3.0 - 7.0 years

0 Lacs

indore, madhya pradesh

On-site

As a Credit Underwriter at our company, your role involves exercising credit delegation authority with due diligence within the policy framework. You will be responsible for interpreting credit bureau reports, conducting dedupe checks, assessing financial statements, analyzing financial ratios, and evaluating the financial eligibility of applicants. It is crucial to ensure that all loan applications are processed within the defined turn-around time [TAT] to increase underwriting efficiency. Key Responsibilities: - Adhere to the defined policy and processes for timely decision-making on all applications. - Analyze bank statements, ascertain existing liabilities of applicants, and determine fi...

Posted 1 week ago

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Policy and Risk - LAP/HL - Bank V Konnect

5.0 - 10.0 years

10 - 20 Lacs

Mumbai, Maharashtra, India

On-site

Key Responsibilities: Manage Policy & Portfolio for Loan Against Properties (LAP) / Home Loans. Should have prior experience Prime Home Loan OR Prime LAP Formulation & implementation of credit policy framework for Housing Loan product within regulatory guidance & risk appetite of the bank. Tracking portfolio triggers, risk appetite level, NPA/write off trends, quality of static asset pool. Identify good/ bad segments, establish credit monitoring mechanisms to track the performance of the credit portfolio and proactively identify potential areas of concern. Ensuring adherence to credit Policy and guidance/ clarifications on policy parameters to stakeholders. Ensuring process & underwriting ef...

Posted 3 months ago

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