150 Upi Jobs - Page 2

About The Role Job Requirements: 1. Pre disbursement KYC checking, agreement book and RTO set, verifications2. Verification of documents, asset details and loading the documents in system3. Handling the operations team4. Checking and releasing the payouts after checking the Post disbursement documents.5. Checking the NACH documents and cheques6. Handling the high volume in month end7. 2 years Experience in retail asset operations and disbursement related activities

Greetings from TMI Group!!! GREAT Opportunity for under Graduates & Graduates -ONROLL JOB Location: PUNJAB ( Chandigarh ,Bathinda ,Amritsar ) Industry: Banking/Fintech/Field Sales Job Designation: Sr. Officer /Asst. Manger Sales / Field Sales Qualification :12 Class, Diploma, Any Graduate Relevant Experience in Years : Min 1+ Yrs Salary Range : Max 3 Lacs Job responsibilities 1. POS device sales 2. Managing the assigned bank branches to generate leads. 3. Convert the branch generated leads and achieve the revenue target. 4. To work in Open market as well and achieve the target numbers. 5. Have to attend the service calls and close the same within TAT. IMMEDIATE JOINERS ARE GIVEN PREFERENCE, PLEASE REFER TO YOUR FRIENDS ALSO... Please share your resume on venkatlakshmi@tminetwork.com or WhatsApp on 9705847421

Operations Manager - Support Services-Operations JOB REQUIREMENT 1. Pre disbursement KYC checking, agreement book and RTO set, verifications 2. Verification of documents, asset details and loading the documents in system 3. Handling the operations team 4. Checking and releasing the payouts after checking the Post disbursement documents. 5. Checking the NACH documents and cheques 6. Handling the high volume in month end 7. 2 years" Experience in retail asset operations and disbursement related activities

About The Role Operations Manager - Support Services-Operations JOB REQUIREMENT 1. Pre disbursement KYC checking, agreement book and RTO set, verifications 2. Verification of documents, asset details and loading the documents in system 3. Handling the operations team 4. Checking and releasing the payouts after checking the Post disbursement documents. 5. Checking the NACH documents and cheques 6. Handling the high volume in month end 7. 2 years" Experience in retail asset operations and disbursement related activities

Operations Manager - Support Services-Operations Job Requirements: 1. Pre disbursement KYC checking, agreement book and RTO set, verifications 2. Verification of documents, asset details and loading the documents in system 3. Handling the operations team 4. Checking and releasing the payouts after checking the Post disbursement documents. 5. Checking the NACH documents and cheques 6. Handling the high volume in month end 7. 2 years" Experience in retail asset operations and disbursement related activities

AIRTEL PAYMENTS BANK, Gurgaon At Airtel Payments Bank, were transforming the way banking operates in the country. Our core business is banking and weve set out to serve each unbanked and underserved Indian. Our products and technology aim to take basic banking services to the doorstep of every Indian. We’re looking for people who can join us on this journey of ours with lots of passion and flair. As a Product Lead, you will be pivotal in shaping innovative UPI products, aligning the organization’s strategic business objectives, and satisfying customer needs. We are looking for a resourceful, organized, and strategic self-starter to play a pivotal role in driving the product strategy of our multi-line product portfolio within insurance vertical. You will lead all aspects of product and product feature strategies, roadmaps and go-to-market plans within a diversified portfolio. Represents their product to customers and to peers and is seen as a critical stakeholder for feedback on new feature ideas. Manages the full design process and defines requirements for an end-to-end customer experience. Achieves expected business results within the assigned projects and positively impacts other initiatives for which they are not directly responsible. About UPI Vertical – The UPI team facilitates seamless transactions by integrating multiple bank accounts into a single mobile app. With features like immediate transfers, single-click authentication, and virtual addresses for enhanced security, UPI simplifies financial interactions. It supports a wide range of transactions including utility bill payments, QR code payments, donations, and more, offering users unparalleled convenience and reliability in digital payments. Payment Security team manages the Internal platform to curb bank frauds and control conduit accounts. Key Responsibilities – This role will comprise of User Centric Mindset: You will be responsible for understanding customer needs as well as stay on top of the customer pulse via secondary insights - both qualitative and quantitative.Should have Capability to translate user feedback into actionable insights for product development. Product Vision & Strategy : Should have ability to define both long-term strategy and quarterly roadmap to achieve the product vision and create impact. Product enhancement with a problem first, data-driven, and test & iterate approach. Product Development Life Cycle : Should have strong understanding of stages that a product goes through from concept to market launch & beyond. Ecosystem collaboration : Self-starter to collaborate closely with ecosystem players to co-build products that don’t exist. Collaborate with cross-functional teams (engineering, design, marketing, risk, compliance) to develop and launch new card products Market Research & Analysis - Conduct in-depth market research to understand user needs, industry trends, and regulatory landscape for payments in India. Tech Know-how - Strong knowledge of engineering practices in product development using Agile / Scrum principles Data-driven decision making – You will be responsible in using data and analytics to guide decisions about product development , enhancement and in deciding overall strategy of the product

