1405 Working Capital Jobs - Page 6

Roles & Responsibilities: Build sales funnel by working closely with the JSW One platforms demand generation team. Drive sales targets for the zone which includes and not limited to new borrower onboardings, processing fees, AUM utilization and disbursals. Create sales funnel, enable approvals with credit teams, close customer documentations and ultimately drive utilization in the portfolio. Manage existing portfolio and be responsible for portfolio health by enabling timely renewals and timely collections. Work closely with cross functional teams like credit, operations and tech to help create scalable customer journey Who can apply: 4-5 of experience across banks and NBFC Strong understanding of SME/MSME supply chain finance products - Channel Finance, Term Loans, Business Loans, WCDL & Vendor Finance. Sales streak for convincing customers of B2B lending products, from lender and fintech perspective Ability to contribute in an IC role with gradual performance-based growth to lead teams Stakeholder management, business expectation fulfilment and problem solver. Should be flexible and swift to adopt start up pace. Location: Hyderabad, Indore and Ludiana

Partner with the Finance Directors, Divisional Finance Directors, divisional financeteams and operational managers to provide financial support, guidance and challenge,and to drive performance improvement and value creation. Support the Head of FP&A for all divisions financial matters, including month endclose and reporting, group reporting, business plan, forecast, segmental analysis, cashflow and other ad hoc requests. Leading the budgeting and forecasting exercise, periodic review of performanceagainst targets and ensure that the key drivers of variances are explained. Produce accurate and timely monthly reporting, ensure accurate representation of theP&L, manage month end closure, reconciliations of Working capital (WIP, DI, Accrualsand Prepayments), and maintain cash flow reconciliations. Produce clear and concise presentations such as Quarterly Performance Reviews,Business Plan packs, waterfalls and dashboards. Develop and maintain financial models, tools and systems to support the FP&Afunction and to enhance data quality, accuracy and timeliness. Contribute to the continuous improvement of the FP&A processes, policies and bestpractices, and ensure compliance with group standards and requirements. Supportthe businesswith necessary management and financial information as part oftheir growth plans. Assist financeteam in streamlining existingprocesses anddesigning new reports andprocesses where necessary.Be proactive in providing feedback and ideas to developand improve overall finance process. Lead in calls with stakeholders, liaising with internal / external auditors during annual /half yearly closures. Lead and train team members on various tasks and oversight of their responsibilities Critical support in ad-hoc analysis and data gathering within short turnarounds.

Urgent Job Opening with leading bank Role- Business Banking / Mid Corporate Relationship Manager- Working Capital Responsibilities: Acquire and manage a portfolio of SME clients in the lending space. Handle Working Capital Loans and Term Loans for SME customers. Develop and maintain strong relationships with SME clients. Requirements: Minimum of 5- 10 years of relevant experience in acquisition and portfolio management in SME lending (from Banks or NBFCs). In-depth knowledge of SME loans and financial products. Excellent relationship management skills. Locations: Chennai, Bangalore, Hyderabad Interested Candidates can share profiles to 7305280683

Platinum Relationship Manager Business Banking KRAs: Develops new and expands existing High Net worth Customer relationships for liabilities (CA driven) and commercial assets Sources new bank customers through external individual efforts and acquisition channel Ensures high levels of customer service orientation and application of bank policy. Cross-sells bank products to existing set of branch customers, which are mapped Informs customers of new products or product enhancements further to expand the banking relationship. Plans and conducts special sales initiatives and events for prospective and existing clients. Coordinates with other group companies to provide seamless access to other products. Maintains complete relationship record for assigned customer accounts. Tracks customer complaints/queries and turnaround times for customer satisfaction Desired Candidate Profile: Developing and maintaining banking relationships with a select group of high net worth customers through individualized customer service. Very good understanding of Trade and Forex & CA Very good understanding of Commercial Assets like CC, OD, TL, Export Finance Understanding of Mutual Funds and Insurance is an added advantage Graduate 6 - 8 years of experience Post Graduate 4 - 6 years of experience Customer orientation High energy levels with a motive to succeed

