1405 Working Capital Jobs - Page 3

Role & responsibilities : .Manage and service existing portfolio of Working Capital clients including renewal and enhancement of limits • Build strong and effective relationship with Promoters and build client trust and confidence • Understand business models, target segments, cash flows and structure WC solutions to best suit customer needs. • Ensure growth in the portfolio by way of enhancement and achieve a minimum business target as defined in the SOP. Ensure timely renewal of limits, Ensure timely closure of all pending PDDs. • Tracking and liaison with customer for submission of any pending stock statements, stock insurance and stock audit compliance. • Visit client locations at frequent intervals to stay connected and ensure growth and functionality of business model. • Push client for optimum utilization and track the utilization pattern MOM to identify any unusual transaction. • Ensure minimum delinquency and work towards exit of clients identified in EWS. • Provide timely advice and keep client updated with latest developments and pitch products beneficial to customer for smoother working. • Liaison with internal departments credit/ops/trade desk/branch to facilitate client issues and ensure that the same are resolved within minimum TAT. • Drive cross sell products including WC limits and book penetration in allocated set of clients. • Generate leads from existing customers and on-board new customers basis existing relationship management. *Maintain CASA book and generate float income by opening all group accounts. Preferred candidate profile : Experience: 2-6 years experience in the local market preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Strong Oral and Written Communication Skills Relationship Management Skill & Good influencing skills Job Knowledge- The candidate would need to handle Sales for a gamut of products like Working capital, LAP, etc Interested candidates please share resumes to kashish.tambe@kotak.com

Role & responsibilities Responsibilities Conduct market research to identify selling possibilities and evaluate customer needs Actively seek out new sales opportunities through cold calling, networking and social media Set up meetings with potential clients and listen to their wishes and concerns Negotiate/close deals and handle complaints or ob-jections Collaborate with team members to achieve better results Gather feedback from customers or prospects and share with internal teams Products handling- Machinery loan/ Secured Business loan/ Working capital / LAP(Loan against property) Preferred candidate profile

Role & responsibilities Experience : 4-9 years Experience in working capital. Experience in generating leads and meeting potential customers to drive acquisition of new customers. Perform necessary KYC/customer validation / due diligence / market enquiry and collect required data / information as per check list. Verify references and conduct necessary unit and security visits, completeness of documents, review financials/bank statements for churn, bounces, and interest servicing and start the Login Activity. Do the necessary internal co-ordination to obtain sanction and issuance of sanction letter within the stipulated timelines. Ensure overall achievement of individual targets. Coordinate with panel advocates and engineers for title opinion and valuation of properties as per extant guidelines. Create and execute necessary documents, MOD, filing ROC, CERSAI, etc. Ensure the creation of limits in core banking and the disbursal of sanctioned limits within timelines. Complete monitoring of the account on an ongoing basis until the next renewal. Maintain cordial relationship with the Branch for leads and servicing of the clients. If interested kindly share your updated cv at manju.pacehr@gmail.com

