65 Va Jobs - Page 3

Entity :- Accenture Strategy & Consulting Job location :- Mumbai About S&C - Global Network :- Accenture Global Network - Data & AI practice help our clients grow their business in entirely new ways. Analytics enables our clients to achieve high performance through insights from data - insights that inform better decisions and strengthen customer relationships. From strategy to execution, Accenture works with organizations to develop analytic capabilities - from accessing and reporting on data to predictive modelling - to outperform the competition WHAT'S IN IT FOR YOU? Accenture CFO & EV team under Data & AI team has comprehensive suite of capabilities in Risk, Fraud, Financial crime, and Finance. Within risk realm, our focus revolves around the model development, model validation, and auditing of models. Additionally, our work extends to ongoing performance evaluation, vigilant monitoring, meticulous governance, and thorough documentation of models. Get to work with top financial clients globally Access resources enabling you to utilize cutting-edge technologies, fostering innovation with the world's most recognizable companies. Accenture will continually invest in your learning and growth and will support you in expanding your knowledge. You'll be part of a diverse and vibrant team collaborating with talented individuals from various backgrounds and disciplines continually pushing the boundaries of business capabilities, fostering an environment of innovation. What you would do in this role Engagement Execution Work independently/with minimal supervision in client engagements that may involve model development, validation, governance, strategy, transformation, implementation and end-to-end delivery of risk solutions for Accenture's clients. Ability to manage workstream of large projects / small projects with responsibilities of managing quality of deliverables for junior team members. Demonstrated ability of managing day to day interactions with the Client stakeholders Practice Enablement Guide junior team members. Support development of the Practice by driving innovations, initiatives. Develop thought capital and disseminate information around current and emerging trends in Risk. Qualifications Who we are looking for? 7 - 12 years of relevant Risk Analytics experience at one or more Financial Services firms, or Professional Services / Risk Advisory with significant exposure to one or more of the following areas: Development, validation, and audit of: Credit Risk- PD/LGD/EAD Models, CCAR/DFAST Loss Forecasting and Revenue Forecasting Models, IFRS9/CECL Loss Forecasting Models across Retail and Commercial portfolios Credit Acquisition/Behavior/Collections/Recovery Modeling and Strategies, Credit Policies, Limit Management, Acquisition Frauds, Collections Agent Matching/Channel Allocations across Retail and Commercial portfolios Regulatory Capital and Economic Capital Models Liquidity Risk Liquidity models, stress testing models, Basel Liquidity reporting standards Anti Money Laundering AML scenarios/alerts, Network Analysis Operational risk AMA modeling, operational risk reporting Conceptual understanding of Basel/CCAR/DFAST/CECL/IFRS9 and other risk regulations Experience in conceptualizing and creating risk reporting and dashboarding solutions. Experience in modeling with statistical techniques such as linear regression, logistic regression, GLM, GBM, XGBoost, CatBoost, Neural Networks, Time series ARMA/ARIMA, ML interpretability and bias algorithms etc. Programing Languages - SAS, R, Python, Spark, Scala etc., Tools such as Tableau, QlikView, PowerBI, SAS VA etc. Strong understanding of Risk function and ability to apply them in client discussions and project implementation. Academic Requirements: Masters degree in a quantitative discipline mathematics, statistics, economics, financial engineering, operations research or related field or MBA from top-tier universities. Strong academic credentials and publications, if applicable. Industry certifications such as FRM, PRM, CFA preferred. Excellent communication and interpersonal skills.