About The Role Job Requirements : 1. Pre disbursement KYC checking, agreement book and RTO set, verifications2. Verification of documents, asset details and loading the documents in system3. Handling the operations team4. Checking and releasing the payouts after checking the Post disbursement documents.5. Checking the NACH documents and cheques6. Handling the high volume in month end7. 2 years Experience in retail asset operations and disbursement related activities

Product Manager Digital Payments Job Title : Product Manager – Digital Payments Location : Chennai, Hyderabad, Bangalore Experience : 1-4 Role Summary: Lead the development and optimization of digital payment products, ensuring seamless user experiences, regulatory compliance, and market competitiveness. Key Responsibilities: Define product vision and roadmap for UPI, card payments, and wallet integrations. Collaborate with engineering, design, and compliance teams to deliver features. Conduct market research and user feedback analysis to inform product decisions. Monitor product performance and iterate based on KPIs and customer insights. Ensure alignment with NPCI and RBI guidelines for payment systems. Qualifications: 4–7 years in product management, preferably in fintech or payments. Strong understanding of payment technologies and user flows. Experience with agile methodologies and product lifecycle management. Excellent communication and stakeholder management skills.

Roles and Responsibilities Summary - 1) The candidate will be leading the Production Support Operations activities across SFMS messaging architecture (NEFT, RTGS, LC/BG and other services) 2) The candidate should have the skill to mentor a team of people to deliver Support objectives, bring excellence and delivery results. Roles and Responsibilities: Responsibilities: Manage Production Operations and extend superior technical support for SFMS and related activities. Effectively oversee operational activities, maintain SOPs, manage shifts, delegate work across teams with proper follow-ups and guidance till closure. Efficiently communicate to all stakeholders and manage expectations across Production Operations in a time bounded manner. Undertake impact assessments, risk assessments for various product and process changes and monitor change management processes continuously. Be responsible for functional, technical and operational changes in SFMS and build constant feedback mechanism to development/product teams. Provide effective supervision and ensure operations to run effortlessly 24x7x365. Ensure detailed technical root cause analysis for major/critical incidents. Provide workarounds, temporary and permanent resolutions/suggestions and improvements on reported issues. Ensure applications/software environments are fully maintained with appropriately supported updates, patches and/or service packs in line with system maintenance policies Experience: Candidate should have strong 8-10 years of experience as Senior Production Support Engineer/Analyst. Minimum of 4+ Years experience in managing teams The Candidate should possesses an understanding of Payment Systems and minimum 3 years work experience in similar area Candidate should have experience on software applications like IBM MQ, Oracle DB, Basic Java, Apache Tomcat, Windows, any one of the UNIX environments (AIX/RHEL), Basics of Network concepts and Basics of PKI framework. Knowledge on banking domain is mandatory. Candidate should have understanding of NEFT, RTGS and trade messages like LC and BG's. The understanding should include good knowledge on various message types like ISO 20022, ISO 15022. Candidate should have experience in MS Project, Strong MS Excel, Word, PowerPoint, and Visio skills Knowledge: Work Experience in NEFT/RTGS systems - Mandatory Knowledge in Banking domain - Mandatory Ability to diagnose and resolve compled technical issues Understanding SQL Statements and Basics of Java - Mandatory Candidate should have the good understanding of database, AWR reports and NMON reports - Mandatory Good understanding of middleware technologies like IBM MQ Good communication skills, email etiquettes, with ability to work in all shifts (24x7x365) Technical Skills: Primary Mandatory Skills: IBM MQ, Oracle/SQL, Unix Scripts, AIX/Linux understanding, Apache Tomcat and Basics in Java Secondary Skills: Understanding of Unix Scripts,Open source technologies. Education: BE/ B.Tech/M.C.A/M.Sc (Computer Science) Certification: PMP / ITIL - Any one is mandatory IBM Certified System Administrator - MQ v8.0 or MQ v9.0, IBM Certified Solution Designer - Desirable

