proven success in building and leading high-performing product teams and delivering innovative products. - Strong understanding of product development methodologies and best practices. - Excellent strategic thinking and analytical skills. - Outstanding interpersonal and communication skills to collaborate effectively across departments. - Results-driven mindset with a track record of revenue growth and achieving P&L targets. - Strong business acumen and a passion for staying updated on industry trends. - Experience in building digital lending products and/or shipping B2B2C products is advantageous. If you are a seasoned product leader with a strong foundation in product management, a history of team-building success, and a drive to create a lasting competitive advantage for a company, we invite you to apply for this impactful role at Flexmoney Technologies Pvt. Ltd.,