We are hiring smart sales professional on the rolls of AU Bank for the profile of Sales officer & Business Manager in Micro Business Loan vertical Locations- Tonk & Niwai Interview Date - 28th -July-25 (Monday ) Timing - 10. Am to 4 PM Interview Venue -1st Floor, BRKGB Bank Branch Nazar Bagh Road , Tonk Rajasthan 304001 Contact Person - Mr. Dinesh Kumar Mali & Mr. Abdul Danish . Job Responsibilities: 100% achievement of the assigned targets for sales and collection. Doing Marketing activities, leafleting, Canopy. Identifying new source of business prospect and areas. Coordinating with prospective customer and existing customers for sourcing new business . Serving customer queries and Build up customer relationship and develop brand value in the market. Attending all the customer queries and providing resolution of their issues accordingly. Portfolio Management in Co-ordination with Operations & Collection department. Physical verification of customer's residence, business and any other asset crucial from credit point of view and taking photographs. Following BM/PM and senior instruction , coordinating with FI, Collection , Valuation , Legal team for getting the desired visits reports done . Visiting the customers for first FI and meeting, taking the seniors to the customer place for visit and verification. Physical Verification of credit related documents like ITR'S, Bank Statements, receipts, ledger etc. and the property documents- Doing OSV ( Original Seen and verified) of these documents. Preparing basic CAM (Credit Appraisal Memo). Taking reference check of customer from local market and existing customers. Following policies & procedure as laid down by the company. Portfolio Management and visit to delinquent cases, doing collection of EMIs of such delinquent cases in calibration with collection team. Awareness, maintaining and stopping the Early Delinquency , Nonstarter cases in portfolio, train the team in order to be goal oriented and action oriented, deciding for the treatment of such cases wisely. Maintaining least OTC / PDD pendency and timely clearance of the same. Ensure to maintain non RPDC portfolio , all cases of portfolio should be ACH. Maintaining and collection of fresh bouncing cases EMI with charges as mentioned in policy, try to correct the operational errors and get the 100% cases repayment in NON PDC mode. collection of fresh data from open marketing activities for tele calling and self sourcing . Following of the leads so generated from this data receiving from telemarketing team . Completing the documentation of the files , filling the agreements , formats and other formalities for the disbursement of the case . Clearing all queries coming from credit , OPS , Legal , Valuation . Timely submission of daily MIS and sourcing data to reporting authority . Providing true and fair opinion based on customer's interaction. Clearing all the queries of the customer and make sure to clear him final ROI , Fees , Charges , and all other terms of the case absolute terms . Should not involve in any financial/non-financial transaction with the customer. Maintaining good and decent behavior while dealing with the customer, visiting his property, shop , go down and specially while taking photos of the property and house and surrounding with permission of the customer. Conducting the customer reference checks with at most sincerity and maturity - so the goodwill of the client should not be hampered or no defame should be there . Be sure not to disclose any financial or personal information of the existing / new clients with any ( existing / prospective clients ) or to anybody whomsoever outside company. Desired Profile: Min- 3 Years to 10 Year of experience in sales Age- Max 40 Should be comfortable with smart phones and computers and able to execute the basic functions on both the platforms, good knowledge of local demographics, Bearing KYC , NOC from other institution ( if coming from another FI/ employer) Should be preferably from local area having geographical knowledge of the place Customer Focus, Integrity Inclination towards Action and Urgency, Dynamic Growth Hard Work and orientation towards detailing

Job Title: Relationship Manager : Emerging Enterprises Group (EEG) Location: Bangalore. Kumta, Chikkabalapur , Puttur,Manipal, Dharwad Experience: 3 to 10 Years Department: Business Banking : Emerging Enterprises Group Key Responsibilities: Plan and conduct regular branch visits and joint client meetings to generate business leads Identify and engage prospective clients through catchment area activities and referrals Conduct client meetings to understand financial requirements and guide on documentation Review financial statements and coordinate for legal and technical due diligence Prepare credit proposals, update system entries (SPE), and ensure timely file submission Proactively manage loan renewals, ensuring complete documentation and timely processing Cross-sell banking products including CASA, insurance, credit cards, and other relevant offerings Maintain portfolio quality by monitoring account performance and identifying early warning signals Review and manage compliance-related conditions such as CAM and OBA on a regular basis Prepare and upload call memos, track deferrals, and maintain accurate client records Communicate insurance premium obligations and ensure collection of relevant documents Manage delinquent accounts through structured follow-ups, field visits, and coordination with collections and credit teams Address and resolve customer complaints received through CRM, PNO, and other official channels Qualifications: Graduate/Postgraduate in Finance, Commerce, or related fields (MBA/CA preferred) 3 to 10 years of experience in Business Banking, SME Lending, or related financial services Strong understanding of credit underwriting, financial analysis, and portfolio management Excellent communication, interpersonal, and stakeholder management skills Ability to manage field-intensive responsibilities and work under pressure