You should have knowledge of card issuing and transaction acquiring processing and standards including ISO8583 messaging standard protocols. Experience with VISA, MasterCard Card, UPI, and other national card schemes Issuing & Acquiring, Scheme compliance requirement is essential. It would be desirable to have knowledge of national schemes and processor integrations. Understanding of APIs (SOAP, JSON, REST, etc.) and Web Service Integration is required. Additionally, familiarity with Back Office integration is necessary. You should be well-versed in HSM protocols and configuration, encryption Keys/Cryptography including symmetric and asymmetric keys, 3DES, AES, SM4, SHA. Knowledge of EMV technologies and standards, as well as PCI DSS and PA DSS standards, is preferred. Understanding of Contact and Contactless technologies, 3DS, and Tokenization standards is a plus. Experience with an EFT transaction switching or online banking environment is beneficial. Knowledge of quality assurance test methodologies and deliverables is expected from the candidate.,

Job Description Go for sale visits, acquire new customers and maintain accurate records Responsible for selling smartspeakers and scanners across the region. Explain the customers about the products, its features and benefits Meet sales target and maintain customer relations Meeting or exceeding sales targets 100% Field Sales Job Requirements: Min Education criteria is 12th / ITI / Diploma Pass. Proven working experience of 3-6 Months in sales role. Bike and driving license

Backend Developer UPI Integration Job Title : Backend Developer UPI Integration Location : Chennai, Hyderabad, Bangalore Experience : 1-3 Role Summary: Develop and maintain backend services for UPI-based payment solutions, ensuring seamless integration with NPCI systems and banking partners. Key Responsibilities: Implement UPI APIs and handle transaction workflows. Ensure secure and compliant data handling and encryption. Optimize backend performance for high-volume transactions. Collaborate with frontend, QA, and operations teams. Maintain documentation and support integration partners. Qualifications: 25 years of backend development experience. Strong knowledge of UPI architecture and NPCI specifications. Proficiency in Java, Go, or Python. Experience with databases (PostgreSQL, MongoDB) and message queues (Kafka, RabbitMQ).

Kindly find the NFS JD . For ATM NFS Domestic Issuing Transactions: Within 0 60 days from date of transaction chargeback shall be raised by CPU. Post 60 days from the date of transaction if any customer complaint received then CPU team raise chargeback in NPCI portal under good faith dispute option. Chargeback raised initially by CPU shall be processed within TAT of 5 Days; the chargeback status can be communicated to the customer as accepted or rejected by the acquirer bank through CRM Next request. For chargeback reject cases, if customer intends to pursue further pre-arbitration request shall be raised with TAT of 30 Days from the pre-arbitration request date, request letter for pre-arbitration should be attached with CRMNEXT request. If pre-arbitration claim is not accepted by the acquirer bank, then arbitration request can be raised with customer consent. Consent letter to be attached in the CRMNEXT request and there is no definite time period for verdict as decision is with NPCI. Beyond 60 Days the chargeback shall be raised with acquirer bank on good faith basis with sole discretion of acquirer bank to accept or reject the case the TAT for good faith chargeback is 15 Days. In case any domestic ATM transaction settlement received from Visa and Master card then CPU team will send a email to NPCI for ATM domestic transaction settlement receiving from Visa and Master card instead of NFS. Good faith Chargeback NFS – If the customer approach the bank after 60 days of transaction, then bank can lodge the chargeback request on good-faith basis to the acquirer bank where the sole discretion of the case is with the acquirer bank either to accept the chargeback or reject. The acquirer bank has 15 days TAT for investigation of good faith chargeback raised by the issuer bank. In case of good faith chargeback represent or rejected by acquirer bank then acquirer bank need to be submit CCTV image, Cash Balance Report, Switch logs and EJ for disputed transactions. If goodfaith transaction accepted by acquirer bank then issuer bank will receive credit from the date of transaction till disputed accepted with harmonization TAT. The issuer bank will credit complete amount with penalty in customer account. For NFS Domestic Acquiring Transactions: Dispute check on NPCI for incoming disputes (Chargeback) Dispute management team send the dispute transaction details to ATM respective MSP (Manage Service Provider) to investigate and provide necessary evidence for chargeback. MSP recon team sharing the EJ logs and provide the transaction status as per reconciliation at MSP end. If any Dispute accepted from MSP then Transaction reconciliation unit recover the amount from vendor account basis on their confirmation through TTUM processing in Finacle.

