Branch Manager- Gold Loan

Job Description

Role - Branch Manager- LAG Location - Dombivali Experience - 05.00 to 10.00 Years in Gold Loan sales and operations. Qualifications - Any Graduate. Product - Gold Loan Rate of interest - 1% Key skills - Gold Loan, Gold Loan Sales, Gold Loan Operations, Team Handling. CTC to be provide - 4.00 LPA to 5.50 LPA Resume share with - ajit.mannan@sbfc.com/ suyog.monde@sbfc.com Responsible for expansion of the product & customer base; development of a strong brand value and building of an effective & efficient Sales and Collections force to achieve the respective business plan measures. Develop new strategies to scan the market for potential new avenues & generate revenue from untapped markets; support in launching of new products for generating new business opportunities. Guide & facilitate team to drive sales & collection plans for their respective Business verticals and accordingly drive the same for the Financial Year as directed by Business Heads. Ensure Overall revenue targets are met for the district on a monthly basis. Ensure overall revenue targets are reached as per the approved matrix for the district from all revenue sources (processing fees, cross sell, yield etc.) Ensure that branch profitability is maintained (Fee Income >= Branch Cost) which can be measured as per branch score card. Daily, Weekly and Monthly sales planning Creation of daywise sales plan for entire sales branch sales staff for market activities and branch operations staff for activities in branch. Allocating LAG and LAP targets to each employee based on mutual discussion, ensuring regular follow up to track progress and take corrective action Ensuring proper planning and availability of resources in advance for all market activities (Door to Door marketing, Pamphlet distribution), coordinate with District Manager, Area Sales Manager for activities which will be done in conjunction with other branch staff. Tracking daily sales efficiency by seeing the number of leads generated, Quality of files sources as per policy. Branch Operations Check cash book and tally with physical cash on a daily basis. Conduct daily asset check of all branch assets in the morning, highlight any discrepancies on a daily basis o Ensure all key movements of branch and vault keys are as per designation memo. Doing monthly inventory checks of entire LAG portfolio of the branch. Ensuring all procedures are followed in the branch (cash disbursal, cash book entry, vault access, branch compliance) is as per company policy. Support Branch Audit team in conducting audits in the branch and improve the processes which come out as improvement areas in audit results. o Ensure adherence to all the SOPs/Processed in the branch by conducting self audits and other required activities in the branch. o Take corrective actions on the basis of audit findings in the branch