Credit Analyst

Job Title:

Job Summary:

Key Responsibilities:

• Data Collection:

  Proactively collect and verify financial statements, KYC documents, and business records from clients.

• Credit Analysis:

  Analyze financial health, repayment capacity, and creditworthiness of applicants.

• Proposal Drafting:

  Draft detailed credit loan proposals, including financial modeling and risk assessment summaries, to meet bank/FI requirements.

• Application Management:

  Coordinate the entire loan application lifecycle, ensuring accuracy and timely submission.

• Liaison:

  Maintain strong communication with bank/FI representatives to facilitate smooth approval processes.

Requirements:

• Degree in Finance, Accounting, or a related field.
• Proven experience in credit analysis or loan processing.
• Strong understanding of banking guidelines and KYC documentation.
• Proficiency in MS Office (Excel/Word).
• Excellent analytical and communication skills.