Elite Relationship Manager-Business Banking -Branch Banking-Branch Banking Elite Relationship Manager Develops new and expands existing Customer relationships forliabilities (CA driven) and commercial assets. Ensures high levels of customer service orientation and application of bank policy. Cross sells existing bank products to customers. Informs customers of new products or product enhancements to further expand the banking relationship. Plans and conducts special sales initiatives and events for prospective and existing clients. Coordinates with other group companies to provide seamless access to other products. Maintains complete relationship record for assigned customer accounts. Tracks customer complaints/queries and turnaround times for customer satisfaction Job Requirements: Developing and maintaining banking relationships with a select group of high net worth customers through individualized customer service. Very good understanding ofTrade and Forex & CA. Very good understanding of Commercial Assets like CC, OD, TL, Export Finance etc Understanding of MF and Insurance an added advantage Customer orientation, High energy and drive. Go getter attitude. Self-motivated with a passion to achieve.

Position Title: Area Sales Manager share CV on vaibhav.macwan@efl.co.in Organization: NBFC Work Location: Ahmedabad Reports to: Regional Sales Manager JOB DESCRIPTION Key Purpose of the Job (Position Summary) ASM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc. He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The ASM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Key Functions & Responsibilities Responsible for setting up the distribution network for machinery loan/ finance. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. Devise finance schemes to suit customers requirements. Recommend manufacturers & dealers as a part of continuous business development. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management. Education: Any Graduate /Postgraduate Experience: 7 to 12 Years Language Skills: English, Local Language Technical / Managerial Competencies Required: Relevant experience (1 -8 yrs) in sales of financial products (Selling Loan). Experience in Assets (SME loan, Business Loan, working capital, Overdraft, Cash credit, Term loan, equipment finance, commercial LAP / Mortgage Loan) preferred. Dealer management & experience in equipment finance is a big plus Sound knowledge of MS office, esp. Microsoft excel Should have owned mode of transport as the job requires extensive travel within the allocated geography

Interested Candidate can share CV vaibhav.macwan@efl.co.in Role & responsibilities Financial Analysis: Evaluate financial statements, credit history, tax returns, and other financial information to assess the financial health and creditworthiness of business loan applicants. Perform ratio analysis, cash flow analysis, and trend analysis to identify potential risks and opportunities associated with loan applications. Credit Risk Assessment: Assess the overall credit risk of applicants based on financial health, industry trends, market conditions, and other relevant factors. Make recommendations regarding credit limits, terms, and conditions for loan approvals, ensuring alignment with company policies and regulatory requirements. Loan Structuring: Structure loan proposals that meet the needs of borrowers while mitigating credit risk for the company. Collaborate with Relationship Managers and other stakeholders to develop tailored financing solutions that support business growth and profitability. Documentation and Compliance: Ensure all loan applications and credit proposals are accurately documented and comply with internal policies and regulatory guidelines. Conduct regular reviews and updates of credit files to maintain accurate and up-to-date information. Communication and Decision Making: Present credit proposals and recommendations to senior management and credit committees for approval. Communicate effectively with internal teams, customers, and external partners to gather information and resolve issues related to credit applications. Preferred candidate profile Candidate with min 5 years of experience as credit underwriter of BL/WC/Machine loans with ticket sizes up to 5 Cr. Perks and benefits Best as per industry standards

JOB DESCRIPTION: Key Purpose of the Job (Position Summary) SM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc. He/she will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects. The SM will also manage the portfolio so generated in terms of installment recovery and collections for as well as will be responsible for the health of the portfolio. Key Functions & Responsibilities Responsible for setting up the distribution network for machinery loan/ finance. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through dealer network, manufacturers, OEM, Charted accountants and market combing. Devise finance schemes to suit customers requirements. Recommend manufacturers & dealers as a part of continuous business development. Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management. Education: Any Graduate /Postgraduate Experience: 1 to 5 Years Language Skills : English, Local Language Technical / Managerial Competencies Required: Relevant experience (1 -5 yrs) in sales of financial products (Selling Loan). Experience in Assets (SME loan, Business Loan, working capital, Overdraft, Cash credit, Term loan, equipment finance, commercial LAP / Mortgage Loan) preferred. Dealer management & experience in equipment finance is a big plus Sound knowledge of MS office, esp. Microsoft excel Should have owned mode of transport as the job requires extensive travel within the allocated geography Share your resume on vaibhav.macwan@efl.co.in

