Credit Risk - Wholesale credit Associate

5 - 9 years

0 Lacs

Posted:1 month ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Role Overview: You have the exciting opportunity to join a dynamic and growing team in a fast-paced and challenging area as a Credit Risk - Wholesale Credit (Chase Merchant Services) - Associate in the Risk Management and Compliance team. Your primary responsibility will be to partner with the Business in providing a comprehensive view and contribute to keeping JPMorgan Chase strong and resilient by identifying, measuring, limiting, managing, and monitoring credit risk across the businesses. Key Responsibilities: - Utilize commercial credit skills to prepare written financial analysis, Risk Grading, and credit reviews of corporate clients. - Analyze and evaluate the risk of clients within the portfolio, understanding their business model and viability for the long run. - Review and analyze the financial strength of corporate clients to identify key risks and recommend appropriate actions to mitigate risks. - Ensure credit facilities are properly graded, meet defined production and quality scores, and adhere to process and policy requirements. - Stay updated on policies, conventions, and diligently follow them. Establish strong partnerships with internal clients and demonstrate client-centric behavior. - Complete adhoc work within expected timelines, act on feedback provided, and submit reworks timely. Qualification Required: - Minimum 5 years of experience as a credit officer, underwriter, or similar position with thorough knowledge of accounting and financial statement analysis requiring credit judgment. - Post-graduate or advanced degree in business management, finance, or accounting. - Strong verbal, written, and interpersonal skills, analytical and problem-solving skills, and ability to articulate objective views based on professional analysis. - Thorough knowledge of credit philosophy, loan documentation, bankruptcy, and related legal issues. - Proficiency in Microsoft Office Suite, especially Excel, Word, and PowerPoint. Omitting additional details of the company as there are no specific details mentioned in the provided job description.,

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