8 Agency Guidelines Jobs

As a Loan Underwriter IV (US) - Subject Matter Expert, your role involves underwriting and evaluating the most complex conventional, FHA, VA, and CRA Residential Mortgage applications in compliance with bank policies and procedures. You will also underwrite and evaluate Home Equity and Consumer Loans. Your responsibilities include: - Underwriting complex residential mortgage loans and evaluating risk while ensuring the quality of each loan submitted - Senior level loan decision authority, reviewing and underwriting most complex portfolio loans such as CEMA, Med/Pro, Construction, Jumbo, and Wealth - Approving loans, issuing alternative options, or adverse action accordingly using sound judgm...

Role Overview: As an Underwriter IV, you will be responsible for underwriting and evaluating the most complex conventional, FHA, VA, and CRA Residential Mortgage applications while ensuring compliance with bank policies and procedures. Additionally, you will evaluate Home Equity and Consumer Loans to maintain the quality of each loan submitted. Key Responsibilities: - Underwrite complex residential mortgage loans and assess risks, ensuring the quality of each loan - Review and underwrite senior-level portfolio loans such as CEMA, Med/Pro, Construction, Jumbo, and Wealth - Make loan decisions, provide alternative options, or take adverse action based on sound judgment and within risk toleranc...

As a Loan Underwriter IV (US) - Subject Matter Expert, your role involves underwriting and evaluating the most complex conventional, FHA, VA, and CRA Residential Mortgage applications in compliance with bank policies and procedures. You will also be responsible for underwriting and evaluating Home Equity and Consumer Loans. Your key responsibilities will include: - Underwriting complex residential mortgage loans and evaluating risks while ensuring the quality of each loan submitted - Having senior-level loan decision authority, reviewing and underwriting complex portfolio loans such as CEMA, Med/Pro, Construction, Jumbo, and Wealth - Approving loans, issuing alternative options, or adverse a...

As a Mortgage Underwriter, your responsibilities will include: - Demonstrating a full understanding of agency guidelines as well as posted Lender internal guidelines - Reviewing all mortgage applications and documentation for accuracy and completeness - Analyzing credit, income, and assets on a loan-by-loan basis to properly assess individual risk - Reviewing property documentation including title commitments, sales contracts, insurance, and flood determinations - Maintaining a well-developed knowledge of loan product guidelines and industry regulations - Reviewing and analyzing appraisals for value and compliance with industry requirements - Providing exceptional customer care in a manner t...

Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. They leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Some interesting facts about Better include: - They have funded over $100 billion in loans for their customers, more than any other fintech. - They have been recognized by Yahoo! Finance and Money Magazine for being the best mortgage lender in various categories. - They have won the Fintech Breakthrough Award for Best Lending Innovation. - They are Forbes" Best Online Mortgage Lender for 2023. - They have raised over...

Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better: We've funded over $100 billion in loans for our customers, more than any other fintech Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender Fintech Breakthrough Award: Best Lending Innovation Award Money Magazine - 8 Best M...

You should have a solid background with more than 3 to 5 years of experience in the US Mortgage Industry, with a minimum of 2 years specializing in core Underwriting. It is essential that you are well-versed in all 4 Cs of Underwriting and possess a deep understanding of Non-Agency/Non-QM (Jumbo loans) underwriting guidelines, demonstrated through at least 1+ years of experience in Manual underwriting. Additionally, familiarity with major Non-QM lenders" guidelines such as Chase, Wells Fargo, US Bank, etc., as well as Bank statement only programs and asset-based income programs, will be advantageous. A comprehensive knowledge of Agency guidelines for Conventional loans (FNMA & FHLMC), FHA, V...

Knowledge of mortgage underwriting and Agency automated underwriting systems Demonstrate a full understanding of agency guidelines as well as posted lender internal guidelines Review all mortgage applications and documentation for accuracy and completeness Review and complete a full analysis of all types of income (Self-Employed, Rental, Wage, etc.), assets, liabilities, credit, and collateral Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk and promptly provide underwriting decisions to Mortgage Originators Review property documentation including title commitments, sales contracts, insurance, and flood determinations Maintain a well-developed kno...