Project Role : Security Architect Project Role Description : Define the cloud security framework and architecture, ensuring it meets the business requirements and performance goals. Document the implementation of the cloud security controls and transition to cloud security-managed operations. Must have skills : SailPoint IdentityIQ Good to have skills : NA Minimum 7.5 year(s) of experience is required Educational Qualification : 15 years full time education Summary :1.We are looking for Developers, Technical Leads and Architects for SailPoint IDN & IIQ Platform. As a Security professional you will be responsible for defining requirements, designing & building security components, testing SailPoint IDN & IIQ Platform. Oracle, IBM & Saviynt IAM Roles & Responsibilities:1.Configuration, customization, and design SailPoint. 2.Experience in virtual appliance (VA) concepts, Identity Profiles, cloud rules, 3.Transformation rule, migration, and deployments. 4.Ability to Setup, Troubleshoot Configure SailPoint integration with different systems. 5.Able to quickly onboard application and migrating users. 6.Ability to build java bean shell, workflow, JML, custom rules. 7.Liaison with teams on delivery, helping them on issue technical issue, bugs fixing and enhancementsTechnical & Professional Skills:1.Should have the ability to understand customer requirements. 2.knowledge on Integrating various platforms with SailPoint, such as Active Directory, HR apps, SAP Systems, Workday, AD, Azure O365, JDBC and Other cloud applications. 3.Implementation knowledge on Access request customization. 4.Hands on experience in Customization of Quicklink, User LCM, Certification, Custom workflows, forms, Rules, SailPoint IIQ API/ REST API etc. 5.Implementation experience in Certification, Custom reports Auditing. 6.Strong JAVA/J2EE Development Knowledge 7.Quick learner, team player and self-starter. 8.Willing to learn new technologies cross skilling, Upskilling Good Communication presentation. 9.Good Articulation and presentation skills 10.BE or MCA or MSc with Good Computer Science Background with good academic record. Additional Information:1.The candidate should have a minimum of 3+ years of experience in SailPoint IIQ & Identity Now2.This position is based across Accenture Location.3.15 years full time education is required Qualifications 15 years full time education

Project Role : Security Advisor Project Role Description : Provide enterprise-level advice to make organizations cyber resilient. Assist in navigating the complex landscape of cyber threats, ensuring robust digital asset protection while maintaining trust with stakeholders. Must have skills : SailPoint IdentityIQ Good to have skills : SailPoint IdentityNow Minimum 7.5 year(s) of experience is required Educational Qualification : 15 years full time education Summary :1.We are looking for Developers, Technical Leads and Architects for SailPoint IDN & IIQ Platform. As a Security professional you will be responsible for defining requirements, designing & building security components, & testing SailPoint IDN & IIQ Platform. Roles & Responsibilities:1.Configuration, customization, and design SailPoint. 2.Experience in virtual appliance (VA) concepts, Identity Profiles, cloud rules, 3.Transformation rule, migration, and deployments. 4.Ability to Setup, Troubleshoot Configure SailPoint integration with different systems. 5.Able to quickly onboard application and migrating users. 6.Ability to build java bean shell, workflow, JML, custom rules. 7.Liaison with teams on delivery, helping them on issue technical issue, bugs fixing and enhancements Professional & Technical Skills:1.Should have the ability to understand customer requirements. 2.knowledge on Integrating various platforms with SailPoint, such as Active Directory, HR apps, SAP Systems, Workday, AD, Azure O365, JDBC and Other cloud applications. 3.Implementation knowledge on Access request customization. 4.Hands on experience in Customization of Quicklink, User LCM, Certification, Custom workflows, forms, Rules, SailPoint IIQ API/ REST API etc. 5.Implementation experience in Certification, Custom reports Auditing. 6.Strong JAVA/J2EE Development Knowledge 7.Quick learner, team player and self-starter. 8.Willing to learn new technologies cross skilling, Upskilling Good Communication presentation. 9.Good Articulation and presentation skills 10.Educational?Qualification:11.BE or MCA or MSc with Good Computer Science Background with good academic record. Additional Information:1.The candidate should have a minimum of 3+ years of experience in SailPoint IIQ & Identity Now2.This position is based across Accenture Location.3.15 years full time education is required. Qualifications 15 years full time education

