The role of internal auditor entails assessing and evaluating the effectiveness of internal controls, risk management systems and compliances within the company. To conduct thorough audit for Pan India branches, analyse the data, identify discrepancies and provide recommendations for improvements. Additionally, to help safeguard the organisations assets and prevent any fraud, if any. Conducting branch audits to evaluate the effectiveness of internal controls, risk management systems and operational processes. Assessing and ensuring the branches comply with company's policies. Providing management with accurate and timely reports on audit findings, including recommendations for improvement. Giving independent and objective assessments of the branch operations, internal controls and physical verification of loanee properties. Proposing recommendations to enhance operational efficiency and identifying other areas of improvement Plan and execute branch audits, including data analysis and verification. Review loan account application process and supporting documentation. Evaluate internal control systems and ensure adherence to applicable company policies. Perform risk assessments and internal control evaluations of branches being audited and detect discrepancies. Analysing and reporting the potential risk arising in future. Identify and investigate potentially fraudulent activities or financial irregularities. Prepare and present audit reports to Management/HOD. Conducting investigation based on various triggers and submitting the report to the HOD/Management. Stay updated with the latest industry regulations, company policies and best practices in internal auditing. Willingness to travel across India.
- Understanding of functional aspect of the system; Experience in working as a business analyst for financial sector. - Assess, recommend and act as a bridge between the functional, technical and SI stakeholder teams.
Role & responsibilities - Assisting with application architecture design, assessment and optimization including definition, documentation and implementation of new application architectures; review and evaluation of key attributes of existing application architectures and recommendation and validation of improvements to existing Application Architectures. - Provide application architectural blueprints and documentation of requirements using industry-standard platforms; should be well versed in banking/insurance technology stack. - The Enterprise Application Architect will work closely with portfolio leaders to develop application strategies, Technology roadmaps, establish new standards and develop application target architectures. - Provide technical design and architectural strategy to design and project teams, to ensure applications are integrated and adhere to stated architectural and design principles and standards as per industry best practice, reduce overall costs, increase efficiencies, provide value and capabilities as required, reduce risks and provide for needed security requirements - Hands on experience in implementing application to application integration solutions in cloud based platforms. - Must have design experience. Ability to develop and/or review detailed design documents for infrastructure and application to application integration. - Have cloud migration/re-platform/re-architecture design and architectural knowledge such as OCI, AWS/Azure/GCP - Understanding infra components such as Compute, Storage & Network. - Experience in migration of IT infrastructure platforms (On-premise/Cloud/Hybrid); - Expertise in SDWAN and HSM; Experience in infra design of Data centers, connectivity, migration and management. - Knowledge of cloud computing technologies, cloud applications and developing and organizing cloud systems; Cloud native development as well as could migration experience; in depth knowledge on IaaS, SaaS, PaaS knowledge; Cloud governance, billing, costing & resource optimization Preferred candidate profile
Role & responsibilities Monitor the KYC due diligence for new and existing customers. Review of KYC documentation as per regulatory norms. Maintain accurate and complete records of all KYC reviews. Collaborate with internal teams such as zonal officers and Compliance Ensure timely completion of periodic reviews and remediation tasks. Stay updated on RBI guidelines, PMLA regulations, CKYCR guidelines Support KYC remediation and regulatory audit requests. Clear understanding of KYC identifier (KIN ) generation, retrieval, and usage process Co-ordinate with IT Team or vendors to fix CKYCR file errors and rejection issues Ensure KYC records of new individual customers are uploaded within the prescribed TAT (10 Days) Monitor upload status, rejection reports, and resubmit corrections. Maintain proper logs of uploaded, pending, rejected CKYC cases. Ensure internal SOPs and RBI directives are followed in CKYCR lifecycle. Ensure prompt filing of counterfeit Currency Reports (CCR) to FIU-IND through proper channels. Ensure periodic updating of KYC(Re-KYC) based on the risk category of the customers. Preferred candidate profile