Role & responsibilities Verification of all loans disbursed across DVU locations, loan transactions, FD and lien management, Rera and Escrow transactions, Recovery and receipts and NDC issuance. Checking of collaterals & limit structure in system. Thorough checking of the cases and identifying discrepancies in transactions pertaining to Commercial Ops. Completion of activities within TATs and with accuracy. Ensuring all the conditions specified in the SL/Bank's internal policies have been complied and discrepancies found if any, are reported on immediate basis. Recommending and ensuring implementation of new ways of controls validation activity to enhance process efficiency. Upskilling/self-learning on domain areas and knowledge sharing among team members. Undertake all such other duties and responsibilities as may be assigned by the Management from time to time. Ensuring Audit slippages are avoided.

Job Role: Develops new and expands existing Customer relationships forliabilities (CA driven) and commercial assets. Ensures high levels of customer service orientation and application of bank policy. Cross sells existing bank products to customers. Informs customers of new products or product enhancements to further expand the banking relationship. Plans and conducts special sales initiatives and events for prospective and existing clients. Coordinates with other group companies to provide seamless access to other products. Maintains complete relationship record for assigned customer accounts. Tracks customer complaints/queries and turnaround times for customer satisfaction Job Requirements: Developing and maintaining banking relationships with a select group of high net worth customers through individualized customer service. Very good understanding ofTrade and Forex & CA. Very good understanding of Commercial Assets like CC, OD, TL, Export Finance etc Understanding of MF and Insurance an added advantage Customer orientation, High energy and drive. Go getter attitude. Self-motivated with a passion to achieve.

Platinum Relationship Manager Business BankingKRAs: Develops new and expands existing High Net worth Customer relationships for liabilities (CA driven) and commercial assets Sources new bank customers through external individual efforts and acquisition channel Ensures high levels of customer service orientation and application of bank policy Cross-sells bank products to existing set of branch customers, which are mapped Informs customers of new products or product enhancements further to expand the banking relationship Plans and conducts special sales initiatives and events for prospective and existing clients Coordinates with other group companies to provide seamless access to other products Maintains complete relationship record for assigned customer accounts Tracks customer complaints/queries and turnaround times for customer satisfaction Desired Candidate Profile: Developing and maintaining banking relationships with a select group of high net worth customers through individualized customer service Very good understanding of Trade and Forex & CA Very good understanding of Commercial Assets like CC, OD, TL, Export Finance Understanding of Mutual Funds and Insurance is an added advantage Graduate 6 - 8 years of experience Post Graduate 4 - 6 years of experience Customer orientation High energy levels with a motive to succeed

Role & responsibilities : .Manage and service existing portfolio of Working Capital clients including renewal and enhancement of limits • Build strong and effective relationship with Promoters and build client trust and confidence • Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. • Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs. • Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance. • Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model. • Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction. • Ensure minimum delinquency and work towards exit of clients identified in EWS. • Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working. • Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT. • Drive cross sell products including WC limits and book penetration in allocated set of clients. • Generate leads from existing customers and on-board new customers basis existing relationship management. *Maintain CASA book and generate float income by opening all group accounts. Preferred candidate profile : Experience: 2-6 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like Working capital, LAP, etc Interested candidates please share resumes to kashish.tambe@kotak.com

Role & responsibilities Multiple Site Handling Exposure of IND-AS System Knowledge of P & L Working Capital Knowledge SPV Knowledge Team Handling Knowledge of Direct & Indirect Taxation Knowledge of Construction Industry

Role & responsibilities Sound communication skills • Should have worked in working Capital Products • Knowledge with regards to SL reading & interpretation, Legal Documentation preparation & execution for Working Capital businesses • Compliance of SL conditions • Compliance of Security conditions (Hypothecation, Mortgages, Pledge, Liquid securities etc.) • Should have knowledge of CERSAI and ROC

1 year experience in Banking sector. Require necessary Documents like Education Documents and Experience Documents for fast Process . Urgent Namita Gandhi 9974602009 krisha.hr@gmail.com