Project Role : Security Architect Project Role Description : Define the cloud security framework and architecture, ensuring it meets the business requirements and performance goals. Document the implementation of the cloud security controls and transition to cloud security-managed operations. Must have skills : SailPoint IdentityNow Good to have skills : NA Minimum 5 year(s) of experience is required Educational Qualification : BE or MCA or MSc with Good Computer Science Background with good academic record. Summary :As a Security Architect, you will define the cloud security framework and architecture, ensuring it meets the business requirements and performance goals. You will document the implementation of the cloud security controls and transition to cloud security-managed operations. Your typical day will involve designing and implementing security solutions, collaborating with cross-functional teams, and ensuring the integrity and confidentiality of data in the cloud environment. Must Have Skills:SailPoint IdentityNowGood To Have Skills:Identity and Access ManagementJob Requirements:Key Responsibilities:configuration, customization, and design.Ability to Setup, Troubleshoot Configure SailPoint integration with different systems.Able to quickly onboard application and migrating users.Ability to build java bean shell, workflow, JML, custom rules.Liaison with teams on delivery, helping them on issue technical issue, bugs fixing and enhancements. Technical Experience:Should have the ability to understand customer requirements and be capable of suggesting solutions.Experience in virtual appliance (VA) concepts, Identity Profiles, cloud rules, migration and deploymentsStrong knowledge on Integrating various platforms with SailPoint, such as Active Directory, HR apps, SAP Systems, Workday, AD, Azure O365, JDBC and Other cloud applications.Implementation knowledge on Access request customization.Hands on experience in Customization of Quicklink, User LCM, Certification, Rules, SailPoint IIQ API/ REST API etc.Implementation experience in Certification, Custom reports Auditing.Strong JAVA/J2EE Development Knowledge Professional Attributes:Team lead experience to handle team.Quick learner, team player and self-starter.Willing to learn new technologies cross skilling, Upskilling Good Communication presentation.Good Articulation and presentation skills Educational Qualification:BE or MCA or MSc with Good Computer Science Background with good academic record. Qualifications BE or MCA or MSc with Good Computer Science Background with good academic record.

Project Role : Security Architect Project Role Description : Define the cloud security framework and architecture, ensuring it meets the business requirements and performance goals. Document the implementation of the cloud security controls and transition to cloud security-managed operations. Must have skills : SailPoint IdentityNow Good to have skills : NA Minimum 7.5 year(s) of experience is required Educational Qualification : 15 years full time education Summary :1. We are looking for Developers, Technical Leads and Architects for SailPoint IDN & IIQ Platform. As a Security professional you will be responsible for defining requirements, designing & building security components, testing SailPoint IDN & IIQ Platform. SailPoint IdentityIQ Roles & Responsibilities:1. Configuration, customization, and design SailPoint. 2. Experience in virtual appliance (VA) concepts, Identity Profiles, cloud rules, 3. Transformation rule, migration, and deployments. 4. Ability to Setup, Troubleshoot Configure SailPoint integration with different systems. 5. Able to quickly onboard application and migrating users. 6. Ability to build java bean shell, workflow, JML, custom rules. 7. Liaison with teams on delivery, helping them on issue technical issue, bugs fixing and enhancements Professional & Technical Skills:1. Should have the ability to understand customer requirements. 2. knowledge on Integrating various platforms with SailPoint, such as Active Directory, HR apps, SAP Systems, Workday, AD, Azure O365, JDBC and Other cloud applications. 3. Implementation knowledge on Access request customization. 4. Hands on experience in Customization of Quicklink, User LCM, Certification, Custom workflows, forms, Rules, SailPoint IIQ API/ REST API etc. 5. Implementation experience in Certification, Custom reports Auditing. 6. Strong JAVA/J2EE Development Knowledge 7. Quick learner, team player and self-starter. 8. Willing to learn new technologies cross skilling, Upskilling Good Communication presentation. 9. Good Articulation and presentation skills 10. BE or MCA or MSc with Good Computer Science Background with good academic record. Additional Information:1. The candidate should have a minimum of 3+ years of experience in SailPoint IIQ & Identity Now2. This position is based across Accenture Location.3. 15 years full time education is required. Qualifications 15 years full time education