Job Title: Relationship Manager - Retail Agri Location: Uttar Pradesh ( Multiple Locations) Experience: 3 to 10 Years Department: Retail Agri Banking Job Summary: Responsible for sourcing, servicing, and managing the Retail Agri and Working Capital loan portfolio across rural Uttar Pradesh. Ensures business growth, credit quality, customer relationship, and compliance. Key Responsibilities: Acquire customers for Agri loan products (KCC, dairy, working capital, tractor, etc.) Source leads from farmers, FPOs, mandis, and Kisan clubs Conduct field visits for credit assessment, documentation, and monitoring Ensure timely disbursement and portfolio hygiene Monitor delinquencies and support recovery/legal teams as required Cross-sell liability, insurance, and digital banking products Promote financial literacy and educate farmers on government schemes and digital tools Maintain strong relationships with customers, local stakeholders, and branch teams Coordinate with Credit, Operations, and Business Correspondents for smooth loan processing Ensure adherence to internal policies and regulatory norms Qualifications: Graduate/Postgraduate in Agriculture, Rural Management, or any relevant field 310 years of experience in Retail Agri Lending, Rural Banking, or Working Capital Finance Strong knowledge of agri credit, rural market dynamics, and compliance requirements Excellent interpersonal and communication skills Willingness to travel extensively within rural areas of assigned location

Job Title: Relationship Manager : Emerging Enterprises Group (EEG) Location: Agra, Varanasi, Lakhimpur, Agra, Bijnor, Amethi, Kanpur, Aligarh, Lucknow, Gonda, Meerut, Agra, Pilibhit Experience: 3 to 10 Years Department: Business Banking : Emerging Enterprises Group Key Responsibilities: Plan and conduct regular branch visits and joint client meetings to generate business leads Identify and engage prospective clients through catchment area activities and referrals Conduct client meetings to understand financial requirements and guide on documentation Review financial statements and coordinate for legal and technical due diligence Prepare credit proposals, update system entries (SPE), and ensure timely file submission Proactively manage loan renewals, ensuring complete documentation and timely processing Cross-sell banking products including CASA, insurance, credit cards, and other relevant offerings Maintain portfolio quality by monitoring account performance and identifying early warning signals Review and manage compliance-related conditions such as CAM and OBA on a regular basis Prepare and upload call memos, track deferrals, and maintain accurate client records Communicate insurance premium obligations and ensure collection of relevant documents Manage delinquent accounts through structured follow-ups, field visits, and coordination with collections and credit teams Address and resolve customer complaints received through CRM, PNO, and other official channels Qualifications: Graduate/Postgraduate in Finance, Commerce, or related fields (MBA/CA preferred) 3 to 10 years of experience in Business Banking, SME Lending, or related financial services Strong understanding of credit underwriting, financial analysis, and portfolio management Excellent communication, interpersonal, and stakeholder management skills Ability to manage field-intensive responsibilities and work under pressure

The fastest-growing and leading agro equipment manufacturer Birla Agro machine by Mhaswadkar is looking for a dynamic and experienced candidate for the "AREA SALES MANAGER" position for the Maharashtra location. Graduates with a minimum of 3 to 5 years of experience in selling agro equipment and developing dealers' networks will be preferred. To develop and deploy quarterly and annual plans, programs and policies for company sales dealers; meet all cross company sales objectives such as budgets, preparation, forecasting of sales targets and so on. To communicate with customers and merchants to improve and develop business relationships, in addition to maintain constant follow up on their feedback To monitor regularly the performance of dealers based on business parameters like volumes, market share, collection, delivery, spare parts sales etc in their allotted territories To analyses data to understand the market share, Tehsil wise coverage, area wise segment, Bank wise retail finance etc of dealership territory to understand the area of development at dealership To provide feedback to seniors and Head Office on the product performance, competitors activities and latest trends in the market for helping in evolving in competitive strategy To assure optimum inventory levels to gain maximum cost and savings without having the sales plans To coordinate and monitor pre and post launch activities of new products, creating awareness for same and achieve targeted volumes using given time frame To monitor of dealer funds like working capital, CC limits, funds, bank guarantee To be responsible for the achievement of company billing and collection targets through distributor and dealer network To increase in company business through subsidy business by doing follow-up of government schemes and subsidies schemes To strengthen relationship with commercial cooperative and private banks and liaison with NBFCs and nationalized banks for faster retails

