Credit Analyst (Financial Spreading)

The role of Senior Associate/Team Lead/Assistant Manager Credit Analyst (Financial Spreading) based in Bangalore requires a candidate with a minimum of 2 years of experience in credit analysis, financial spreading, and familiarity with Moody's Credit Lens. The primary responsibilities include analyzing and spreading financial statements using Moody's Risk Analyst (MRA), Credit Lens, or client-specific templates. This involves evaluating income statements, balance sheets, and cash flows of both public and private companies to facilitate the credit appraisal process. Furthermore, the candidate will be responsible for calculating various financial metrics such as Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, and Custom Ratios. They will also be tasked with screening credit agreements, analyzing financial covenants applicable to borrowers, monitoring covenant compliance, and preparing relevant reports. The ideal candidate should be willing to work flexible shifts and possess key skills such as credit analysis, credit risk assessment, financial spreading, and proficiency in Moody's Lens. The educational requirement for this role is an MBA in Finance. The employment type is full-time and permanent within the ITES/BPO/KPO industry, specifically in the ITES/BPO/Customer Service functional area. If you meet the specified criteria and are interested in the role of Senior Associate/Team Lead/Assistant Manager Credit Analyst (Financial Spreading) in Bangalore, we encourage you to apply for this position.,