Branch Manager For Loan Product in Tamilnadu

Job Description

Role & responsibilities Creating a high quality portfolio: UM is responsible for both creating and maintaining a high quality portfolio. He/she will thus have a strong voice in customer selection, by attending CPVs and by conducting GRTs. For the first three months, the UM is responsible for attending 100% of CPVs conducted. Sanctioning Group/Personal loans (Rural) : Once all credit checks are complete, the UM is responsible for sanctioning the loan on the system. Monitoring cash management: UM is responsible for conducting cash reconciliation at the end of every day. Ensuring on-time collections: UM is to attend 3 center meetings a day, to ensure on-time collections. In case there is a lapse in payment, UM is jointly responsible for following up with default customers (along with the GCO/IRO). Managing and monitoring branch: UM will lead a branch huddle every evening, to understand daily operations and troubleshoot problems. UM will also attend to branch administrative issues as and when they arise. Maintaining productivity/profitability: UM will monitor profitability and performance of the branch using various productivity, efficiency and financial parameters. Leading and training GCO/IROs: UM will support individual GCOs through their career development. If required, he/she will also lead training programs. Ensuring low risk : Identify and analyze risks (economic, social, political, etc) related to broader loan portfolio; ensure portfolio diversification and quality across activities and Area Preferred candidate profile Experience : Minimum 3 years experience as Branch Manager/Area Manager in NBFC/Microfinance in a supervisory role. Qualification : Graduation & Above Age : 25 to 35 Yrs Gender: Male Candidate Interested candidate are requested to share their CV to below Mail ID: subramani.s@smfgindia.com You can refer your friends to mentioned requirement