Job Title: Relationship Manager Retail Agri Location: Faridkot Experience: 3 to 10 Years Department: Retail Agri Banking Job Summary: Responsible for sourcing, servicing, and managing the Retail Agri loan portfolio in and around Faridkot, ensuring portfolio growth, credit quality, and compliance. Key Responsibilities: Acquire customers for Agri loan products (KCC, tractor, dairy, etc.) Conduct field visits for credit assessment and loan monitoring Ensure timely documentation and disbursement Monitor portfolio health and control delinquencies Cross-sell CASA, insurance, and other relevant banking products Maintain strong customer relationships and local stakeholder engagement Ensure regulatory and internal compliance Qualifications: Graduate/Postgraduate in any field. 3 -10 years of experience in Retail Agri Lending or Rural Banking Strong knowledge of agri credit, rural markets, and compliance norms Good communication and interpersonal skills Willingness to travel within rural areas around Location.

Job Responsibility Sell Loan against Property (LAP) products for the organization. Plan & execute the LAP strategy for the month/ quarter to ensure regional goals are over achieved. Identifying potential channel partners based on agreed profiles. and ensure tie up is in accordance with the business plan & SOPs Relationship management with DSA, connectors & individual concerns where business leads can come from Control & monitor distribution network, plan sales promotion activities Handling the documentation and supporting customers with building the application files - mitigating issues Experience of 3 to 5 years in Sales. Age up to 30 yrs. Experience in selling LAP products. Branch - Mumbai ( Andheri & Thane) CTC - 5 Lpa-8 Lpa

The role holder is responsible for building acquisition of NewtoBank Business Banking MSME according to business strategy of the cluster. • Responsible to build SME business according to business strategy • Achieving sales target in line with business strategy of cluster • Understanding the cluster requirements and working closely with the team of SL/RL to achieve the business objective • Develop and share MIS for understanding the market and for effective functioning of the cluster • Focus on offering financial solutions to the SME segment for their asset/liability needs • Working closely with the Credit/Risk team to drive business using appropriate sourcing strategy according to the dynamic market conditions • Identify Cross Sell (Trade/CMS/Direct Banking/Forex/YCOPs) opportunities in each asset client and derive strategies to maximize profitability • People and Team Management including career management, coaching and mentoring of critical talent in the team • Market mapping of cluster, strategies for expansion of market base and proactively working towards development of new products/markets along with Product Development Team. • Monitors and enables the achievement of goals and key performance indicators for direct reports and ensures effective implementation of the performance management process in the section. • Develops talent within the team by providing guidance, ongoing feedback, coaching and development opportunities to individuals to enable achievement of the defined goals Implements the risk policies and processes (operational, regulatory, financial, informational, reputational and audit risks), ensuring that that these meet regulatory and internal requirements. • Implements the internal control systems in the department and participates in the departmental audits. • Implements practices to bridge gaps identified during departmental audits

