Associate - Merchant Acquiring

Title: Associate-Merchant Operations

Location: Remote

Duration: 6 months

Key Responsibilities:

KYC & Documentation:

• Review and validate merchant KYC documents as per regulatory and internal guidelines.
• Ensure completeness and accuracy of documentation before onboarding.

Screening & Compliance:

• Perform merchant screening against sanction lists, adverse media, and internal watchlists.
• Escalate potential matches and assist in enhanced due diligence where required.

Risk Rating Methodology:

• Apply predefined risk rating models to categorize merchants based on risk factors (industry, geography, transaction patterns, etc.).
• Maintain and update risk scoring templates and ensure consistency in application.

Data Analysis & Reporting:

• Use Excel to manage large datasets, perform risk calculations, and generate reports.
• Create dashboards and summaries for management review.

Process Improvement:

• Identify gaps in the risk rating process and suggest improvements.
• Support automation initiatives for KYC and screening workflows.

Required Skills & Qualifications:

• Bachelor's degree in Finance, Commerce, Risk Management, or related field.

• 13 years of experience in merchant onboarding, KYC, or compliance roles.

• Strong knowledge of regulatory requirements (AML, CFT, sanctions screening).

• Proficiency in Excel (pivot tables, VLOOKUP, formulas, basic macros).

• Familiarity with screening tools and risk rating frameworks.
• Attention to detail and ability to work under tight timelines.