Assistant Manger-Risk Containment Unit Risk & Recovery

Job Description

Main purpose of the job To ensure the quality of the loan proposals submitted by the branches and ensure all the laid down instructions are followed before disbursing the loan to the customer. To ensure all the internal as well as the statutory guidelines are followed in loan advance process. To ensure a standardised loan process across all the braches. To ensure timely undertaking of the filed verifications at various levels by complying all laid down instructions. To ensure timely regularisation of the exceptions. Key responsibilities Reviewing and sanctioning of the loans proposed by the branches. Verify all the parameters such as KYC compliance, Internal Loan track records and Audit compliance status of existing loans, Status of Field verifications etc. are compiled. Address the observation/queries with the branches/CBM/RO for corrections Ensure all the exceptions are recommendation by the competent authority before proceeding the loan also update in the tracker. Conduct Personal Discussion with the customer wherever required. Ensure the proposals are approved within the prescribed TAT Reviewing and approval of Field verifications submitted by the CBM/RO level Monitoring the exceptions permitted and it rectification status, and do follow up with branches /ROs to ensure timely rectifications. Updating MIS on regular basis.