Position Objective: To provide strategic financial leadership and ensure the integrity of the companys financial operations by owning the P&L, Balance Sheet, and cash flow. The CFO will drive financial performance, ensure statutory compliance, optimize capital deployment, and support business growth through robust financial planning, risk management, and operational collaboration. The role also involves building and leading a high-performing finance team, fostering a culture of accountability, efficiency, and continuous improvement. Key Responsibilities: 1. P&L and Balance Sheet Ownership Full ownership of companys P&L and Balance Sheet Drive profitability, ensure cost control, and optimize financial returns Ensure integrity, accuracy, and compliance of financial statements (IND-AS/IFRS) 2. Financial Planning & Strategic Support Lead annual budgeting, business forecasting, and long-term financial planning Partnering with Business and functional leaders to drive strategic decisions Provide business insights and scenario modeling for growth and expansion 3. Plant Finance & Costing Oversee plant-level finance functions including product costing and inventory control Drive cost optimization programs in partnership with Operations and SCM Support capex planning, feasibility studies, and post-investment analysis 4. Working Capital & Treasury Management Monitor and optimize working capital across receivables, payables, and inventory Manage treasury functions, cash flow planning, banking relationships, and debt Implement effective fund utilization and cost of capital optimization strategies 5. Compliance, Controls & Risk Management Ensure compliance with tax laws (GST, Direct/Indirect Taxes), Companies Act, and all regulatory frameworks Lead statutory, internal, and tax audits Strengthen internal financial controls, SOPs, and governance mechanisms 6. ERP & Finance Transformation Lead finance automation and ERP implementation/enhancement Improve reporting systems, analytics capabilities, and financial process efficiency 7. Team Building & Leadership Build and mentor a high-performing, multi-location finance team Establish strong functional capabilities across F&A, costing, treasury, and controls Drive succession planning and foster a performance-driven finance culture Key Requirements: Chartered Accountant (CA) Mandatory 20+ years of progressive experience in finance, preferably in manufacturing sector Strong preference for candidates from Chemical, Petrochemical, Oil & Gas or Process Industries Proven experience in P&L and Balance Sheet management Strong understanding of cost accounting, plant finance, working capital, and regulatory compliance Demonstrated leadership in building and managing finance teams Proficiency in ERP systems Excellent communication, analytical, and stakeholder management skills

Job Name PA (Business Unit) : Relationship Manager Retail Agri Job Title : (Job Name) Relationship Manager Business Unit (PA) : Retail Agri Team : (Sub team in the PA) : Agri Sales Team Job Purpose Acquisition, enhancement and retention of customers by providing best possible services and being the dedicated point of contact for customers of Agri sector. Job Responsibilities (JR) : 6 8 Areas Actionable (4-6) • Sourcing and Business Generation • Business scoping of geographical market for farming and rural community • Sourcing proposals from individual farmers / Co- operative societies / Rural Mandis & Markets / Kissan Clubs / Farmer Producer Organizations etc. • Conducting marketing activities for generating new business • Work on productivity benchmarks • Market Update and Change in Product • To keep an update with respect to market / Processes requirement, competition and customer banking behavior. • To understand the changing dynamics in the market and propose amendments in various product offerings. • To keep abreast of changes in State Government laws and policies. • Relationship Building and Maintenance • To liaison with new and existing customers for relationships. • To be in touch with agro centers /rural mandis / Rural markets / Kisan clubs for maintaining and deepening existing relationships. • Addressing complaints received from customers within stipulated TAT. • Delinquency / Rotation & Recovery / Housekeeping • To work towards minimal delinquency in portfolio. • Follow-up with customers for recovery. To monitor rotation of accounts • To avoid dropping of limit in customers account, ensure submission of documents like LAD, CAM, etc. • To support legal and remedial team for legal actions • To work towards keeping Housekeeping parameters under control. • Farmer Education and Capacity • To conduct village level farmer meetings and Building educate farmers on various products offered by bank • To make farmers aware of various aspects of banking and keep them informed about tools and technology for improving farm production. • To educate farmers about debt waivers, crop insurance & government subsidies. • Increased penetration and cross sell • Cross sell of other assets and liability products • Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, Chillr, etc. • Training and Development of SO/HBL • To utilize the sales resources (HBL/SO) for optimal sales support. • To groom supporting staff and enhancing their skills by imparting regular trainings for better customer relationship dealing. • To monitor performance and counseling them for delivery • Relationship with Retail Branches and • Liaise with Credit to ensure timely decisioning of Other Stake holders proposals & closure of Housekeeping items. • To coordinate with Remedial team for NPA cases and work towards recovery of the same • To coordinate with the local Operations team for disbursement • Liaise with RBB team for activation of branches for KGC business & for providing best services to customers • To liaise with Business Correspondents (BCs) for new & existing customer relationships • Others Any other task assigned by seniors from time to time. Educational Qualifications Key Skills • Graduation (preferably Agri Business) • Post-Graduation MBA (preferably Agri Business) • Sales and Influencing Skills • Banking Product & Process Knowledge • Planning and Organizing Skills • Communication • Knowledge of Competition & Current trends in financial Industry . Experience Required • Minimum experience of 1-3 years in a similar role or Sales experience in Seed companies, Fertilizer companies, Agri Product companies, Banks, etc. • Preferred from Banking / Financial Services. Major Stakeholders (intra team and cross functional stakeholders, who would need to be interacted with for discharging duties) • Customers • Credit • Branch Banking • Operations • Farmers • Agro Centres/ Rural mandis / Rural Markets / Kisan Clubs • Business Correspondent • Senior Leaders from Product/Sales • Audit • HR