Role: Sr. Team Lead/Manager Minimum 6+ yrs of expr into US Mortgage underwriting Location:Pune/Jaipur must expr into all types of income skillset product types of loans (FHA, VA, USDA and conventional) Salary: SME:8.5 LPA TL: 10.5 LPA Manager:18 LPA Required Candidate profile managing 20+ FTE's for TL / 50+ FTE's Manager

Hiring U.S. Mortgage Underwriting - Mandate U.S. mortgage regs, underwriting, analytics & comms skills Roles: Underwriter (4–5 yrs) Sr. Underwriter (6–10 yrs) Manager (10+ yrs) Interview: Pune (F2F)/ Jaipur (Virtual) Required Candidate profile US mortgage (E2E) FHA, VA, USDA, Conventional loans Income Wage, SSA, Pension, Self, Rental Origination, Pre/Post-closing, Wholesale, Retail FNMA/FHLMC guidelines NMLS cert preferred LOS & AUS systems

Role Purpose The purpose of this role is to analyse, identify, rectify & recommend specific improvement measures that help in the security posture of the organization by protecting the sensitive information Do Ensuring customer centricity by providing apt cybersecurity Monitoring and safeguarding the log sources and security access Planning for disaster recovery in the event of any security breaches Monitor for attacks, intrusions and unusual, unauthorized or illegal activity Performs moderately complex log reviews and forensic analysis to identify unauthorized or unacceptable access to data or systems Conduct security assessments, risk analysis and root cause analysis of security incidents Handling incidents escalated by the L1 team in 24x7 rotational shifts Use advanced analytics tools to determine emerging threat patterns and vulnerabilities Completing all tactical security operations tasks associated with this engagement. Analyses all the attacks and come up with remedial attack analysis Conduct detailed analysis of incidents and create reports and dashboards Stakeholder coordination & audit assistance Liaise with stakeholders in relation to cyber security issues and provide future recommendations Maintain an information security risk register and assist with internal and external audits relating to information security Assist with the creation, maintenance and delivery of cyber security awareness training for colleagues Advice and guidance to employees on issues such as spam and unwanted or malicious emails Stakeholder Interaction Stakeholder Type Stakeholder Identification Purpose of Interaction Internal Technical Lead/ Project Lead Regular reporting & updates Security Intelligence (Practice) Coordination for security reasons External Customer To coordinate for all security breaches & resolutions Display Lists the competencies required to perform this role effectively: Functional Competencies/ Skill Leveraging Technology - Knowledge of current and upcoming technology (automation, tools and systems) to build efficiencies and effectiveness in own function/ Client organization - Expert Process Excellence - Ability to follow the standards and norms to produce consistent results, provide effective control and reduction of risk - Expert Functional/Technical - Knowledge of Network Security devices, firewalls, end points, SIEM, application security, IPS/IDS, VA / PT skills - Master Competency Levels Foundation Knowledgeable about the competency requirements. Demonstrates (in parts) frequently with minimal support and guidance. Competent Consistently demonstrates the full range of the competency without guidance. Extends the competency to difficult and unknown situations as well. Expert Applies the competency in all situations and is serves as a guide to others as well. Master Coaches others and builds organizational capability in the competency area. Serves as a key resource for that competency and is recognized within the entire organization. Behavioral Competencies Effective Communication Collaborative Working Execution Excellence Problem Solving & Analytical Skills Deliver No. Performance Parameter Measure 1. Customer centricity Timely security breach solutioning to end users, Internal stakeholders & external customers experience 2. Process Adherence Adherence to SLAs (90-95%), response time and resolution time TAT