About Vivriti Group: Vivriti Group is a pioneer in the Mid-Market Lending space, providing tailored debt solutions to mid-sized entities. The group comprises Vivriti Capital Limited, a systematically important NBFC regulated by RBI, and Vivriti Asset Management, a fund manager to fixed income alternate investment funds. Vivriti Capital has disbursed USD 3 billion across 300+ enterprise borrowers and is rated A+ by CRISIL. On the other hand, Vivriti Asset Management has raised commitments of over USD 500 million from 900+ Institutional and private contributors and has made investments of over USD 575 million across 80+ entities. Title - Director - Client Acquisition Group Location - Chennai About the team and role: As a member of the Acquisition Team, you will play a crucial role in ensuring a steady build-up of clients for Vivriti Capital in the mid-corporate segment. With a target segment comprising over 30,000 enterprises, the aim is to capture over 10% of this segment over the next 5 years. Your responsibilities will include building a sales and marketing approach for client acquisition across geographies, meeting monthly acquisition targets, and driving the company's growth by building a multi-city team to engage with potential clients. Key responsibilities: - Responsible for client origination and understanding the clients" debt requirements. - Utilize various channels to market Vivriti Capital's capabilities and products to generate market interest. - Develop the process of new client acquisition, including marketing and sales SOPs. - Initiate and manage client engagement by building relationships at the promoter and CXO level. - Devise and implement growth strategies to expand the client base within specific geographies. - Establish and maintain connections with private equity funds, arrangers, and technology platforms to source potential opportunities. - Collaborate closely with the Client Solutions team, Risk, legal, and other internal stakeholders to foster early client engagement. Desired Skills and Experience: - MBA Finance/CA qualification. - 12+ years of relevant experience in the debt market/fundraising in banks/NBFC/Intermediaries/family office (preferred). - Strong oral and written communication skills to present ideas compellingly. - Extensive networks in the region of work across corporates and NBFCs. - Ability to engage with Promoters, CFOs, and Treasury heads to build relationships and originate business effectively. - Strong selling skills and the ability to present the company and its products well. - Sound understanding of banking products such as working capital, term loans, leasing, factoring, vendor finance, etc. - Tenacious, hardworking, results-oriented, with a strong work ethic and integrity. - Self-starter with a willingness to take initiative. - Ability to perform under pressure and in a fast-paced dynamic environment. - Good technical understanding of finance, credit, and ratings, along with ambition and drive.,

Role Name - Relationship Manager - Micro Enterprise Group Business Unit: Emerging Enterprises Group Locations - MUMBAI & NAVI MUMBAI Job Description: To build and manage relationships with new and existing clients so as to ensure income generation from sale of product- Dukandar Overdraft relevant to the client - Shopkeeper. • Acquisition and managing a portfolio of existing relationships and achievement of overall business targets. • Experience in Banking sector in SME/mid-marked/Corporate banking domain with understanding of various bank facilities like, Overdraft, etc. Job Purpose: To run initiatives in line with key objectives of the Business in order to attain the banks objective of business leadership. Key Responsibility Areas : Branch Management. 1. Plan the branch visits detailing the coverage every week 2. Meeting the branches during the morning meeting - every branch once a month 3. Scoping the RM/PB customer for lead/joint calls OR make use of available resources in the branch for leads/joint calls 4. Planning the catchment area activity/scoping for lead generation/joint call 5. Ensure RM/PB activation from the activities above and review of branch performance/resource wise performance/review with CH as and when required. 6. Creating excitement in branches/spot sanctions/contests/recognition program 7. Check CRM daily and review the leads/update follow up leads/with dates8 Document branch meeting through Cogent/mails Lead generation/logins 1. Planning the above so that it translates into 2 calls per day/2 appointments per day 2. Send the communication to the customer on documents required 3. Follow up the on the calls made for documents/arrange for pickup of documents 4. Check for completeness of documents 5. Go through the Financials/bank statements for churn/bounces/interest servicing as per product 6. KYCs Cross Selling 1. To be the one-stop shop for each of our Express OD clients and provide suitable gamut of financial products such as Insurance, CASA, Credit Cards, Other Assets Products as required by the customer. 2. Monitor and track Leads. Renewals 1. Work on the renewals in advance for customers who are not getting auto renewed 2. Mail to the respective customers on docs required for renewal 3. Follow up weekly twice for docs 4. Arrange for collection of documents 5. Check the documents for completeness 6. Study the financials/bank statements/churn/interest servicing/aberrations from the stated nos as per product requirement 7. Speak to the customer for addressing issues/aberrations 8. For renewals overdue and having genuine delay put up for extensions Churn into WC account 1. Post disbursement ensure that all business churn comes to HDFC bank account 2. If OBA waiver required/check for justification/check for churn/put up to the authority 3. If not inform the customer on closure of OBA/levy of 2% penalty. Call Memos 1. Express OD Monitoring to happen basis central triggers, customers falling in triggers and if not contacted virually to be met by RM as required frequency. Delinquency management1. Depending upon severity of each case - Customer Call for servicing Interest. 2. Email communication to Branch & customer 3. Personal Visit to Customer / Joint Visit with Credit Manager; 4. Rigorous follow-up Share your profiles on omkar.kunsi@hdfcbank.com Mail Title - MEG_Name

