4 Credit History Jobs

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1.0 - 7.0 years

0 Lacs

chennai, tamil nadu

On-site

As a US Residential Mortgage Underwriter at QRight Solutions, you will be responsible for reviewing and analyzing loan applications to ensure accuracy and completeness. Your key responsibilities will include: - Analyzing and verifying loan applications, ensuring all required documents are complete and accurate. - Assessing the borrower's credit history, employment, income, and debt levels. - Confirming the property's value through appraisal reports. - Evaluating credit reports to determine the borrower's creditworthiness. - Calculating debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. - Reviewing appraisals & alternative value products for conformity & assessing accuracy of the pro...

Posted 1 week ago

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2.0 - 7.0 years

0 - 0 Lacs

haryana

On-site

As a Credit Manager, you will be responsible for various tasks related to credit management in the financial services sector. Your primary duties will include the consistent application of a credit policy, conducting periodic credit reviews of existing customers, and evaluating the creditworthiness of potential customers. To excel in this role, you should have a solid understanding of LAP/Housing loans/BL and be able to analyze risks associated with loan requests. Your responsibilities will also involve preparing Credit Appraisal Memos (CAM), analyzing Credit History, and assessing Technical and Legal reports. Additionally, you will be expected to calculate financial ratios such as credit sc...

Posted 3 months ago

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2.0 - 7.0 years

0 - 0 Lacs

haryana

On-site

As a Credit Manager, you will be responsible for the consistent application of a credit policy, conducting periodic credit reviews of existing customers, and evaluating the creditworthiness of potential customers. Your duties will include analyzing risks and making decisions on loan requests, preparing Credit Appraisal Memos (CAM), reviewing credit history, and assessing technical and legal reports. You will also be required to calculate financial ratios such as credit scores and interest rates, sanction TVR, conduct field visits for hindsight, and engage in personal discussions with customers via tele/video/physical mediums. Additionally, you will be involved in audit clearance, processing ...

Posted 3 months ago

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1.0 - 3.0 years

2 - 4 Lacs

gurugram

Hybrid

Job Description About this role: The B2B (Business to Business) Collections Specialist is an integral part of the Credit & Collections team. Primary responsibility is to manage a high-volume collection portfolio by maintaining an acceptable payment pattern for each Client identifying and resolving invoice discrepancies and maintaining a good relationship with our customers and other key stakeholders. Initiate contact with the Client to ensure the Client pays for services within the terms of the contract. Evaluate Clients credit history to review, approve or recommend terms for new business. Escalate risk to sales, management, outside counsel if delinquent. Support sales if the client dispute...

Posted Date not available

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