Job Name PA (Business Unit) : Relationship Manager Retail Agri Job Title :(Job Name) Relationship Manager Business Unit (PA) : Retail Agri Team : (Sub team in the PA) : Agri Sales Team Hiring Location- West Bengal - Contai, Berhampore, Kaliaganj, Howrah, Bagnan, Siliguri, Kandi, Bankura, Raniganj, Suri, PaschimMidnapor. Odisha - Bargarh, Baudhgarh, Gunupur, Parlakhemundi, Rajagangapur. Job Purpose Acquisition, enhancement and retention of customers by providing best possible services and being the dedicated point of contact for customers of Agri sector. Job Responsibilities (JR) : 6 8 Areas Actionable (4-6) • Sourcing and Business Generation • Business scoping of geographical market for farming and rural community. • Sourcing proposals from individual farmers / Co-operative societies / Rural Mandis & Markets /Kissan Clubs / Farmer Producer Organizations etc. • Conducting marketing activities for generating new business. • Work on productivity benchmarks. • Market Update and Change in Product • To keep an update with respect to market/ Processes requirement, competition and customer banking behavior. • To understand the changing dynamics in the market and propose amendments in various product offerings. • To keep abreast of changes in State Government laws and policies. • Relationship Building and Maintenance • To liaison with new and existing customers for relationships. • To be in touch with agro centers /rural mandis / Rural markets / Kisan clubs for maintaining and deepening existing relationships. • Addressing complaints received from customers within stipulated TAT. • Delinquency / Rotation & Recovery /Housekeeping • To work towards minimal delinquency in portfolio. • Follow-up with customers for recovery. To monitor rotation of accounts • To avoid dropping of limit in customers account, ensure submission of documents like LAD, CAM, etc. • To support legal and remedial team for legal actions. • To work towards keeping Housekeeping parameters under control. • Farmer Education and Capacity • To conduct village level farmer meetings and Building educate farmers on various products offered by bank • To make farmers aware of various aspects of banking and keep them informed about tools and technology for improving farm production. • To educate farmers about debt waivers, crop insurance & government subsidies. • Increased penetration and cross sell • Cross sell of other assets and liability products • Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, Chillr, etc. • Training and Development of SO/HBL • To utilize the sales resources (HBL/SO) for optimal sales support. • To groom supporting staff and enhancing their skills by imparting regular trainings for better customer relationship dealing. • To monitor performance and counseling them for delivery • Relationship with Retail Branches and • Liaise with Credit to ensure timely decisioning of Other Stake holders proposals & closure of Housekeeping items. • To coordinate with Remedial team for NPA cases and work towards recovery of the same • To coordinate with the local Operations team for disbursement. • Liaise with RBB team for activation of branches for KGC business & for providing best services to customers • To liaise with Business Correspondents (BCs) for nnew & existing customer relationships • Others Any other task assigned by seniors from time to time.