Job Role - Relationship Manager Location-Mumbai/Pune Department - Emerging Enterprise Group Job Description - To run initiatives in line with key objectives of the Business in order to attain the banks objective of business leadership Key Responsibilities: Develop and execute business strategies to enhance profitability and efficiency within the SME sector. Manage and grow relationships with key SME clients, ensuring their financial needs are met and aligning bank services with their business goals. Lead EEG initiatives that contribute to market leadership and innovation in SME banking. Collaborate with cross-functional teams to develop customized financial solutions that address client-specific challenges. Monitor financial market trends to identify opportunities for new client engagement and services expansion. Ensure compliance with all regulatory requirements and internal policies. Analyze and report on business performance, providing actionable insights to senior management. Educational Qualifications/Key Skills: Educational Background C.A, MBA, Graduate Interpersonal Skills Coordination with multiple teams & multiple activities Share your profiles on omkar.kunsi@hdfcbank.com Mail Title - EEG_Name_Location

Manage Liquidity & working capital to create a robust fund availability.Deploy surplus funds in various investments.Oversee forex especially exposure of the group to different currencies.Prepare CMA proposals for banks to generate funds. Required Candidate profile Rich experience in Treasury & Fund Management for effective utilization of CC limits /borrowings to ensure zero idle funds with minimal interest and risk.Working on SAP.

We're Hiring: Relationship Manager SME / Mid Corporate / Supply Chain Finance Locations: Delhi, Gurgaon, Noida, Mumbai, Bangalore, Chennai, Ahmedabad, Pune, Hyderabad Industry: Banking | Fintech | Financial Services | NBFC | Investment Banking | Micro Finance Are you a dynamic sales professional passionate about MSME financing and supply chain finance solutions? Join one of India’s leading TReDS (Trade Receivables Discounting System) platforms, dedicated to transforming how Micro, Small, and Medium Enterprises access working capital. About the Company: Our client is a nationally recognized digital platform that facilitates receivables financing for MSMEs through collaboration with large corporate buyers and financiers. As an RBI-licensed TReDS platform, they offer services including invoice and bill discounting, factoring, reverse factoring, and more. Role: Relationship Manager Experience: 4–12 years in Large & Mid Corporate customer acquisition Education: Graduate / MBA Key Responsibilities: Acquire new high-quality corporate clients for India’s top TReDS platform Drive business growth through targeted acquisition and relationship development Conduct research and prospecting to identify and connect with potential clients Develop and present customized solutions to clients at senior levels Collaborate cross-functionally with product, operations, and service teams to deliver superior client experience What We're Looking For: Strong domain knowledge in Invoice / Bill of Exchange (BOE) financing Proven success in B2B sales, especially to mid and large corporates Ability to engage and influence C-level executives