Project Role : Security Architect Project Role Description : Define the cloud security framework and architecture, ensuring it meets the business requirements and performance goals. Document the implementation of the cloud security controls and transition to cloud security-managed operations. Must have skills : SailPoint IdentityNow Good to have skills : NA Minimum 7.5 year(s) of experience is required Educational Qualification : 15 years full time education Summary :1. We are looking for Developers, Technical Leads and Architects for SailPoint IDN & IIQ Platform. As a Security professional you will be responsible for defining requirements, designing & building security components, & testing SailPoint IDN & IIQ Platform. SailPoint IdentityIQ, flex on skills Oracle, IBM & Saviynt IAM Roles & Responsibilities:1. Configuration, customization, and design SailPoint. 2. Experience in virtual appliance (VA) concepts, Identity Profiles, cloud rules, 3. Transformation rule, migration, and deployments. 4. Ability to Setup, Troubleshoot Configure SailPoint integration with different systems. 5. Able to quickly onboard application and migrating users. 6. Ability to build java bean shell, workflow, JML, custom rules. 7. Liaison with teams on delivery, helping them on issue technical issue, bugs fixing and enhancements Professional & Technical Skills:1. Should have the ability to understand customer requirements. 2. knowledge on Integrating various platforms with SailPoint, such as Active Directory, HR apps, SAP Systems, Workday, AD, Azure O365, JDBC and Other cloud applications. 3. Implementation knowledge on Access request customization. 4. Hands on experience in Customization of Quicklink, User LCM, Certification, Custom workflows, forms, Rules, SailPoint IIQ API/ REST API etc. 5. Implementation experience in Certification, Custom reports Auditing. 6. Strong JAVA/J2EE Development Knowledge 7. Quick learner, team player and self-starter. 8. Willing to learn new technologies cross skilling, Upskilling Good Communication presentation. 9. Good Articulation and presentation skills 10. BE or MCA or MSc with Good Computer Science Background with good academic record. Additional Information:1. The candidate should have a minimum of 3+ years of experience in SailPoint IIQ & Identity Now2. This position is based across Accenture Location.3. 15 years full time education is required. Qualifications 15 years full time education

Project Role : Security Architect Project Role Description : Define the cloud security framework and architecture, ensuring it meets the business requirements and performance goals. Document the implementation of the cloud security controls and transition to cloud security-managed operations. Must have skills : SailPoint IdentityNow Good to have skills : No Function Specialty Minimum 5 year(s) of experience is required Educational Qualification : 15 years full time education Summary :As a Security Architect, you will be responsible for defining the cloud security framework and architecture, ensuring it meets the business requirements and performance goals. Your typical day will involve documenting the implementation of cloud security controls and transitioning to cloud security-managed operations. You will play a crucial role in safeguarding the organization's data and infrastructure. Project Role Description:Define the security architecture, ensuring that it meets the business requirements and performance goals.Work Experience :6-8 yearsWork location:Must Have Skills:SailPoint IdentityNowGood To Have Skills:Identity and Access ManagementJob Requirements:Key Responsibilities:configuration, customization, and design.Ability to Setup, Troubleshoot Configure SailPoint integration with different systems.Able to quickly onboard application and migrating users.Ability to build java bean shell, workflow, JML, custom rules.Liaison with teams on delivery, helping them on issue technical issue, bugs fixing and enhancements. Technical Experience:Should have the ability to understand customer requirements and be capable of suggesting solutions.Experience in virtual appliance (VA) concepts, Identity Profiles, cloud rules, migration and deploymentsStrong knowledge on Integrating various platforms with SailPoint, such as Active Directory, HR apps, SAP Systems, Workday, AD, Azure O365, JDBC and Other cloud applications.Implementation knowledge on Access request customization.Hands on experience in Customization of Quicklink, User LCM, Certification, Rules, SailPoint IIQ API/ REST API etc.Implementation experience in Certification, Custom reports Auditing.Strong JAVA/J2EE Development Knowledge Professional Attributes:Team lead experience to handle team.Quick learner, team player and self-starter.Willing to learn new technologies cross skilling, Upskilling Good Communication presentation.Good Articulation and presentation skills Educational Qualification:BE or MCA or MSc with Good Computer Science Background with good academic record. Qualifications 15 years full time education