About the Team: Customer Experience team, being the custodians of the customers, is the central team ensuring to provide best-in-class experience for the customers by closely collaborating with cross-functional teams across the organization Roles and Responsibilities: Map overall customer journey, milestones and identify necessary interventions to improve customer experience and reduce customer contacts Share data, insights and best practices from within the company and outside to constantly help improve customer experience. Create BRDs, SOPs, etc. and collaborate with various cross-functional teams to implement enhancements Create and enforce the right customer experience guardrails, exception handling mechanisms and business throttles to ensure that sub-par experience is not delivered or removed immediately once identified Proactively identify trends of CX metric to prevent / identify customer impacting issues Be data-driven, translating insights into actionable improvements through customer journey mapping and process optimization. Liaise with multiple products / business / tech teams stakeholders to implement the necessary changes Review the process/strategy for new constructs from end-to-end customer experience point of view Design & create workflow for Self-service options for customers to improve the experience Design & create Customer Service chatbot journeys to resolve complex problems in a structured manner Monitor effectiveness of bots and self-serve tools, understand customer feedback and take corrective actions Lead and manage a team to ensure successful delivery of projects and initiatives. Critical Competencies for the role Program Management Stakeholder Management Problem Solving Communication skills Team Building Desired Skills and Experience Educational Qualification Required: Graduate Preferred: NA Professional Certifications: NA Experience: 6-10 Years of experience in Customer Experience and have experience in Financial Services Products like Payments (UPI & Bill Payments), Lending, Investment Products.

Role & responsibilities * Identifying sales opportunities * Meeting with customer * Lead Generation * Closing business deals * Negotiating * Following up with customers * Meeting sales targets Preferred candidate profile * Must have a 2 wheeler * Must have driving license * Must belong to sales background * Must be willing to do field work Perks and benefits * Provision Provident Fund * Provision of ESIC * Provision of lucrative incentives Contact Person: - Mili Saxena (7987788312)

Greetings from TMI Group!!! GREAT Opportunity for under Graduates & Graduates -ONROLL JOB Industry: Banking/Fintech/Field Sales Job Designation: FSO/Sr. Officer/Asst. Manger Sales Qualification :12 Class & Above Relevant Experience in Years : Min 1+ Years Salary Range : Max 3 Lacs Skills & Competencies: 1. Field sales & Services 2. Regional language communication 3. Market knowledge 4. Willing to travel 5. Two wheeler possession must Job responsibilities 1. POS device sales 2. Managing the assigned bank branches to generate leads. 3. Convert the branch generated leads and achieve the revenue target. 4. To work in Open market as well and achieve the target numbers. 5. Have to attend the service calls and close the same within TAT. IMMEDIATE JOINERS ARE GIVEN PREFERENCE Please share resume on Lakshmi -9705847421

Greetings from TMI Group!!! GREAT Opportunity for under Graduates & Graduates -ONROLL JOB Industry: Banking/Fintech/Field Sales Job Designation: FSO/Sr. Officer/Asst. Manger Sales Qualification :12 Class & Above Relevant Experience in Years : Min 1+ Years Salary Range : Max 3 Lacs Skills & Competencies: 1. Field sales & Services 2. Regional language communication 3. Market knowledge 4. Willing to travel 5. Two wheeler possession must Job responsibilities 1. POS device sales 2. Managing the assigned bank branches to generate leads. 3. Convert the branch generated leads and achieve the revenue target. 4. To work in Open market as well and achieve the target numbers. 5. Have to attend the service calls and close the same within TAT. IMMEDIATE JOINERS ARE GIVEN PREFERENCE Please share resume on Sneha - 9032608694.