You will be responsible for leading efforts to identify and build relationships with new capital market partners in the Investment Banking Deal Origination department. Your role will involve analyzing different sectors, creating pitch presentations, negotiating deals, and sourcing mandates. You will play a crucial role in managing all aspects of deal origination, including documentation, due diligence, legal liaison, and ensuring high standards of transaction management. Additionally, you will be tasked with sourcing corporate clients and analyzing their funding requirements related to Project Loans, Term Loans, Working Capital, and Structured Financing needs. Building relationships with debt issuers and establishing executive sponsorship with partners such as rating agencies and lawyers will be essential. You will also need to develop strategies to deepen relationships, enhance revenue opportunities, and introduce new products. Your responsibilities will include overseeing all deal flow, maintaining the pipeline for syndications, and representing the company in various in-house and external forums. It will be crucial to maintain strong relationships with promoters and CFOs of Mid-Corporate and Large Corporate clients. To excel in this role, you must possess excellent communication skills and negotiation abilities. A minimum of 8-10 years of experience in dealing with Financial Institutions and Corporate Treasuries is required. A good understanding of Fixed Income products and the ability to provide optimal financial solutions are essential. Strong proficiency in number crunching, data analysis, and interpretation using MS-Office tools (Word, Excel, and PowerPoint) is necessary. Attention to detail, precision, organizational skills, the ability to work independently, and effectively manage multiple tasks simultaneously are key competencies for this position. Candidates with post-graduate qualifications are preferred for this role. For more information, please visit our company website at www.akgroup.co.in.,

Underwriting / Appraisal of credit proposals in line with the policy within the laid down TATs. Analyzing the Financial statements, Cash flow / Bank statements, and Ratio analysis for assessment of working capital/ Term Loan/ other funding requirements of the SME. Key Responsibilities Evaluate and underwrite loan applications post credit processing. Conduct Quantitative & Qualitative Analysis including Personal Discussions (PD) to assess creditworthiness. Perform Financial Analysis: assess balance sheets, profitability, and net worth. Conduct Banking and Statutory Analysis: evaluate bank statements, EMI patterns, tax filings, and GST compliance. Carry out Legal Checks: identify any existing complaints or legal red flags. Recommend loan decisions (Approve/Reject) as per credit policy. Collaborate with Sales and Operations Teams to support disbursements and business targets. Monitor portfolio performance and suggest policy updates based on risk insights

Roles & Responsibilities: Responsible for acquiring new customers for business banking with a detailed understanding of credit assessment. Knowledge on liability, Forex, trade and client relationships, delinquency management, relationship management, and an analytical mindset. Locations- Ghaziabad, Delhi , Noida

Required Working Capital Credit Manager Rural Business Banking Group - Location jhajjar / Jalandhar / Ambala / Merta City / Ganganagar / Nagaur

fostering accuracy, Department :- Accounts & Finance Designation :- AVP /VP Accounts & Finance Location :- Bangalore Qualification(s) :- CA Skills Hands-on experience in managing company finances and accounts. • Expertise in financial planning, management reporting, and internal controls. Strong knowledge of accounting principles, GST, statutory compliances, and taxation. Demonstrated success in leading cross-functional ERP implementations, driving process optimization and organizational change. Skilled in cost control, profitability analysis, and enabling data-driven commercial decision-making Strong leadership and mentoring capabilities with a track record of building and guiding high-performing finance teams Job Profile Drive strategic financial planning, budgeting, and capital deployment to align with organizational goals across all business verticals. Oversee end-to-end accounting operations, financial reporting, and audits to ensure compliance with applicable accounting standards and statutory requirements. Manage working capital, cash flow, and treasury operations to support project and production needs. Drive cost controls and profitability analysis across in-house manufacturing, turnkey projects, and interior business lines. Establish robust internal controls, audit mechanisms, and financial governance processes to ensure integrity and transparency. Ensure timely and accurate monthly MIS, P&L, balance sheet, and financial performance reports for senior leadership. Monitor tax compliance and regulatory obligations, including GST, TDS, income tax, and other direct/indirect taxes. Support commercial negotiations, vendor contracts, and pricing decisions with financial insights. Collaborate with cross-functional teamsprocurement, operations, and executionfor project budgeting, costing, and variance analysis. • Guide, mentor, and build a high-performing finance team, fostering accuracy, accountability, and continuous improvement.