Project Role : Security Architect Project Role Description : Define the cloud security framework and architecture, ensuring it meets the business requirements and performance goals. Document the implementation of the cloud security controls and transition to cloud security-managed operations. Must have skills : SailPoint IdentityIQ Good to have skills : NA Minimum 7.5 year(s) of experience is required Educational Qualification : 15 years full time education Summary :1. We are looking for Developers, Technical Leads and Architects for SailPoint IDN & IIQ Platform. As a Security professional you will be responsible for defining requirements, designing & building security components, & testing SailPoint IDN & IIQ Platform. Roles & Responsibilities:1. Configuration, customization, and design SailPoint. 2. Experience in virtual appliance (VA) concepts, Identity Profiles, cloud rules, 3. Transformation rule, migration, and deployments. 4. Ability to Setup, Troubleshoot Configure SailPoint integration with different systems. 5. Able to quickly onboard application and migrating users. 6. Ability to build java bean shell, workflow, JML, custom rules. 7. Liaison with teams on delivery, helping them on issue technical issue, bugs fixing and enhancements Professional & Technical Skills:1. Should have the ability to understand customer requirements. 2. knowledge on Integrating various platforms with SailPoint, such as Active Directory, HR apps, SAP Systems, Workday, AD, Azure O365, JDBC and Other cloud applications. 3. Implementation knowledge on Access request customization. 4. Hands on experience in Customization of Quicklink, User LCM, Certification, Custom workflows, forms, Rules, SailPoint IIQ API/ REST API etc. 5. Implementation experience in Certification, Custom reports Auditing. 6. Strong JAVA/J2EE Development Knowledge 7. Quick learner, team player and self-starter. 8. Willing to learn new technologies cross skilling, Upskilling Good Communication presentation. 9. Good Articulation and presentation skills 10. Educational?Qualification:11. BE or MCA or MSc with Good Computer Science Background with good academic record. Additional Information:1. The candidate should have a minimum of 3+ years of experience in SailPoint IIQ & Identity Now2. This position is based across Accenture Location.3. 15 years full time education is required. Qualifications 15 years full time education

Role : US Mortgage Exp : Min 8+ yrs Loc : Pune & Jaipur Must Have exp : Us Residential Mortgage in Team lead / Manager Position Min 60+ FTE's and NMLS Certified Salary : upto 9 LPA Interview: Walkin Regards, Allen 7200495207