You will be responsible for driving the business development activities for Business Loan, Supply Chain Finance, and Working Capital products, targeting medium-big distributors and big enterprises. The ideal candidate should possess a minimum of 10 years of experience working with distributors and stockists, with a strong network within FMCG distributors. Additionally, a background in financial services sales, particularly in supply chain funding, business loans, and working capital, is preferred. Your key responsibilities will include: - Presenting and promoting business loan and SCF products and services to distributors and corporates, emphasizing their features, benefits, and competitive advantages. - Generating leads through various channels such as cold calling, networking events, and referrals. - Conducting thorough needs assessments with potential clients to understand their financing requirements and business goals. - Customizing financial solutions to meet client-specific needs, including term loans, lines of credit, and equipment financing. - Collaborating with internal and 3rd party lending partners to develop customized finance solutions. - Negotiating loan terms and conditions with clients and ensuring compliance with company policies. - Building and maintaining strong client relationships to drive repeat business and referrals. - Staying informed about industry trends, competitive activities, and market developments to identify growth opportunities. - Meeting or exceeding sales targets and KPIs set by the company. - Managing customer contracts from the engagement stage to relationship management for contract renewals. Requirements: - Bachelor's degree in finance, business administration, or a related field (preferred). - Proven experience in sales within the financial services sector, focusing on supply chain finance or related products. - Strong understanding of supply chain finance principles and their impact on businesses" financial health. - Excellent communication and presentation skills to effectively convey complex financial concepts. - Ability to work independently and collaboratively in a team environment. - Proven negotiation and sales closing skills. About the Company: Invoyz Financial Solutions Pvt. Ltd. is a Bengaluru-based financial services technology start-up specializing in Supply Chain Financing products for distributors and anchor companies.,

Job Purpose Direct Reports (Position Title) Resources The objective of the Relationship Manager - SME Banking is to originate new business prospects within the Small and Medium Enterprise (SME) sector through direct sourcing and open market channels. This role involves acquiring and managing customer relationships, taking proposals to the disbursement stage, generating revenue, and cross-selling retail products to SME clients. Team Size Direct: Indirect Team Size (Onrolls): Financial Resources Book Size: INR XX Net interest income: Main Accountabilities Qualifications & Experience Minimum Degree: Post Graduate/Graduate in any discipline Minimum Years/type ofexperience:3-6 years Competencies: Speed Meritocracy Leadership Effectiveness Customer Focus Tech Quotient Sustainability Adaptability Influence Collaboration Integrity Resilience Agility Decisiveness Risk management Financial acumen Functional Competencies TCL shall populate as per the existing grid Key Decisions taken Selection of prospective SME clients to target for new business origination. Assessment of credit risk associated with SME clients and financing structures. Financial analysis and evaluation of creditworthiness of SME clients. Structuring of credit facilities tailored to the unique needs and risk profiles of SME clients. New Business Prospects: Originate new business prospects within the SME sector through direct sourcing and open market channels. Customer Acquisition: Acquire SME customers and manage their proposals, guiding them up to the disbursement stage. Business Generation: Meet existing SME clients to identify business opportunities and drive revenue. Working Capital Facilities: Provide SMEs with a range of working capital facilities, such as Overdraft, Cash Credit, Dealer Finance, Vendor Finance, Letter of Credit, Bank Guarantee, Term Loan, etc., based on their specific needs. Customer Relationship Management: Manage and nurture customer relationships, addressing both service and sales queries with the goal of engaging and retaining SME clients. Cross-Selling: Cross-sell retail banking products to SME customers to maximize revenue and meet sales targets. Credit Risk Assessment: Assess the credit risk associated with SME clients and their proposed financing structures. Collaborate with credit and risk teams to ensure sound credit decisions. Financial Analysis Conduct in-depth financial analysis of SME clients to evaluate their creditworthiness and funding requirements. Prepare and present comprehensive credit proposals. Credit Structuring: Structure credit facilities for SMEs in a manner that aligns with their business needs and risk profiles. Optimize the credit solutions offered to SME clients. Compliance and Regulations: Ensure compliance with all relevant regulatory requirements and internal policies. Stay updated on changes in regulations affecting SME banking. Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