The ability to be a team player The ability and skill to train other people in procedural and technical topics Strong communication and collaboration skills Required education Bachelor's Degree Preferred education Master's Degree Required technical and professional expertise Experience in EE&U asset management Liaison between business and tech team for feature upgrade and implementation Preferred technical and professional experience Good communication skills Maintain documentation

A leading bank is hiring working capital-secured loan RMs to handle term loans, bank guarantees, credit facilities, OD, cash facilities, and trade finance for MSMEs & SMEs. Working for ticket size between10 lakhs to 5 CRs Required Candidate profile Candidates having 3 to 4 years of working capital (Secured loan) experience who does direct sourcing, Banking experience in Term loans, BG, Credit facilities, OD, Cash facilities, trade finance

Multiple private banks are hiring Wealth Managers/Private Wealth Managers/Affluent RMs/Branch Managers/ BBG RMs/RM Working Capital, etc for Maharashtra, Gujarat, Rajasthan, Delhi-NCR, Karnataka, Andhra Pradesh, Haryana, Chattisgarh, Goa, Tamil Nadu Required Candidate profile Local candidates with a minimum of 3 years relevant experiance working in any Private Bank in HNI/Business Banking sales and portfolio management or acquisition are most welcome

Job Profile:- SO/RM/SRM Location:- Delhi (Rajendra Place, Uttam Nagar, Nirman Vihar) Ghaziabad/ Noida/ Gurgaon Salary :- upto 3.5 LPA We are seeking an experienced Candidates in Loan Against Property (LAP) to join our team in Delhi. The ideal candidate will be responsible for driving sales, managing a team, and achieving business targets. Key Responsibilities: Develop and execute sales strategies to achieve loan disbursement targets. Identify and acquire new customers for Loan Against Property (LAP). Build and maintain strong relationships with channel partners, DSAs, and customers. Conduct market research to identify business opportunities and stay updated on competitors. Manage the end-to-end sales process, including documentation and approvals. Ensure compliance with company policies and regulatory guidelines. Train and mentor the sales team to enhance productivity and efficiency. Work closely with credit and operations teams to facilitate smooth loan processing. Key Requirements: Experience: Minimum 6 months -5 years of experience in LAP sales. Education: Bachelor's degree in Business, Finance, or a related field. MBA preferred. Skills: Strong communication, negotiation, and leadership skills. Knowledge: In-depth understanding of LAP products, market trends, and lending norms. Network: Established relationships with channel partners and DSAs. Target-Driven: Ability to work in a fast-paced environment and achieve sales goals. Benefits: Competitive salary and performance-based incentives. Career growth opportunities within the organization. Training and development programs. If you are a motivated professional looking to grow in the LAP sector, apply now and be a part of our dynamic team! If you are interested or still looking for a job change kindly connect with us directly over the call or WhatsApp *Kanishka - 9354423107* And references also highly appreciated.

Manage Liquidity,Working capital interest rate risk of the group.Forecast & ensure adequate working capital is available for day-to-day operations. Manage liquidity costs.Understand exposure to different currencies.Front-ending/Liasoning with banks Required Candidate profile CA ,4 years' experience in treasury operations of Manufacturing /engineering companies. SAP knowledge must. Rich analytical abilities especially wrt the fund flows, investments, hedge funding, etc.

Branch Sales Manager - SME Vertical