Job Title: US Mortgage Live Underwriter Department: Mortgage Location: Kothanur Office, Bangalore Role Type: Full-Time Shift: US Shifts About Flatworld Solutions Flatworld Solutions is a global business solutions company that has evolved over the last two decades from BPO to technology, business process automation, and now GenAI. Serving clients across 50+ countries, we provide a wide range of services including IT, finance, healthcare, engineering, design, and data science. Our mission is to "unlock winning ways" for clients, partners, and employees through innovative, technology-driven solutions. Guided by our core values Harmony, Excellence, Learning, Integrity, and Ownership —we prioritize collaboration, open communication, high performance standards, continuous learning, and impactful results. Role Overview As a Mortgage Underwriter , you will play a vital role in supporting our US-based clients by evaluating and processing mortgage loan applications. This includes assessing risk, ensuring regulatory compliance, and making sound underwriting decisions. You will work in a collaborative team that values accuracy, integrity, and customer-centricity, directly contributing to the success of our mortgage operations. Key Responsibilities Perform live origination underwriting for US clients, including both initial reviews and re-reviews. Examine loan applications and supporting documentation (credit reports, income statements, employment records, etc.) for completeness and accuracy. Analyze applicants’ credit history, income, assets, liabilities, and property valuation to assess risk and repayment capability. Ensure compliance with company policies and all applicable federal and state mortgage regulations. Approve or deny applications based on comprehensive risk analysis; recommend alternatives where applicable. Collaborate with mortgage brokers, loan officers, and applicants to gather additional information and communicate underwriting decisions. Requirements Experience: Minimum 2+ years of hands-on US mortgage underwriting experience (Conventional and FHA required; VA and USDA preferred). Tools & Guidelines: Proficient in Desktop Underwriter (DU) and Loan Prospector (LP); strong knowledge of Fannie Mae and Freddie Mac guidelines. Skills: Ability to analyze income, employment, credit, DTI, LTV, and property appraisals. Proficiency in calculating all income types (wage earner, self-employment, etc.). Ability to verify accuracy of employment documents, down payments, reserves, appraisals, and title commitments. Strong decision-making skills in identifying red flags and assessing loan eligibility. Experience reviewing legal documentation for completeness and accuracy. What We Offer Competitive Compensation: Industry-standard salary with comprehensive benefits. Work Flexibility: For select projects and roles, flexible hours and hybrid/remote options. Health Coverage: Medical insurance that includes employees, parents, and in-laws. Paid Time Off: Generous vacation, personal leave, and public holidays. Recognition: Performance-based bonuses and employee appreciation programs. Learning & Development: Access to workshops, training, and certification support. Employee Assistance Program: Support for work-life and personal well-being. Why Join Flatworld Solutions? Joining Flatworld means joining a global, forward-thinking organization with opportunities to grow across industries like IT, finance, and GenAI. Here’s what sets us apart: Competitive pay and mentorship International exposure (clients in 50+ countries) Access to cutting-edge tools and technologies A supportive work culture that values continuous learning and balance Be part of our "Possibilitarians" tribe—people who make things possible with a “whatever it takes” attitude Your Growth at Flatworld We actively invest in your professional journey with: Ongoing training and workshops Mentorship by experienced professionals Access to courses and certifications Career pathing and regular performance feedback Cross-functional projects and leadership development Opportunities for networking and job rotations How to Apply To apply, please send your updated resume and a brief cover letter . In your letter, tell us: Why this role excites you How your experience aligns with our expectations Equal Opportunity Employer Flatworld Solutions is an Equal Opportunity Employer. We embrace diversity and are committed to building an inclusive workplace for all. All qualified applicants will receive consideration for employment without regard to: Race, color, religion, gender, gender identity or expression Sexual orientation, national origin, genetics, disability Age or veteran status

Entity :- Accenture Strategy & Consulting Job location :- Mumbai About S&C - Global Network :- Accenture Global Network - Data & AI practice help our clients grow their business in entirely new ways. Analytics enables our clients to achieve high performance through insights from data - insights that inform better decisions and strengthen customer relationships. From strategy to execution, Accenture works with organizations to develop analytic capabilities - from accessing and reporting on data to predictive modelling - to outperform the competition WHATS IN IT FOR YOU Accenture CFO & EV team under Data & AI team has comprehensive suite of capabilities in Risk, Fraud, Financial crime, and Finance. Within risk realm, our focus revolves around the model development, model validation, and auditing of models. Additionally, our work extends to ongoing performance evaluation, vigilant monitoring, meticulous governance, and thorough documentation of models. Get to work with top financial clients globally Access resources enabling you to utilize cutting-edge technologies, fostering innovation with the worlds most recognizable companies. Accenture will continually invest in your learning and growth and will support you in expanding your knowledge. Youll be part of a diverse and vibrant team collaborating with talented individuals from various backgrounds and disciplines continually pushing the boundaries of business capabilities, fostering an environment of innovation. What you would do in this role Engagement Execution Work independently/with minimal supervision in client engagements that may involve model development, validation, governance, strategy, transformation, implementation and end-to-end delivery of risk solutions for Accentures clients. Ability to manage workstream of large projects / small projects with responsibilities of managing quality of deliverables for junior team members. Demonstrated ability of managing day to day interactions with the Client stakeholders Practice Enablement Guide junior team members. Support development of the Practice by driving innovations, initiatives. Develop thought capital and disseminate information around current and emerging trends in Risk. Qualification Who we are looking for 7 - 12 years of relevant Risk Analytics experience at one or more Financial Services firms, or Professional Services / Risk Advisory with significant exposure to one or more of the following areas: Development, validation, and audit of: Credit Risk- PD/LGD/EAD Models, CCAR/DFAST Loss Forecasting and Revenue Forecasting Models, IFRS9/CECL Loss Forecasting Models across Retail and Commercial portfolios Credit Acquisition/Behavior/Collections/Recovery Modeling and Strategies, Credit Policies, Limit Management, Acquisition Frauds, Collections Agent Matching/Channel Allocations across Retail and Commercial portfolios Regulatory Capital and Economic Capital Models Liquidity Risk Liquidity models, stress testing models, Basel Liquidity reporting standards Anti Money Laundering AML scenarios/alerts, Network Analysis Operational risk AMA modeling, operational risk reporting Conceptual understanding of Basel/CCAR/DFAST/CECL/IFRS9 and other risk regulations Experience in conceptualizing and creating risk reporting and dashboarding solutions. Experience in modeling with statistical techniques such as linear regression, logistic regression, GLM, GBM, XGBoost, CatBoost, Neural Networks, Time series ARMA/ARIMA, ML interpretability and bias algorithms etc. Programing Languages - SAS, R, Python, Spark, Scala etc., Tools such as Tableau, QlikView, PowerBI, SAS VA etc. Strong understanding of Risk function and ability to apply them in client discussions and project implementation. Academic : Masters degree in a quantitative discipline mathematics, statistics, economics, financial engineering, operations research or related field or MBA from top-tier universities. Strong academic credentials and publications, if applicable. Industry certifications such as FRM, PRM, CFA preferred. Excellent communication and interpersonal skills. Accenture is an equal opportunities employer and welcomes applications from all sections of society and does not discriminate on grounds of race, religion or belief, ethnic or national origin, disability, age, citizenship, marital, domestic or civil partnership status, sexual orientation, gender identity, or any other basis as protected by applicable law.