Greetings from TMI Group!!! GREAT Opportunity for under Graduates & Graduates -ONROLL JOB Industry: Banking/Fintech/Field Sales Job Designation: FSO/Sr. Officer/Asst. Manger Sales Qualification :12 Class & Above Relevant Experience in Years : Min 1+ Years Salary Range : Max 3 Lacs Skills & Competencies: 1. Field sales & Services 2. Regional language communication 3. Market knowledge 4. Willing to travel 5. Two wheeler possession must Job responsibilities 1. POS device sales 2. Managing the assigned bank branches to generate leads. 3. Convert the branch generated leads and achieve the revenue target. 4. To work in Open market as well and achieve the target numbers. 5. Have to attend the service calls and close the same within TAT. IMMEDIATE JOINERS ARE GIVEN PREFERENCE Please share resume on 9705847421. Regards,LAKSHMI

Greetings from TMI Group!!! GREAT Opportunity for under Graduates & Graduates -ONROLL JOB Industry: Banking/Fintech/Field Sales Job Designation: FSO/Sr. Officer/Asst. Manger Sales Qualification :12 Class & Above Relevant Experience in Years : Min 1+ Years Salary Range : Max 3 Lacs Skills & Competencies: 1. Field sales & Services 2. Regional language communication 3. Market knowledge 4. Willing to travel 5. Two wheeler possession must Job responsibilities 1. POS device sales 2. Managing the assigned bank branches to generate leads. 3. Convert the branch generated leads and achieve the revenue target. 4. To work in Open market as well and achieve the target numbers. 5. Have to attend the service calls and close the same within TAT. IMMEDIATE JOINERS ARE GIVEN PREFERENCE Please share resume on 9705847421. Regards,LAKSHMI

exp in Payment domain with specific exp UPI, BBPS, Bharat QR, NEFT, RTGS, IMPS, IFT etc. managing both issuing and exp in digital product development & management like mobile, internet channels and/or UPI App, end to end implementation

Functional Tester / Senior Functional Tester( 5-10 years) [JOB LOCATION] Mumbai and Pune [ SUMMARY] As a Software Tester, you will assess software quality through manual / functional testing. You will get an opportunity to test software applications built using Microservices, Domain driven design principles and deployed with cutting-edge cloud technologies like Docker and Kubernetes. Ultimately, you will ensure that our products, applications and systems work correctly. You will ensure test quality through optimization of test efficiency and effectiveness. You will manage the list of defects and provide test measurements to track and communicate test progress and defect status. [WHAT YOU WILL DO] Your responsibilities will include engaging with product management and engineering team to deliver component, integration and end to end tests to ensure all requirements, features, or stories have been fully tested and accepted by the stakeholders prior to deployment. Testing activities will include: • Working closely with the Business Analyst team to understand the functionality and devise positive and negative test strategies • Understand functional content and create detailed, comprehensive and well-structured test scenarios and detailed test cases from the user stories • Execute test cases, report result and log defects in JIRA • Follow-up on defects and perform regression testing when bugs are resolved. [WHAT YOULL NEED] Desire to engineer real time missing critical applications which touch lives, a strong sense of ownership, urgency, and drive. Passion for delivering high quality solutions. As an integral part of the testing team, you will need the following skills to succeed. Education Qualifications and Years of Experience • Bachelors’ or masters’ degree in engineering or IT or computer application (BCA / MCA) or management or commerce • Five to ten years’ experience as functional tester as an individual contributor o of these, at least four years’ experience in Retail Banking Domain in a product development organization or in a services organization testing large Retail Banking enterprise application Technical Proficiency • Good understanding of Retail Banking functionality with deep functional / business knowledge in one or more of the following areas – Account Origination, Payment Networks in India (IMPS, NEFT,RTGS, UPI etc.), Customer Information File (CIF), Account Servicing for CASA or TD or Loans, Pricing / Fees / Interest Services • Good understanding of accounting concepts and interest / tax calculations • Experience in development of test strategy and test plans including planning suitable test data using the functional specifications / user stories • Experience in test execution and use of any popular defect tracking tools like JIRA, ALM etc. • Experience of using SQL with a standard relational database like Oracle or MySQL • Understanding of the concept and implementation of traceability matrix Added Advantage • Experience of working in a Bank in branch or central operations, or compliance or audit or IT etc. will be a definite plus • Experience with executing test scripts using an automation framework and testing APIs using tools like POSTMAN • Knowledge of accessibility concepts and experience of accessibility testing • Experience of agile and scrum methodologies • Experience in working with solutions deployed on cloud [POWER SKILLS] • Ability to Learn and Display Curiosity • Asking the Right Questions while being an Active Listener • Excellent Interpersonal Skills to include; organizational awareness, humility, sociability, intellectual honesty, synthesizing ideas and showing a genuine spirit of teamwork and collaboration. • Structured problem solving and Agile Thinking • Energy, passion, Optimism with ability for time management and prioritization • Ownership, Decisiveness and Achievement Orientation • Coping with uncertainty and ambiguity while moving forward