Relationship Manager - Construction Equipment-CONSTRUCTION EQUIPMENT (CE)-Marketing Branches Operations Role- Relationship Manager Job Profile : Candidate should be Self-motivated with High energy Level, Fast and Positive learning attitude and strong team player. Should have excellent communication skill, including Hindi and Local language along with English. Should have the good inter personal skills and polite attitude to handle customers. Should have excellent people Management skills so that he can coordinate between different department / Branches / customers well. Must be Techno Savvy and should be well versed with latest computer skills. Should work with Mantra of Speed, Scale and Skill. Able to source Working capital Loan facilities to Agri Related Industries and Food Processing and Agro Processing Industries and Other Manufacturing Industry in MSME Segment and responsible for overall Quality Business along with size of business. Must have basic knowledge of working capital finance along with understanding of reading balance sheet and P & L. Candidate also having good knowledge about properties / legal will have edge over others since it is a Mortgage Business and loans are secured by properties. Candidate with Knowledge of local area, strong networking and negotiation skill will have edge over others. Sourcing of New Customers and ensure month on month disbursement having ticket size from Rs. 2 crore to Rs. 25 crore. Each RM is expected to do minimum 3 New Cases per month. He is expected to meet and appoint New CAs / Financial Consultants, DMAs, Kotak Bank Branch and source business on daily basis, he has to meet at-leats 2 New Leads every working day. Candidate should have excellent follow-up Management skills. Ensure that Customer requirements and complaints are serviced at the local level with speed and quality. Collaborate with trade finance ,CMS, operation, treasury , legal and branch banking team for seamless customer service Closely work with credit team for managing client expectation and effective risk management Candidate should be willing to run extensively for sourcing the business as the profile is 80% of Filed Job and 20% of Office job. Must have Own Vehicle with valid driving license. Job Requirements : Post Graduate Diploma / Post Graduate in Banking and Finance / And (Major / Minor) Marketing and Finance will have edge over others Strong oral and written Communication Relationship Management Skilll HDFC BBG RM of grade E2 and E3 are preferable.

Wipro Limited (NYSE: WIT, BSE: 507685, NSE: WIPRO) is a leading technology services and consulting company focused on building innovative solutions that address clients most complex digital transformation needs. Leveraging our holistic portfolio of capabilities in consulting, design, engineering, and operations, we help clients realize their > Role Details Business Finance manager role requires working with cross-functional teams and involves the following key responsibilities: Lead cross global functional teams in developing finance strategies to support a strategic alignment with companys Business Operations, and corporate departments on company goals & initiatives. Manage financial goals that result in strong customer satisfaction, align with company strategy, and optimize costs and supplier relations. Influence senior leaders in setting direction for their functional areas by linking finance and business strategies to optimize business results. Co-own the financial plan of the business unit along with the business head. Revenue governance (including client interactions for deal closures and contracting; forecasting, revenue recognition) Margin Governance (including cost take out initiatives, systemic and sustainable cost reduction analysis); Working capital governance (including unbilled reduction, timely invoicing and collection, improving debt ageing and PDD); Ability to handle complex M&A transactions. Ability to work on multiple priorities at the same time. MIS for the business unit including sales performance tracking, incentives and other analytics Critical attributes to success would be strong communication, cadence and resilience. Commercial Structuring and Deal pricing for multiple lines of business People management internal stakeholder management and managing a direct and indirect team of 3-4 CAs/MBAs Qualification: Preferably CA/ICWA/MBA Finance Strong communication skills and ability to interact with teams in different Geos. Can do attitude and faster learning curve. Manage financial goals that result in strong customer satisfaction, align with company strategy, and optimize costs and supplier relations. Influence senior leaders in setting direction for their functional areas by linking finance and business strategies to optimize business results.

Job Descripation - Solution Bid Manager Have a personal impact on winning structuring deals for Apps, promoting the rules of the Solutioning Manifesto. Mastery of the Apps portfolio and industrial model - Monitoring of Price to Win, proposal quality and oral presentation preparation - Facilitation of sessions"value proposal", "price to win", "solution workshop". - Challenge the solution to take account of the customer"s pain-points - Management of the bid response team Ensure internal processes are applied - Control of the ABL / MU opportunities funnel shared with the P&S APPS teams (deal map). - Rigorous weekly updating of tools - Systematic reviews (GNG, SR, PR, Win/Loss reviews) - Validation of the industrial model with the PUs concerned, systematically considering offshore & nearshore. - Ensure minimization of remaining costs NOT A COORDINATION ROLE , He / She should own the process.