Position: Frontline Underwriter (Live Underwriter) Skill: Senior Underwriter (Residential) Overview: Shared Services function leverages the shared delivery model to provide operations delivery to Business Unites across the organization. The goal of the Shared Services division is to provide central operations solutions to Business Units across the Commercial and Residential Mortgages vertical. The Due Diligence underwriting team provides solutions for various service offerings under a single platform (seasoned compliance, credit, credit & compliance, title, collection comments, pay history, data, forensic, consumer, etc.). However, generally, activities will include (i) the identification of the proper documentation for data capture, (ii) the capture of such information in the system (iii) running embedded rules and logic against such information, and (iv) clearing validations and/or applying exceptions that may be appropriate for the item in question. DUTIES AND RESPONSIBILITIES: • Review and verify loan applications and support documentation. • Analyse loan risk and request additional information as necessary. • Ensure compliance with regulatory standards. • Ensure compliance with company policies and guidelines. • Determine and document loan conditions, communicate requirements, and/or decisions. • Identify portfolio risks resulting from the client's underlying business practices. • Document and effectively communicate reasons for the approval/rejection of loans. • Such other activities as may be assigned by your manager. SKILL SETS REQUIRED: • Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA • Analysis and Calculation of qualifying income from various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. • Analysis of Credit Reports and Bank Statements • Experience with both AUS and manual underwriting methods including DU and LP. • Working knowledge of running and reviewing third party loan-level Fraud Reports (Fraud Guard, Fraud Manager or DRIVE) would be preferred. • Experience of working on Non-QM loans (Jumbo and Bank Statement Programs) in addition to AUS loans would be preferred. • Working knowledge of industry recognized LOS such as Encompass, BytePro, Calyx, Empower or Lending QB. QUALIFICATIONS/ REQUIREMENTS: • 5+ years of recent US Mortgage underwriting front-line experience • compliance review/ Disclosures Preparation/ Closing/ Doc Preparation and/or due diligence (post-close) experience in the residential mortgage industry • Knowledge and familiarity with current mortgage policies/procedures, compliance laws and regulationsincluding TRIDand understanding of mortgage regulatory changes • High producer with attention to quality • Strong commitment to customer service and satisfaction • Excellent time management skills • Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices situsamc.com • Detail oriented, with superior verbal and written communication skills • Strong PC skills, with demonstrated proficiency with Microsoft Office