Card Forecasting Portfolio Analytics

As an integral member of the Loss Forecast and Portfolio Analytics team at JPMorgan Chase & Co., you will play a crucial role in overseeing and driving the production of credit loss forecasts and CECL forecasts for the entire credit card portfolio. Your responsibilities in this high-visibility position will include actively contributing to the determination of loss forecasting results and drivers, presenting this information to executive management and other internal stakeholders. You will need to understand the impact of model updates, drive the creation of overlays, and identify and quantify the impact of emerging risks within the Card portfolio. Additionally, you will be tasked with identifying key trends within the card portfolio, assessing their impact on losses and profitability across baseline and stress scenarios, and engaging in cross-functional communications with Risk Management, Finance, Marketing, and Collections to incorporate strategic initiatives into the forecast based on current learnings. Your role will also involve leading advanced analyses to evaluate relationships and patterns influencing loss performance, producing the loss forecast, and maintaining associated loss models. You will be expected to champion best-in-class documentation and operational risk and audit controls related to loss forecasting and LLR. **Qualifications:** - A Bachelor's degree in a quantitative discipline (Finance/Stats/Econ/Math/Engineering) or equivalent work/training is required, with an advanced degree preferred - 8+ years of experience in Credit Risk Management, Statistical Modeling, Marketing Analytics, and/or Consulting **Essential skills:** - Proficiency in Python, SAS, or SQL is essential - Strong analytical, interpretive, and problem-solving skills, with the ability to analyze large volumes of data and understand its operational and financial implications - Excellent oral and written communication and presentation skills **Preferred skills:** - Previous exposure to credit forecasting or underwriting of unsecured lending products such as credit cards, personal loans, or BNPL - Familiarity with automation and dashboard creation - Solid understanding of P&L concepts and profitability drivers In this role, you will have the opportunity to leverage your expertise in analytics, risk management, and communication to contribute significantly to the success of the Loss Forecast and Portfolio Analytics team at JPMorgan Chase & Co.,