Underwriting Specialist

Job Description

Position: Underwriter Employee Benefits (EB Underwriting) Department: Health / Group Business Experience: Minimum 3 years in Employee Benefits Underwriting Location: Gurgaon CTC: 6 to 9 LPA Gender Preference: Female Candidates Only About the Role: We are looking for a skilled and detail-oriented Employee Benefits (EB) Underwriter to join our Health/Group team in Gurgaon. The candidate will be responsible for evaluating group health insurance proposals, assessing risks, and ensuring profitable and compliant underwriting decisions. Key Responsibilities: - Assess and underwrite group insurance proposals (GMC, GPA, WC) for both new and renewal business - Analyze claim history, demographic patterns, and other risk factors to determine premium rates - Collaborate with sales, actuarial, and claims teams to create customized client solutions - Ensure proper documentation of underwriting decisions and adherence to internal and regulatory guidelines - Track and monitor the performance and profitability of the underwritten portfolio - Support product enhancements and pricing strategies through market feedback and data analysis Required Skills & Qualifications: - Minimum 3 years of experience in Employee Benefits (EB) underwriting - In-depth knowledge of group insurance products: GMC, GPA, WC - Strong analytical skills and proficiency in Excel - Excellent communication, decision-making, and negotiation abilities Bachelors degree in Insurance, Finance, or a related discipline preferred Compensation & Benefits: CTC: 6 to 9 LPA (Depends on Interview) Additional Benefits: -Mobile Phone Reimbursement -Lunch Allowance Why Join Us? - Work in a collaborative and high-performance underwriting team - Exposure to large and diverse group portfolios - Inclusive work culture focused on empowering female professionals - Career growth opportunities in a fast-growing insurance organization