Job Title: Full Stack Developer Angular & .NET/.NET Core (Fintech Domain) Location: Sector 62, Noida (On-site) Experience Required: 7 to 15 years Industry Preference: Fintech Must have worked on financial transaction portals or APIs related to DMT, AePS, QR Code Payments, Utility Bill Payments , etc. Company Profile We are a fast-growing Fintech organization offering a comprehensive suite of B2B financial services including Domestic Money Transfer (DMT), Aadhaar Enabled Payment Systems (AePS), Utility Bill Payments, Recharge Services, QR Code-based transactions, and Travel Bookings . Our platform serves a large network of retailers, distributors, and channel partners across India. With a sharp focus on digital innovation, compliance, and scalability, we are building secure, high-volume transaction systems that empower financial inclusion at the grassroots level. Job Overview: We are looking for a skilled Full Stack Developer with deep experience in developing end-to-end fintech portals . The ideal candidate must have hands-on expertise in both Frontend (Angular) and Backend (.NET/.NET Core) technologies. The role requires someone who has previously developed complete transactional fintech platforms , and is proficient in integrating and managing APIs for services such as DMT, AePS, QR Payments, Utility Recharges, Payment Gateways, and Travel APIs . Key Responsibilities: Design, develop, and maintain full-scale fintech web applications and dashboards . Build secure, modular, and scalable frontend interfaces using Angular . Develop robust backend services and APIs using .NET/.NET Core . Integrate and manage third-party APIs for: Domestic Money Transfer (DMT) Aadhaar Enabled Payment System (AePS) QR Code / UPI-based withdrawals BBPS / Utility Bill Payments Travel services (Flight, Train, Bus APIs) Micro ATM & Wallet systems Payment Gateway solutions Implement user management, authentication, transaction tracking, and reporting modules . Optimize application performance and ensure responsiveness across user devices. Coordinate with the compliance, risk, and operations teams to meet regulatory and product requirements . Ensure high standards of code security, encryption, and data protection practices. Handle production debugging, updates, and troubleshooting. Key Requirements: 8-15 years of experience in full stack development , specifically using Angular + .NET/.NET Core . Must have developed and deployed fintech portals or platforms (DMT, AePS, BBPS, Utility Bill Payment, QR, PG/Payout etc) Demonstrated experience in integrating APIs for: DMT, AePS, BBPS QR code transactions and wallets Payment gateways Travel (IRCTC, flight, bus APIs) Experience in real-time transaction systems , settlements, and failure handling. Proficiency in REST APIs , SQL Server , and version control systems (e.g., Git) . Strong knowledge of token-based authentication , session handling, and user role management. Good understanding of security protocols , data protection standards , and fintech compliance norms . Ability to work independently and lead complex technical modules when needed. Preferred Skills: Familiarity with NPCI specifications , UPI, Aadhaar authentication flows. Hands-on experience with cloud hosting platforms (Azure, AWS). Experience with CI/CD pipelines , DevOps, and containerization (Docker/Kubernetes) is a plus. Educational Qualification: Bachelors or Master’s degree in Computer Science , IT , or equivalent. Employment Type: Full-time, On-site (Sector 62, Noida)

