Credit Analytics - (Associate/Senior Associate)

2 - 7 years

0 Lacs

Posted:2 days ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

As a Financial Analyst at our company, your primary role will involve working on detailed financial models and drafting credit reports. Whether you work as an individual contributor or a team lead alongside 2-4 analysts will depend on your experience and alignment with the team's requirements. Key Responsibilities: - Develop detailed financial models including transaction details, financial statement analysis, projections, ratio analysis, and credit metrics. - Conduct thorough analysis of loan opportunities across various sectors and geographies. - Perform sensitivity analysis on projections for stress testing loan serviceability. - Identify deal-specific covenants as early warning signals while monitoring loans. - Draft concise and easy-to-read credit reports with key takeaways for credit and risk review. - Conduct detailed industry and market studies to understand borrowers' operating environments. - Interact with clients to address data gaps, inconsistencies, and analytical frameworks. Qualifications Required: - Ability to draft credit reports effectively. - Strong financial analysis skills with a deep understanding of accounting and financial concepts. - Excellent communication skills for interactions with Debt Directors, clients, and stakeholders in the UK and/or US. - Personal attributes such as proactive nature, flexibility, creativity, result-driven attitude, responsibility, curiosity, teamwork, and quick learning ability. - Relevant experience of 2-7 years in financial analysis. - Hands-on attitude with the capability to grasp the big picture. - Ability to thrive in a culture that embraces change and values speed. - MBA/PGDM/CA/CFA qualification from a reputed institute. Please note that our recruitment process may involve the use of artificial intelligence tools for certain tasks, but the final hiring decisions are made by humans. If you require more details on how your data is processed, feel free to reach out to us. As a Financial Analyst at our company, your primary role will involve working on detailed financial models and drafting credit reports. Whether you work as an individual contributor or a team lead alongside 2-4 analysts will depend on your experience and alignment with the team's requirements. Key Responsibilities: - Develop detailed financial models including transaction details, financial statement analysis, projections, ratio analysis, and credit metrics. - Conduct thorough analysis of loan opportunities across various sectors and geographies. - Perform sensitivity analysis on projections for stress testing loan serviceability. - Identify deal-specific covenants as early warning signals while monitoring loans. - Draft concise and easy-to-read credit reports with key takeaways for credit and risk review. - Conduct detailed industry and market studies to understand borrowers' operating environments. - Interact with clients to address data gaps, inconsistencies, and analytical frameworks. Qualifications Required: - Ability to draft credit reports effectively. - Strong financial analysis skills with a deep understanding of accounting and financial concepts. - Excellent communication skills for interactions with Debt Directors, clients, and stakeholders in the UK and/or US. - Personal attributes such as proactive nature, flexibility, creativity, result-driven attitude, responsibility, curiosity, teamwork, and quick learning ability. - Relevant experience of 2-7 years in financial analysis. - Hands-on attitude with the capability to grasp the big picture. - Ability to thrive in a culture that embraces change and values speed. - MBA/PGDM/CA/CFA qualification from a reputed institute. Please note that our recruitment process may involve the use of artificial intelligence tools for certain tasks, but the final hiring decisions are made by humans. If you require more details on how your data is processed, feel free to reach out to us.

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