Underwriting Specialist

Position:

Department:

Experience:

Location:

CTC:

Gender Preference:

About the Role:

We are looking for a skilled and detail-oriented Employee Benefits

(EB) Underwriter to join our Health/Group team in Gurgaon. The candidate will be responsible for evaluating group health insurance proposals, assessing risks, and ensuring profitable and compliant underwriting decisions.

Key Responsibilities:

- Assess and underwrite group insurance proposals (GMC, GPA, WC) for both new and renewal business

- Analyze claim history, demographic patterns, and other risk factors to determine premium rates

- Collaborate with sales, actuarial, and claims teams to create customized client solutions

- Ensure proper documentation of underwriting decisions and adherence to internal and regulatory guidelines

- Track and monitor the performance and profitability of the underwritten portfolio

- Support product enhancements and pricing strategies through market feedback and data analysis

Required Skills & Qualifications:

- Minimum 3 years of experience in Employee Benefits (EB) underwriting

- In-depth knowledge of group insurance products: GMC, GPA, WC

- Strong analytical skills and proficiency in Excel

- Excellent communication, decision-making, and negotiation abilities

Bachelors degree in Insurance, Finance, or a related discipline preferred

Compensation & Benefits:

CTC: 6 to 9 LPA (Depends on Interview)

Additional Benefits:

-Mobile Phone Reimbursement

-Lunch Allowance

Why Join Us?

- Work in a collaborative and high-performance underwriting team

- Exposure to large and diverse group portfolios

- Inclusive work culture focused on empowering female professionals

- Career growth opportunities in a fast-growing insurance organization