Job Title: National Sales Head Location: Noida, Sector 62 (Head Office) | Pan India Travel Required Company: A leading Fintech Startup into B2B Channel sales Experience: 8 to 15 Years (Mandatory: Fintech / Digital Payments Industry) About the Company It is a fast-growing Fintech startup delivering B2B financial services through a robust network of Retailers, Distributors, and Master Distributors across India. Our service offerings include: Domestic Money Transfer (DMT) AePS (Aadhaar Enabled Payment Services) QR Code-based Cash Withdrawal Utility Bill Payments (Electricity, Water, Gas, Mobile, DTH, Credit Card Bills) Cash Management Services Travel Booking (Flights, Trains, Buses, Hotels) MATM (Micro ATM / mPOS) Key Responsibilities P&L Ownership: Own and drive the entire sales revenue of the company across India. Pan India Sales Leadership: Strategically manage and scale sales operations across multiple regions, ensuring target achievement for DMT, AePS, Utility, Travel, and MATM services. Team Management: Lead, mentor, and monitor a team of ASMs, RSMs, ZSMs, and Territory Sales Officers across zones. Channel Development: Expand the retailer/distributor/master distributor network aggressively with high activation and productivity. Sales Strategy: Design & implement go-to-market (GTM) plans, incentive schemes, regional sales plans, and competition analysis. Target Execution: Track daily, weekly, and monthly performance against defined KPIs and align team goals to company objectives. Partnerships & Expansion: Develop strategic alliances with API providers, aggregators, and local partners to expand reach. Data-Driven Decision Making: Utilize dashboards and reporting tools to review performance, reduce dropouts, and improve transaction volume and stickiness. Training & Compliance: Oversee training programs for the field team and ensure compliance with regulatory and operational policies. Required Skills & Experience Experience: 8 to 15 years of experience in Sales, preferably in Fintech/Digital Payments/BFSI . Proven Track Record: Strong experience in driving large-scale channel sales across India, especially DMT, AePS, or MATM. Team Handling: Proven capability of managing large teams across zones (North, South, East, West). Analytical Mindset: Ability to translate numbers into actionable strategies. CRM & Tech Savvy: Familiar with using CRM tools, sales dashboards, and tech-based reporting. Language: Proficiency in Hindi and English; regional language knowledge is a plus. Preferred Industry Backgrounds Fintech startups DMT/AePS/Bill Payment Aggregators Travel API resellers Banking Correspondents Channel-based SaaS payment solutions Compensation & Benefits Attractive Compensation as per Industry Standards (No Bar) Travel Reimbursements ESOPs (based on performance) Opportunity to be part of a foundational leadership team of a high-growth fintech

We are looking for a Fullstack developer with 3 - 8 years of expertise in the PEAN stack (Postgres, Express, Angular, and Node.js), preferably with experience in the payments domain. Job Location - Chennai - Work from office

Key Responsibilities: Analyze and translate business requirements into detailed functional and technical specifications for UPI systems. Collaborate with product managers, business stakeholders, and external partners (NPCI, fintechs) to define and deliver UPI enhancements. Lead incident calls, perform root cause analysis, and manage change requests for UPI-related issues. Participate in the design and review of system architecture, APIs, and transaction workflows. Ensure adherence to NPCI and RBI compliance mandates and internal security standards. Conduct system integration testing, support UAT, and contribute to QA planning and execution. Design and validate test cases, perform hands-on testing, and ensure quality assurance across UPI modules. Prepare comprehensive documentation including data flow diagrams, system specs, and user guides. Monitor UPI transaction trends and system performance to identify areas for optimization. Support internal audits, risk assessments, and regulatory reviews. Design robust technical and functional solutions aligned with business goals. Required Skills & Experience: Bachelors degree in Computer Science, Information Technology, or a related field. 3-7 years of experience in system or product analysis, preferably in banking or fintech. Proven experience with UPI, IMPS, or other real-time digital payment systems. Strong understanding of UPI architecture, APIs, and integration with CBS and third-party platforms. Hands-on experience with RESTful APIs, JSON/XML, and message queuing systems. Proficiency in SQL and understanding of relational databases. Familiarity with RBI/NPCI guidelines and digital payment compliance standards. Strong grasp of technology stacks used in digital payments and system integration. Excellent analytical, communication, and stakeholder management skills. Experience with SDLC processes, project documentation, and testing methodologies. Exposure to system design and hands-on testing or coding is a strong plus. Preferred Qualifications: Experience working in a bank or fintech environment with UPI transactions at scale. Knowledge of microservices architecture, cloud deployments, and real-time monitoring tools. Familiarity with Agile and DevOps practices.