In depth knowledge in Credit appraisal, Documents review and documentation process Strong Knowledge of PMAY Scheme guidelines in order to verify the eligibility of loan under PMAY U 2.0 ISS Scheme Good communication skills to effectively follow up with internal teams and branches for pending documents, clarifications, and to ensure smooth processing. Proficiency in Basic MS Office tools (Word, Excel, Outlook) for data entry, reporting, and daily operational tasks. Preferred candidate profile
Role & responsibilities Quarterly /half yearly/annual and event based compliances under SEBI LODR relating to equity, NCDs and CPs, Code of fair disclosure and disclosure of material events under Regulation 30, including Corporate Governance report, SHP details, Free Float Details, investor grievances, Reconciliation of Share Capital Audit Report, half yearly NCD compliance, half yearly CP compliance, SBI CAP compliance, obtaining compliance certificate from RTA, obtaining compliance certificates from Practising Company Secretary, trading window closure intimations and approvals, PIT rules, etc. Keeping a track of amendments in SEBI (LODR) and other regulations and introduction of new circulars by SEBI, MCA, applicable to HFCs and appraising the Board by way of Board note, etc. Preparing Board and Board Committee Meeting Notice and Board and Committee notes, Circular Board and Committee Notes and resolutions & SE intimation of BM pre and outcome, Newspaper Publications before and after meeting to SE, Preparing & Uploading agenda index and agenda papers in DESS Digital Meeting platform and dispatch of meetings agenda books (meeting wise as allocated) for the Directors and staff. Re arranging the Agenda papers on the conclusion of every Board and Committee Meeting and give for binding and safe custody. Preparation of Minutes Outlines and distribution of minutes to depts., sending Certified copies of minutes to directors, filing of minutes in the minutes books, filing MGT 14 and other MCA Forms like DIR-12, GNL-2, CHG-1, CHG-9, PAS-3, MGT-15, ADT-1, AOC-4, MGT-7, MGT-6, MR-1, etc. To ensure Compliances related to Appointment/resignation/change in any Director/KMP/Auditors (including branch Auditors). The compliances include SE intimations, filing of relevant E-Forms with MCA/ROC, NHB, IRDAI, Company’s website. Preparation of pre and post appointment of Director’s documents which includes Preparation of Deed of covenants and other declarations. To effect the process of issue of Duplicate share certificate in co-ordination with CCSL and branches of the Company and Canara Bank Branches for the purpose of physical verification of the shareholders, where there is no Company’s branch. Handling and keeping track of shareholders’ cases where the event of fraud has been identified. Resolving the investor grievance and complaint filed with NSE/BSE/SEBI SCORES. Preparation of Annual Report and Notice of the Annual General Meeting, co-ordination with the external agencies like NSDL, Scrutinizers’, RTA, designers, newspaper advertisement vendor, Canara Bank, AGM event Management service provider etc. for smooth conduction of AGM of the Company. The process includes ensuring dispatch of notice within statutory time limit and related activities. Debenture issue: Checking of statutory amendments and other circulars, drafting of IM, Apply to NSE for In-principle approval, Assist F & A in uploading details for bid through Electronic Processing Book on BSE. Finalise the ROI for SRNCD and other terms and conditions and finalise the BID. Apply for ISIN, prepare & send MCF to NSDL & CDSL. Take steps for allotment, stamping, charge creation, co-ordination with Debenture trustees, RTA, NSDL, CDSL etc., Filing ROC E-Forms, communication to SEBI, NSE BSE and final listing. Additional work: Conduct of Annual General Meeting through Video Conference. Issue of Debentures keeping in view various statutory changes. Transfer of shares to IEPF and other IEPF related compliances. Handling of shareholder’s fraud cases, long pending cases and SEBI related cases. Postal Ballot for Appointment of MD & CEO of the Company. Preferred candidate profile